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Examining the Nexus Between FinTech and Financial Disclosure of the Banking Sector in Jordan
zThe relationship among the Jordan’s banking sector level of the Financial
disclosure (FD) and Financial technology (FinTech), and it will be considered to
be the main objective of this study. In Jordan, 217 banking managers receive standardized surveys and these will arise with the quantitative approach of this study.
Utilizing Structural Equation Modeling (SEM), the FD and FinTech were analyzed.
In Jordan’s banking sector, the adoption of FinTech has major impacts on the FD,
this will be determined by the outcomes of this study. According to the outcomes, the
application of FinTech enhances the comprehensiveness, timeliness, accuracy, and
transparency of their financial reports in Jordanian banks Stakeholders depends on
the current and reliable financial data in creating the DM (Decision Making) process
including investors, regulators, and consumers and these advantages are essential. In
Jordan banking sector, the application of FinTech has a positive impact on the FD as it
was offered by the present study. For enhancing the financial reporting’s transparency
and accountability, the significance of advancing technologies are focused on this
study. Finally, it also enhances the bank sector’s reliability and efficiency. Jordanian
provides the perspectives in the FD field due to the uniqueness of this research and
relatively little attention was offered to the FinTech
A multivariate examination of critical success factors for education finance in Somalia
This study examines the critical factors of education finance and its impact on education finance performance via a comprehensive analysis of the Education Finance Performance Index (EFPI) in the context of Somalia. The research employs multiple regression analysis to investigate the relationships among Government Recognition and Commitment (GRC), Financial Resource Management (FRM), Governance and Accountability (GA), and Human Capital Development (HCD). The results reveal that these factors collectively account for a significant proportion of the variance in the EFPI scores, highlighting their influential roles. GRC emerges as a crucial determinant, emphasizing the pivotal role of governmental dedication in fostering an environment conducive to educational excellence. FRM and the GA also have notable impacts, highlighting the importance of efficient resource allocation and transparent decision-making. HCD underscores the value of investing in educators’ skills and motivation. The findings emphasize the need for strategic policies that prioritize government commitment, efficient financial management, transparent governance, and investment in human capital. These insights offer valuable guidance for educational policymakers and practitioners seeking to enhance educational finance practices and overall system performance. Ultimately, this study serves to bridge the gap between theoretical frameworks and practical applications, offering empirical insights within the knowledge domain
Assessment of obstructive sleep apnea rate and associated factors among Lebanese adults: a cross-sectional study.
To estimate the rate of obstructive sleep apnea (OSA) and associated factors among Lebanese adults.A cross-sectional study was conducted in February-April 2022; 1,202 Lebanese adults were enrolled. The sample was collected among several Lebanese governorates through an anonymous online self-reported questionnaire. The STOP-BANG questionnaire was used as a screening tool to estimate the OSA risk. "Low OSA risk" is established with 0-2 positive answers, "Intermediate OSA risk" is established by 3-4 positive answers while "High OSA risk" is established by 5-8 positive answers.This study showed that 743 (62.4%) of the sample had low risk for OSA, 357 (30.0%) had moderate, and 90 (7.6%) had high risk for OSA. Older age (aOR = 1.05) and having hypertension (aOR = 7.80) were associated with higher odds of moderate OSA. Female sex (aOR = 0.04) was significantly associated with lower odds of moderate OSA compared to males. Older age (OR = 1.17), higher BMI (OR = 1.14), hypertension (OR = 18.55), and having severe COVID-19 infection compared to mild (OR = 4.30) were significantly associated with higher odds of high OSA, whereas female sex (OR = 0.002) and being married compared to single (aOR = 0.23) were associated with lower odds of high OSA.This study showed that most Lebanese adults have low risk for OSA. It also confirmed that sex, age, obesity, hypertension, and severe COVID-19 were associated with high OSA risk. These associated factors call for future research exploring the causes including the potential effect of social, economic, and political instability, local customs, and environmental factors. Moreover, future health campaigns should be assigned to increase awareness among Lebanese population regarding the prevention of OSA through lifestyle modifications
GutGaurd: IBS Medical Chatbot
GutGuard is an intelligent web-based system designed to assist individuals
with Irritable Bowel Syndrome (IBS) by providing them with personalized health
guidance through the use of artificial intelligence. The core idea behind the project is
to offer patients a reliable, easy-to-use digital assistant that helps them understand
their medical reports, plan meals based on their condition, and monitor their
symptoms over time. The system was developed using a layered architecture that
integrates frontend interfaces, backend processing, medical document analysis, and
AI-driven interaction.
The chatbot is powered by the Mistral-7B [13] language model, which is
hosted locally through the Ollama [13] framework. Users can upload their medical
reports in PDF format, and the system processes these documents using Optical
Character Recognition (OCR) to extract the text content. It then applies Medical
Entity Recognition (MER) to identify important biomarkers, such as CBC results and
metabolic indicators. The extracted information is cleaned, validated, and structured
in a way that allows the language model to understand the context and generate
relevant, medically informed response
Empowering Smart Environments through Proactive Vulnerability Detection
As the Internet of Things (IoT) continues to grow, ensuring the security of interconnected
devices becomes increasingly vital. Hythrmia is an advanced IoT security scanning tool
developed to identify vulnerabilities in smart devices across multiple communication protocols, including WiFi, Bluetooth, Z-Wave, and Zigbee. The tool scans local networks to
detect potential security risks, such as open ports, weak passwords, outdated firmware,
and known vulnerabilities (CVEs). Currently, Hythrmia focuses on WiFi and Bluetooth
devices, o↵ering real-time discovery and analysis of connected devices. The tool employs
Nmap for port scanning and Hydra for brute-force testing to identify vulnerabilities like
weak or default passwords. Additionally, it integrates the Vulners API to cross-reference
detected devices with a database of known vulnerabilities, enabling users to quickly assess
and mitigate security risks. Initial tests demonstrated show that Hythrmia’s WiFi and
Bluetooth scanning capabilities e↵ectively detected devices with weak or default passwords. The tool successfully identified several common vulnerabilities, across a range of
smart devices. For example, during a test involving several Dahua cameras, the tool was
able to exploit weak passwords and gain unauthorized access to camera streams, highlighting significant security gaps in default configurations. These findings underscore the
importance of securing IoT devices within local networks. Although the tool’s full potential includes support for Z-Wave and Zigbee, the current focus on WiFi and Bluetooth has already demonstrated Hythrmia’s significant contribution to enhancing network security.
This project highlights the increasing demand for IoT security tools and demonstrates
how Hythrmia serves as an accessible solution for users to proactively manage and secure
their smart environments. Future work will aim to expand support for additional protocols, introduce automation features for continuous scanning, and enhance the overall
e↵ectiveness of the tool as a comprehensive IoT security solutio
[PDF] from tandfonline.com Psychometric properties of an Arabic translation of the Child–Adolescent Perfectionism Scale–short form (CAPS-9)
The objective of the study was to examine the psychometric properties of the Arabic version of the nine-item Child–Adolescent Perfectionism Scale (CAPS-9). Five hundred and five adolescents participated in this cross-sectional study (mean age = 16.66; 52.7% females). The two-factor model [self-oriented perfectionism (SOP) and socially prescribed perfectionism (SPP)] indicated a good fit. Internal reliability was adequate for the SPP (ω = 0.82/α = 0.81) and SOP (ω = 0.81/α = 0.80) subscales. Convergent validity was supported by an adequate average variance extracted value. Measurement invariance across gender was supported at the configural, metric, and scalar levels, with no significant difference between males and females. Concurrent validity was demonstrated since higher SPP was significantly associated with higher distress, eustress, physical aggression, anger, and hostility. Higher SOP was significantly associated with higher eustress and anger. The present results demonstrate the usefulness of the Arabic version of the CAPS-9
A Comparative Analysis of Statistical Modeling and Machine Learning Techniques for Predicting the Lifetime of Light Emitting Diodes From Accelerated Life Testing
This study re-examines the failure behavior of high-brightness blue LEDs under accelerated life testing using multivariable stress models. Current, temperature, RH, and their interactions are analyzed, revealing that the lognormal distribution fits lifetime data better than the Weibull. The Intel model outperforms the Peck model for stress-life relationships. Machine learning is also explored for lifetime prediction, though its limitations under normal conditions are noted.This work uses multivariable life stress models to revisit the catastrophic failure of high-brightness blue light emitting diodes (LEDs) under accelerated life testing (ALT). The stress factors, current, temperature, relative humidity (RH), and their interactions are considered in lifetime studies. First, we show that the lognormal distribution fits the experimental data much better than the Weibull distribution using the standard Kolmogorov-Smirnov test. Furthermore, the best life-stress relationship is the Intel model rather than the peck model used by Nogueira et al. (2016). Additionally, based on the accelerated data, machine learning (ML) techniques are employed to predict the lifetime of LEDs under normal operating conditions. However, the study highlights the limitations of ML in accurately predicting lifetime
The Relationship Between Early Maladaptive Schemas and Intimate Partner Violence Against Women: The Moderating Effect of Childhood Trauma.
The study objectives were to test the hypothesis that childhood trauma moderates the associations between early maladaptive schemas (EMS) and intimate partner violence (IPV) among women in the specific Lebanese patriarchal context. This is a cross-sectional study that was conducted on Lebanese women between September and December 2018; 1,655 participants enrolled in this study were from all of Lebanon's governorates and were selected using an equitable representative sample. The "Disconnection and Rejection" EMS domain showed the strongest correlations with both physical and nonphysical IPV ( = .46 and = .51, respectively) in our sample. Moderation analyses findings showed that at low, moderate, and high levels of childhood trauma, greater endorsement of the "Disconnection and Rejection" schema domain was strongly linked to more severe physical and nonphysical IPV. Furthermore, childhood trauma (only at high levels) emerged as a significant moderator in the link between the "Impaired autonomy and performance" domain and physical/nonphysical IPV. High levels of childhood trauma significantly moderated the association between "Other directedness" and nonphysical IPV. Finally, low levels of childhood trauma moderated the link between "Over-vigilance and Inhibition" and physical IPV. Given that EMS are known to be resistant to change, identifying childhood trauma as a moderator in the link between certain specific EMS and IPV can provide novel avenues for the prevention IPV and its long-lasting detrimental consequences. Childhood trauma can be regarded as a target for prevention and intervention, as it can assist in mitigating correlations between EMS and IPV occurrence