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Focus, 2024, Spring
FOCUS (ISSN 1077-9345) is published quarterly, free of charge, for alumni and friends of Andrews University, an institution owned and operated by the Seventh-day Adventist Church.https://digitalcommons.andrews.edu/focus/1106/thumbnail.jp
The Student Movement Volume 108 Issue 21: 150: Andrews University Celebrates 150 Years
HUMANS
Andrews Adoration, Interviewed by Reagan Westerman
Looking Back, Interviewed by Lauren Kim
Senator Projects with Morgan Williams, Interviewed by Lauren Kim
Events Celebrating Our 150th Anniversary, Andrews University Student Movement Staff
ARTS & ENTERTAINMENT
Cautionary Tales of Summers Unused, Nate Miller
The Last Repair Shop: A Review, Lexie Dunham
A Trip to the Past!, Nailea Soto
NEWS
Cosmic Phenomenon Comes to Andrews: 2024 Eclipse, Melissa Moore
AU Founder\u27s Day Celebrates 150th with Students, Andrew Francis
President Taylor and Pastor Anderson Completing Their First Year, Nate Miller
The Student Movement: Representing Students Since 1915, Melissa Moore
IDEAS
Is Nuclear Power a Good Thing? A Reflection on Chernobyl Remembrance Day, Nate Miller
The Final Stretch, Reagan Westerman
Improving Andrews: How Did Andrews Improve This Year?, Abby Shim
Lamson Hall\u27s Pet of the Year, Abby Shim
PULSE
Argentinian Students Navigate Life during Immense Turmoil, Reagan McCain
The Future of the Class of 2024, Lexie Dunham
LETTERS TO THE EDITOR
Letters from Past Editors, Andrews University Student Movement Editors
LAST WORD
Our Last Words of the Year, Andrews University Student Movement Staff
Letters from Today, Andrews University Student Movement Staff
Special Thanks, Andrews University Student Movement Staffhttps://digitalcommons.andrews.edu/sm-108/1020/thumbnail.jp
Wholistic Healing: Challenges and Opportunities for the Church
Edited by Anna M. Galeniecehttps://digitalcommons.andrews.edu/books/1381/thumbnail.jp
The US dollar has weakened. Some analysts attribute this to a shift in polls from Trump towards Harris over the weekend
The US dollar has weakened. Some analysts attribute this to a shift in polls from Trump towards Harris over the weekend. Associate Professor of Finance at Andrews University in the US, WILLIAMS KWASI PEPRAH, Ph.D. believes the situation is rather as a result of uncertainties about the outcome of the polls
Ghana’s rising debt stock alarms economists as they urge a halt on borrowing
Ghana\u27s rising debt is causing concern among economists, raising doubts about the nation\u27s financial sustainability and debt management for future governments
Ghana is at a crossroads as it makes an important decision centered on upholding cultural or religious values or promoting diversity and inclusivity
Ghana is at a crossroads as it makes an important decision centered on upholding cultural or religious values or promoting diversity and inclusivit
The Mediating Effect of Financial Literacy on Blockchain Technology Application and Financial Risk: Insight from Ghanaian Professionals Toward Policy Recommendations
This study explores the mediating effect of financial literacy on the relationship between blockchain technology application and financial risk among financial institution professionals in Ghana. Utilizing a correlational research design, data were collected from a sample of 336 professionals through a self-constructed Likert-scale questionnaire. The analysis was conducted using path analysis and mediation techniques. The findings reveal that financial literacy had a significant partial mediating effect between blockchain technology application and financial risk, accounting for 26.0% of the total effect. The direct negative effect of blockchain technology applications on financial risk also remained significant, highlighting the independent contribution of blockchain technology applications to reducing financial risk. These results underscore the importance of financial literacy in enhancing the effectiveness of blockchain technology applications in mitigating financial risks. The study emphasizes the need for comprehensive financial literacy programs to maximize the benefits of technological advancements in the financial sector. Empirical evidence from related literature supports the findings, indicating that higher financial literacy enables better utilization of blockchain technology applications, thereby reducing financial risk. The research provides insights for policymakers aiming to improve financial literacy and leverage blockchain technology applications for financial risk management