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Impact of Microfinance on Poverty Alleviation: A Study in the Southern Part of Bangladesh
Get PDFPoverty is the incapability of a person to meet his basic need like food, cloth, and shelter. Every country has to face poverty across the world. Bangladesh has also been suffering from poverty. Micro Finance Institutions in Bangladesh are trying to reduce the poverty alleviation over the country. The purpose of this study is to identify the impact of different microfinance services to poverty reduction in Bangladesh. A structured questionnaire was used to collect the data from respondents in Barishal division, Bangladesh, and OLS regression was estimated to find out the impact of microfinance services to the poverty reduction in Bangladesh. Results show that micro-credit mostly influences poverty reduction. Savings, micro-insurance, and training also influence the poverty reduction in Bangladesh. The implication of the study is that microfinance service provisions should be more user-friendly for the customers so that the services can be advanced to the locals of the different regions of Bangladesh for facilitating the rapid economic growth. Financial education may be introduced for a better understanding of microfinance services collection, usage, and for return policy. Policymakers may also provide some guidelines to fight poverty for their rest of life.
 
An Unhealthy Buying Pattern of the Peoples of Bangladesh: A Case of Tobacco & Beverage
Get PDFBangladesh is a comparatively small country but a densely populated country that has attracted several big companies to come and run their business including carbonated drinks and tobacco. International beverage brands like coca-cola, Pepsi, etc., and tobacco brands like British American Tobacco, Philip Morris International, etc. are doing great business in Bangladesh alongside local brands. Even though for business, these products are a must but when it comes to health issues these are such products that affect physically greatly. Matter of consciousness comes when the consumer is giving preference to such products more than essential consumables that are seen in Bangladesh. The paper discusses the consumer behavior of Bangladeshi consumers in choosing products in terms of health benefits. The paper is an original work of the author and all the secondary data were taken are given credits properly
Cloud and HPC Headway for Next-Generation Management of Projects and Technologies
Get PDFIn the last decade, cloud computing has changed dramatically. More providers and administration contributions have entered the market, and cloud infrastructure, once limited to single-provider data centers, is expanding. This article discusses the shifting cloud foundation and the benefits of decentralizing computing from data centers. These patterns necessitate novel cloud computing architectures. These models may affect linking people and devices, data-intensive computing, the service space, and self-learning frameworks. Finally, we compiled a list of issues to consider while assessing modern cloud frameworks. Architectural and urban design projects breach scale and predictability constraints and seek enhanced competency, maintainability, energy performance, and cost-efficiency. Simulation and large-scale information processing drive this cycle. Advances in calculations and computer power help address the complex elements of a coordinated whole-structure framework. Adaptability is a barrier to the configuration, control, and development of whole-system frameworks. This position paper proposes several solutions for semi-or fully automated projects, such as short-plan boundary space exploration, large-scope high-accuracy simulation, and integrated multidisciplinary development. These computer-intensive operations were previously only accessible to the exam network. Once empowered by cloud computing and high-performance computing, these methods can stimulate intelligent plan measures, leading to enhanced results and shorter development times
On Farm Training and Demonstration of Covered Smut (Sphacelotheca Sorghi Clint) Management Technologies on Sorghum
Get PDFSorghum suffers from a lot of pests among which covered smut is the most important. Covered smut induced by the fungus Sporisorium sorghi and it is extremely seed-borne and seedling infection occurs at the time of germination and emergence of seedlings. The incidence of covered kernel smut varies from place to place, but in Ethiopia, it was estimated to be about 50%. This activity initiated to provide practical training on sorghum covered identification, monitoring, and technical skills to experts and farmers and to demonstrate the effect of seed dressing fungicides and traditional packages against sorghum covered smut. The field demonstration was laid out on a single plot with 4 treatments; Cow urine 1:1 (v/v) mixture, Thiram, Apron plus with 3g/kg, and Control untreated as a check. The plot size of the experiment was 10m x 10m with a plant spacing of 15cm and 75cm row spacing. Data on covered smut incidence and grain yield were recorded yield loss and partial budget analysis was made. Training of trainers on sorghum agronomic practices and diseases was given to 79 male and 37 female development agents for four woreda in central Gondar and development agents also gave training for 7925 male and 502 female farmers. There was no infestation of covered smut on fungicide dressed and cultural cow urine-soaked plots on both locations while an incidence of 2.8% at Gondar Zuria and 22.7% at Mirab Belesa. Relative yield advantage of the fungicides and cow urine is calculated over the control untreated check. Yield advantage of 20-26% on apron plus, 13-30% on Thiram, and 16-35% on cow urine were obtained over the untreated control check. Farmers have to use the nearby available cultural (cow urine) practice method and if not one of the available fungicides for control of covered kernel smut on sorghum production and should also be scaled out
Intergenerational Brand Transfer on Cosmetics Products
Get PDFThe study examined intergenerational brand transfer from mother to daughter for cosmetics products using evolutionary psychology as the framework. Data were collected from 30 participants (14 mothers, 16 daughters) using in-depth semi-structured interviews. The results showed a strong intergenerational transfer of brand loyalty. Most of the daughters used either the full range (25%) or a part of the range (50%) of cosmetics products used by their mothers. A majority (87.5%) of the daughters reported that they knew the cosmetics brands used by their mothers, and the interviews with their mothers showed that 75% of them accurately remembered the brands. The mothers’ influence was achieved through brand visibility, daughters’ trial use of the cosmetics, and the mothers acting as product suppliers. Price and product characteristics ranked the highest among the daughters’ and mothers’ considerations in purchasing cosmetics, showing that the daughters had adopted their mothers’ behavior and thinking in product selection. The extended family also influenced the daughters’ choice of cosmetics brands because of the close-knit community
The Role of Marketing Mix Strategies on Brand Loyalty of Cable Products
Get PDFThis study was carried out with the intention of examining the role of the marketing mix on brand loyalty advertising and pricing play in building brand equity. The study focuses on a new cable brand (Belayab Cable) and attempts to find out the role of marketing mix elements on brand loyalty of Belayab Cable products. For this study, an accessible population of 62 Belayab Cable consumers who have used its products at least twice was selected randomly from stratified groups of three types of customers (Contractors, Traders, Electo Mechanical Engineers, and Government,). A structured questionnaire was used to collect data from respondents by using a self-administered data collection system. In addition to the questionnaire, semi-structured interview questions are prepared to get information from the organization which is analyzed qualitatively. The STATA is used to process the primary data which were collected through questionnaires. The findings showed that the role of product quality, price, and availability has a positive and significant role in brand loyalty. On the other hand, the price has no significant role in brand loyalty for the cable of a brand. Therefore, in order to maximize the effectiveness of marketing activities and have more loyal customers in cable industry companies should pay more attention to product quality, availability, and promotions.
 
Relationship between Job Satisfaction and Turnover Intention: Evidence from Bangladesh
Get PDFNowadays job satisfaction and turnover intention are the most important and widely researched variables. Job satisfaction increases loyalty and professional commitment to the organization which leads to productivity. On the other hand, the turnover intention has serious negative consequences for effective organizational operations. The purpose of this exploratory study is to find out the relationship between job satisfaction and turnover intention of employees working in some selected sectors in Cumilla, Bangladesh. The study considered a sample of 355 employees across various sectors to find out the different opinions about the levels of their satisfaction related factors and turnover intention. For the purpose of in-depth analysis, statistical tools, inter-correlation matrix, and multiple regression techniques had been used. The results indicate that there was a significant inverse relationship between job security-turnover intention, pay-turnover intention, and promotion-turnover intention. The results will help organizations understand how to address employees’ demands and concerns toward their jobs and discover successful ways of retaining them. This in turn will reduce the turnover rate and the associated costs
Perceived Corporate Glass Ceiling: A Survey Research in Bangladesh Corporate Job Sectors
Get PDFThe study investigated the perceived corporate glass ceiling and measured the leading factors of the glass ceiling according to gender, company types, and years of work experience. 257 adult male and female employees participated in this study as respondents, and they were from four districts of Bangladesh working in banks, multinational companies, private firms, and telecommunication sectors following a convenient sampling technique. The results revealed that 60.7% of the respondents perceived a glass ceiling exists in the workplace of Bangladesh. The researchers used mean of means analysis to compare the perceptual differences regarding the leading factors of glass ceiling according to gender, company types, and working experience and found work-life conflict as the most important factor for causing the glass ceiling. 
Effects of Green Technology on Firms\u27 Profitability and Solvency: A Study on Textiles Industry of Bangladesh
Get PDFIn recent years there has been increasing advocacy regarding the perception that turning green is good for the corporation and thus for the whole economy. Green technology is nowadays a popular term in any industry but the stakeholders always ask a question of whether the company benefits from using green technology or is there any financial gain? This question remains unanswered in our country, and because of that new entities are not willing to adopt green technology especially in the textile sector. This paper shows that the companies using green technology having financial benefits than the companies not using green technology. In this paper, we used financial performance measurement techniques to find out companies\u27 financial health. This study has taken data of 43 listed companies of Dhaka Stock Exchange. Then it divides the data into two groups, a group accustomed to green technology and a group not accustomed to green technology. Firstly, we used profitability ratios (ROS, ROA, ROE) to find out two groups of companies\u27 position. Profitability ratios vary significantly from one group to another. Secondly, we used solvency ratios (Debt asset ratio and debt-equity ratio) and find result almost similar but the result changes with the passages of time through the payment of installment. So from the study, it can be said that profitability is positively related to the adoption of green technology. Thus, by studying this paper company will be keen to adopt green technology in their organization. This paper will also help existing companies to improve the existing technology
Business Roundtable Insights on the Current Challenges Facing the Project Profession
Get PDFThe purpose of this paper was to capture an industry perspective on the current project and project management challenges. Based on four Business Roundtable meetings held in Melbourne over a year, concluding mid-2019, the paper attempts to distill the erudite insights of participants into contemporary business challenges and solutions. The predominant theme of the meetings was dealing with business change and its rate of the rollout. There has been a distinct industry shift in expectation replacing major business transformations with a new continuous delivery paradigm. There was an agreement regarding many of the adaptation measures needed to meet this new challenge.