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Exploring Organizational Culture and Organizational Commitment in Selected Branches of a Microfinance-Oriented Rurla Bank in Quezon Province
No full textRural banks are essential for supporting the agriculture sector in the Philippines, but they face significant challenges including limited access to loans for farmers, service inefficiencies, lack of competition, monopolistic money lenders, insufficiencies, lack of competition, monopolistic money lenders, insufficient government support, inadequate risk management, operational cost issues, compliance difficulties, and slow digital transformation. Given these challenges, it became evident that internal factors within rural banks, such as organizational culture (OCu) and organizational commitment (OCo), played a critical role in addressing systemic issues.
This study analyzed the interrelationship between OCu and OCo among employees at CARD Bank branches in Quezon Province, examining employee demographics, the bank\u27s culture, commitment levels, the relationship between demographics and OCo, and the dimensions of OCu and OCo, ultimately recommending ways to better align culture with employee commitment.
Data were collected from employees at the Atimonan, Gumaca, Infanta, and Lucban branches through convenience sampling using an online survey facilitated through Google Forms. The Denison Organizational Culture Model (DOCM) (Denison, 1990) was used to assess the culture, while the Three-Component Model of Organizational Commitment (Allen & Meyes, 1991) was incorporated to assess commitment levels. Statistical tools employed included Descriptive Statistics, Point-Biserial Correlation, and Spearman\u27s Correlation Coefficient.
The study revealed distinct demographic patterns among employees. At the Atimonan branch, account officers predominated among respondents. Overall, account officers made up 64% of surveyed employees, with cashier/tellers representing the smallest proportion (7%). Additionally, female employees are more prominently represented across all age groups. Concerning education, most employees held bachelor\u27s degrees (50%) or had attended college (48%). The majority (40%) had 4 to 6 years of experience in their current position, primarily among account officers, while the smallest group had 10 to 12 years of experience/
Employee ratings indicated a generally positive perception of OCu, with Adaptability standing out as a notable strength, reflecting the organization\u27s ability to respond to changing environments, market conditions, and customer needs. In terms of OCo, employees exhibited moderate levels of Affective, Continuance, and Normative commitment, with Normative commitment being the most prevalent. This suggests that employees stay with the organization due to a sense of obligation or moral responsibility, although they remain open to better-aligned opportunities. The overall commitment level was high, indicating a positive sentiment towards the workplace.
The study also found that demographic factors such as sex, age, highest educational attainment, and years of experience did not significantly affect OCo. This suggests that these traits do not align with changes in commitment levels, although the absence of significant correlation does not rule out any relationship entirely.
Furthermore, the study found a favorable correlation between OCu and OCo. The Involvement, Adaptability, and Mission dimensions of culture showed a weak positive relationship with Affective, Continuance, and Normative commitment. The Consistency dimension of culture demonstrated a moderate positive relationship with Continuance and Normative commitment and a weak positive relationship with Affective commitment. Overall, there was a weak positive correlation between OCu and OCo. Although the correlations were weakly positive, this suggests that improvements in OCu could enhance OCo. Enhanced employee engagement typically leads to overall improvements in the organization\u27s culture and environment.
The study recommended leveraging the positive perception of Adaptability culture to enhance user satisfaction with the konek2CARD mobile banking app, particularly for agricultural loan clients. Regular monitoring and evaluation mechanisms should also be implemented to assess the impact of initiatives, with CARD Bank already conducting member follow-ups and surveys. Further improvements can be made by increasing survey depth and frequency, tailoring feedback mechanisms for agricultural clients, and using insights to innovate loan products and services. Additionally, implementing employee feedback systems, such as quarterly surveys and suggestion boxes, is essential to gather input on the culture and commitment levels
AGM 88 Poultry Farm : An Entrepreneurial Venture Report
No full textAGM 88 Poultry Farm, situated in Barangay Masinao, Sta. Maria, Laguna, specializes in producing fresh chicken eggs for households, sari-sari stores, and businesses in the local community. Established on December 27, 2023, AGM 88 Poultry Farm strategically locates its farm where no nearby household will get disturbed by the operation, the farm ensures that freshly harvested eggs are readily available, addressing the demand for quality eggs in the area.
The establishment of AGM 88 Poultry Farm is particularly significant as access to fresh chicken eggs is limited in the municipality, with no commercial layer poultry farms operating across Sta. Maria Laguna, many residents rely on distant town markets for their egg supplies. By providing a local source of fresh eggs, AGM 88 Poultry aims to alleviate this concern for households, stores, and businesses alike. Aside from this, the record- keeping of the farm is being handled by the proprietor with an operations staff that is responsible for the day-to-day administration of feeds, vitamins, and maintenance.
The farm targets consumers who use eggs for various culinary purposes, including cooking and baking. AGM 88 has successfully supplied eggs to local stores, households, and individual customers, despite facing competition from egg vendors who source their products from commercial poultry farms from different regions in CALABARZON.
While the business\u27s production capacity is currently limited due to external factors and a low productivity rate, it has relied on word-of-mouth marketing to attract customers and maintain a competitive edge. With the high initial cost of investment amounting to Php 458, 660.75, the farm aims to recuperate from the expenses incurred by securing partnerships with local stores and food establishments. At the same time, working on with partnerships at local stores in the municipality of Sta. Maria Laguna, the farm was able to market its produce online through its Facebook page wherein it was able to gain market visibility from different parts of CALABARZON and Metro-Manila. In the meantime, AGM Poultry was able to promote and market its produce in Quezon City since the marketing materials reached the market of people and family members residing in Metro Manila. Within almost a month of selling, the farm was able to generate sales of Php 19,759.50, with the system of selling weekly the farm was able to list orders within the days of not selling.
AGM 88 Poultry Farm aims to grow its presence in the chicken egg industry within the municipality of Sta. Maria Laguna as a small to semi-commercial poultry farm. Recognizing the market gap in the municipality, the farm sees an opportunity to become a leading supplier of freshly harvested eggs to nearby Barangay and the wider Laguna community
Exploiting heterosis in maize through molecular marker technology
No full textHeterosis is the superiority in performance of hybrid individuals compared with their parents. Although its genetic basis has not been fully understood, breeders have been exploited heterosis resulting to significant increase in the yields of crops particularly maize. Heterotic group and heterotic pattern are tools that are used to exploit heterosis in hybrid maize breeding. Heterotic group is a group of related or unrelated genotypes from the same or different populations, which display similar combining ability or heterosis when crossed with genotypes from other genetically distinct germplasm groups. Heterotic groups and patterns are tools for sorting, managing and sampling germplasm and if such tools were not used, breeding programs might resort to crossing and testing parents in a more haphazard manner. Heterotic groups could be established by diallel analysis, testcrossing, reciprocal recurrent selection, and through molecular markers.
Molecular markers provide an extremely powerful tool for grouping germplasm based on genetic similarity. Molecular marker systems such as Restriction Fragment Length Polymorphisms (RFLPs), Amplified Fragment Length Polymorphisms (AFLPs), Random Amplified Polymorphic DNAs (RAPDs) and Simple Sequence Repeats (SSRs) allow the detection of difference among germplasm at the DNA level. We used SSRs to assess the genetic diversity among thirty-three elite yellow maize inbred lines of the Corn Breeding Program of IPB. The inbreds were clustered based on the matrix of genetic dissimilarities. The objective of our study was to verify the usefulness of the clusters, generated through molecular marker assay, as possible heterotic groups by evaluating intra and inter-group crosses. Cluster analysis placed the inbreds into five distinct groups, which is consistent with pedigree data. Our field experiment showed that in general, yield, heterosis and specific combining ability (SCA) are higher between inter-group than within group crosses. This is consistent with theoretical expectations that SCA and heterosis are lower within a heterotic group compared to between groups crosses. The result of our study made us pool inbreds of Group 1 (G1), Group 2 (G2), and Group 3 (G3) into one heterotic group, designated as Group A and Group 5 (G5) inbred as Group B. This is now the new heterotic pattern of the corn breeding program of IPB. Based on the general combining ability (GCA) estimates of the lines used, we selected Pi23 and P2S2 as the testers from Group A and B, respectively. The results allowed us to sort our inbred lines by testcrossing them to Pi23 and P2S2. We identified hybrids that performed well in combination with Pi23 and P2S2 and we will evaluate these hybrids further to determine their merit as cultivars. Broad-based synthetics were also developed based on the heterotic groups that we generated. Our study have shown that SSRs can exploit heterosis by partitioning breeding materials into well-defined or new heterotic groups. However, field experiments should be conducted to confirm the groupings generated from molecular marker data
Sequences from finite completely o-simple semi- groups with group products
No full textWe find the smallest integer gco(n) such that for every completely 0-simple semigroup with n elements, every sequence of elements from S of length gco(n) contains a consecutive subsequence whose product is a group elemen
UP Rural High School Students’ knowledge and perception towards bees and apiculture
No full textThe Philippines is considered to be a haven for bees, yet its local beekeepings market fails to stand out in the local economy. The slow development of the Philippine beckeeping industry may be due to the general populace\u27s poor or lacking awareness of bees and beckeeping, and further improvement is necessary. However, there is an Cxtreme lack of local studies on this subject. This study aimed to assess the knowledge and perception of 8th grade students from UP Rural High School, a science and agriculture school, on bees and beckeeping, as well as to determine whether there is a correlation between knowledge and perception. It was done using a validated knowledge questionnaire (r=0.8997) and perception questionnaire (a 0.8296) as the instruments Open-ended questions were also included to validate responses. Appropriate descriptive statistics, correlation analysis, and thematic analysis were used to analyze results. The study found that students mostly had a surface level of knowledge regarding bees and beekeeping, and that knowledge and perception has a weak but existent relationship between each other. It is recommended that students be taught more about bees and beekeeping to promote support for the local bee industry and bee conservation
C-locate : optimizing health station locations using connected components and depth-first search algorithm
No full textDetermining the correlation between the interest and the knowledge, attitude and perception of class 2024 UPRHS students in agriculture-related jobs
No full textAgriculture is one of the most important sectors of the economy and daily life. However, despite being a crucial element of society, the future of agriculture still faces uncertainties regarding its performance and sustainability. This study aims to determine the following: (1) knowledge, attitude, and perception (KAP) of students about agriculture-related jobs; (2) interest of the students regarding agriculture-related jobs; (3) demographic factors that affect the knowledge, attitude, and perception of the students regarding agriculture-related jobs; and (4) correlation between the interest and the KAP of students regarding agriculture-related jobs. A survey using a semi-structured questionnaire was conducted including 44 Class 2024 UPRHS participants. The results show that almost all participants were aware of basic agricultural concepts. Despite this, their attitudes towards agriculture and agriculture-related jobs are more neutral. However, the participants still view them as important to society, associated with scientific and business fields, and providing a low income. Gender had a greater effect on the KAP of participants than their area of residence. Female participants have more knowledge, more positive attitudes, and more diverse perceptions of agricultural concepts and common agriculture-related jobs than male participants. Participants from rural are more knowledgeable in agriculture and agriculture-related jobs. The area of residence was shown to have no effect on attitude, and little to no effect on the perception of participants. Moreover. Knowledge and Attitude factors were shown to have no correlation with interest. On the other hand, the Perception factor affects the interest of participants. The general perception of low income associated with agriculture-related jobs acoounts for the low interest of participants tis recomended to implement more scientific or business approaches in agricultural courses
Supply Analysis of Chicken Eggs in the Philippines, 2000-2019
No full textThe Philippine chicken egg industry had met the four criteria under the global food security index- i.e. available, affordable, safe and resilient. Despite being self-sufficient, the industry was vulnerable and susceptible to disease outbreak due to its importation of parent stock and feed components. Furthermore, the industry faced an increase in the cost of feeds. However, even with circumstances like global pandemic, increased price of inputs, HPAI outbreak, importation bans, and natural calamities, the chicken egg industry continued to increase production, which showed its resiliency. This study analyzed regional quarterly data on chicken egg supply from 2000 to 2019 in the Philippines. The specific objectives of the study were to: (1) analyze the trends in the supply, prices of chicken eggs, and prices of related goods; (2) determine the factors affecting the supply of chicken eggs in the six top egg-producing regions; (3) estimate and explain the elasticities of supply with respect to the prices of chicken eggs, feeds and substitute commodity; (4) identify the problems in the chicken egg industry; and (5) provide recommendations based on the results of the study. From 2000 to 2019, the supply of chicken eggs continued to grow, with an average growth rate of 4.75 percent. Similarly, the layer flock inventory of the country was also in an increasing trend, with an average growth rate of 5.36 percent. CALABARZON, Central Luzon, Central Visayas, Western Visayas, Northern Mindanao and Davao Region were the top egg-producing regions, which constituted 80 percent of the total egg production in the country. For the past 20 years, CALABARZON dominated the chicken egg production with an average percentage share of 28.56 percent. In terms of prices, nominal farmgate and retail prices of chicken eggs showed an increasing trend with an average annual growth of 4 percent. However, by factoring inflation out, the real farmgate and retail prices reveal only a minimum increase for the past 20 years. The results of multiple regression analysis for the national supply model obtained an adjusted R-square of 0.8815, which implied that 88.15 percent of the variations in the total supply chicken egg production can be explained in the explanatory variables in the model. The lagged real farmgate price of chicken eggs and the lagged real retail price of pork meat were found to be significant at 5 percent level. Furthermore, the lagged real retail price of chicken meat, retail price of yellow corn, agricultural wage rate and implementation of importation bans were found to be significant at 1 percent level. However, the variables disease incidence and natural calamity occurrence were found to be not significant in the study. Based on the results, the study recommended the establishment of a breeding program for grandparent and parent stocks for poultry to eliminate the need for importation. Further study was also recommended on the following: price of production stock, marketing of chicken eggs, cultural management and practices of chicken layer raisers