1970 research outputs found
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THE ROLE OF BANKS IN THE DEVELOPMENT OF MICRO, SMALL AND MEDIUM IN INDONESIA IN DEALING WITH FREE TRADE ERA
No full textDevelopment of Small and Medium Enterprises (MSMEs) in the face of free market must be based on the hard effort and
continuous in making MSMEs as a tough business. Therefore MSMEs products cultivated at least have a comparative
advantage, even highly expected to have a competitive advantage. Banks are financial institutions as required by the people
who need funds for both consumer interests and to develop their business interests. Bank in developing its business in
addition to seeking funds from the public are also distributed back to the community for a bank that has an important role for
communities with a surplus of funds and a lack of funding. Especially MSMEs in developing their business in addition to
funds is also in need of guidance in the management of MSMEs so that management can be developed. The number of
MSMEs in Indonesia should be well managed in order to compete in the era of free trade today
INFORMATION TECHNOLOGY AND BUSINESS PERFORMANCE A CASE STUDY ON SMALL FOOD PROCESSING FIRMS
No full textSmall and medium enterprise (SME), including small food processing firm (SFF), based on its unit
numbers and the number of involved labors, has the potentials to play an important role in the
Indonesia’s economy. However, its contribution to the national economy (i.e., GDP) has been
minimal as to compare with its unit numbers and number involved labor. This indicates that
improvement of SME’s productivity is required. Information technology, especially internet
technology, application within SMEs is regarded to have significant impact on their business
performance. This study is intended to investigate factors that affect internet adoption and the
impact of internet adoption on business performance within small food processing firm operators.
Modified Supply Process Model, 100 SFF operators—from which primary data were collected, and
path analysis were used in this study. It was found that internet adoption was significantly affected
by perceived usefulness, perceived ease of use, internet self efficacy, and internet anxiety. Firms’
business performance, however, was not significantly affected by internet adoption
PERFORMANCE EVALUATION OF INDONESIAN LOCAL GOVENMENT WEBSITE ANALYSIS OF WEB CONTENT, TRAFFIC
No full textDigital divide in the parameter occurrence of inbound links, a webpage or document richness, and web traffic on web
governments in Java Out Java. Local web government have affected by the popularity of the web document richness not by
inbound links, traffic or information richness
CORRELATION BETWEEN ELECTRONIC MONEY AND THE VELOCITY OF MONEY
No full textTechnological developments in the field of information and communication affect the emergence of new innovations in
electronic payments. One of which is e-money (Electronic Money). In Indonesia, e-money has the potentials to substitute the
role of money in cash for payments in retail transactions. According to Bank Indonesia Regulation No. 7/52/PBI/2005,
electronic money (e-money) includes the Card Payment (APMK) such as debit cards, credit cards and ATM cards. This
research aims to analyze the relationship between the rate of use of e-money (Electronic Money) and the amount of money
circulating in the community and how the velocity of money occurs. Secondary data, which were used in this study, obtained
from the website of Bank of Indonesia. It was found that the use of e-money as an electronic payment instruments as an
alternative payment instrument has been beneficial, particularly for micro-payment and retail nature. The issue of e-money
can act as a factor that changes the money demand function and reduce the average amount of cash held. This would increase
circulation of money in the economy which also means increase the velocity of money
ANALYSIS OF FACTORS ASSOCIATED WITH DECISIONS IN PURCHASING WAYANG MOTIF LEATHER CRAFT (CHISEL DECORATION) BY FOREIGN TOURIST (CASE RESEARCH AT CENTRAL INDUSTRIAL VILLAGE OF BANTUL REGENCY YOGYAKARTA)
No full textIn meeting demands of tourism, local government and the people of Yogyakarta have been developing small and medium
enterprises related to products of culture and customs of Yogyakarta. Craft shops (art shops) which sell wayang motif leather
crafts grow and thrive in the village of Panggungharjo Sewon, wukirsari Imogiri and Bangunjiwo Kasihan Bantul regency
Yogyakarta. So with these, researchers wanted to probe what factors are taken into account by consumers in purchasing
wayang motif leather crafts products (chisel painting) at the craft shops (art shop) in Bantul and which factors have the most
dominant relationships in the decision to purchase them. In this research there are 9 (nine) independent variables (X) and 1
(one) bound variable (Y), namely variable that affects or relates to other variables or that is investigated in terms of its
impact and relationship. Based on the data from the respondents in this research, there is potential increase of income for
residents or people in Bantul Regency. Among others is by extending the market scope of the products to export orientation
as indicated that many foreign tourists from European and Asian countries show interests and purchase various kinds of the
products when they visited the shop in Bantul
Burrows Wheeler Compression Algorithm (BWCA) in Lossless Image Compression
No full textThe present paper discusses the implementation of BWCA in
lossless image compression. BWCA uses Burrows Wheeler
Transform (BWT) as its main transform. As one of combinatorial
compression algorithm which in particular reordered symbols
according to their following context, it becomes one of promising
approach in context modeling compression. BWT was initially
created for text compression, and here we study the impact of
BWCA method and its improvement when applied to image
compression. Since this application is quite different from the
original method aim, we analyze the pre- and post-processing
influences of BWT
THE EXISTENCE OF ASYMMETRIC INFORMATION IN CREDIT ANALYSIS OF THE COMMUNITY CREDIT BANK (CCB)
No full textAsymmetric information in credit market existence arises when the bank is not able to identify borrower based on the
probability of repayment. This situation can cause credit defaults. The high of nonperforming loan in CCB credit market
refers to the high of credit defaults which indicate the existence of asymmetric information in CCB credit analysis. This
research empirically identifies asymmetric information in CCB credit analysis which the objective is to analyze how the
indicators of credit analysis can explain the quality of borrower credit collectability. The hypothesis of the research is the
indicators of credit analysis cannot explain the quality of borrower credit collectability.Survey is conducted randomly to 36
of CCB in 6 provinces in Java Island that represent incorporate CCB which member of Indonesian CCB association. Unit
analyses of the research are 2.268 borrower bundle credit accounts. Frequency and cross tabulation statistics are used to do
descriptive analysis, since binary logistic regression is used todo the verification analysis. Test results showed that less than
20% variation of dependent variables can be explained by 26 independent variables in logistic regression model research. It
is stated that the indicators of credit analysis that is used during BPR can only explain less than 20% the quality of borrower
credit collectability being good or default. More than 80% variations in the quality of borrower credit collectability can not
be precisely described by the indicators of credit analysis in the model. This indicates that the BPR is not able to identify the
borrower based on the probability level of credit payments. Analysisof indicators of credit used by the BPR was not able to
produce signals that can identify borrowers based on the probability level of credit payments. The results of this study stated
that there are asymmetric information on credit analysis of BPR
Investment decision making model development the life insurance industry in Indonesia (A preliminary research)
No full textPrinciple of insurance funds management covers two interrelated
sides. The first side is to provide protection to individuals
or institutions through some type of financial product portfolios
claims payments which comes from accumulated value of premiums
provided by individuals or institutions. The second side is the
use of accumulated funds collected premiums as the major source
of claims and reserves which can be used as source of financing investment.
Analysis of the results of studies and research show that
there are other things outside the financial sector which was very
influential on performance and portfolio investment. This study
aims to investigate more about contribution of management competency,
organizational characteristics, and regulation to competitiveness
through the investment decisions made by looking at the
return of investment, portfolio investment, and product portfolio
in the insurance industry in Indonesia. Paradigm models developed
in this study based on the model Akinwale and Abiola (2007)
Children's spatial analysis of simple and complex Hierarchical Patterns in a Drawing Task
No full textIMPLEMENTASI FRAME RELAY DAN VOICE OVER FRAME RELAY (VoFR) DENGAN MENGGUNAKAN PERANGKAT FRAD ACT SDM-9350 DI P.T CITRA SARI MAKMUR
No full textDengan kebutuhan komunikasi suara yang sangat luas, sebagai contoh komunikasi suara yang diperlukan oleh suatu perusahaan yang mempunyai cabang-cabang yang letaknya sangat jauh, maka dibutuhkan suatu perangkat untuk mempermudah hal itu