Jurnal Ilmiah Econosains
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    ISLAMIC FINANCIAL LITERACY: A THEORETICAL VIEW

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    This study aims to define a conceptual view of the Islamic financial literacy. This paper elaborates some scholars, which have explored financial literacy based on various dimensions to develop the concept of Islamic financial literacy. Based on previous literature, this study evolved the definition of Islamic financial literacy as the ability of individual to understand knowledge about the Islamic principles and Islamic contracts in financial decisions making to achieve one's financial well-being

    THE RELATIONSHIP OF INNOVATIVE ATTITUDE WITH CRITICAL THINKING ABILITY OF CLASS XI IPS SMAN 2 PANDEGLANG

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    This study aims to determine the relationship between innovative attitudes and critical thinking skills of class XI IPS students at SMAN 2 Pandeglang. The research was carried out in the form of field research while the method used was a correlational survey. The population in this study were all students of class XI social studies cluster even semester 2020/2021 academic year, as many as 6 classes with a total of 207 social studies cluster students. In this research, random sampling technique is used, namely a sample in such a way that each research unit from the population has an equal opportunity to be selected as a sample. The results showed that there is a relationship between positive innovative attitudes and critical thinking skills of class XI IPS students at SMAN 2 Pandeglang. On the significance level α = 0,05 with n = 67 got rtable 0,204. As a result rcounting 0,860> rtable 0,204 Students who have a good innovative attitude will certainly acquire high critical thinking skills. Students who have a bad innovative attitude will get low thinking skills. Thus, there is a positive relationship between innovative attitudes and critical thinking skills in class XI IPS SMAN 2 Pandeglang

    PENGARUH E-SERVICE QUALITY DAN PRICE TERHADAP CUSTOMER SATISFACTION DALAM MEMBENTUK REPURCHASE INTENTION

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    The purpose of this study was to determine 1) the effect of e-service quality on customer satisfaction 2) the effect of price on customer satisfaction 3) the effect of e-service quality on repurchase intention 4) the effect of price on repurchase intention and 5) the effect of customer satisfaction on repurchase intention. The sample of this research is 200 respondents who are J.Co consumers who have purchased through a delivery website in the Greater Jakarta area. This research uses purposive sampling technique. The SEM method used in this study uses SPSS software version 25 and AMOS version 26. The results show that e-service quality has a positive and significant effect on customer satisfaction, price has a positive and significant effect on customer satisfaction, e-service quality has no positive and significant effect on repurchase intention, price has a positive and significant impact on customer satisfaction. significant effect on repurchase intention, and customer satisfaction has a positive and significant effect on repurchase intention.Tujuan dari penelitian ini adalah untuk mengetahui 1) pengaruh E-Service Quality terhadap Customer Satisfaction 2) pengaruh Price terhadap Customer Satisfaction 3) pengaruh E-Service Quality terhadap Repurchase Intention 4) pengaruh Price terhadap Repurchase Intention dan 5) pengaruh Customer Satisfaction terhadap Repurchase Intention. Sampel penelitian ini adalah 200 responden yang merupakan konsuumen J.Co yang sudah pernah membeli melalui website delivery di wilayah Jabodetabek. Penelitian ini menggunakan teknik Purposive Sampling. Metode SEM yang digunakan dalam penelitian ini menggunakan software SPSS versi 25 dan AMOS versi 26. Hasil penelitian menunjukkan bahwa 1) E-Service Quality berpengaruh positif dan signifikan terhadap Customer Satisfaction, 2) Price berpengaruh positif dan signifikan terhadap Customer Satisfaction, 3) E-Service Quality tidak berpengaruh positif dan signifikan terhadap Repurchase Intention, 4) Price berpengaruh positif dan signifikan terhadap Repurchase Intention, dan 5) Customer Satisfaction berpengaruh positif dan signifikan terhadap Repurchase Intention

    DETERMINANTS OF ELDERLY LABOR SUPPLY IN WEST NUSA TENGGARA INDONESIA

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    Elderly residents have the opportunity not to work and enjoy leisure in their retirement. However, the labor force participation rate for the elderly in West Nusa Tenggara (NTB) Province in 2017 reached 50.23 percent.Therefore, to see this potential, this study was conducted with the aim of analyzing the supply of elderly workers in NTB based on demographic and social factors. The influence of demographic and social factors on the supply of labor for the elderly will be calculated based on the opportunities for the elderly to work or not work. The analysis in this study used binary logistic regression. The data is sourced from National Labor Force Survey (Sakernas) 2017. The results of the supply of elderly workers in NTB is influenced by age, education level, gender, status of the head of the household, and the area of ​​residence.   Keywords: Elderly, Labor, Logistics Regression, West Nusa TenggaraABSTRAK   Penduduk lansia memiliki kesempatan untuk tidak bekerja dan menikmati leisure di masa pensiunnya. Namun, angka partisipasi angkatan kerja golongan lansia di Provinsi Nusa Tenggara Barat (NTB) pada tahun 2017 mencapai 50,23 persen. Oleh karena itu, untuk melihat potensi tersebut dilakukan penelitian ini dengan tujuan menganalisis penawaran tenaga kerja lansia di NTB berdasarkan faktor demografi dan sosial. Pengaruh faktor demografi dan sosial terhadap penawaran tenaga kerja lansia akan dihitung berdasarkan peluang lansia untuk bekerja atau tidak bekerja. Analisis dalam penelitian ini menggunakan regresi logistik biner. Data bersumber dari Survei Angkatan Kerja Nasional (Sakernas) tahun 2017. Hasil penelitian menyatakan bahwa penawaran tenaga kerja lansia di NTB dipengaruhi oleh faktor umur, tingkat pendidikan, jenis kelamin, status kepala rumah tangga, dan wilayah tempat tinggal.   Kata kunci : Lansia, Tenaga kerja, Regresi Logistik, Nusa Tenggara Bara

    THE INFFLUENCE OF CAPITAL STRUCTURE, GOOD CORPORATE GOVERNANCE, DIVIDEND PAYMENT ON EARNINGS QUALITY

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    This study aims to examine the effect of capital structure, Good Corporate Governance and dividend payments on earnings quality. Secondary data used on This research focuses on the listed infrastructure, utility and transportation industrieson the Indonesia Stock Exchange (IDX) during the period 2016 – 2019. Samples obtained based on purposive sampling technique with 4 years observation period. This study uses multiple linear regression analysis with a significance level of 5%. The 3 hypotheses are tested by using the Eviews 10 program. Based on the test results multiple linear regression, it can be proved that (a) capital structure has no effect onearnings quality, the amount of debt level cannot affect earnings quality; (b) Good Corporate Governance has a positive effect on earnings quality, the number of committee meetings the audit conducted does not guarantee the good quality of the company's earnings; (c) Dividen payments have a positive effect on earnings quality, companies that pay dividends able to provide a positive market response to earnings quality

    JOB SATISFACTION EFFECT ON ORGANIZATIONAL COMMITMENT THROUGH TRUST AS A MEDIATING VARIABLE FOR PRIVATE VOCATIONAL SCHOOL (SMK) TEACHERS IN CENTRAL JAKARTA

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    This study aims to determine the effect of job satisfaction on organizational commitment through trust as a mediating variable in private vocational school teachers in Central Jakarta. This study uses a survey method with a descriptive approach. The population in this study amounted to 200 respondents with a sample of 133 respondents. The model used in this study is a relationship or influence model, or called path analysis. To test the hypothesis proposed in this study, the model fit analysis technique used is Structural Equation Modeling (SEM) which is operated using the SmartPLS 3.0 program. The results showed that job satisfaction had an effect on organizational commitment through trust as a mediating variable. Original Sample value of the influence of the three variables is 0.449 and T-Statistic > 1.96 which is 3.889. Furthermore, based on P-Value 0.000 <0.05, the variable job satisfaction has an indirect effect on organizational commitment through trust as a mediating variable.Penelitian ini bertujuan untuk mengetahui pengaruh kepuasan kerja terhadap komitmen organisasi melalui kepercayaan sebagai variabel mediasi pada guru SMK swasta di Jakarta Pusat. Penelitian ini menggunakan metode survei dengan pendekatan deskriptif. Populasi dalam penelitian ini berjumlah 200 responden dengan sampel penelitian sebanyak 133 responden. Model yang digunakan dalam penelitian ini adalah model hubungan atau pengaruh, atau disebut analisis jalur. Untuk menguji hipotesis yang diajukan dalam penelitian ini, teknik analisis kecocokan model yang digunakan adalah Structural Equation Modeling (SEM) yang dioperasikan dengan menggunakan program SmartPLS 3.0. Hasil penelitian menunjukkan bahwa kepuasan kerja berpengaruh terhadap komitmen organisasi melalui kepercayaan sebagai variabel mediasi. Nilai Original Sample dari pengaruh ketiga variabel tersebut adalah 0,449 dan T-Statistic > 1,96 yaitu 3,889. Selanjutnya berdasarkan P-Value 0,000 < 0,05 maka variabel kepuasan kerja berpengaruh tidak langsung terhadap komitmen organisasi melalui kepercayaan sebagai variabel mediasi

    RISK-BASED BANK RATIO ON PROFITABILITY OF SHARIA BANKING

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    The sustainability of Sharia banking in its business activities will be greatly influenced by its profits. Many factors influencing sharia banking in generating profitability, can be influenced by external factors as well as internal banking factors. This research was conducted to test the influence of external factors such as macroeconomics as measured by the growth of inflation and GDP, as well as internal factors that constitute the risk-based bank ratio measured by capital adequate ratio (CAR), financing debt ratio (FDR), and non-financing risk (NPF) to Return On Asset (ROA) as an indicator Profitability of Sharia banking. The method in this research is a quantitative method with inferential statistical analysis. The data analysis tool used is multiple linear regression. Sampling technique in this study using simple random sampling. The affordable population in this study were all Bank Umum Syariah (BUS) in Indonesia from 2015 until June 2019. The results show GDP macroeconomic variables have a significant positive influence on profitability. The risk-based bank ratio variable NPF, explains that there is a significant negative influence on profitability. While the regression coefficient of INF, CAR, and FDR does not have a significant effect on the profitability gained. To compete and expand the market share, the external factors are GDP growth and internal factors the risk-based bank ratio variable NPF can affect the profitability therefore should be noticed by BUS management.  The sustainability of Sharia banking in its business activities will be greatly influenced by its profits. Many factors influencing sharia banking in generating profitability, can be influenced by external factors as well as internal banking factors. This research was conducted to test the influence of external factors such as macroeconomics as measured by the growth of inflation and GDP, as well as internal factors that constitute the risk-based bank ratio measured by capital adequate ratio (CAR), financing debt ratio (FDR), and non-financing risk (NPF) to Return On Asset (ROA) as an indicator Profitability of Sharia banking. The method in this research is a quantitative method with inferential statistical analysis. The data analysis tool used is multiple linear regression. Sampling technique in this study using simple random sampling. The affordable population in this study were all Bank Umum Syariah (BUS) in Indonesia from 2015 until June 2019. The results show GDP macroeconomic variables have a significant positive influence on profitability. The risk-based bank ratio variable NPF, explains that there is a significant negative influence on profitability. While the regression coefficient of INF, CAR, and FDR does not have a significant effect on the profitability gained. To compete and expand the market share, the external factors are GDP growth and internal factors the risk-based bank ratio variable NPF can affect the profitability therefore should be noticed by BUS management. &nbsp

    DETERMINANTS OF INDONESIA’S NON-OIL AND GAS EXPORT TO JAPAN

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    This study aims to determine the impact of the Japanese economy affected by the economic crisis on the performance of Indonesian exports to Japan before and after the economic crisis. By using Japan's real GDP, real exchange rate, inflation, and the crisis dummy of Indonesia's non-oil and gas exports to Japan in 2003-2017. This study uses the VECM (Vector Error Correction Model) method to determine the short and long-term relationships of the research variables. The results obtained are: (1) Before the crisis, Indonesia's non-oil and gas exports to Japan showed positive results compared to after the crisis, (2) Japan's demand seen from Japan real GDP shows that there is a negative relationship to Indonesian exports to Japan after the crisis, (3) real exchange rate shows a positive relationship before the crisis and after the crisis shows a negative relationship, and (4) Inflation has a negative influence on Indonesia's non-oil and gas exports to Japan in the long run

    The The Analysis Of Technological Pedagogical And Content Knowledge (Tpack) Economics Teachers

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    The aim of this study was to describe the Technological Pendagogical and Content Knowledge (TPACK) economics teacher of high schools in Lampung Province. The method used in this research is descriptive method with data collection techniques through distributing questionnaires to economics teachers. The questionnaire consisted of 31 items and 7 subdomains. The seven subdomains are Technological Knowledge (TK), Pendagogical Knowledge (PK), Content Knowledge (CK), Technological Pendagogical Knowledge (TPK), Technological Content Knowledge (TCK), Pendagogical Content Knowledge (PCK) and Technological Pendagogical Content Knowledge (TPCK) . The subjects of this study were 33 teachers chosen at random. Data analysis techniques using descriptive analysis. The results showed that kindergarten teachers of economics at Public High Schools in Lampung Province included in the moderate category (M = 5.37), moderate PK (M = 5.62), moderate CK (M = 5.43), moderate TPK (M = 5.65), moderate TCK (M = 5.66), moderate PCK (M = 5.69) and good TPCK (M = 5.42). The overall economic teacher TPCK is moderate (M = 5.54). The results show that economics teachers at SMA Negeri Sekolah in Lampung Province can apply their technological knowledge in economic learning.This study aimed to describe the Technological Pedagogical and Content Knowledge (TPACK) economics teacher of Senior High Schools in Lampung Province. The method used in this research is descriptive method with data collection techniques through distributing questionnaires to economics teachers. The questionnaire consisted of 31 items and 7 subdomains. The seven subdomains are Technological Knowledge (TK), Pedagogical Knowledge (PK), Content Knowledge (CK), Technological Pedagogical Knowledge (TPK), Technological Content Knowledge (TCK), Pedagogical Content Knowledge (PCK) and Technological Pedagogical Content Knowledge (TPCK). The subjects of this study were 33 economic teachers chosen at random. Data analysis techniques using descriptive analysis. The results showed that TK economics teachers at Senior High Schools in Lampung Province included in the middle category (M = 5.37), middle PK (M = 5.62), middle CK (M = 5.43), middle TPK (M = 5.65), middle TCK (M = 5.66), middle PCK (M = 5.69) and high TPCK (M = 5.42). The overall economic teacher TPCK is middle (M = 5.54). The results show that economics teachers at Senior High School in Lampung Province can apply their technological knowledge in economic learning. &nbsp

    LECTURER IN UNDERSTANDING THE INFLUENCE OF QUALITY AND INTEREST IN SELECTING STUDENTS MAJORS

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    Abstract This study aims to determine the relationship of lecturers in the understanding and interest of students in the selection of majors. This study to find out how big the role of lecturers in increased understanding and interest of students in the selection of majors. This study was conducted using a probability sampling type of simple random sampling with a sample of 100 respondents from accounting students with a concentration of taxation. The data used are primary data through questionnaires. In this study using the test models as well as the MRA test. These results indicate that the quality of lecturers affects the understanding of accounting and taxation understanding. Faculty quality, understanding of accounting and taxation understanding significantly influence the electoral interest of majors.   Keywords: Lecturers quality, understanding and interest Students on Election Major

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