EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi
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    Analisis Perbandingan Tarif Rumah Sakit dan Tarif INA CBG Pada Pelayanan Rawat Inap di RS PKU Muhammadiyah Yogyakarta

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    This study aims to analyze the difference in the actual cost or tariff of the hospital with the Indonesian Case-Based Group (INA-CBG) tariff on the payment claims of inpatients participating in the National Health Insurance (JKN) and the factors causing the difference and the difference in rates. The research was conducted at PKU Muhammadiyah Hospital Yogyakarta.This study uses descriptive methods to collect primary and secondary data in the form of observations, interviews, and the collection of hospital financial data. The data analysis technique in this research is descriptive and oriented to the actual cost of BPJS claims for JKN participants in class 3 health services at PKU Muhammadiyah Hospital Yogyakarta. From the results of the study, hospital rates showed a difference from INA CBG rates. Of the 372 diseases, there was a positive difference between surgeons, neurologists, obstetricians, and pediatricians, while for internal medicine specialists, the hospital experienced a negative difference (loss). The factors causing the difference in real hospital rates and INA CBG package rates in class 3 inpatient services at PKU Muhammadiyah Yogyakarta Hospital are 1. Determination of real tariff standards with INA CBG package rates by the hospital (2) Accuracy in coding diagnosis This study aims to analyze the difference in the actual cost or tariff of the hospital with the Indonesian Case-Based Group (INA-CBG) tariff on the payment claims of inpatients participating in the National Health Insurance (JKN) and the factors causing the difference and the difference in rates. The research was conducted at PKU Muhammadiyah Hospital Yogyakarta. This study uses descriptive methods to collect primary and secondary data in the form of observations, interviews, and the collection of hospital financial data. The data analysis technique in this research is descriptive and oriented to the actual cost of BPJS claims for JKN participants in class 3 health services at PKU Muhammadiyah Hospital Yogyakarta. From the results of the study, hospital rates showed a difference from INA CBG rates. Of the 372 diseases, there was a positive difference between surgeons, neurologists, obstetricians, and pediatricians, while for internal medicine specialists, the hospital experienced a negative difference (loss). The factors causing the difference in real hospital rates and INA CBG package rates in class 3 inpatient services at PKU Muhammadiyah Yogyakarta Hospital are 1. Determination of real tariff standards with INA CBG package rates by the hospital (2) Accuracy in coding diagnosi

    Remaja Sebagai Kurir Perdagangan Narkoba: Tinjauan Teori Differential Association

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    Penelitian ini bertujuan untuk mengeksplorasi peran faktor ekonomi dalam mendorong remaja menjadi kurir narkoba, dengan menggunakan kerangka teori Asosiasi Diferensial. Metode penelitian kualitatif yang menggunakan studi pustaka digunakan dalam pengumpulan data. Hasil penelitian menunjukkan bahwa faktor ekonomi memainkan peran yang signifikan dalam mempengaruhi remaja menjadi kurir narkoba. Remaja cenderung terlibat dalam aktivitas tersebut karena kesempatan untuk mendapatkan uang yang cepat dan mudah, terutama dalam situasi ekonomi yang sulit. Faktor-faktor sosial, seperti pergaulan dengan teman sebaya yang terlibat dalam penggunaan narkoba, juga turut mempengaruhi keputusan remaja untuk menjadi kurir. Implikasi dari temuan ini menyoroti pentingnya intervensi yang terfokus pada aspek ekonomi dan sosial dalam mencegah keterlibatan remaja dalam perdagangan narkoba

    Analisis Pendapatan, Biaya Bersumber Underwriting, dan Sumber Investasi Lain pada Perusahaan Asuransi Kerugian

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    This research aims to create a general map of Income, Costs Sourced from Underwriting and Other Investment Sources in Casualty Insurance Companies. So based on the above we will raise the research title "Analysis of Income, Costs Sourced from Underwriting and Other Investment Sources in Casualty Insurance Companies in 2018 - 2022." This research aims: To find out the income of the casualty insurance industry in Indonesia, to find out the industry's income Loss insurance in Indonesia comes from underwriting or other investment sources, to find out the costs of the loss insurance industry in Indonesia, and to find out the costs of the loss insurance industry in Indonesia from underwriting or other investment sources. This research method is quantitative descriptive. 1. The conclusion is that the income of the loss insurance industry in Indonesia from 2018 to 2022 tends to increase from 2018 to 2019, 2020 and 2022, while in 2021 it tends to decrease. Income from the Loss Insurance Industry from Underwriting Sources and from other Investment Sources, during 2018 to 2022 shows a positive upward trend from 2018, 2019, 2021 and 2022, but shows a decreasing trend in 2020. Slightly different from Underwriting Results, the percentage increases in 2020. 2018 to 2019, decreasing in 2020, 2021, and decreasing in 2021. The average for five years is 78%, with a positive trend. Meanwhile, in Figure 3.3, the percentage of Investment Return income shows an increase from 2018 to 2019, 2022 and a decrease in 2020, 2021. The average for five years is 22% with a slight downward trend. Total Underwriting Expenses experienced an upward or positive trend from 2018, 2019, 2020, and 2022, while experiencing a downward or negative trend in 2021. This is also consistent with the Underwriting Costs of the Casualty Insurance Industry for 2018 - 2022, in percentage terms, respectively. also experienced an upward or positive trend from 2018, 2019, 2020, and 2022, while experiencing a downward or negative trend in 2021. Underwriting Costs for the Loss Insurance Industry in 2018 – 2022, In millions of rupiah it can be concluded that in general the amount of operating expenses tends to increased, from 2018 to 2022, only in 2021 did it decrease, and the results of other expenses tended to be stable

    Analisis Faktor Yang Mempengaruhi Kinerja Keuangan Bank Digital Yang Terdaftar di Bursa Efek Indonesia Tahun 2019-2022

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    Penelitian ini bertujuan untuk menguji dan menganalisis Faktor Yang Mempengaruhi Kinerja Keuangan  Bank Digital Yang Terdaftar di Bursa Efek Indonesia (BEI) dengan periode pengamatan selama 4 tahun (2019-2022). Sempel dipilih dengan Sempel Jenuh. Sampel di dapatkan sebanyak 36 data sempel untuk periode 2019-2022. Data di analisis menggunakan alat uji analisis linear beganda dengan perangkat lunak SPSS 26. Hasil penelitian menunjukan bahwa secara silmutan variabel CAR, LDR, BOPO, dan NPL berpengaruh positif dan signifikan terhadap ROA. Sedangkan secara parsial variabel CAR tidak berpengaruh terhadap ROA. Variabel LDR berpengaruh positif dan signifikan terhadap ROA. Variabel BOPO berpengaruh negatif dan signifikan terhadap ROA. Variabel NPL tidak berpengaruh terhadap ROA

    Analisis Customer Journey dalam Meningkatkan Customer Experience Pelanggan di Fore Coffee Shop yang Berbasis Teknologi

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    Penelitian ini bertujuan untuk menganalisis bagaimana customer journey berbasis teknologi dapat meningkatkan customer experience di Fore coffee shop. Dengan menggunakan pendekatan kualitatif, peneliti mengeksplorasi pengaruh integrasi teknologi pada setiap tahapan customer journey, mulai dari pencarian informasi, pemesanan, pembayaran, hingga penerimaan layanan. Data dikumpulkan melalui wawancara mendalam dan observasi partisipatif di beberapa gerai Fore coffee shop yang sudah mengadopsi teknologi digital dalam operasionalnya. Hasil penelitian menunjukkan bahwa teknologi, seperti aplikasi mobile, coffee shop self-service, dan sistem manajemen antrian digital, secara signifikan memperkaya pengalaman pelanggan dengan menyediakan kemudahan, kecepatan, dan personalisasi layanan. Selain itu, penelitian ini mengidentifikasi bahwa komunikasi dua arah yang dimungkinkan oleh teknologi digital membantu coffee shop untuk lebih memahami dan memenuhi ekspektasi pelanggan, sehingga meningkatkan kepuasan dan loyalitas pelanggan. Temuan ini memberikan wawasan berharga bagi pemilik coffee shop dalam merancang dan mengimplementasikan strategi pemasaran digital yang efektif untuk meningkatkan pengalaman pelanggan. Penelitian ini juga menyarankan adanya peluang penelitian lebih lanjut dalam mengkaji dampak teknologi terhadap dimensi pengalaman pelanggan lainnya, termasuk emosional dan sosial, yang belum sepenuhnya terungkap dalam studi inidengan penelitian yang dilakukan, serta didukung dengan literature review yang relevan

    Analisis Dampak Alokasi Dana Desa (ADD) Terhadap Pemberdayaan Masyarakat dan Kelembagaan Desa

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    The aim of this research is to analyze the management of village fund allocation at the Planning, Implementation, Administration, Reporting and Accountability stages and to analyze the impact of village fund allocation on community empowerment and village institutions in Mangkol Village and Pedindang Village, Pangkalan Baru District, Central Bangka Regency. His research is a type of qualitative research and the data used is primary data and secondary data collected using observation, interviews and documentation methods. Resource persons in the research consisted of the Village Head, Village Secretary, Village Treasurer, BPD Management, PKK, LPM, BUMDes, Karang Taruna, RT, Community. The data analysis technique used in the field is tennis The results of this research show that the Planning, Implementation, Administration, Reporting and Accountability stages are in accordance with the predetermined pathways and guidelines. Village Fund Allocation has a positive impact on community empowerment and village institutions. However, the community has not been able to develop the economy in the village due to a lack of responsibility and understanding from the BUMDes management team

    Gaya Hidup dan Pengaruhnya terhadap Minat Beli Konsumen dalam Perspektif Kualitas Produk

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    Abstract: This research aims to analyze the influence of product quality and lifestyle on the purchase intention of Mayoutfit consumers. The research method employed is quantitative and verificative, utilizing primary data collected through questionnaires and secondary data from literature reviews. The results of the study indicate that, simultaneously, product quality and lifestyle significantly influence consumer purchase intention. Furthermore, on a partial basis, both product quality and lifestyle exhibit positive and significant effects on the purchase intention of Mayoutfit consumers

    Analisis Laju Pertumbuhan dan Efektivitas Penerimaan Pajak Daerah Serta Kontribusinya Terhadap Pendapatan Asli Daerah Kabupaten Sigi Tahun 2018-2022

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    Penelitian ini bertujuan untuk menganalisis dan mengetahui laju pertumbuhan dan efektivitas penerimaan pajak daerah serta kontribusinya terhadap PAD Kabupaten Sigi selama periode 2018-2022. Metode yang digunakan dalam penelitian ini adalah deskriptif dengan pendekatan kuantitatif. Hasil penelitian ini menunjukkan laju pertumbuhan pajak daerah Kabupaten Sigi selama periode 2018-2021 masuk dalam kriteria tidak berhasil dan pada Tahun 2022 masuk dalam kriteria kurang berhasil, dengan persentase yang cenderung meningkat dimana hanya pada Tahun 2021 yang sempat menurun tetapi kembali mengalami peningkatan pada Tahun 2022. Adapun persentase laju pertumbuhan yang tertinggi hanya mencapai 51,40 persen pada Tahun 2022, dan yang terendahnya yakni -07,60 persen pada Tahun 2018. Sementara efektivitas penerimaan pajak daerah Kabupaten Sigi periode 2018-2022 termasuk dalam kriteria sangat efektif, dengan persentase yang cenderung menurun yang dimana hanya pada Tahun 2022 mengalami peningkatan. Adapun persentase efektivitas yang tertinggi mencapai angka 129,69 persen pada Tahun 2018 dan persentase terendahnya mencapai angka 108,35 persen pada Tahun 2021. Dan kontribusi pajak daerah terhadap PAD Kabupaten Sigi periode 2018-2021 masuk dalam kriteria kurang dan pada tahun 2022 masuk dalam kriteria sedang, dengan persentase yang cenderung meningkat dimana hanya pada Tahun 2019 yang sempat menurun tetapi kembali mengalami peningkatan pada Tahun 2020 hingga Tahun 2022. Adapun persentase kontribusi yang tertinggi hanya mencapai 28,10 persen pada Tahun 2022, dan persentase terendahnya hanya 16,85 persen pada Tahun 2019

    Pengaruh Penggunaan Sosial Media TikTok, Brand Image, dan Word of Mouth Terhadap Keputusan Pembelian di Klinik Kecantikan Athena Palembang

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    This research aims to determine the influence of social media, brand image, Word Of Mouth on purchasing decisions at the Athena Palembang Beauty Clinic. This research method uses a descriptive method with a quantitative research approach. The sampling technique in this research is non-probability sampling and purposive sampling as the sample determination technique. This research also uses the Lemeshow formula, so the minimum number required in this research is 96 respondents. Data analysis uses data quality tests, classical assumption tests, and multiple linear analysis. The results of this research are that the variables social media (X1), brand image (X2) and Word Of Mouth (X3) have a positive and significant effect on purchasing decisions (Y). So the positive influence on these three variables determines purchasing decisions significantly. Based on the results of variables X1, X2 and on purchasing decisions (Y), with a percentage of 88%, meaning that the remaining 12% is influenced by variables other than the variables studied

    Pengaruh Lingkungan Kerja, Komunikasi, Loyalitas Kerja Terhadap Kinerja Karyawan PT. Bima Sakti Medika Palembang

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    This research aims to determine the influence of the work environment, communication and work loyalty on employee performance at the PT Bima Sakti Medica Palembang office. The selected sample was 76 respondents. This research data was obtained from a questionnaire (primary data). Analytical techniques used in this research is the multiple linear regression method. Results Data analysis with the help of SPSS 27 shows that the results of the hypothesis test partially (t-test) Work Environment has a posotive and significant effect on the system Employee performance. Communication has a positive and significant effect on employee performance. And work loyalty has apositive and significant effect on the employee performance system. Meanwhile, the results of the simultaneous test (f-test) based on the termination coefficient value prove that the Work Environment, Communication and Work Loyalty variables together have a positive and significant effect on Employee Performance

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    EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi
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