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Financial literacy and the level of financial planning individuals use
No full textThere is little evidence in the existing literature on the relationship between financial literacy and the level of financial planning that individuals use. Different financial decisions require varying levels of financial planning, ranging from simple planning to complex planning. These decisions involve tradeoffs between taxes, retirement planning, and consumption to name a few. Making these decisions can be difficult without the right knowledge, and financial literacy can ease the decision-making pro- cess. This article evaluates the relationship between financial literacy and the level of financial planning behavior that individuals display. We use the 2012 and 2014 waves of the National Longitudinal Survey of Youth (NLSY79) and found that higher levels of financial literacy are positively associated with more “comprehensive” levels of financial planning behaviors. The results of this article indicate that individuals at the highest level of financial literacy are more likely to choose “comprehensive” planning over doing nothing at all. In addition, those with higher levels of financial literacy are also more likely to display some level of financial planning behavior compared with doing nothing at all. The implications of this may support efforts related to providing broad based financial education, with a specific focus on the value of planning, in the hopes increasing the financial literacy and level of plan- ning of the overall population
O’Connell, D. J., & Peters S. J. (2021). In the Struggle: Scholars and the Fight Against Industrial Agribusiness in California. New Village Press. 368 pp.
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Baldwin, D. L. (2021). In the Shadow of the Ivory Tower: How Universities are Plundering Our Cities. Bold Type Books. 262 pp.
Get PDFA review of Baldwin, D. L. (2021). In the shadow of the ivory tower: How universities are plundering our cities. Bold Type Books. 262 pp
Community-Engaged Scholarship for Graduate Students: Insights from the CREATE Scholars Program
Get PDFWe describe an extracurricular graduate fellowship program designed to train students in community-engaged scholarship with Black and Indigenous communities. The CREATE Scholars program combines coursework, research externships, and experiential learning opportunities in order to develop graduate student competencies in codevelopment, community engagement, and scholar-advocacy. We offer reflections on lessons learned from the perspective of students and faculty in the program. We conclude with recommendations for like-minded academic leaders and program directors seeking to expand opportunities for graduate students to engage in reciprocal and thoughtful community partnerships
Higher Education Institutions’ Roles in Strengthening Local Capacity for Community Development: An Analytical Framework
Get PDFResponding to an ongoing disconnect between higher education institutions (HEIs) and contemporary challenges communities face worldwide, universities can become a driving force to strengthen communities’ capacity toward innovative solutions to the challenges they face. This article introduces an analytical framework that provides a roadmap to design, examine, and measure the potential contributions of community-engaged university education in strengthening local capacity for community development (LCCD). The framework proposes three pillars of analysis: community assets, functioning capacity, and transformational capacity. Better understanding the contribution of community-engaged university programs in strengthening LCCD can create the conditions for local communities to leverage their power to foster positive social change while universities reexamine the way they engage communities. Finally, the article discusses implications for social development actors involved in promoting local capacity development to strengthen democracy and civic engagement and the benefits of involving HEIs as key stakeholders for social development
Transforming Teaching: Service-Learning’s Impact on Faculty
No full textService-learning has become widespread in universities worldwide, implying an increased number of involved faculty. Many studies document service-learning’s impact on students, but only a handful of exploratory studies examine impact on faculty. We offer a focused investigation of positive and negative impacts of service-learning on faculty from an Asian context, based on interviews with 24 faculty members from diverse academic disciplines in a university in Hong Kong. Phenomenological methods are used to summarize the essences of firsthand experiences. Participants’ valenced views about service-learning’s impact are categorized as dominant positive, mixed, and negative stances. Service-learning contributed to faculty teaching, civic-mindedness, person/values, professional development, and research. Findings suggest that service-learning involvement can benefit more diverse faculty than previously identified. Service-learning is recommended as a strategy for faculty development, and as a means for universities to fulfill their social responsibility and contribute to sustainable development goals outlined by the United Nations
Does the Choice of Observation Instrument Matter?
No full textDoes the choice of observation instrument make a difference in the feedback and ratings that teachers receive? This study explores how lessons are rated differentially across various observation instruments. To investigate this question, ten randomly selected mathematics lessons were rated using six different observation instruments. Overall scores varied little across instruments. Our analyses indicate that differences in scores can be attributed to what we call instrumental occlusion, instrumental emphasis, and element density. This article concludes with implications for the selection and use of observation instruments in school settings.
Impact of consumer perceptions of industry corruption on the choice to engage a financial advisor: Does gender matter?
No full textConsumer perceptions of industry corruption influences with whom and how they are willing to engage. This study explores the intersection of financial advisors’ gender and consumers’ industry corruption perceptions on the likelihood of using a female advisor as females are perceived as more trustworthy and less prone to corruption than their male counterparts. Analyses reveal individuals prefer female advisors when corruption is low, but these preferences wane as corruption perceptions heighten. This suggests the interpersonal characteristics of females being more trustworthy and ethi- cal do not carry as much weight for consumers when they perceive the industry as corrupt
Creating a Community–Academic Partnership: An Innovative Approach to Increasing Local Community Capacities to Address Substance Misuse
No full textUsing a case example from a mid-sized town in East Central Indiana, this article illustrates the development and implementation of a community– academic partnership (CAP), a novel approach to addressing substance misuse in local communities. A CAP can be defined as a formal, strategic partnership between the local community and university faculty, staff, and students that seeks to increase the community’s harm-reduction, prevention, treatment, and recovery capacities and unify the effort to address addiction in the region. Details are provided on the key elements that compose a CAP; how this type of coalition can be developed and implemented without funding; the methods used to formulate the coalition’s mission statement, organizational design, and strategic objectives; and the types of outcomes the coalition can expect to produce if implemented successfully