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Financial access and value added in Sub-Saharan Africa: Empirical evidence from the agricultural manufacturing and service sectors
This research assesses the importance of financial access on value added in three economic sectors in 25 countries in Sub-Saharan Africa using data for the period 1980-2014. The empirical evidence is based on the Generalised Method of Moments. Financial access is measured with private domestic credit, while the three outcome variables are: value added in the agricultural, manufacturing, and service sectors, respectively. Enhancing financial access does not significantly improve value added in the agricultural and manufacturing sectors, while enhancing financial access improves value added in the service sector.An extended analysis shows that in order for the positive net incidence of enhancing credit access on value added to the service sector to be maintained, complementary policies are required when domestic credit to the private sector is between 77.50% and 98.50% of GDP. Policy implications are discussed.Colleges of Economic and Management Science
Trauma, narrative and ethics in J.M. Coetzee’s selected fiction
The traumatic encounter in J.M. Coetzee’s representation of colonialism is shown to facilitate the ethical evolvement of his protagonists. However, in order for characters to attain ethical salvation, it is necessary that they come into proximity with the Other. In narratives that deconstruct colonial discourses, Coetzee attempts to expose the workings of myth both in the enactment and sustenance of the colonial project to show that myth is coextensive with violence in colonialism and that violence is a concomitant of colonialism.
In anti-realist narratives that represent human and animal Other, it is shown that the citation of an alleged quietism in Coetzee’s narratives fails to take into account his scrupulous ethical stance against suffering and oppression and that he contests authority by foregrounding alterity. Hence his refusal to publicly express his political views is problematised.Consequently, his hospitality settings suggest a postcolonial ethics based on interrogating language.Dit is bewys dat die traumatiesekonfrontasie in J.M. Coetzee se kolonialisme die etiese ontknoping van syprotagonistegefasiliteer het. Vir karakters om egteretiese redding te verkry, is dit nodig dat hulle nader aan die Ander beweeg. In narratiewe waar koloniale diskoersegedekonstrueerword, poog Coetzee om die werking van mites in beide die uitleef en onderhoud van die koloniale projek bloot te lê en sodoende te wys dat die omvang van die mite in kolonialisme, gelyk is aan geweld en dat geweld ’n byverskynsel van kolonialisme is.
Anti-realis narratiewe wat die Ander van mens en dier verteenwoordig, toon dat die aanhaal van ’n beweerde quiëtisme in Coetzee se narratiewenie daarin slaag om sy gewetensvolle etiese standpunt teen lyding en verdrukking in aanmerking te neem nie en dat hygesagbeveg deur andersheid voorop te stel. Derhalwewordsyweiering om sy politieke menings openbaar te maak, as probleem gesien. Gevolglik suggereer sygasvryheidraamwerk ’n post-kolonialeetiek wat op die interrogasie van taal gebaseer is.Ukuhlangana okudabukisayo ekumeleleni kuka-J.M. Coetzee kobukoloni kuboniswa ukusiza ukuthuthuka kwesimilo sabalingiswa bakhe. Kodwa-ke, ukuze abalingiswa bathole insindiso yesimilo, kuyadingeka ukuthi basondelane Nomunye. Ezindabeni ezisusa ukwakhiwa kwezinkulumo zamakholoni, u-Coetzee uzama ukudalula ukusebenza kwenganekwane kokubili ekusungulweni nasekusekelweni kwephrojekthi yamakholoni ukukhombisa ukuthi inganekwane ihlangene nodlame ku-colonialism nokuthi udlame luhambisana nobukoloniyali.
Ezindabeni ezimelene namaqiniso amele umuntu nesilwane Okunye, kuboniswa ukuthi ukucashunwa kwezinsolo zokuthi cwaka ezilandweni zika-Coetzee kwehluleka ukubheka isimo sakhe sokuziphatha esiqinile ngokumelene nokuhlupheka nengcindezelo kanye nokuthi uphikisana negunya ngokwenza ushintsho olungaphambili. Ngakho-ke ukwenqaba kwakhe ukuveza imibono yakhe yezombusazwe kuyinkinga.Ngakho-ke, izilungiselelo zakhe zokungenisa izihambi ziphakamisa izimiso ze-postcolonial ezisekelwe olimini lokuphenya.M.A. (Theory of Literature)Afrikaans and Theory of Literatur
Provincial support for municipal financial management in the Limpopo Province
This study is investigating the relationship between the Limpopo Provincial
Treasury (LPT) and municipalities in the Limpopo Province of South Africa.
The nature of the relationship is referred to as municipal financial
intergovernmental relations. Municipal financial intergovernmental relations
are in the main provincial-local relations. The key actors in municipal
financial relations are the provincial treasuries and municipalities.
Municipal financial intergovernmental relations were and continue to be
mired by controversy. Non-compliance with legislation and
underperformance characterised municipal financial management. The
Auditor-General South Africa (AGSA) and National Treasury (NT) decried
the state of municipal financial management. This scenario was applicable
to municipalities in Limpopo Province, hence the study adopted the following
problem statement: Are provincial governments in South Africa fulfilling their
mandate to assist municipalities to maintain sound financial management?
The purpose of this study was to determine whether the LPT fulfilled its
mandate to assist municipalities to maintain sound financial management.
The main research objectives of the study are: ‘to explore structural
functionalism as a theoretical lens for this study’ and ‘to examine the policy
framework for municipal financial intergovernmental relations. This is a
retrospective longitudinal study conducted in the Limpopo Province of South
Africa. The LPT was selected using purposive sampling as the unit of
analysis. Monitoring and support were identified as the units of observation.
The data were collected from public records and journal articles. Narrative
texts and tables were used to present the data. Documentary analysis was
used to appraise and analyse the collected data. The main findings for this
study are that the LPT was monitoring and supporting municipal financial
management. In addition, the study found that evaluation existed only in
name. Despite these findings, non-compliance and underperformance were
incessant. This study concluded that the LPT fulfilled its mandate to assist
municipalities to maintain sound financial management.D. Phil. (Public Administration)Public Administration and Managemen
Can nurses afford to meet the health needs of community members without understanding indigenous knowledge systems : Health for all in South Africa?
Health Studie
Women, churches and community development in Bulawayo, Zimbabwe
This study examined the contribution that women in churches make towards community development. The concept of development of the community by the community has gained prominence in development literature. In addition, churches as institutions that exist within communities have been recognised as most appropriate in steering community development initiatives. However, the role of churches has not been significantly researched or socio-scientifically analysed. The efforts of women in churches towards community development have not been sufficiently recognised and researched either. Women dominate in terms of church membership, and they are actively involved in church activities. This study sought to understand the contribution that women in churches make to community development and to expose barriers that hinder their full participation. Contemporary research has proven that meaningful community development cannot be achieved without the active participation of women.
This thesis contributes to the body of knowledge by recognising women as an important nexus in community development and by providing a detailed perspective of their role in churches and the obstacles that hamper their meaningful participation in community development. The spiritual contribution of women in churches to community development is scarcely documented and has largely been undermined – as evidenced by the scarcity of research on how spirituality could be integrated into community development. Therefore, this study provides insight into the importance of spirituality in community development, with special reference to women in churches. The study unveils and acknowledges the significance that the voluntary, non-paid activities of women in churches have for community development.
This qualitative research study was guided by the GAD theory and has followed a constructivist epistemological stance. A case study research design was adopted to explore the intersection of women, churches, and community development. Thematic data analysis was the data analysis method adopted for this research and the sample size was 58. The key findings of this study have indicated that women in churches are mainly affected by a patriarchal system that prevents them from participating meaningfully in community development initiatives. The patriarchal structures within churches are maintained through incompatible doctrines. Thus, there is a need for transformation of church leadership and decision-making structures.In hierdie studie is ondersoek ingestel na die bydrae wat vroue in kerke tot gemeenskapsontwikkeling lewer. Die konsep van ontwikkeling van die gemeenskap, deur die gemeenskap, het bekendheid verwerf in ontwikkelingsliteratuur. Kerke as instellings wat in gemeenskappe bestaan, is ook erken as die geskikste vir die bestuur van gemeenskapsontwikkeling-inisiatiewe. Die rol van kerke is egter nie wetenskaplik nagevors of sosiaal-wetenskaplik ontleed nie. Die ywer waarmee vroue in kerke tot gemeenskapsontwikkeling bydra, is ook nie genoegsaam erken en nagevors nie. Vroue voer die botoon as dit by kerklidmaatskap kom, en hulle is aktief by kerk-aktiwiteite betrokke. Hierdie studie poog om die bydrae wat vroue in kerke tot gemeenskapsontwikkeling lewer, te verstaan en om struikelblokke te onthul wat hul volwaardige deelname kniehalter. Hedendaagse navorsing het bewys dat betekenisvolle gemeenskapsontwikkeling nie bewerkstellig kan word sonder vroue se aktiewe deelname nie.
Hierdie tesis dra tot die kenniskorpus by deur vroue te erken as ’n belangrike skakel in gemeenskapsontwikkeling, en deur ’n uitvoerige perspektief te bied van hul rol in kerke en die struikelblokke wat hul betekenisvolle deelname aan gemeenskapsontwikkeling bemoeilik. Die geestelike bydrae wat vroue in kerke tot gemeenskapsontwikkeling lewer, is skaars gedokumenteer en is grootliks ondermyn – soos blyk uit die gebrek aan navorsing oor hoe geestelikheid in gemeenskapsontwikkeling geïntegreer kan word. Hierdie studie gee dus insig rakende die belangrikheid van geestelikheid in gemeenskapsontwikkeling, met besondere aandag aan vroue in kerke. Die studie erken en werp lig op die belangrike rol wat die vrywillige, onbetaalde aktiwiteite van vroue in kerke, in gemeenskapsontwikkeling speel.
Hierdie kwalitatiewe navorsingstudie is gerig deur die GAD-teorie, met ’n konstruktivistiese, epistemologiese standpunt as vertrekpunt. ’n Gevallestudie-navorsingsontwerp is gebruik om die kruispunt van vroue, kerke en gemeenskapsontwikkeling te bestudeer. Tematiese data-ontleding was die data-ontledingsmetode wat vir hierdie navorsing ingespan is, en die steekproefgrootte was 58. Die sleutelbevindings van hierdie studie toon aan dat vroue in kerke hoofsaaklik beïnvloed word deur ’n patriargale stelsel wat hulle verhoed om op betekenisvolle wyse by gemeenskapsontwikkeling-inisiatiewe betrokke te wees. Die patriargale strukture in kerke word deur onverenigbare doktrines gehandhaaf. Daar is dus ’n behoefte aan transformasie van kerkleierskap en besluitnemingstrukture.Lolu cwaningo luhlole igalelo elenziwa abesifazane emasontweni ekuthuthukiseni umphakathi. Umqondo wokuthuthukiswa komphakathi ngumphakathi uthole ukugqama emibhalweni yentuthuko. Ngaphezu kwalokho, amasonto njengezikhungo ezikhona emiphakathini aqashelwe njengafanele kakhulu ekuqhubeni izinhlelo zokuthuthukisa umphakathi. Nokho, indima yamasonto ayizange icwaningwe kakhulu noma ihlaziywe ngokwenhlalonhle-yesayensi. Imizamo yabesifazane emasontweni ekuthuthukiseni umphakathi ayikaqashelwa ngokwanele futhi yacwaningwa. Abesifazane bayabusa ngokwemibandela yobulungu bebandla futhi bamatasatasa emisebenzini yebandla. Lolu cwaningo belufuna ukuqonda igalelo elenziwa ngabesifazane emasontweni ekuthuthukisweni komphakathi kanye nokudalula izithiyo ezivimbela ukuhlanganyela kwabo ngokugcwele. Ucwaningo lwesimanje selukhombisile ukuthi ukuthuthukiswa komphakathi okuphusile ngeke kuzuzwe ngaphandle kokubamba iqhaza kwabesifazane.
Le thesis inikela endikimbeni yolwazi ngokubona abesifazane njengesixhumanisi esibalulekile ekuthuthukisweni komphakathi nangokuhlinzeka ngemininingwane yeqhaza lalabo abaya emasontweni kanye nezithiyo ezithikameza ukuhlanganyela kwabo okunengqondo ekuthuthukisweni komphakathi. Igalelo elingokomoya labesifazane emasontweni ekuthuthukisweni komphakathi libhalwe phansi futhi liye labukelwa phansi - njengoba kufakazelwa ukushoda kocwaningo lokuthi ingokomoya lingahlanganiswa kanjani nokuthuthukiswa komphakathi. Ngakho-ke, lolu cwaningo lunikeza ukuqonda ngokubaluleka kwengokomoya ekuthuthukisweni komphakathi, kubhekiselwa ngokukhethekile kwabesifazane emasontweni. Lolu cwaningo lwembula futhi luvuma ukubaluleka kokuthi imisebenzi yokuzithandela, engakhokhelwa yabesifazane emasontweni anayo ukuze kuthuthukiswe umphakathi.
Lolu cwaningo lwesimo lwaluholwa yithiyori ye-GAD futhi lulandele isimo esiphakeme nesakhayo sephestimoloji. Idizayini yocwaningo lwecala yamukelwa ukuhlola ukuhlangana kwabesifazane, amasonto, nokuthuthukiswa komphakathi. Ukuhlaziywa kweminingwane eyinqikithi kwakuyindlela yokuhlaziya iminingwane eyamukelwa kulolu cwaningo futhi usayizi wesampula wawungama-58. Imiphumela eyinhloko yalolu cwaningo ibonise ukuthi abesifazane emasontweni bathinteka kakhulu ohlelweni lwenzalamizi olubavimbela ukuba babambe iqhaza ngendlela enenjongo ezinhlelweni zokuthuthukisa umphakathi. Izakhiwo zezinzalamizi ngaphakathi emasontweni zigcinwa ngezimfundiso ezingahambelani. Ngakho, kunesidingo sokuguqulwa kobuholi bebandla nezinhlaka ezithatha izinqumo.Ph. D. (Development Studies)Development Studie
A penological study of the role of nongovernmental Organisations in the Rehabilitation and reintegration of offenders
Text in EnglishThe usage of non-governmental organizations (NGOs) in criminal justice can help to alleviate
the problem of overburdening professionals like parole officials and probation officers. They can
also help with a task that requires a high level of professional knowledge and competence in
order to reduce the demands on professional people's time.
Department of Correctional Services must acknowledge the significant impact that an outside
role player can make. The Department of Correctional Services must improve its capacities and
rely on non-governmental entities to provide services due to its limited size. Several nongovernmental
organisations (NGOs) in South Africa work both inside and outside of correctional
institutions with convicts, ex-offenders, and their families. The researcher discusses the role of
non-governmental organizations (NGOs) in the rehabilitation and reintegration of offenders in
South Africa and foreign correctional systems in three countries: Canada, the United States of
America, and Namibia. In the rehabilitation and reintegration of offenders into penal systems,
each country makes use of external role actors such as NGOs. Several correctional institutions
rely on non-governmental organizations (NGOs) to support personnel in various programs for
offender rehabilitation and reintegration.
The fact that the South African Department of Correctional Services does not place a strong
emphasis on aspects such as reintegration to work, and that Non-Governmental Organizations
play a decisive role in such matters, necessitated research into the role of non-governmental
organizations in the criminal justice system. Effective reintegration programs are time-consuming, expensive, and require skilled personnel. The White Paper on Corrections and the
Correctional Services Act 111 of 1998 do not provide rules that educate policies that control the
role of non-governmental organizations in rehabilitation programs so that all NGOs are aware
of their responsibilities. Its open-door strategy does not help it gain additional funding from nongovernmental
organizations. There is no provision for non-governmental organizations (NGOs)
with professional skills and their functions in the Department of Correctional Services, the
professional society for NGOs in criminal justice, and so on. This study involved an extensive
literature review that looked at the role of NGOs in the criminal justice system on a global and
national level, as well as standards for the treatment of criminals and a variety of rehabilitation
programs offered by NGOs.Ph.D. (Corrections Management)Corrections Managemen
Health and social development innovation guidance framework: harnessing progressively positive responsiveness optimation potential among youth and their parents, Addis Ababa, Ethiopia
Whereas intricately interlaced on one another like the “two sides of a coin”, Health
and Social Development dimension remains less focused upon as the society‟s
principal priority traction. The overwhelming emphasis has rather been on the
disorders, risks, resilience, and services provision pathways. This Thesis has
endeavoured to address Health and Social Development Innovation Guidance
Framework: Harnessing Progressively Positive Responsiveness Optimisation
Potential among Youth and Their Parents in Addis Ababa, Ethiopia, 2017 & 2018;
principally expressed with what was coined as the “Minimal Bedrock Core Building –
Block Attributes Continuum Set”; and the “Health and Social Development
Optimisation Prototype Model Innovation Guidance Framework”. Clearance to the
ethical and technical soundness was obtained from the University of South Africa and
the Ethical Board of the Addis Ababa City Administration Health Bureau.
On top of the integrative, expansive conceptual and theoretical digest and eventually
followed with the systematic capitalisation, constellation, and advancement of the
Meta–Theoretical trajectory, the study has soundly implemented the Mixed –
Methods and Multi – Methods abductive approach. Reasonably adequate sample
size estimates were ensured in all cases. Both the probabilistic and non probabilistic
sampling techniques were employed upon appropriate justification and specific
indication. The triangulated primary data set was gathered using the systematic
blends of the structured closed - and open-guided modules mixture. The entire Study
Team, procedures, and modules were subjected to the pretesting and revision
exercises on two rounds. Appropriate statistical and non-statistical computer software packages were employed during the expansive analyses process.
Based upon the triangulated set of evidences, studying the complex phenomenon of
harnessing progressively positive health and social development responsiveness
optimisation potential among the youth and their parents was found not only
practicable and acceptable, but also critically important. The findings across the set
of segments have, in clear terms, revealed that there were considerable variations between the youth and their parents. Rich enough insights and perspectives were
generated. Ranges of factors were incriminated. Health and social development
responsiveness optimisation should warrant maximised preoccupation. Consideration
of systematically aligned, multi-faceted, multi-level, and streamlined optimisation
measures, including the judiciously custom-made prototype model innovation
guidance framework is recommended.D. Litt. et Phil. (Public Health)Health Studie
A longitudinal study of the efficacy of the Cellfield reading intervention in a South African context
Internationally, including in South Africa, many children do not acquire ageappropriate reading skills in the suggested timeframe. As a result, many children
are at-risk of not achieving academic success, since reading does not develop into an efficient tool that allows children to read for meaning.
Various theories have been developed to explain why some children struggle to develop reading skills. These theories form the foundation of interventions to
assist struggling readers. The Cellfield intervention is based on the multi-deficit theory of reading difficulties, and as such, addresses several foundation reading
skills simultaneously. Existing research has confirmed that the Cellfield intervention leads to improvement in reading skill directly following the intervention, but no research exists to determine the long-term efficacy of the Cellfield intervention.
The broad aim of this study was to determine the long-term efficacy of the Cellfield intervention in a group of South African learners (n = 41) whose reading was
below age-appropriate level. Using a quasi-experimental design, participants were assessed before and after the Cellfield intervention which was typically conducted over a two to three-week period, and then again, a minimum of one year following the intervention. Using standardised reading tests (the Woodcock Reading Mastery Test and by the Gray Oral Reading Test), six reading variables were measured, including Word Identification, Word Attack, Comprehension, Reading Rate, Reading Fluency and Passage Comprehension. Additionally, the results obtained from the treatment group were compared to a control group (n =11) who had also been found to be behind in reading, but who did not undergo the Cellfield intervention. Statistical analyses of the findings revealed that the Cellfield intervention had a statistically significant effect on reading skills and that these improvements were maintained in the long-term. Furthermore, the results suggested that the change in reading skill in the treatment group were steeper, compared to the control group.M.A. (Linguistics)Linguistics and Modern Language
The impact of foreign direct investment (FDI) on employment in Nigeria (1970 -2018)
Abstracts in English and SothoThe purpose of this study is to determine the impact of foreign direct investment (FDI) inflows on employment in Nigeria from 1970 to 2018. Globalization has encouraged FDI flows, and this has enhanced economic growth and employment growth in many countries. Nigeria is endowed with natural resources and is therefore able to attract foreign investors, thus creating employment opportunities, however, the country has not been able to attract and sustain consistently high FDI inflows nor has the country been able to grapple with its persistent high unemployment.
To assess the research problem, three objectives were set. First, to provide a comprehensive explanation of the trend of FDI into and employment in Nigeria between 1970 and 2018, second to empirically investigate the relationship between FDI and employment; and third, to provide policy recommendations based on the findings of the study. The study therefore adopts the Vector Autoregression and Vector Error Correction model (VAR/VECM) estimation techniques to determine the long-run and short-run impact of the FDI inflows on employment in Nigeria. The results confirm that FDI is positively related to employment in Nigeria. Therefore, this study recommends that the Nigerian government should increase its focus on attracting FDI inflows to contribute to the reduction of the rate of unemployment in the country. Policy measures for macroeconomic stability, to improve security, enhance political stability and infrastructure development should be undertaken simultaneously, both to encourage new FDI investments and to retain the current investors in the country.Sepheo sa phuputso ena ke ho fumana tshusumetso ya matsete a tswang dinaheng tse kantle (FDI) a kenang mosebetsing Nigeria ho tloha 1970 ho isa ho 2018. Ho ikopanya ha ditjhaba tsa lefatshe ho kgothaleditse diphallo tsa FDI, mme sena se matlafaditse kgolo ya moruo le kgolo ya mesebetsi dinaheng tse ngata. Nigeria e na le mehlodi ya tlhaho e mengata mme ka hona e kgona ho hohela bo-ramatsete ba tswang dinaheng tse kantle, kahoo e theha menyetla ya mesebetsi, leha ho le jwalo, naha ha e so kgone ho hohela le ho boloka diphallo tse kenang tsa FDI ka mokgwa o tsitsitseng kapa hona ho kgona ho sebetsana le ho hloka mosebetsi ho ntseng ho tswela pele.
Ho hlahloba bothata ba dipatlisiso, ho behilwe dipheo tse tharo. Sa pele, ho fana ka tlhaloso e pharaletseng ya boemo ba tlwaelo ba FDI kahare ho le ho hirweng Nigeria pakeng tsa 1970 le 2018, sa bobedi ho batlisisa ka matla kamano pakeng tsa FDI le mosebetsi; mme sa boraro, ho fana ka dikgothaletso tsa leano tse thehilweng diphumanong tsa phuputso. Ka hona phuputso e sebedisa mekgwa ya kgakanyo ya Vector Autoregression le Vector Error Correction (VAR/VECM) ho fumana phello ya nako e telele le e kgutshwane ya diphallo tsa FDI mosebetsing Nigeria. Diphetho di tiisa hore FDI e amana hantle le mosebetsi Nigeria. Ka hona, phuputso ena e kgothalletsa hore mmuso wa Nigeria o eketse tlhokomelo ya ona ho hoheleng ha ditjhelete tsa FDI ho kenya letsoho phokotsong ya sekgahla sa ho hloka mosebetsi kahare ho naha. Mehato ya leano bakeng sa botsitso ba moruo o moholo ho ntlafatsa tshireletso, ho matlafatsa botsitso ba dipolotiki le ntshetsopele ya meralo ya motheo e lokela ho etswa ka nako e le nngwe, ho kgothaletsa matsete a matjha a FDI le ho boloka bo-ramatsete ba hajwale kahara naha.M. Com. (Economics)Economic
Retention enablers and impeders of senior female employees within a South African financial services organisation
Includes summary in Afrikaans and isiZuluRetention is one of the critical concerns at the forefront of organisations. A comprehensive retention strategy should result in decreased employee turnover rates, consequently reducing company costs and increasing both revenue and profitability, while simultaneously ensuring increased work morale and employee productivity. The current study explores objective and subjective factors that enable or impede the retention of women within a South African financial services organisation. Here, a qualitative approach was assumed to obtain semi-structured interview data from senior female employees within the chosen organisation. The qualitative Atlas.ti data analysis program assisted in inductively eliciting three higher-order themes: (1) senior female employees’ employment experiences within the organisation; (2) the objective and subjective factors that enable the retention of senior female employees; and (3) the objective and subjective factors that impede the retention of senior female employees. Organisations may utilise this knowledge and understanding of the impeding and enabling factors that influence the retention of senior female employees as a means to contribute to organisational practices pertaining to the retention of valuable female staff members, particularly within a South African financial industry context.Personeelbehoud is een van die aangeleenthede wat vir organisasies van deurslaggewende belang is. ʼn Omvattende behoudstrategie behoort aanleiding te gee tot verlaagde personeelwisselingsyfers en ʼn gevolglike verlaging in maatskappykoste en hoër inkomste sowel as winsgewendheid, terwyl verhoogde werkmoraal en werknemerproduktiwiteit gelyktydig verseker word. In hierdie studie is objektiewe en subjektiewe faktore bestudeer wat die behoud van vroue in ʼn Suid-Afrikaanse finansiëledienste-organisasie bevorder of belemmer. ʼn Kwalitatiewe benadering is hier gevolg om deur middel van halfgestruktureerde onderhoude, data van senior vroulike werknemers in die gekose organisasie te bekom. Die kwalitatiewe Atlas.ti data-ontledingsprogram is ingespan om induktief drie hoërorde-temas te onthul: (1) senior vroulike werknemers se ervarings in diens van die organisasie; (2) die objektiewe en subjektiewe faktore wat die behoud van senior vroulike werknemers bevorder; en (3) die objektiewe en subjektiewe faktore wat die behoud van senior vroulike werknemers belemmer. Organisasies kan hierdie kennis en begrip van die belemmerende en die instaatstellende faktore wat die behoud van senior vroulike werknemers in hul organisasies beïnvloed, aanwend om ʼn bydrae te lewer tot organisasiepraktyke wat met die behoud van gewaardeerde personeellede verband hou, veral in die konteks van die Suid-Afrikaanse finansiële bedryf.Ukugcinwa kwabasebenzi kungenye yezinto ezibalulekile ezihlala zihamba phambili ezinhlanganweni. Isu elibanzi lokugcinwa kufanele liphumele ekwehleni kwezilinganiso zenzuzo yezisebenzi, okuye kwanciphisa izindleko zenkampani futhi kukhuphule kokubili imali engenayo kanye nenzuzo ngesikhathi esifanayo kuqinisekiswa ukukhushulwa kokuziphatha komsebenzi kanye nokukhiqiza kwabasebenzi. Izinto ezihlosiwe nezibalulekile zihlolisisiwe kulolu cwaningo ezivumela noma ezithiya ukugcinwa kwabesifazane enhlanganweni yezinsizakalo zezezimali eNingizimu Afrika. Lapha, kwacatshangelwa indlela esezingeni eliphezulu yokuthola idatha yenhlolokhono engahlelekile kubasebenzi besifazane abakhulu ngaphakathi kwenhlangano ekhethiwe. Uhlelo olusezingeni eliphezulu lokuhlaziya idatha ye-Atlasti lusize ekufuneni indlela ephumelelayo enezindikimba ezintathu ezisezingeni eliphezulu: (1) ulwazi lokuqashwa kwabasebenzi besifazane asebekhulile ngaphakathi kwenhlangano; (2) inhloso kanye nezici ezizimele ezivumela ukuthi kugcinwe abasebenzi besifazane abadala; kanye (3) nenhloso kanye nezici ezizimele ezithiya ukugcinwa kwabasebenzi besifazane abadala. Izinhlangano zingasebenzisa lolu lwazi nokuqonda kwezinto ezithiyayo nezivumelayo ezinomthelela ekugcinweni kwabasebenzi besifazane abadala enhlanganweni yabo njengendlela yokwenza umnikelo ezinkambisweni zenhlangano eziphathelene nokugcinwa kwabasebenzi besifazane ababalulekile, ikakhulukazi umongo wemboni ngaphakathi kwezezimali zaseNingizimu Afrika.Industrial and Organisational Psycholog