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Pengelolaan Sampah Rumah Tangga Mandiri Dengan Metode 3R Berbasis Masyarakat Bagi Ibu-Ibu Rumah Tangga di Kelurahan Meruya Utara, Jakarta Barat
Get PDFSampah merupakan suatu barang yang dihasilkan dari aktivitas manusia dan makhluk hidup lainnya yang tidak digunakan lagi. Sampah akan menjadi persoalan lingkungan jika tidak dikelola dengan baik. Berbagai jenis sampah dihasilkan dari aktivitas manusia berupa sampah plastik, kertas, kaleng, kaca, styrofoam, kayu, daun dan lain-lain. Masing-masing jenis sampah memerlukan pengelolaan yang tepat agar tidak menyebabkan timbulnya permasalahan lingkungan. Pengelolaan sampah rumah tangga di lingkungan berkonsep zero waste menjadi prioritas dengan metode 3R, reduce, reuse, dan recycle. yaitu prinsip pengurangan, penggunaan kembali dan daur ulang terhadap sampah. Permasalahan sampah merupakan tanggung jawab setiap warga masyarakat dan pemerintah. Pengelolaan sampah dapat dilakukan dengan menggunakan metode pengelolaan sampah masyarakat berbasis masyarakat yaitu sampah dikelola oleh masyarakat dan untuk masayarakat. Selain itu pengelolaan sampah dapat dilakukan dengan sistem bank sampah yaitu sistem pengelolaan sampah dengan sistem menabung sampah yang identik dengan menabung uang di bank. Pengelolaan sampah ini diharapkan dapat menyelesaikan permasalahan sampah dengan melibatkan seluruh warga masyarakat
Kajian Knowledge Based Theory Dalam Aplikasi Mobile Banking Bank Syariah Dan Bank Konvensional(Studi Kasus Pada Bank Syariah Indonesia Dan Bank Mandiri)
Get PDFTujuan dari artikel ini adalah untuk mengetahui perbedaan mobile banking dari bank syariah dan bank konvensional dan manfaat dari mobile banking tersebut bagi umat Muslim. Metode yang digunakan adalah kualitatif yang bertujuan mencari solusi dari rumusan masalah yang terdiri dari (i) Fasilitas apa saja yang tersedia di Mobile Banking Bank Syariah Indonesia? (ii) Fasilitas apa saja yang ada di Mobile Banking Bank Mandiri? (iii) Apa saja perbedaan fasilitas antara Mobile Banking Bank Syariah Indonesia dan Bank Mandiri? (iv) Apakah Mobile Banking Bank Syariah Indonesia dapat memenuhi kebutuhan nasabah muslim? Lebih lanjut, hasil dari penelitian ini adalah kedua aplikasi tersebut memiliki kelebihan dan kekurangannya masing-masing. Namun demikian, BSI Mobile memiliki fitur yang lebih spesifik dan lengkap dalam memenuhi kebutuhan nasabah Muslim. implikasi meningkatkan pemahaman tentang perbedaan fasilitas mobile banking dan bagaimana layanan ini dapat disesuaikan dengan kebutuhan nasabah. Keterbaruan penelitian ini adalah terletak pada analisis komparatif layanan mobile banking dari Bank Syariah Indonesia dengan Bank Mandiri
Diskursus Optimalisasi Pengelolaan Wakaf Tunai di Era Digital: Integrasi Good Corporate Governance dan Tawhid String Relationship di BWUT MUI DIY
Get PDFAbstrak Dalam dekade terakhir, lembaga keuangan syariah mengalami pertumbuhan pesat, mencerminkan meningkatnya kepercayaan masyarakat terhadap sistem keuangan yang berbasis nilai-nilai Islam. Salah satu aspek penting dalam keuangan syariah adalah pengelolaan wakaf tunai, yang memiliki potensi besar namun masih menghadapi berbagai tantangan, terutama dalam penerapan prinsip-prinsip Good Corporate Governance (GCG). Penelitian ini bertujuan untuk menganalisis pengelolaan wakaf tunai di Badan Wakaf Uang Tunai Majelis Ulama Indonesia Daerah Istimewa Yogyakarta (BWUT MUI DIY) serta mengevaluasi penerapan prinsip GCG dalam perspektif Tawhid String Relationship (TSR). Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan data sekunder yang diperoleh dari jurnal ilmiah, laporan lembaga terkait, dan dokumen pendukung lainnya. Analisis dilakukan secara kualitatif melalui reduksi dan penyajian data dalam narasi deskriptif. Hasil penelitian menunjukkan bahwa pengelolaan wakaf tunai BWUT MUI DIY mencakup penghimpunan, pengembangan, dan pendistribusian yang sebagian besar telah sesuai dengan regulasi. Namun, terdapat kendala dalam transparansi pelaporan, akuntabilitas, dan legalitas sebagai nazhir resmi. Integrasi TSR memberikan landasan spiritual yang kuat dalam penerapan GCG, di mana prinsip tauhid, maslahah, dan keadilan membantu menjaga keseimbangan antara tujuan ekonomi dan sosial. Implikasi teoritis penelitian ini adalah memberikan kontribusi baru dalam literatur pengelolaan wakaf tunai berbasis GCG dengan perspektif TSR. Implikasi praktisnya adalah memberikan rekomendasi untuk meningkatkan transparansi, akuntabilitas, dan legalitas BWUT MUI DIY guna membangun kepercayaan publik. Temuan baru dari penelitian ini adalah bahwa integrasi TSR dalam GCG menciptakan kerangka kerja yang lebih komprehensif untuk pengelolaan wakaf tunai secara syariah
The Impact of Macroeconomic Variables, Financing Risks, and Third-Party Funds on Islamic Banking's Profitability
Get PDFThe aim of this research was to examine the impact of macroeconomic variables, financing risks , and third-party funds on the profitability of Islamic banking. The GDP and inflation are the macroeconomic variables that are taken into effect. Non-performing financing (NPF) is the financial risk that is used. Islamic banks that are registered with the Financial Services Authority (OJK) for the 2019–2020 sample period represent the research population. Purposive sampling was the technique used, and the sample size consisted of fourteen Islamic banks. This study used Eviews 10 to do mutivariate regression analysis as its data analysis tool. The findings showed that the GDP and inflation, two macroeconomic variables, had no impact on the profitability of Islamic banking. Profitability is significantly impacted by third party funds, whereas Islamic banking's profitability is significantly impacted negatively by NPF
Financial Resilience Amidst the Pandemic: A Study on Net Interest Margin and Key Banking Ratios in Indonesia
Get PDFThis study aims to analyze the influence of credit disbursement ratio, low-cost fund ratio, efficiency ratio, and credit quality on Net Interest Margin (NIM) in the conventional banking industry in Indonesia before and during the COVID-19 pandemic. The formulation of the problems raised in this study includes how these financial ratios affect NIM in stable economic conditions and crises such as pandemics. The research method used is quantitative with a causal associative approach, using panel data from 46 conventional banks listed on the Indonesia Stock Exchange (IDX) during 2017-2022. The study results show that the credit disbursement ratio did not significantly affect NIM before the pandemic but had a significant influence during the pandemic. The ratio of low-cost funds did not significantly affect NIM before or during the pandemic. The efficiency ratio significantly affected NIM in both periods, demonstrating the importance of operational efficiency in maintaining bank profitability. Credit quality only significantly influenced NIM during the pandemic, where high credit risk impacted increasing interest rates to compensate for such risks. This research makes a theoretical contribution by enriching the literature on banking risk management in crises. In practical terms, these findings reference bank management's strategic decisions to maintain financial stability amid severe economic challenges. The latest of this research lies in comparative analysis before and during the pandemic, which provides insight into financial dynamics amid a crisis
Profitability, Leverage, and Company Size: A Comparative Analysis of Manufacturing Firm Value in Indonesia and Malaysia During COVID-19
Get PDFThis study examines the influence of profitability (Return on Assets/ROA), leverage (Debt-to-Equity Ratio/DER), and company size (LNAssets) on company value (Tobin’s Q) in Indonesia and Malaysia during the COVID-19 pandemic. The research aims to compare these relationships in both countries, considering differences in market maturity and investor behavior. Employing a quantitative approach, the study uses secondary data from 50 manufacturing companies in Indonesia and 42 in Malaysia, covering 2019–2021. Multiple linear regression was applied to analyze the data. The findings reveal that ROA positively impacts company value in both countries, with a more substantial effect observed in Indonesia due to its less mature market environment. DER also positively influences company value, as moderate leverage signals financial stability and growth potential. However, LNAssets negatively affect company value in Indonesia, reflecting agency conflicts and operational inefficiencies, while its effect in Malaysia is insignificant, indicating better governance and asset management. The results highlight that market dynamics and investor sophistication shape the effect of financial metrics on company value. This study offers practical implications for investors and policymakers. It provides insights into interpreting financial signals across different market contexts for investors. For policymakers, it underscores the importance of enhancing corporate governance in Indonesia to mitigate agency conflicts. The study’s novelty lies in its comparative analysis of Indonesia and Malaysia, demonstrating how market maturity and governance structures influence the relationship between financial metrics and company value. These findings contribute to firm performance and valuation literature during economic disruptions
Omnichannel Communication Strategy in Branding Cosmetic Products in the Digital Era
Get PDFThe Covid-19 pandemic has not stopped innovation in the cosmetics business in Indonesia. The cosmetics industry continues to grow, with cosmetics businesses even growing during the pandemic.consumer demand in 2021 has doubled. Social media plays a key role in influencing brand perception and image. Customers use this platform to search for product and company information, while companies communicate their brands and products to potential customers. Use of influencer marketingimpact on brand loyalty, especially in Generation Z and Millennials. Personal relationships built with influencers help in creating brand awareness and encourage product purchases. The concept of omnichannel, which combines communication through multiple channels, has become important in the beauty industry. This research uses theory social reference groups known as Herbert Hyman's reference group theory (1942). In this case the use of influencer Lesti Kejora who already has a fan group (fans) by MS Glow gave positive results to reach netizens. Lesti Kejora's attitude in choosing MS Glow products received various positives from Lesti fans These netizens use MS Glow products. For netizens who have used Previously, MS Glow was increasingly convinced that MS Glow was a new product and would continue to be used. The use of social media as a marketing channel can help increase the effectiveness of persuasive communication messages from MS Glow and effective communication with communication in physical stores
The Effectiveness of Leader Negative Affection on Employees Perspective
Get PDFThis study investigates the effect of a leader's negative affection expression on the leader's effectiveness by mediating the type of inference. Such mediation have not been widely discussed in the previous literature. The findings of this study show that a leader's negative affection, both directly and via mediating the type of inference (motive and nature), has a negative impact on the leader's efficacy. This study provides evidence that there is a direct and indirect influence on the leader's negative affection expression and the leader's effectiveness. The results of this study are also able to confirm the research gap that there are still inconsistent results from the findings on the negative affection of leaders and their outcomes in the form of leader performance
The Impact of Covid-19 on The Financial Performance of Property Companies Listed on The Indonesia Stock Exchange (IDX)
Get PDFThe Covid-19 pandemic is an event of increasing outbreaks of respiratory diseases in humans caused by the corona virus globally. COVID-19 first appeared in the city of Wuhan, China on December 31, 2019. The rapid spread of the Covid-19 outbreak has made the government make a number of anticipations to suppress its growth rate, including making policies, especially in the economic sector, namely implementing Social Restrictions (Physical Distancing). This research was conducted to determine whether there is a relationship between the dependent variable, namely the company's financial performance with the independent variable in the form of the impact of Covid-19 that occurs on property companies listed on the Indonesia StockExchange.This research is a type of quantitative research with the aim of examining the impact of Covid-19 on the financial performance of property companies listed on the Indonesia Stock Exchange (IDX). The research sample was selected using the purposive sampling method as many as 53 Property Companies Listed on the Indonesia Stock Exchange for the 2019-2020 period. Data collection is carried out by Documentation techniques. In this study, the data source used is secondary data. The analytical methods used in this study include: Using Descriptive Statistical Test and Wilcoxon Signed Rank Test
Enhancing Regional Financial Quality: The Role of Government Accounting Standards, Human Resource Capability, and IT Utilization
Get PDFThis research aim to know the effect of gofernment accounting standards, capacity of human resources, and the utilization of information technology on the quality of region’s financial reporting in Central Jakarta. The object for this research was done 60 responden from 13 Unit Kerja Perangkat Daerah (UKPD) of part of financial employee in Central Jakarta. This research used a quantitative approach, using primary data through questionnaries. Data analysis method used in this research is multiple regression with the help of SPSS version 22.0. The result of this research show that either of (t) parsial test the variable of implementation of government accounting standards and internal control system infuelnce on the quality of financial report for local government, however the capacity of human resources no influence on the quality of financial report for local government. And the result from (f) simoultant test the variable implementation of government accounting standards. Capacity human resources, and the utilization of information technology together have a influence on the quality of financial report for local government