Nnamdi Azikiwe University Journals
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PERCEPTION AND READINESS OF NIGERIAN BUSINESS EDUCATORS TOWARDS ADOPTION OF AI-BASED LEARNING TOOLS
No full textThis study investigated perception and readiness of Nigerian business educators towards adoption of AI-Based learning tools. The population of the study included business educators from various educational institutions in Nigeria and a sample size of 250 participants was used. The study utilized two research questions to explore the perceptions and readiness of Nigerian business educators towards AI-based learning tools. The researchers employed a survey instrument to collect data, which was tested for reliability using Cronbach\u27s alpha method. The results showed a high level of readiness and positive attitudes among the Nigerian business educators towards the adoption of AI-based tools, such as personalized learning platforms, automated grading systems, and virtual tutors. The findings highlighted the business educators\u27 recognition of the potential benefits of AI in addressing educational challenges, as well as their confidence in integrating AI-driven automated grading systems into their teaching practices. However, the study also identified perceived barriers, including inadequate infrastructure, insufficient training, and ethical concerns, which need to be addressed to ensure successful AI integration. One of the key recommendations from the study is to implement comprehensive training and professional development programs for Nigerian business educators, focusing on the practical implementation of AI-based learning tools. This will enhance their confidence, competence and ability to effectively integrate these technologies into their teaching practices
STRATEGIES FOR STRENGTHENING SOFT SKILLS IN TECHNOLOGY EDUCATION PROGRAMMES IN RIVERS STATE: A ROADMAP FOR EMPLOYMENT OPPORTUNITIES FOR TECHNICAL EDUCATION GRADUATES
No full textThe study sought to investigate strategies for strengthening soft skills in technology education programme in Rivers State: A roadmap for employment opportunities for technical education graduates. Three research questions guided the study. The study adopted survey research design. The population of the study was one hundred and seven (107) technology educators. There was no sampling due to the small size of the population. The instrument used for data collection was a 24-item structured questionnaire which was face and content validated by three experts in the Department of Technology Education, Rivers State University, Port Harcourt. Cronbach Alpha reliability method was employed to determine the internal consistency of the instrument which yielded a coefficient of 0.85. Mean and standard deviation were the statistical tools used to answer the research questions. The result of the study revealed that there are soft skills in technology education programme in Rivers State that are needed to be strengthened as a roadmap for employment opportunities for technical education graduates. It was therefore recommended among others that technology educators whose duty is to train technical education students to acquire soft skills for employment opportunities upon graduation should ensure that these soft skills are properly imparted on the students during the period of their training in the school
Factors Affecting Effective Waste Management Practices in Owerri West Local Government Area (L.G.A.) of Imo State
No full textThis study sets out to evaluate the factors affecting effective waste management practices in Owerri West L.G.A. of Imo State, with the intention of proffering better solutions to the problems. The objectives are; to identify the prevailing methods of waste management in Owerri West L.G.A., Imo State; to evaluate the effects of the prevailing waste management practices in Owerri West L.G.A., Imo State; to evaluate the factors affecting effective waste management practices in Owerri West L.G.A, Imo State and to examine effective waste management practices that can be useful in Owerri West L.G.A., Imo State. The study adopted a quantitative approach having explored the descriptive survey design using questionnaires to elicit answers from the population. 71 respondents returned their questionnaires and they were analysed. It was found that poor funding is a major impediment to effective waste management practice in Imo State. Out of 71 respondents who returned their questionnaires of the same number distributed, 26 (65%) noted that poor funding is the major issue with effective waste management practice in Imo State. What that implies is that engaging modern automated facilities will be very hard to come by. It recommended that public private partnership plan (PPPP) should be encouraged to boost the funding-base for waste management practices in Imo State
Development of Mobile Application Software for Property Valuation in Nigeria
No full textThe conventional methods of property valuation in Nigeria sometimes face issues such as subjectivity, inefficiency, and lack of data access, leading to inconsistent valuations/valuation reports. This research tends to fill these gaps by providing a mobile application that integrates fundamental valuation methods: Comparative, Profit, and Cost methods in a user-friendly interface. The study utilized descriptive statistics such as simple percentage frequency table and the development of mobile application software using Flutter. Major features of the software include automated data input, image capture, and immediate report generation. There is also uniform support (100%) for the need of a mobile application software in Nigeria\u27s real estate industry. The Depreciated Replacement Cost method is the most often utilized valuation technique. The study also shows that valuation approaches requires various data inputs, with "Location," "Property Type," and "Operating Expenses" being essential, while "Cost of Construction" and "Tenant Capital" are of lesser importance. The research led to the development of a mobile application software, S-Value, using Flutter. The app is integrated with Google Maps for precise property measurements and includes features such as image capture, selection of valuation methods, and automated valuation report generation. Testing confirmed that S-Value improves the efficiency of property valuations. However, challenges related to data accuracy and market fluctuations were identified, highlighting the need for continuous updates to enhance reliability. The study reveals that the mobile application greatly supports the valuation process, however, more adjustments are needed to ensure data quality and flexibility to market fluctuations. The study recommends that to augment the efficacy of the mobile application software, it is advisable to incorporate sophisticated validation tools, including AI-driven image recognition and automated boundary correction algorithms, to enhance precision in property measurements and user-submitted data. Consistent updates, and integrating external real estate market data or expert evaluations, are important to preserve the valuation model\u27s conformity with Nigeria\u27s evolving real estate market. Additionally, training programs must be implemented to guarantee users are adept with the app\u27s features, enabling them to maximize its benefits in their operations
Factors Influencing Mortgage Foreclosure of Commercial Banks in Ibadan, Nigeria
No full textMortgage foreclosure is a recovery tactic used by financial institutions especially in developing nations where institutional, legal, and economic issues frequently make it less successful and pose a threat to commercial banks’ financial stability. This study examined factors influencing mortgage foreclosure of commercial banks in Ibadan, Nigeria and this was with a view to providing information that could enhance best lending practice. The study adopted survey method by administering questionnaire on the credit, account and loan officers of commercial banks in Ibadan using total enumeration of the 19 commercial banks operating in the study area and the data were analyzed using mean ranking and principal factor analysis. The study found that loan types, industry characteristics, prepackaged bankruptcy, traditional bankruptcy and out-of-court restructurings and macroeconomic conditions were the most prominent factors influencing mortgage foreclosure with mean scores of 4.067, 4.00, 4.00 and 4.00 respectively using 5-point Likert scale. The least factors influencing foreclosure were loan size and loss of job with mean values of 3.000 and 2.867 respectively. Through principal component analysis, four (4) factors were extracted and accounted for 78.598% of total variance explained. The study recommends the promoting ethical lending practices is essential, with regulatory bodies ensuring that banks adhere to standards that minimize conflicts of interest and ensure fair treatment of borrowers throughout the loan lifecycle and attention to the factors influencing foreclosure during loan application and assessment before disbursement will go a long way of mitigating the likelihood of default leading to foreclosure. Also Enhanced monitoring systems and rigorous client selection processes are vital for identifying high-risk borrowers early on, allowing banks to implement supportive measures that encourage repayment and reduce the likelihood of foreclosure
BOARD COMMITTEE CHARACTERISTIC AND BANKRUPTCY RISK OF LISTED DEPOSIT MONEY BANKS IN NIGERIA AND SOUTH AFRICA
No full textThe study ascertained the effect of board committee on bankruptcy risk in deposit money banks in Nigeria and South Africa. The specific objectives are to: assessed the effect of remuneration committee on bankruptcy risk of deposit money banks in Nigeria and South Africa; and evaluated the effect of risk management committee on bankruptcy risk of deposit money banks in Nigeria and South Africa. This study adopted the ex-post facto research design. A sample of eight deposit money banks, each from the two countries was purposively selected while other banks were inevitably excluded for incomplete data. The data were extracted from the annual reports and accounts of the selected banks in Nigeria and South Africa. The panel data were analyzed with descriptive statistics, and inferential statistics using Pearson correlation, and panel regression analysis. The study indicated that the remuneration committee had a negative and insignificant effect for Nigerian deposit money banks, while that of South African showed a negative and significant effect on bankruptcy risk. The study revealed that the risk management committee had a positive and significant effect for Nigerian deposit money banks, while the South African showed a negative and significant effect on bankruptcy risk. Based on the findings, The remuneration committee is recognizing the significance of growth and profitability of a bank, there is need for both countries to focused on this committee of their banks, hence the committee can influence executive behavior by structuring compensation that balance short-term and long-term goals, potentially reducing excessive risk-taking that could need to bankruptcy.
 
NIGERIAN TAX POLICIES AND FINANCIAL SUSTAINABILITY OF SMALL AND MEDIUM SCALE ENTERPRISES IN ANAMBRA STATE
No full textThe study examined the effect of Nigerian tax policies on the sustainability of SMEs in Anambra state, Nigeria. The specific objective was to ascertain the extent to which direct tax policy, indirect tax policy and tax reliefs affect the financial sustainability of SMEs in Anambra state. The study adopted survey research design. The population of the study was 481 registered owners of general service SMEs in Anambra State. The sample size was 218 general service SMEs owners in Anambra state selected using random sampling. Primary data were collected using structured questionnaire. Descriptive analysis was used to analyse the research questions. The hypotheses were tested using multiple regression analysis. The study found that: Direct Tax Policy has a significant negative effect on financial sustainability of SMEs in Anambra state (β = -0.218, p = .001); Indirect Tax Policy has a significant negative effect on financial sustainability of SMEs in Anambra state (β = -0.472, p = .000); Tax Reliefs have a significant positive effect on financial sustainability of SMEs in Anambra state (β = 0.129, p = .038). In conclusion, when businesses receive tax-related financial breathing room, whether through exemptions, holidays, or deductions, they are better positioned to reinvest profits, expand their operations, and improve long-term survival rates. The study recommends that the Anambra State Internal Revenue Service (AIRS) and Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) should work collaboratively to create awareness of tax reliefs and ensure ease of access, and integrate them into broader enterprise support programs for enhanced long-term business survival and reinvestment potential
EFFECT OF WATER EFFLUENT, OCCUPATIONAL HEALTH AND SAFETY DISCLOSURE ON EARNINGS MANAGEMENT OF LISTED MANUFACTURING FIRMS ON NIGERIA EXCHANGE GROUP
No full textThe study evaluated the effect of occupational health and safety disclosure with water and effluent disclosure on discretionary accrual earnings of listed manufacturing firms on Nigeria Exchange Group. The research design adopted for this study was ex- post facto design. The population of the study was made up of forty - two (42) manufacturing firms listed on the Nigerian Exchange Group floor as at 31st December, 2023. Judgmental sampling technique was used to select thirty – eight (38) manufacturing firms as the sample size. Data were obtained from secondary sources for a period of twelve years covering 2012 to 2023. The data obtained were analyzed by Ordinary Least Square (RLS) regression technique through E-view version 10.0 software. The study found that occupational health and safety disclosure with Water and effluent disclosure have significant effect on discretionary accrual earnings management.
 
Influence of Technology on the Social and Emotional Development of Primary School Children in Anambra State, Nigeria
No full textThe study investigated influence of technology on the social and emotional development of primary school children in Anambra State, Nigeria. Descriptive survey design was adopted for the study. The study answered two research questions while two null hypotheses were tested at 0.05 level of significance. The population of the study comprised 4,043 respondents in the 327 public primary schools in Anambra State. It comprised of 327 head teachers: 2,115 teachers and 1,601 parents. The sample size was 1,213 respondents. It comprised of 98 head teachers, 635 teachers and 480 parents of school children from 98 public primary schools in the six Education Zones in Anambra State. A researcher developed questionnaire titled ‘Technology, Social and Emotional Development of Children Questionnaire (TSEDCQ)’ was used for data collection. The instrument was validated by three experts, one from the Measurement and Evaluation Unit of Department of Educational Foundations, and two from Early Childhood and Primary Education Department. Cronbach alpha was applied in determining the internal consistency of the instrument with reliability coefficients of the two clusters being; 0.85 and 0.92 respectively. The researcher with the help of five research assistants collected data for the study. The Mean was adopted in answering the research questions while analysis of variance (ANOVA) was deployed in testing the null hypotheses It revealed that technology has both positive and negative influence on the social and emotional development of public primary school children in the state. The study further found that the perception of school heads, teachers and parents did not differ significantly on the extent of influence of technology on the social and emotional development of public primary school children in Anambra StateThe study concluded that the influence is understood to be both positive and negative. It was recommended that school heads, teachers and parents should endeavour to pay more attention to the kind of technological gadgets and experience that primary school children are exposed to, so as to channel the children’s attention to technologies that would positively impact them more appreciably
Strategies for Funding Business Education Programs in Tertiary Institutions in Anambra State
No full textThis study aimed to investigate strategies for funding business education programs in tertiary institutions in Anambra State. The study employed a descriptive research design. The population of the study was all the lecturers in the Business Education Department, Nnamdi Azikiwe University, Awka, Chukwuemeka Odumegwu Ojukwu University, Igbariam, Nwafor Orizu College of Education, Nsugbe and Anambra State College of Education, Umunze. Random sampling technique was used to select 8 lecturers in each of the schools, resulting in a total sample to be 24 lecturers. The data collected was analyzed with descriptive statistics. The study found that the business education department can source out funds for implementation of its activities through budget allocation, embarking on projects, and the alumni association. They concluded that business education department in a tertiary institution has a wide range of strategies in funding its programmes, such as tax funds, TEFUND, PTF, consultancy services, and alumni association funds and donations. The study recommended that the government should increase its budget allocation to tertiary institutions in Anambra State. This can be done by increasing the amount of money given to the schools from tax funds, TEF, PTE, monthly and annually, to help facilitate the activities of departments in tertiary institutions in Anambra state, including the Business Education Departmen