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Grameen Bank a Road Map to Poverty Alleviation from the Poorest Door
Get PDFBangladesh has been striving since its colonial times to bring about betterment of the rural poor through different institutional approaches .Most of these institutions failed to approve the clear access of the poor in the state development resources. The Grameen Bank is an alternative institutional framework for rural development in Bangladesh, which has achieved considerable success in improving the socio economic conditions of the rural poor. In its attempt to fight poverty Grameen Bank started out as a money lender for poor people in Bangladesh through its idea “micro-credit” facility. In addition to developing countries, developed countries such as the USA, the UK and Canada have also initiated the Grameen Bank model in their country as an outreach for the poorest segment of their population. The main purpose of this research was to investigate the impact of micro credit on poverty reduction. Since its inception, the target of the micro-credit movement has consistently been to reduce poverty. Bangladesh is a poor country with a relatively long history of micro-credit lending. However as this research has demonstrated, there is still considerable debate in the development economics community concerning the impact of micro-credit on poverty
An Empirical Study on Mobile Adoption in Bangladesh- An Application of Bass Model
Get PDFBangladesh is passing through a digital era which is evident by the high rate of adoption of mobile users. It is undoubtedly a question why such diffusion taken places in Bangladesh. This study thus intends to reveal the issue through the Bass model which proposes two major factors of diffusion namely innovation and imitation factor. An empirical study outcome revealed that imitation effect (word of mouth and subjective norm) was higher than innovation effect (usefulness, ease of use and self-efficacy). Rate of literacy, low rate of business usage, less technical knowhow and higher influence by others are some aspects behind the result. Thus operators should understand the reasons behind the diffusion and take proper steps for different business purposes
Quality Control System of a Garment Manufacturing Company: A Case Study on Brandix Casualwear Bangladesh Limited
Get PDFIn this 21st century not only product manufacturers and service providers but also consumers are very much concern regarding product or service quality. In this aspect all over the world organizations both manufacturing or service providing are quest for quality. Quality product or service is the first priority of the customers. Organization adapted many new initiatives to ensure its product quality or service. Due to Globalization organizations established their manufacturing plant in different countries of the world and the organizations try their level best to ensure the same product quality or service all around the world. Due to technological upgradation organizations get many facilities to ensure quality. Besides this, organization’s own philosophy to assure quality also motivate organizations to take various measures to ensure product or service quality. To be competitive, to get strong market share and good reputation in the market organizations compete with each other. By using state of the art technology organizations are involved in fierce competition. Brandixas a foreign company try its level best to ensure product quality to satisfied customers. The study observed the quality control system of this company
Disclosures on Risk Based Capital (Basel-III): A Comparative Analysis of Commercial Banks in Bangladesh
Get PDFAs part of a consistent journey to enhance the loss absorption capacity and resilience of the banks through increasing the capital and improving the quality thereof, Bangladesh Bank has given directions to banks to implement Basel III from January 01, 2015 in phases and fully by January 01, 2019.Basel III reforms are the response of Basel Committee on Banking Supervision (BCBS) to improve the banking sector’s ability to absorb shocks arising from financial and economic stress, whatever the source, thus reducing the risk of spillover from the financial sector to the real economy.The aim of this study is to find out market disclosure on risk based capital with comparison among stateowned banks, private banks & foreign banks from 2015-2017. Secondary data have been used to conduct the study. Thesedisclosures requirements should be more applicable and Bangladesh bank will also assist the commercial banks to follow the instructions more efficiently for smooth implementation of Basel III framework in the banking sector of Bangladesh. Keywords: , , , ,
Standard of Living of Women Workers: A Study in the RMG Sector of Dhaka City, Bangladesh
Get PDFBangladesh presently exports Ready-Made Garment (RMG) to about 30 countries around the world. More women, whether pushed by poverty or pulled by opportunity, work outside home particularly in the RMG sector. The exodus of women to work in urban areas, leaving homes and families, is a relatively recent development. Despite the employment opportunities at the garment factories, women workers in Bangladesh suffer from abject poverty. Most of them earn less than a dollar (US) a day. Workers of the multi-billion dollar industry live hand to mouth and often starve along with children. Lack of proper literacy skills is holding them back at work that in turn is contributing to low wages. Problems of industrial work and urban living are compounded by the mere fact that there are not enough affordable housing and transportation facilities for workers on limited wages. How the workers cope with daily expenses on a wage of less than a dollar a day is focus of the paper. This paper attempts to present the living conditions depicted by the academic literature and juxtapose it against the narratives of the interviewed garment workers in Bangladesh
Muslim and Non-Muslim Relations in Islam
Get PDFOur world is so interdependent and so interrelated that peaceful dialogue has become an imperative. In spite of the general erosion of commitment to "religion," however interpreted or misinterpreted, religion still plays a pivotal role in shaping people's attitudes and influencing their behavior. In spite of serious instances of abuse of various religions by some of their claimed followers so as to justify or instigate acts of brutality and bloodshed, there are positive and helpful common themes in these religions. Therefore, peaceful and candid inter-faith and inter-faith dialogues are important tools in working for such goals. This paper is a humble contribution to that dialogue from one perspective with in a major world religion that is the professed faith of nearly one-fifth of the human race. One that is more misunderstood than any other faith, sometimes, even, by some of its followers. This paper examines the nature and parameters of the normative relationship between muslims and non-Muslims. It is based mainly on and attempt to understand the Qur'an in its own textual and historical context. To do this, it is necessary to begin with the methodology and assumptions that underpin the paper
A Most Recent Comprehensive Study of E-Waste Management Practices & Process and Some Recommendations in Prospect of Bangladesh
Get PDF"E-waste" is a popular, informal name for electronic products nearing the end of their useful life. E-wastes are considered dangerous, as certain components of some electronic products contain materials that are hazardous, depending on their condition and density. The growth of e-waste has significant economic and social impacts. The increase of electrical and electronic products, consumption rates and higher obsolescence rate leads to higher generation of e-waste. Hazardous and toxic materials from e-wastes and scrap recycling business are polluting the air, soils and water ways and also a threat to human health. Discarded computers, televisions, stereos, copiers, fax machines, electric lamps, cell phones, audio equipment and batteries if improperly disposed can leach lead and other substances into soil and groundwater. Many of these products can be reused, refurbished, or recycled in an environmentally sound manner so that they are less harmful to the ecosystem. At present, there is a lack of awareness about the hazards of electronic waste (or e-waste) and the ineffective management of the country’s e-waste has gained significant attention in Bangladesh. Do we know what happens when we throw out our old electronic devices? Probably not, this paper highlights the hazards of e-wastes, the need for its appropriate management and options that can be implemented
A Conceptual Framework of Human Resource Technology Transfer (HRTT)
Get PDFHR technologies are playing a pivotal role in shaping organizational HR practices and organizational strategies. HR Technologies are helping HR functions in such a way where the HR became a decision science with a measurable impact on business results. Now the non-HR professionals are implementing HR function at ease with the help of HR technologies. As a result, there is immense use of HR technologies in both larger and smaller organizations. The hiking demand of HR technologies and its innovation requires a model for effective HR technology transfer (HRTT). Moreover, there is a strong need for making a proper balance among the applications, implementations, usages and development of HR technologies which depends on the successful and effective HR technology transfer. This paper thus proposes a model on HR technology transfer and finds out the actors and their characteristics. A better understanding of these actors and a national policy level development will help to make an effective HR technology transfer and hence the development of the HR functions and the organizations
Philosophy of Spiritual Meditation
Get PDFMoraqaba is an Arabic word. It is the Sufi word for meditation. It implies that with meditation, a person watches over or takes care of his spiritual heart (soul), and acquires knowledge about it, its surroundings, and its Creator. This form of meditation is common amongst most Sufi orders and is a core concept for many tariqas (spiritual orders)
Inflation and Stagflation by Deceptive Products: Overall Impact on Economy
Get PDFBangladesh presently exports Ready-Made Garment (RMG) to about 30 countries around the world. More women, whether pushed by poverty or pulled by opportunity, work outside home particularly in the RMG sector. The exodus of women to work in urban areas, leaving homes and families, is a relatively recent development. Despite the employment opportunities at the garment factories, women workers in Bangladesh suffer from abject poverty. Most of them earn less than a dollar (US) a day. Workers of the multi-billion dollar industry live hand to mouth and often starve along with children. Lack of proper literacy skills is holding them back at work that in turn is contributing to low wages. Problems of industrial work and urban living are compounded by the mere fact that there are not enough affordable housing and transportation facilities for workers on limited wages. How the workers cope with daily expenses on a wage of less than a dollar a day is focus of the paper. This paper attempts to present the living conditions depicted by the academic literature and juxtapose it against the narratives of the interviewed garment workers in Bangladesh.