International Journal of Sharia Economics and Financial Literacy
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Islamic Financial Literacy Education Through Mr. Finso Board Game for Millennial Generation
Get PDFThis study addresses the challenge of low Islamic financial literacy among Indonesian millennials, which hinders the development of the Islamic financial industry. To bridge this gap, the research evaluates the effectiveness of the educational board game "Mr. Finso" in improving Islamic financial literacy. Using a quasi-experimental design with pre-test, post-test, and follow-up, 150 participants aged 25-40 were divided into experimental (n=75) and control (n=75) groups. The experimental group played the Mr. Finso game, while the control group received conventional education. Mixed ANOVA revealed a significant interaction between time and group (F(2, 296) = 87.45, p < 0.001), with the experimental group showing a large improvement in literacy scores (Cohen's d = 1.92) that persisted three months post-intervention. Regression analysis identified key factors influencing literacy gains, including age, education, and motivation. The study demonstrates the effectiveness of game-based learning in enhancing Islamic financial literacy and recommends integrating such tools into broader financial education programs
Effect Of Eco-Efficiency, Operating Activities, Environmental Accounting On Financial Performance In Mining Companies Listed On The Indonesia Stock Exchange
Get PDFThe aim of objective of this research is to determine the impact of Eco Efficiency, Operational Activities and Environmental Accounting on the Financial Performance of Mining Companies listed on the Indonesia Stock Exchange. This type of research uses associative research methods. The sample for this research was consisted of 96 Mining Companies listed on the Indonesia Stock Exchange in 2020 2023 which were obtained using the purpose sampling method. Based on the research findings on Eco-Efficiency, Operational Activities and Environmental Accounting have a simultaneous effect on the Financial Performance of Mining companies listed on the Indonesia Stock Exchange, while only partially Eco-Efficiency does not have a significant effect on the Financial Performance of mining companies. listed on the Indonesian Stock Exchange
Organizational Goals and Employees Productivity (A Case Study Of Federal Polytechnic Ukana Akwa Ibom State Nigeria)
Get PDFoai:ojs2.pubjournals.com:article/4This study investigated organizational goals and employee productivity in Federal Polytechnic Ukana, Akwa Ibom State, Nigeria. Three research questions and hypotheses were formulated to guide the study. The hypotheses were tested at a .05 level of significance. A survey research design was employed. The population for the study was one hundred and forty-six junior and senior staff of the institution. All the staff were purposively sampled. The instrument for data collection was the questionnaire validated using the face validity method. This method was done by giving copies of the instruments to an expert in the management field. The data was analyzed using descriptive statistics and Pearson Product Moment Correlation (PPMC). The findings revealed a significant relationship between organizational goals and employee productivity. The result further shows that employees perform better when they are motivated. The study concluded that if employees are well motivated and their job criteria clearly stated, their productivity will greatly improve. Based on the findings, it was recommended among others that the management of the institution should integrate individual and corporate objectives to achieve better employee performance and high productivity in the institution
The Influence of Product Quality and Service Quality on Consumer Loyalty is Mediated by Consumer Satisfaction at F.Coffee and Eatery Marina-Walk
Get PDFIn increasing consumer loyalty, good quality service is needed for consumers so that it creates a feeling of satisfaction with the service provided.This research aims toknowing the influence of service quality and product quality on customer loyalty is mediated by consumer satisfactionF. Coffee and Eatery Marina-Walk. This research used path analysis and a sample size of 98 respondents at F.Coffee and Eatery Marina-Walk.The results of this research show that: (1)Product quality has a direct and significant effect on consumer satisfaction at F.Coffee and Eatery Marina-Walk, (2)Service quality has a significant direct effect onConsumer Satisfaction at F.Coffee and Eatery Marina-Walk, (3)Product quality has a direct and significant effect on consumer loyalty to F.Coffee and Eatery Marina-Walk, (4) Service Quality has a significant direct effect onLoyalty Consumen at F.Coffee and Eatery Marina-Walk, (5)Consumer satisfaction has a direct and significant effect on consumer loyalty to F.Coffee and Eatery Marina-Walk, (6)Product Quality has no significant effect on Consumer Loyalty through Consumer Satisfaction at F.Coffee and Eatery Marina-Walk, and(7)Service Quality does not have a significant effect on Consumer Loyalty through Consumer Satisfaction at F.Coffee and Eatery Marina-Walk
THE ROLE OF STRATEGIC RENEWAL IN ACHIEVING CUSTOMER SERVICE: AN EXPLORATORY STUDY IN AL-KARWANCHI COMPANY FOR SOFT DRINKS, HEALTHY WATER, AND JUICES/ KIRKUK
Get PDFThe current research aims to identify the problems that hinder the production process in the company under study, and one of the most important problems that it faces is the plash and loss of available resources, whether in raw materials or in the time needed to complete the production process. Therefore, the light will be highlighted in this research on strategic renewal and benefiting. Among its advantages, perhaps the most important of which is eliminating plash in production processes and reducing production costs, achieving survival and continuity in light of the intense competition it faces, achieving development and thus achieving customer service for the company. Al-Karwanchi Soft Drinks Company in Kirkuk was chosen as a research community, using the descriptive analytical approach to study the research hypotheses were tested through a group of statistical methods and using the statistical analysis program SPSS. The questionnaire form was adopted as the main tool for collecting data and information about the research sample, which is represented by managers, administrators and workers in the company. The research reached a set of conclusions, and in light of the conclusions that were reached, the researcher presents a set of Recommendations that are consistent with those conclusion
The Effect of Liquidity, Capital Structure and Company Size on Profitability (Empirical Study on the Food and Beverage Company Sector Listed on the Indonesia Stock Exchange in 2021-2023)
Get PDFThe company's profitability reflects the company's ability to generate profits from its capital, where the higher the level of profitability will basically affect investor attractiveness and company sustainability. This research aims to analyse the extent to which the liquidity variable (X1), capital structure (X2), and company size (X3) can affect the profitability variable (Y) in the food and beverage company sector listed on the Indonesia Stock Exchange (IDX) for the 2021-2023 period, both partially and simultaneously. This study uses a quantitative approach with multiple linear regression analysis methods to evaluate secondary data from the financial statements of food and beverage companies listed on the Indonesia Stock Exchange (IDX) for the period 2021-2023 with a sample of 44 companies studied. Multiple linear regression analysis was performed on the SPSS Version 25 statistical application. The results showed that simultaneously the variables of liquidity, capital structure, and company size had a significant effect on profitability. The results also show that partially the liquidity variable has a significant positive effect on profitability, capital structure has no significant effect on profitability, and finally company size has no significant effect on profitability
Roles of Tertiary Institutions in Curbing Banditry Kidnapping and Terrorism in Nigeria
Get PDFThis paper explored roles of roles of tertiary institutions in fighting against banditry, kidnapping and terror in Nigeria. The research method adopted for this study is the documentary research method through the use of secondary data. The secondary data were collected from both print and online publications. The paper concluded that the tertiary institutions in Nigeria have a lot of roles to play in the fight against banditry, kidnapping and terror in Nigeria. Specifically, the paper identified the roles of tertiary institutions in fighting against banditry, kidnapping and terrorism in Nigeria including; teaching security tips, research on causes of banditry, kidnapping and terrorism and how to tackle them, provision of community services geared towards empowerment of youths, establishment of centre on studies on securities and provision of technical support to various public institutions on fight against banditry, kidnapping and terror in Nigeria. The study recommends among others that the federal and state governments should appoint people of integrity from academia to fill the positions of Council Members and Vice-Chancellors in Nigerian universities respectively. The suggested solution will produce quality leadership needed by tertiary institutions to perform their various roles that will consequently address the root cause of Banditry, kidnapping and terrorism to a great exten
The Influence of Social Media Marketing, Personal Branding and Word of Mouth on Purchasing Decisions in Production Houses Case Study: CV. Jillywosy Media Group
Get PDFParadoxical phenomena that occur in CV. Jillywosy Media Group is an important focal point in this research. Even though it has a very strong Personal Branding, it turns out that this actually contributed to a decrease in purchases which had a negative impact on the marketing strategy of this production house. Using quantitative methods and involving 120 respondents as a saturated sample, this research provides an in-depth understanding of the influence of social media marketing, personal branding, and word of mouth on purchasing decisions in the content production industry. The results of data analysis highlight that word of mouth has a very significant influence on purchasing decisions at production houses. The educational implications of this research create a deeper understanding for marketing practitioners, especially in the content production industry, regarding the importance of not only building a strong Personal Branding but also maintaining a positive balance with other factors such as word of mouth. A positive reputation built through interpersonal interactions and positive recommendations is the key to supporting business continuity. With a deep understanding of the role of word of mouth, production houses can design more focused marketing strategies, improve the quality of production services, and support sustainable business growth. Thus, this research is not only useful for the production house industry, but also contributes to scientific literature. The factors of digital marketing, personal branding, and word of mouth in the context of purchasing decisions are subjects that need to be better understood, especially in dealing with paradoxical phenomena such as those that occur with CVs. Jillywosy Media Group
Entrepreneurial Ethics in Islamic Perspective: A Review of the Aspects of Islamic Education
Get PDFThis research examines entrepreneurial ethics from an Islamic perspective with a focus on the role of Islamic religious education in instilling entrepreneurial ethical values that are in line with religious teachings. By integrating ethical principles such as honesty, integrity and social responsibility into Islamic teaching and learning materials, education can form Muslim entrepreneurs who not only pursue profit, but also have moral integrity and concern for the social environment. This research uses literature study methods from various trusted sources, such as the Al-Quran, Hadith, books, journals and related research. The research results identified the principles of entrepreneurial ethics in Islam such as honesty, trust, justice and social concern that must be emphasized in Islamic religious education. This research also highlights the importance of a holistic approach in Islamic religious education that integrates spiritual, intellectual and practical aspects to form ethical and responsible Muslim entrepreneurs. Thus, this research can contribute to the development of Islamic religious education that is more effective in improving entrepreneurial ethics among Muslim entrepreneurs
Improving Electronic Commerce Efficiency In Service Provision
Get PDFThis article is about the development and improvement of e-commerce in the service sector. It also shows a number of measures to establish strong relationships between customers and improve the quality of service. The importance and advantages of e-commerce are explained with examples. The purpose of the study is to ensure digital literacy and cybersecurity and improve technological infrastructure for the effective functioning of e-commerce in the service sector. Furthermore, taking sales and marketing communications to a new level and achieving greater efficiency