Zien Journal of Social Sciences and Humanities
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The Impact of Artificial Intelligence (AI) On Trade Finance Processes
The research examines the influence of Artificial Intelligence (AI) on trade finance operations, emphasizing efficiency, compliance, risk management, and inclusion. Trade finance, which facilitates worldwide commerce via instruments including letters of credit, guarantees, and supply chain financing, has historically been limited by paper-based processes, elevated compliance expenses, and susceptibility to fraud. The aforementioned inefficiencies exacerbate the ongoing global trade financing deficit, estimated at USD 2.5 trillion, disproportionately impacting small and medium-sized firms (SMEs). This study employs a mixed-methods approach, using secondary data from international organizations and empirical studies, with survey evidence from 120 stakeholders in banking, SMEs, and regulatory authorities, to analyze the potential and obstacles associated with AI adoption. The findings demonstrate that AI increases efficiency via automated documentation, boosts fraud detection using anomaly-based models, and fortifies credit risk assessment using predictive analytics. Participants recognized expedited document processing (82%) and enhanced fraud detection (76%) as the primary advantages. Nonetheless, obstacles like elevated implementation costs (68%), insufficient technical competence (64%), and legal ambiguity (55%) hinder adoption, especially for small and medium-sized enterprises (SMEs). The discourse underscores that whereas banks and corporations are progressing in AI integration, SMEs persistently encounter structural obstacles, prompting worries over inclusion. The paper suggests that AI might revolutionize trade finance processes and reduce the global trade finance deficit, provided that adoption hurdles are mitigated. Recommendations include investments in digital infrastructure, focused assistance for SMEs, open regulatory frameworks, and the harmonization of cross-border policies to facilitate equitable and sustainable AI use in trade finance
Criteria for developing communication skills of internal affairs officers in their relations with the public
Another characteristic feature of the professional activity of internal affairs officers in ensuring the stability of society is their ability to interact with a wide range of environments. The activity of ensuring a culture of communication is of great importance in the professional competence of an internal affairs officer
Features of the settlement of the Kyrgyz people in Uzbekistan
In this article, the processes of settlement of Kyrgyz tribes in the territory of Uzbekistan, as well as the dynamics of their numerical growth from the end of the 19th to the beginning of the 21st century, have been scientifically analyzed
The Issue Of Secular State And Religious Policy In The Soviet Period
This article analyzes the formation of the concept of a secular state and the main stages of religious policy in the Soviet era. The contradiction between the proclamation of legal secularism and the primacy of ideological atheism in practice is revealed. Also, the policy of "scientific atheism", the pragmatic approach during the Second World War, and the differences between the Soviet model and modern secular state concepts are scientifically highlighted. The research is conducted based on the method of historical and political analysi
Globalization, Migration, And The Evolution Of Family Values: A Philosophical Perspective
In the context of accelerating globalization, international migration has become one of the most influential social phenomena shaping contemporary societies. Migration processes not only transform economic and political structures, but also deeply affect cultural norms, moral orientations, and family values. This article aims to analyze the evolution of family values under conditions of globalization and migration from a philosophical perspective. Using an interdisciplinary framework that integrates philosophy, sociology, and migration studies, the paper explores how traditional family values are reinterpreted, preserved, or transformed within migrant communities. The study follows the IMRAD structure and is based on theoretical analysis of classical and modern philosophical approaches, as well as contemporary research on migration and family transformation. The results demonstrate that migration acts as both a destabilizing and creative force, leading to the emergence of hybrid family value systems that combine traditional norms with new socio-cultural practice
The Role Of Youth Legal Culture In Promoting Democratic Principles In Society
This article focuses on the need to conduct specific scientific research on improving the legal culture of young people today, making the issue of increasing legal awareness, legal culture, and the role of civil society institutions in this process a priority direction of state legal policy, an important criterion in the implementation of democratic principles
The role of human interests and the principles of social justice in the system of social relations in society
In this article, the social justice, human well-being, rights and interests are provided in the system of social interests, universal aspects and democratic essence of the ideas and concepts to improve the society in this process are scientifically analyzed. Also, scientific and practical opinions on ensuring that a person is respected in society in all respects and fully developed are presented
Socio-philosophical analysis of the harmony of youth social activity and innovative potential in modern conditions
This article discusses scientific issues related to the process of harmoniously improving the social activity and innovative potential of young people. The article highlights the social significance of the manifestation of progressive initiatives, intellectual development, social, cultural and educational advancement of young people. It also examines the factors related to the manifestation of creative and innovative qualities of young people in societ
Philosophical Study Of Youth Addictive Attitude Formations In The Virtual World
The article analyzes the positive and negative aspects of the virtual environment, its impact on the spiritual world, psychological state and social relations of young people. Also, the addiction of young people to the Internet and social networks, the causes of phenomena such as "hikikomori", and the factors leading to their isolation from society are examined based on scientific literature and statistical data. The study focuses on the issues of ensuring a balance between real and virtual life through a healthy lifestyle of young people, national values and information security
Increasing the Service Efficiency of Customs Employees through Motivational Factors
This article is dedicated to the significance of motivational factors in improving the performance of employees of the State Customs Service of the Republic of Uzbekistan. Customs authorities play an important role in society and the country's economy by ensuring the state's economic security and positively influencing development. Employee motivation, in turn, determines the level of work efficiency and directly impacts their enthusiasm, responsibility, and desire to achieve success. The article explores key factors for enhancing the motivation of customs service employees, including material and non-material incentives, social protection and guarantees, opportunities for professional development, and organizational support. Moreover, the article develops the most effective methods for improving the performance of customs service employees through the optimization of motivational factors. This study offers significant practical recommendations for increasing the efficiency of customs authorities and strengthening their role in public administration