Open Journals at the University of Georgia Libraries
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Should I Stay or Should I Go? Persistence in Postsecondary Mathematics Coursework
No full textThis paper draws on self-determination theory (SDT) to explore reasons for college students’ decisions to either continue or change directions (and hence their persistence) from their STEM-intending majors. We therefore sought to gain insight into why some college students persisted in their STEM-intending degree programs while others, faced with the same challenge(s), changed majors. Using a phenomenological design, three students were purposefully selected and interviewed using a semi-structured interview guide. A finding from this study is that while challenges are a part of life, individual responses to academic challenges vary depending on how they judge the situation. For the three focal students, decisions about whether to persist in their STEM-intending degree programs involved a complex mix of factors. These were whether they found the challenge worthwhile (i.e., perception of autonomy), had a desire to engage in the STEM program because they found the program worthwhile (i.e., perception of competency) or had adequate support systems available (i.e., perception of relatedness). Implications for university authorities and college professors are highlighted
Retirement income strategies designed in an expected utility framework
No full textVarious classes of retirement income strategies are evaluated and their robustness tested in an expected utility framework. Fixed percentage systematic withdrawals from an investment portfolio combined with laddered purchases of immediate life annuities stands out as a superior strategy for retired defined contribution plan participants and IRA holders, yielding better outcomes than alternatives, including longevity insurance. This broad strategy is then applied, step by step, and customized across a wide range of household risk preferences and situations, with due consideration of product costs, taxes, and economic risks and returns
Letter from Jennifer Frum, University of Georgia Vice President for Public Service and Outreach
Get PDFThe Student Experience of Community-Based Research: An Autoethnography
Get PDFThis autoethnography provides a description and thematic illustration of the student experience of a community-based research (CBR) course and partnership. Through evaluating personal experiences with CBR, the author identified three qualities of meaningful CBR experiences: trust, indeterminacy, and emotion. These qualities are explored, and comparisons are made between the outcomes experienced and those established in the literature of student learning in CBR. These findings enrich discourse of student experiences in CBR and corroborate literature on student learning in CBR through illuminating the experience by which that learning occurs
The overlooked momentum traders in 401(k) plans
No full textUsing a unique dataset on over one million 401(k) traders, we investigate momentum trading in 401(k) plans. We identify momentum traders in each quarter and evaluate how these traders perform. Results indicate the existence of momentum traders. However, there is no evidence that they successfully improve their portfolio performance. Instead, momentum sellers sell the outperformed funds. Overall, momentum traders could lose up to 2.14% per year. In seeking to explain such losses, we observe that 401(k) momentum traders follow a naïve momentum strategy. They do not have the ability to select funds with momentum investing styles but, instead, simply chase past returns