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Stakeholders’ understanding of data privacy : implications for digital credit consumer
Get PDFThis paper investigates the contextual definition of data privacy among digital credit stakeholders and examines the provisions for data privacy protection in India. This study adopts a primarily qualitative approach, supported by descriptive quantitative data to provide demographic and contextual insights. The data was collected through interviews with key stakeholders (digital credit users (DCUs), digital credit providers (DCPs), and regulatory bodies), supplemented by quantitative analysis of existing data privacy laws and regulations. The study reveals diverse perceptions and understandings of data privacy among stakeholders, influenced by regulatory frameworks, organisational practices, and user behaviours. Existing provisions for data privacy protection in India have varying compliance practices, leading to difficulties in implementation. Adherence to data privacy regulations contributes to the well being of DCUs, fostering trust, satisfaction, and financial stability. This research underscores the importance of robust data privacy regulations and compliance mechanisms in the digital credit landscape. The findings highlight the need for greater awareness among stakeholders, enhanced regulatory oversight, and tailored interventions to safeguard the privacy rights of DCUs. Qualitative observations and quantitative analysis illuminate the complicated link between regulatory frameworks, organisational practices, and user perceptions. The study offers insights for policymakers, practitioners, and scholars seeking to address the intersection of data privacy and financial inclusion
Health insurance uptake in Urban India: a socio-demographic analysis using NFHS-V
No full textThis study explores the socio-demographic factors that affect health insurance uptake in urban India, utilizing data from the National Family Health Survey 2019–21 (NFHS-5). Although there has been a significant increase in health insurance coverage from 10.4% of households in 2005–06 to 38.1% in 2019–21, urban areas continue to face considerable challenges, with 62% of the population remaining uninsured. The findings indicate notable disparities driven by socioeconomic, demographic, and regional factors. Households with greater financial inclusion, such as those with bank accounts, show significantly higher odds of having health insurance than those without. Wealthier households and those possessing below poverty line (BPL) cards are more likely to be insured, highlighting the impact of health schemes targeting poverty. Additionally, gender dynamics play a role in coverage rates, with households owned by female members exhibiting a lower insurance uptake. Demographically, older individuals and smaller households are more likely to be insured. Caste and religion serve as significant determinants in access to insurance, with scheduled tribes and Christians having better access compared to scheduled castes and Muslims. Regional disparities are pronounced, with southern states achieving notably higher insurance penetration than their northern and eastern counterparts. The study emphasizes the necessity for tailored health insurance policies to address the unique challenges urban populations face, especially informal sector workers and economically vulnerable groups. The study offers evidence-based policy recommendations to enhance insurance uptake, including strategies to improve awareness, streamline enrollment, and address gender-specific and regional disparities in urban India. The findings underscore the need for differentiated policy approaches that account for socioeconomic heterogeneity within urban populations, particularly focusing on vulnerable subgroups such as female-headed households and the urban poor
No Skyfall The Twenty-Third Amendment to the Slovak Constitution
Get PDFOn 26 September 2025, the Slovak parliament adopted the 23rd amendment to the Constitution, introducing an explicit “national identity” clause and a series of provisions presented as measures to “protect the family”. The amendment immediately drew international attention, including from the Venice Commission, which issued an Opinion two days earlier highlighting both procedural irregularities and substantive concerns. Yet, despite the alarm it has caused, the amendment’s immediate impact is likely to be limited: most of its provisions remain largely symbolic without accompanying legislation or supportive judicial interpretation. Overemphasising its textual changes therefore risks overstating Prime Minister Fico’s manoeuvres. Instead, the real battleground will unfold in legal disputes over the amendment’s meaning and reach – with the Constitutional Court, petitioners, and the broader constitutional interpretive community expected to play a decisive role
A novel framework for automatic incentivised review detection
No full textIncentivised reviews are a permanent threat to the credibility of information available on a platform. They not only interfere with the consumer decision-making process but also impact the market dynamics. We have proposed a rule-based method for identifying incentivised reviews in the hospitality domain. We then extracted several features from the meta-feature. These features were transformed using mathematical functions. The study showed that power transformation along with XGBoost is best suited for the task. Our work has both practical and managerial implications. Our model is lightweight, scalable, and generalisable. Moreover, platforms can use our model with a fake review detection method to safeguard the interest of honest, hardworking sellers and buyers looking for trustworthy information. Based on our research, our work is among the first few to address incentivised review detection in the hospitality sector
Enhancing circular supply chain performance through proper design: role of sustainability culture and absorptive capacity
No full textPurpose – The study investigates how and why manufacturing firms enhance their circular supply chain (CSC) design. Drawing on the tenets of the natural resource-based view (NRBV), the study empirically investigates a framework and a set of hypotheses that demonstrate how sustainability culture and firms’ absorptive capacity influence their CSC design for enhancing CSC performance.
Design/methodology/approach – The framework and the associated hypotheses are evaluated using a partial least squares structural equation modeling approach. The study is based on responses from 221 professionals from the Indian manufacturing sector collected via a structured questionnaire survey.
Findings – The findings revealed that CSC design significantly improves the CSC performance of firms, providing a solid reason for designing a CSC. The findings also showed that sustainability culture serves as an antecedent to CSC design, which improves CSC both directly and indirectly via absorptive capacity. Moreover, the result confirms the direct role of absorptive capacity in improving CSC design and its mediating role in the relationship between sustainability culture and CSC design.
Research limitations/implications – The study uses cross sectional data from India’s manufacturing sector, limiting its geographical generalizability. Hence, the findings should be used cautiously.
Practical implications – Utilizing sustainability culture and absorptive capacity, the current study provides a solid understanding of the mechanisms of CSC design and, hence, CSC performance. The findings of the study can assist managers in the manufacturing sector in transitioning to CSC.
Originality/value – The study extends the NRBV in the CSC context. Moreover, to the best of the authors’ knowledge, this is among the first to demonstrate a causal relationship between sustainability culture and absorptive capacity and their roles in enhancing CSC design
Development and Standardisation of Masculine Emotional Expressivity Scale (MEES)
Get PDFBackground: The societal norms of emotional expression among males have been evolving for the past few decades. However, males prefer to keep their emotions hidden and avoid their genuine expression, as they want to conform to traditional masculine gender roles. The suppression or inhibition adversely affects the mental health of men in our society.
Purpose: The current article aims to develop and standardise a tool for assessing Masculine Emotional Expressivity (MEE).
Methods: The study included males (N = 715, M = 22.76, SD = 4.31) from various educational institutes and corporations. The author created an initial pool of 26 items to assess the males’ emotional expressivity. This initial pool of items was sent to a group of experts for review. After the review, items were modified and 16 items were selected. These 16 items were subjected to a complete psychometric evaluation.
Results: The findings resulted in a scale containing 10 items (a five-point Likert scale) and two subscales: Masculine Emotional Inhibition (MEI) and Masculine Emotional Openness (MEO), as determined by post-factor analysis. The MEE scale showed satisfactory reliability and validity.
Conclusion: This scale can contribute to further research in social psychology, clinical psychology, gender and culturerelated studies
Employee creativity and innovation in higher education institutions: applying the dynamic componential model of creativity and innovation
Get PDFIntroduction: In today's highly competitive landscape, higher education institutions must adopt innovative practices to thrive and maintain academic excellence. The engagement of academic staff is essential for driving such innovation. While previous studies have examined the influence of personal and workplace factors separately, this study investigates the roles of employee resilience, emotional intelligence, and job autonomy—alongside the mediating effect of employee creativity—on employee innovation in higher education, drawing on the Dynamic Componential Model of Creativity and Innovation.
Methods: A quantitative research design was used, surveying 307 academic staff members from federal and state universities in South-Western Nigeria. The study employed a structural equation modeling approach via SmartPLS4 to test the hypothesized relationships among employee resilience, emotional intelligence, job autonomy, creativity, and innovation.
Results: The findings confirm that employee resilience, emotional intelligence, and job autonomy significantly contribute to employee innovation. Additionally, mediation analysis reveals that both resilience and job autonomy foster innovation indirectly through employee creativity, whereas emotional intelligence does not exert a significant indirect effect.
Discussion: These results underscore the importance of cultivating resilience, autonomy, emotional intelligence, and creativity among academic staff as a strategic means to promote innovation within universities. They demonstrate that interventions emphasizing both personal growth and supportive work environments can meaningfully advance innovative practices and enhance academic excellence
Your rights in Rasrang: Water leakage from sunroof, you can complain to the forum
Get PDFThe demand for panoramic sunroofs and related features has grown rapidly in the Indian automobile market. Once limited to premium vehicles, this feature is now available in mid-segment cars as well, being marketed as a symbol of luxury and convenience. However, with its growing popularity has come a flood of consumer complaints, such as water leaks and persistent noise. This raises an important legal question: In what cases would this problem be considered a manufacturing defect under the Consumer Protection Act
Your rights in Rasrang: If possession is not given, consumers can take action like this
Get PDFThe dream of owning a home or plot of land can often turn into a bitter experience when builders delay possession, arbitrarily increase prices, or engage in questionable practices. One such worrying trend is that some builders sometimes sell the property under litigation to someone else. Recently, the National Consumer Disputes Redressal Commission (NCDRC) heard this issue in the Chandrakant Kher case (2025). This decision offers important lessons for consumers
The Citizenship (Amendment) Act, National Register of Citizens and Detention Centres in India: A Legal and Human Rights Perspective
No full textThe Citizenship (Amendment) Act, 2019 (CAA) and National Register of Citizens (NRC) issue remains one of the most polarising and contentious topics in contemporary Indian politics. The CAA, passed in December 2019, provides a pathway to Indian citizenship for non-Muslim minorities who entered India on or before December 31, 2014, due to religious persecution. The NRC is a register that documents all legal citizens of India. While there is no specific provision in CAA or NRC for detention centres for unauthorised immigrants, these exist specifically under the Foreigners Act, 1946. Through this paper, the authors aim to examine the impact of CAA-NRC on such detention centres. The paper briefly introduces the concept of citizenship and then explores the rights-based approach to citizenship in India. Part I of the paper explains the CAA, its purpose, and the implications of its enactment on the citizenship status of ‘illegal migrants’. Part II discusses two other major provisions: the National Register of Citizens and the National Population Register, as well as their connection and relationship with the CAA. Part III of the paper examines the importance of the Foreigners Act, 1946, in the scheme of CAA, and how the two, when read together, will lead to ‘illegal migrants’ or ‘doubtful citizens’ landing in detention Centres. Part IV examines the International law regarding the legality of such detention centres and India’s compliance with it. Part V analyses the legality, working and establishment of such detention centres and the treatment of people housed therein from an International Law and International Human Rights Law perspective. Part VI examines the functioning of such detention centres in other developed jurisdictions worldwide. Lastly, the paper concludes by providing a way forward for the current system of detention centres in India