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Letter from Arthur to parents
No full textElectronic reproduction of: 2 pagesholographProduced in San Antonio, Texas
The effect of different lighting environments (fluorescent vs LED) on ground beef in a retail setting
No full textThis study was conducted to determine the effect of different lighting environments on visual and instrumental color, cook loss, lipid oxidation, and aerobic bacteria population on ground beef in a controlled retail setting. Samples (n = 150) comprised of beef chuck shoulder clods (USDA-IMPS #114) were ground to a lean:fat ratio of 85:15 and packaged in overwrap trays. Packages were randomly assigned to one of two lighting treatments (fluorescent [FLO] and light emitting diode [LED]) and placed in a refrigerated display area. Samples (n = 30 / 15 per treatment) were selected for removal on one of five days (1, 2, 3, 4 and 5) for visual color panels, instrumental color scores (L*, a*, b*), cook loss, Aerobic Plate Count (APC) and lipid oxidation (TBARS). Visual color panels detected a significant difference between FLO and LED (P < 0.05) on d 3, 4 and 5 for acceptability of meat color, desirability, and likeliness to purchase. FLO was higher on consumer preference in all areas of the hedonic scales on d 3, 4 and 5 (P < 0.05). Similarly, FLO exhibited significantly higher raw meat a* values on d 1, 2, 4, and 5 (P < 0.05). Significant differences did occur for APC population counts and TBARS values (P < 0.05), however no consistent pattern was determined across treatments for FLO and LED. Fluorescent lighting proved to sustain favorable color attributes to consumers over time when compared to LED lighting
Oral memoirs of Mark Webb: An interview conducted on January 11, 2022
No full textIncludes transcript.contained in: William and Don Griffis Vietnam War Oral History ArchiveMark Webb was born in Ferndale, Michigan in 1949. In July of 1968, he joined the Army at Fort Knox, Kentucky. After completing infantry training at Fort Polk, Webb served in the 101st Airborne Division in Vietnam. His unit’s mission changed often so he acted in many locations in Vietnam. While Webb disliked politicians’ poor military decisions, he enjoyed the connections that he made with his fellow service members and the friendly Vietnam locals. Webb’s tour ended in June of 1970 and while he was traveling home, he encountered protestors of the Vietnam War. Because of this political context, Webb did not display his most personally valued award, his Combat Infantryman Badge, in his civilian life until 1985. Mark Webb considers his Vietnam service as something he did, not something he is.San Angelo Area Foundatio
Risk preference, payday loans, and alternative financial services
No full textAbstract
Purpose
The purpose of this paper is to examine how individual risk preference influences the borrowing of payday loans – a prevalent type of cash loan in the USA with exorbitantly high-interest rates. Additionally, this paper tests how risk preference determines other alternative financial services (AFS), including pawn shops, rent-to-own purchases, title loans, etc.
Design/methodology/approach
The author applies Probit and Tobit regressions to test the relationship between individual risk preference and payday borrowing, based on the state-by-state survey data from National Financial Capability Study (NFCS) sponsored by Financial Industry Regulatory Authority (FINRA) Investor Education Foundation.
Findings
Individuals with higher risk tolerance are more likely to borrow payday loans and other AFS, after controlling for financial situation, financial literacy, overconfidence and demographic features.
Originality/value
This paper is the first to study risk preference as an explanation to the high cost and widely used payday loan services in the United States of America. This study provides evidence that these cash loans are determined by inherent human characteristics. The finding provides new insight for the policymakers and regulators in the consumer debt market.The purpose of this paper is to examine how individual risk preference influences the borrowing of payday loans – a prevalent type of cash loan in the USA with exorbitantly high-interest rates. Additionally, this paper tests how risk preference determines other alternative financial services (AFS), including pawn shops, rent-to-own purchases, title loans, etc.Saint Xavier Universit
Examining how political affiliation and sex-role attitudes relate to perceptions of gendered advertisements
No full textAdvertisements are often gender-stereotyped or perceived to be by consumers, and gender stereotyping can negatively affect advertisement perceptions. Perceptions of gender-stereotyped advertisements might also be affected by a person's political affiliation or endorsement of traditional sex roles. As such, the aim of this research was to understand the perceived credibility of advertisements featuring either a man or woman influencer and how the political affiliation and sex-role attitudes of participants relate to advertisement perceptions. A total of N = 255 U.S. adults were recruited to view a gendered advertisement and complete self-report measures of the credibility of the person (i.e., influencer: man or woman) in the advertisement and the advertisement itself, intentions to engage in the advertised behavior (i.e., camping), political affiliation, and sex-role attitudes. Results showed that participants rated the advertisement displaying a man promoting camping as better made, and the man as more of an expert than the woman. However, gendered advertisements did not affect camping interests or intentions, and political affiliation did not moderate any of these effects. Results did show that as, endorsing traditional sex roles increased, perceived credibility of the influencer and advertisement, as well as camping intentions, all increased for those who viewed the advertisement showing the woman advertising camping. The pattern of results observed in this study is inconsistent with previous research and with the hypotheses. As such, results from this work raise many questions for future research.College of Graduate Studies and Research. Angelo State Universit
Hünenburg im Elsass
No full textElectronic reproduction of: 1 postcard; 71.2 x 43.8 cmProbably published in Germany.Title from back of postcard
Oral memoirs of Alvin “Al” Wankowski: Interviews conducted in September 2021
No full textIncludes transcripts.contained in: Greatest Generation Oral History ArchiveTitle devised by librarian.Alvin “Al” Wankowski was born in Crivitz, Wisconsin. He grew up on that farm until he joined the United States Air Force in 1948. Wankowski completed basic training at Lackland Air Force Base and then was sent to Guam where he worked as a supply inspector. After being sent back to the States, Wankowski was trained as a radio aircraft mechanic and sent to a maintenance shop at Mitchel Air Force Base. He got married and was stationed in Kassel, Germany where he set up antennas for the security service. While abroad, he also served in Crete and Turkey. Wankowski left the service in 1972 in San Angelo, Texas, and began to work for New York Life. After a few years, he got his broker’s license and started to invest in real estate. Eventually, Wankowski owned several properties and rented them out. Wankowski's oral history is full of personal anecdotes about his experiences being raised on a farm, serving in the military, and managing properties in San Angelo, Texas.San Angelo Area Foundatio
