Open Journals at the University of Georgia Libraries
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Protecting Well-Being through Financial Shocks
No full textThe ability to provide more than problem-solving interventions is useful in reducing client stress. Protective features can be built and amplified during financial uncertainty that may increase individuals’ resilience against factors that have the potential to cause damage to their financial well-being. To understand the predictive relationship between financial stressors, prior financial experience and exposure, and resources impact on financial well-being, a three-model hierarchical multiple regression was conducted with financial well-being as the dependent variable. Greater availability of resources increased financial well-being above and beyond the effects of stressors and prior exposure and experience. However, it is important to note that greater availability of resources was not measured just by income, rather it was variables that assessed other forms of capital. Specifically, individual qualities such as self-control and perceived health positively contributed to financial well-being. Results indicate that maintaining financial well-being is about more than knowledge and skill. Increasing opportunities for financial socialization and building clients’ sense of control may serve as a key buffer during times of financial stress
Challenges and Opportunities in University Collaborations With Public and Private Sectors
No full textDrawing on the author’s experiences in public and private sector needs assessment; university, government, and industry partnerships; and resourcing such partnerships, this article highlights some of the challenges and opportunities facing university-based boundary units and faculty operating in the domains of public policy, business strategy, and economic development. It compares the characteristics and behavior of universities to those of the private and public sectors; presents seven case studies to highlight useful processes and outcomes; and summarizes key lessons that may help guide activities beyond the traditional walls of higher education in building mutually beneficial partnerships. The article concludes with recommendations in such areas as leadership, reward strategies, team building, funding, value creation, communication, and enterprise sustainability
Retirement Expectations vs. Reality: If COVID-19 Did Not Impact Retirement Expectations Significantly, What Did? Factors that Impact Retirement Decisions
No full textUsing two data sets (a Prudential Financial Wellness Survey and the Health and Retirement Study), this study demonstrates that although there is generally a natural upward trend for older (age 50+) Americans to progressively delay their expected retirement age, this trend has no statistically significant relationship with the COVID-19 pandemic. The distribution of older Americans’ expected retirement ages is bimodal, often centered around two Social Security Benefit claiming ages – the early retirement age and full retirement age. However, actual retirement ages are more likely to follow a left-skewed distribution, whereby people appear to retire earlier than expected. The most significant factors that influence participants’ retirement decisions relative to expectations are health (+), wealth (-), age (+), change of marital status (+), mortality expectations (+), education levels (+), disability (-), and major illness diagnosis (-). Focusing on these factors can help the retirement benefits community explore strategies to mitigate the negative consequences of gaps between retirement expectations and reality.
* “(-)” means the impact is negative, i.e., retire earlier than expected, and “(+)” means the impact is positive
The impact of the online marketplace on fraud: Evidence from Craigslist from its early adoption in 1995 to its wider expansion in 2006
No full textThis research addresses the influence of Craigslist’s adoption and presence on fraud arrests within metropolitan statistical areas (MSAs). Utilizing the consumer vulnerability framework (Hill & Sharma, 2020), the study used diverse data sources, including Craigslist entry data, the Uniform Crime Reporting (UCR) dataset, and the US Census Bureau Current Population Survey (CPS) data from 1995-2006. Employing differences-in-differences (DID) models, this study\u27s primary findings indicate a reduction in fraud arrests, ranging from 11% to 23% following the introduction of Craigslist. While these results might appear counterintuitive, our findings suggest that online marketplace design and enforcement capacity may jointly influence fraud patterns
Teaching Tomorrow’s Financial Planners: Insights from research into online marketplaces and fraud; behavior of young adults in a post-communist era; and the value of financial advice.
No full textSpanning Boundaries and Transforming Roles: Broadening Extension’s Reach With OSU Open Campus and Juntos
No full textFor over 100 years, Cooperative Extension has served communities through local Extension agents with expertise in such topics as agriculture, youth development, and family and community health. In 2008, the Oregon State University Extension Service launched a pilot (Open Campus and Juntos) to broaden Extension’s reach by placing agents with “boundary spanning” expertise inside communities to address disparities in educational and economic opportunities. Open Campus and Juntos span three university–community boundaries: cultural dissonance between higher education and communities, particularly for Latinx families; the disconnect among community colleges and universities in supporting transfer students; and the silos among traditional Extension content areas to build programs addressing community needs. Impacts include 7,200 students and family members served through Juntos, increased high school graduation rates for Juntos students, additional transfer support for 1,500 community college students, and the creation of multiple centers providing broadband access in one of Oregon’s most rural counties
Nurturing Community and Resilience: Four Years of Reflection on Virtual Coworking Among Boundary-Spanning Community-Engaged Scholar–Practitioners
No full textThe COVID-19 pandemic dramatically changed the practice of community-engaged scholarship and challenged internal and external boundary spanners to maintain and grow authentic and meaningful relationships. Female-identifying scholars and practitioners faced, and continue to face, extra personal and professional demands in the postpandemic era (Purcell et al., 2022). In this reflective essay, four female community-engaged scholar–practitioners reflect on the importance and value of cocreating a weekly, virtual coworking space to support professional and personal resilience. Over 4 years, this coworking space shifted in focus from solely a cowriting accountability time during the COVID-19 virtual work era to more of a “relational pause” (Barton et al., 2022) focused on encouraging, caring for, and uplifting one another. We offer readers practical ideas to organize and lead their own virtual coworking spaces or, for institutional leadership roles, strategies to support others in developing communities of care that sustain boundary spanners
Assessing the Boundary-Spanning Roles of Cooperative Extension Professionals in Higher Education Community Partnerships
No full textCooperative Extension has a long-standing history of placing individuals in communities to lead community-wide change. These individuals are employees of the nation’s land-grant universities, with significant roles and responsibilities working between and among institutions and their communities. They often must maintain dual identities and roles, bridging the university mission and community needs. This study examined the boundary-spanning behaviors and orientations of Cooperative Extension staff and found few personal or work characteristics correlated with boundary-spanning behaviors. We explain how this lack of correlation may serve to assuage concerns about objectivity in the boundary-spanning work of Extension professionals. Higher education administrators and community leaders can use this information to better orient, equip, and train these Cooperative Extension professionals to make a lasting impact through propelling objective community change
