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ChatGPT Easily Passed My Finance Exam What Should We Do About It?
No full textUB RISE 2023, Trefz School of Business, University of Bridgeport.ChatGPT, OpenAI's new chat bot, has caused lots of fanfare since its introduction to the public in November 2022. Within the first two months of its launch ChatGPT has more than 100 million users and has more than 13 million daily visitors.
I have encouraged my students to register and use ChatGPT. Since it is based on large language models, ChatGPT can write quality essays on sorts of topics within a few seconds. This amazing capability has raised red flags in some quarters of higher education. In this project, I challenged ChatGPT to see how well it could do in my finance exam. The exam in question is the midterm exam I just gave in my FIN525/International Financial Management class. FIN525 is an introductory course about international financial management with special emphasis on multinational enterprises (MNEs). A MNE is defined broadly as one that is incorporated in one country, but has operating subsidiaries, branches or affiliates located in other countries. Today, almost all large companies are MNEs. The main topics covered in this course include the international monetary system, foreign trade, foreign direct investment, balance of payments, foreign exchange market, exchange rate determination, currency risk management, and global debt and equity financing. It is already known that ChatGPT excels in writing essays. Since this is a finance course, the exam does not have this component. The exam consists of three types of questions: 1) multiple-choice questions, 2) special terminologies used in international finance, and 3) basic calculations with short answers. The questions, correct answers, and answers by ChatGPT are presented on the right. Out of the 20 multiple-choice questions, ChatGPT got 16 correctly. For the ten acronyms related to international finance, ChatGPT got all correctly. This should be the easiest job for a chat bot like ChatGPT. Problem III is related to a well-known phenomenon in international finance: the impossible trinity or trilemma. The trilemma says that out of the three characteristics regarding exchange rates, a country can only choose two, regardless of what currency regime it adopts. ChatGPT did extremely well in the problem. Problem IV involves some basic calculations regarding exchange rates. ChatGPT got it completely wrong in Ql. After given a second chance, it erred again. In Q2 ChatGPT got the correct answer at the second attempt. ChatGPT did very well in Problem V, which is about changes in exchange rates over time. In Problem VI, ChatGPT got the calculations incorrectly. Its answer to Q2, on the other hand, was more than satisfactory.
Problem VII involves a one-time change in exchange rates. ChatGPT messed up with the calculations, but provided a perfect answer to Q2. Overall, ChatGPT scored 85 out of 100. The grade is somewhere between B and B+. It excelled in short answers and most of the multiple-choice questions. However, it did very poorly in problem-solving questions. What should we do about ChatGPT in teaching and learning? This issue is too complicated to be addressed here, and I don't have the answers to this important and urgent question
Adopting Blockchain Technology in International Wire Transfer through FinTech
No full textAdvisor: Prof, Dan Tenney.
UB RISE 2023, Department of Technology Management, School of Business and Engineering, University of Bridgeport.Blockchain Technology is one of the most remarkable and revolutionary technological innovations of the 21st century, leaving a remarkable footprint in the Fin Tech industry; the technology is a distributed, immutably encrypted digital, and tamper-proof ledger for recording transactions (Dania, 2021 ). This technology reduces transaction costs, generates distributed trust, and empowers decentralized platforms, potentially becoming a new foundation for decentralized business models, which are more distributed, innovative, interoperable, borderless, and transparent. (Kimani, Adams et al. 2020), (Andola, Raghav, et al. 2021 ). Decentralization is intrinsically integrated into Blockchain Technology and eliminates its dependence on a third party by the users to secure one's transactions and assets (Ali et al., 2020). The study explains the adoption ofBlockchain Technology in International Wire Transfers as a facilitator for a faster, easier, cheaper, safer, and more reliable process to wire transfers using Fin Tech; which is a popular term that describes novel technologies adopted by financial service institutions (Gai et al., 2018). FinTech is an intersection between finance and technology that automates and gradually switches financial services from traditional methods to digitalization processes
Making Feedback Meaningful: UDL-Based Solutions for Responding to Student Writing
No full textUB RISE 2023, English Department, College of Science and Society, University of Bridgeport.Revision is universally acknowledged by compositionists to be an essential stage of any writing process. Beyond simple editorial corrections, a meaningful revision process can encourage students "to engage with their own texts in a more advanced way" (Garner and Shank, 2018). Instructor feedback on student writing is a critical component of the revision process. In the best of cases, responding to a student draft can be an opportunity for an instructor to challenge students to build on their own best ideas. Instructor feedback, however, can also be unproductive or even counter productive to the learning process. Ryan and Henderson (2018) observe that "Unfortunately, when students experience adverse emotional reactions as a result of the feedback process, their receptiveness may be limited," adding, "it is unsurprising that critical comments from educators can reduce students' self-esteem and perceived self-efficacy" (p. 881). Universal Design for Learning (UDL) is a model of instructional design that analyzes educational encounters in terms of three elements: engagement, representation, and action/expression (CAST, 2011). Applied to the particular case of instructor feedback, UDL can help illuminate some basic principles for supporting a meaningful, culturally sensitive, and student-empowering revision process
Quantum Key Distribution (Man-In-TheMiddle Attack)
No full textAdvisor: Prof. Khaled Elleithy.
UB RISE 2023, School of Engineering, University of Bridgeport.While the use of Quantum Key Distribution is very secure, some faults can occur, specifically, that can create a man-in-the-middle attack. In this poster, we study how the man-inthe-middle attack can occur and why Quantum Key Distribution is still the superior encryption choice. Applying Post-Quantum Cryptography (FALCON Algorithm) to the Quantum Key Distribution should create more secure encryption that would be able to keep a man-in-the-middle attack from happening
Commercializing Self Sanitized Carts for Shopping and Airport Luggage
No full textAdvisor: Dr. Khaled Elleithy
UB RISE 2023, Department of Computer Science/Engineering, College of Enegineering, University of Bridgeport.Millions of people use shopping carts and airport luggage carts every day nationwide. A study in 2017 found that shopping carts at stores carry hundreds of times of bacteria per square inch than surfaces in your average toilet handle. CDC mentioned that shopping carts are one of the reasons for spreading the COVID-19 pandemic. https://www.cdc.gov/ [1] Beware of Bacteria on Shopping Carts.(2
Susceptibilty of Leishmania promastigotes to Amphotercin B
No full textUB RISE 2023, Department of Biology, College of Science and Society, University of Bridgeport.Leishmaniasis is a protozoa! infection causing significant morbidity and mortality worldwide, despite aggressive efforts to control the disease. Multiple pharmacologic agents have been shown to be effective in the treatment of this infection; these include pentavalent antimonials, various formulations of amphotericin B, miltefosine, paromomycin, pentamidine and sodium stibogluconate. (Burza et al., 2018). However, significant issues still exist with the clinical use of these drugs, including adverse effects, costs, and routes of administration and the increasing rate of drug resistance in many Leishmania species(Ghorbani 2018). In addition, one of the challenges in addressing the clinical treatment of the infection is that the considerable variation in susceptibility among some Leishmania species to the various drugs currently in use
Edge of Extinction: The COVID-19 Lived Experience of National Pan-Hellenic Council Fraternity Presidents
No full textUB RISE 2023, School of Education, College of Enegineering, Business, and Education, University of Bridgeport.Presidents of Black Greek Letter fraternities at predominatly White institiutions are a rare breed who constantly live under multidimensional pressure to succeed. And their difficult dedication to fraternal, instituitonal, and personal expectations was only heightened when COVID-19 first closed and then reconfigured college campuses over the last year. Ther experiences prove congruent around several themes- fraternal unity, community service, prioritizing family, and self- investment that illuminate key areas for potential partnership and support of these students and the chapters they love. With simple effort understanding, caring and compassionate student affairs professionals can truly make a difference for this population
Impacts of the Covid-19 Pandemic on Household Wealth
No full textUB RISE 2023, Trefz School of Business, University of Bridgeport.The impacts of the covid-19 pandemic on world economy have been well documented. In the aftermath of the pandemic, economies around the world suffered severe downturns, despite the unprecedented, large-scale stimulus packages by governments along with the easing of monetary policy by central banks. In a normal year, wealth creation is expected to move together with economic growth. The year 2020 was far from normal. The pandemic caused severe economic downturns around the globe, let alone the human and social impacts. It is of interest to examine the wealth effect caused by the pandemic. Hence the purpose of this study is to provide an assessment of the impacts of the pandemic on global wealth. The results show that global wealth was resilient in 2020. Using a sample of 137 countries, the average change in household wealth is 2.2%. Increase in wealth is positively associated with the average five-year GDP growth prior to the pandemic and wealth per adult
Letters as Literature: Reclaiming a Lost Art Form
No full textUB RISE 2023, College of Science and Society, University of Bridgeport.For thousands of years, letters were considered literature, from Seneca to St. Paul, from Heloise and Abelard to Robert and Elizabeth Barrett Browning. But since the 20th century, the rise of the personal essay and blog forms has relegated letters to a narrower audience. Most bookstores dedicate no shelf to the genre of letters. Worse, perhaps, is that even those who read these letters (academics in the humanities, usually) no longer consider them literature, and relegate them to tools for biography or fandom only. There are few class periods or lesson plans about letters, and fewer courses dedicated to them. When literary forms are listed - novels, poetry, memoir - letters are left off the list. Even more rarely, do people who write letters think of themselves as creating literature.That would not have been the case until recently. The change can be partly attributed to a cultural shift away from "written" forms, but in fact people continue to write letters all the time. They just use computers to do it. The style of the correspondence is not the same as the form. When someone sends a postcard with a short greeting, this is not a letter. It is a message sent by mail. Likewise, a letter form can be written in an email, though perhaps not in a hundred-character text message. Any message between two people is correspondence, but a letter is a certain form of that correspondence
TRANSFORMING TEACHER LEADERSHIP CAPACITY IN SECONDARY SCHOOLS
No full textUB RISE 2023, College of Enegineering, Business, and Education, University of Bridgeport.Introduction: Teacher leadership is an important pillar in building school capacity. Methods: Using an interpretive qualitative research design, the theoretical lens of Mezirow's (1978) transformative learning theory and Spillane's (2005) distributed leadership theory were used to inform the research questions in this study. With shifts in education reform, student outcomes, accountability, and the challenges of COVID-19, there is an increased demand for school leaders to foster a collaborative school culture. Results: This study explored the lived experiences of administrators and teachers of leadership opportunities in their schools. Transformative learning theory contributes to understanding how school leaders can create the conditions for teacher leadership. Schools must evaluate and assess how to foster teacher leadership to reap its benefits. The distributed leadership theory provides the necessary interpretive lens to examine the experiences of a teacher who practices transformative learning and becomes a teacher leader. Discussion: As educational leaders recognize and support teacher leaders for their leadership skills, the teacher leaders transform their learning to focus on professional development, collaboration, and mentoring of beginning teachers. This, in turn, builds teacher leadership capacity for the school