1970 research outputs found
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CREDIT RESTRUCTURING SMALL AND MEDIUM BUSINESSES AS THE KEY DRIVER OF ECONOMIC GROWTH IN INDONESIA
No full textSME sector is a sector that has tremendous potential to stimulate economic growth in Indonesia, it is supported by the
dominance of the number of business units that reached 99.90% or 42,300,000 units of whole business units in Indonesia, if
it has a 99.90% good production capacity will be increasingly easier economic to grow. Indonesia is a country with the third
largest population in the world, leh therefore required a higher growth compared to population growth. If only rely on big
business sector alone amounted to only 0.1% of the total number of business units in Indonesia will be fragile economic
growth. SME sector in developing its business has a variety of obstacles and that the main obstacle is the capital factor, since
SMEs often use funding from the Bank, or even hit hard because of credit lending requirements that must be met. This is
implemented by the bank due to bad credit prevent. Therefore, the policy solution would be better done with the
restructuring of problem loans from SMEs. This policy is very appropriate because it is done with the process of mediation
and negotiation
INFLUENCE OF DIVIDEND ANNOUNCEMENT IN LQ45 COMPANYTOWARD SHARES RETURN BEFORE AND AFTER EX-DATEDEVIDEND IN INDONESIA STOCK EXCHANGE (IDX)
No full textThe research’s aim is to analyze whether announcement of dividend increase and decrease will be positively influence to the
shares return before and after ex-dividend date in the Indonesia Stock Exchange (IDX). In this research, the samples used
consist of 24 companies which incorporated in LQ45 group for the period of August 2008 until January 2009 in IDX.
Testing the influence of dividend announcement have done by observing the abnormal return during the period 11 days,
which are 5 days before the dividend announcement and 5 days after the dividend announcement. The research results show
that on the significance level 5% exist the weekdays which produce significance abnormal return. The company which
announce the increase of dividend having significance abnormal return, it can be found on (t+3) days after the
announcement. The company which announce the dividend decrease, the significance abnormal return existed at the (t+1)
day after the announcement
INVESTMENT OPPORTUNITIES IN INDONESIA
No full textAn alternative investment allocation of funds made today in the hope of a profit in the future. Investment can be done in
various sector. Can be either private companies or public companies, banks and financial institutions, and so on. Any
investment that we do have to maintain an investment climate that is happening in our country will appoint a place of our
allocation. A good investment climate is to provide opportunities and incentives to businesses to make productive
investments, create jobs and expand business activities. In order for the investment climate in a country can be efficient, it
would require support from the government. Support may be the deregulation measures that aim to create a climate more
conducive that in an effort to attract more investors in our country. A stable political climate is necessary in order to create
legal certain implementation and business security in Indonesia (up to the outside world now is still not safe to assume in
Indonesia (high risk country). Indonesia until now faced with severe challenges, both from domestic sources and from
abroad as well, so from that Indonesia should be able to create a stable political climate
CREATIVITY ON THE STUDENT OF HOMESCHOOLING
No full textCreativity is a way to improve the potentials of someone in order to find the new solution of his/her problems of life.
Homeschooling students always try to improve their potentials. Without the formal education program, the students of
homeschooling have the challenge and freedom to express their ideas. Their teachers gives the facilities and guidance for the
homeschooling students to develop their potentials in order to be the creative persons. This article was meant to explain the
creativity on the student of homeschooling. The result of this study is the significant impact of psychological freedom and
secure feeling on the creativity students of homeschooling
INTERNET ADOPTION ON INDONESIAN SMALL AND MEDIUM-SIZED ENTERPRISES
No full textSmall and Medium Enterprises (SMEs) is one of considered economic sectors in Indonesia because of its contribution to Indonesian economics. This research is aimed to present the differences of perceptions and group attitudes of the SMEs owners who participated in the training of internet utilization before and after the training which was held in University of Gunadarma in Depok and Bekasi. The method of research uses a self-reported level of adoption measurement. This research also uses a model of adoption measurement and the intensity of actual internet utilization which is measured based on the internet utilization activities. Based on the result of observation, it can be concluded that there is a level of internet adoption : adopter, potential adopter, and non adopter before and after the SMEs training in Depok and Bekasi and it can be concluded that internet adoption can give positive effect to the Owners of SMEs.
Key words : Training of online blog, Small and Medium Industry, Level of Internet Adoption, Technology Acceptance Model, Organization Innovatio
A COMPARISON OF COSTUMERS BEHAVIOR BEFORE AND AFTER INTEREST RATES DEPRECIATION
No full textThe purpose of this study is to identify factors that influence the behavior of customers in bank saving activity before and
after interest rate depreciation. Data were collected using questionnaire. The questionnaire was designed in closed form and
distributed to customers with convenience sampling method. The data collected then analyzed using a multi-level structural
equation models. The results showed that there’s difference in customer perception towards bank saving account as an
investment mode before and after bank regulation. As well it is also found that there’s difference in customer perception
towards bank interest rate before and after bank regulation. It is also found the different between before and after bank
regulation on customer trust toward bank saving account
WEB SERVICES QUALITY PERCEPTION OF STUDENT DIGITAL LOCKER BASED-ON DEMOGRAPHY AND INTERNET BEHAVIOR OF UNIVERSITY STUDENTS
No full textStudent who own a computer experiences more benefit of using student digital locker than student who does not own a
computer. Discriminant analysis results showed that 4 variables can be used as predictors of personal computer adoption rate
among the students, but the highest differentiation factor is significant only for the variable usability
Perspektif Budaya sebagai Bagian Integral dari Perencanaan dan Transformasi Ruang Kota
No full textBudaya mempunyai makna dan bersifat multi persfektif. Dalam tataran ruang kota, secara spesifik budaya menstransformasikan diri dalam wujud fisik yang menjadi simbol identitas lokal. Dewasa ini gelombang globalisasi yang secara intensif mempengaruhi lingkungan kota, memunculkan universalitas budaya kota atau singular urban culture