Repositori Universitas Malikussaleh
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    Hasil Turnitin Jurnal:Online Newspaper Clustering in Aceh using the Agglomerative Hierarchical Clustering Method

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    PROJECT-BASED ASSESSMENT FOR ESP (ENGLISH FOR SPECIFIC PURPOSE) STUDENTS: LECTURERS' PERSPECTIVE

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    This paper examines lecturers' perceptions of the project-based learning model and assessment on the teaching of English Accounting at the Faculty of Economics and Business, Malikussaleh University. Project-based Learning (PBL) is one of the Merdeka Belajar priority program plans in 2021 which is part of the Kampus Merdeka plan by the Ministry of Education and Culture and Higher Education. Projects in education are one of the assessment instruments used to assess not only learning outcomes but also student learning processes. Students are required to not only learn to understand the material but also learn how to apply knowledge in group work and produce relevant products. The purpose of developing a project-based learning model for accounting students studying English for specific purpose (ESP) is so that they can apply English knowledge to their field of expertise, namely accounting

    ANALISIS FAKTOR YANG MEMPENGARUHI PENYALURAN PEMBIAYAAN UMKM (Studi Pada Bank Umum Syariah Di Indonesia Periode 2015-2019)

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    This study aims to determine the Analysis of Factors Affecting MSME Financing Distribution (Study on Islamic Commercial Banks in Indonesia for the 2016-2019 Period). The data used in this study is secondary data as many as 14 banks. The sampling technique used is purposive sampling technique. The method used to analyze the relationship between the independent variable and the dependent variable is the multiple linear regression method. The results showed that partially non-performing financing had a negative and significant effect on MSME financing at Islamic commercial banks in Indonesia. Capital Adequacy ratio had a positive and significant effect on MSME financing at Islamic commercial banks in Indonesia. Return on assets had a positive and significant effect on MSME financing. at Islamic Commercial Banks in Indonesia. Third Party Funds have a positive and significant effect on MSME Financing at Islamic Commercial Banks in Indonesia. Profit Sharing Spreads have a negative and significant impact on MSME Financing at Islamic Commercial Banks in Indonesia. Keywords : Non-performing financing, Capital Adequacy ratio, Return on assets, Third Party Funds, Profit Sharing Spread, MSME Financin

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