Rumah Jurnal Institut Pesantren KH. Abdul Chalim
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The Influence of Lifestyle and Self-Control on the Consumptive Behavior of Generation Z in North Surabaya with Financial Literacy as a Moderating Variable
Consumptive behavior is defined as purchasing actions that are driven more by desires than needs, often carried out with little deliberation. Utilizing financial literacy as a moderating variable, this study aims to examine how lifestyle and self-control influence the consumption patterns of Generation Z in North Surabaya. Primary data were collected through a quantitative approach using Google Forms to distribute the questionnaire. The data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with the assistance of SmartPLS 4.0 software. The findings indicate that both self-control and lifestyle have a positive and significant effect on consumptive behavior. However, financial literacy does not moderate the relationship between lifestyle and consumptive behavior, although it does strengthen the relationship between self-control and consumptive behavior
Developing Employer Branding Strategy Based on Design Science Research to Attract Generation Z's Intention to Apply at Company A
Generation Z is increasingly dominating the workforce with unique preferences for work-life balance, sustainability, and personal development. Companies face challenges in designing employer branding strategies that attract this generation's intention to apply. This study employs the Design Science Research (DSR) approach to develop an evidence-based employer branding strategy for Company A. The literature review covers employer branding, intention to apply, and Generation Z characteristics. This research is expected to provide academic contributions and strategic guidelines for companies in attracting and retaining young talent
English
This study aims to analyze the influence of Environmental, Social, and Governance (ESG) on the financial performance of manufacturing companies listed on the Indonesia Stock Exchange (IDX) for the period 2019-2023, as well as the moderating roles of Intellectual Capital. A quantitative approach was employed through secondary data documentation techniques and analyzed using panel data regression with a fixed effects model. The research sample consisted of 22 manufacturing companies. The results show that ESG disclosure has a significant influence on financial performance. Intellectual Capital also has a significant impact and positively moderates the relationship between ESG and financial performance. This research implies the importance of ESG practices and intellectual capital management as strategies to enhance the financial performance of manufacturing companies in Indonesia, particularly by strengthening internal capabilities in leveraging sustainability practices
The Effect of Humble Leadership on Organizational Citizenship Behavior and Organizational Misbehavior: The Mediating Role of Work Motivation (A Study at Geblek Pari Kulon Progo)
This study investigates the impact of humble leadership on organizational citizenship behavior (OCB) and organizational misbehavior, with work motivation as a mediating variable. Conducted at the Geblek Pari Group, the research employed a quantitative approach involving 70 employees as participants. Data were collected through questionnaires using a five-point Likert scale and analyzed with SmartPLS. The results reveal that humble leadership has a positive and significant effect on both work motivation and OCB, while exerting a negative and significant effect on organizational misbehavior. Furthermore, work motivation is confirmed to mediate the relationship between humble leadership and the two behavioral outcomes. The findings suggest important managerial implications: organizations should strengthen humble and participatory leadership practices, particularly in acknowledging employees’ small contributions, implement effective work monitoring systems, and foster a culture of voluntary engagement. These strategies are essential for reducing misbehavior and enhancing organizational effectiveness
Analisis Optimalisasi Media Digital Dan Sumber Daya Manusia Dalam Meningkatkan Kinerja Lembaga Amil Zakat Sidogiri Cabang Bangkalan
The development of digital technology has had a significant impact on various sectors, including zakat management. The Amil Zakat Institution (LAZ) is required to be able to adapt to the use of digital media to expand reach, increase transparency, and strengthen community participation. In addition, the role of competent and professional human resources is able to manage effectively. LAZ Sidogiri Bangkalan Branch as one of the zakat institutions in the region has challenges in improving institutional performance through the use of technology and strengthening the quality of human resources. The purpose of this research is to find out the optimization of digital media and human resources can improve the performance of the amil zakat sidogiri institution of the bangkalan branch. This research method uses a qualitative method with a descriptive approach. Data sources consist of primary and secondary, primary data in the form of information from observation activities with observation and interview techniques. Meanwhile, secondary data is in the form of literature studies such as books, scientific journals, the internet as well as previous research and literature related to the research object. The Amil Zakat Sidogiri Bangkalan Branch has made optimal use of digital media as a means to increase effectiveness, efficiency, and transparency in the management of zakat, infaq, and alms. Human Resources in improving the performance of the Amil Zakat Sidogiri Bangkalan Branch shows that the implementation of Human Resources management at LAZ Sidogiri Bangkalan Branch has been carried out through four main management functions, namely planning, organizing, directing, and controlling running quite well
How Do Urbanization, Urban Agglomeration, and Largest City Ratio Affect Co2 Emissions? Investigating Non-Linearity Dynamic STIRPAT (Stochastic Impacts By Regression on Population, Affluence, and Technology) Model in 10 Asian Economies
This study investigates how do urbanization, urban agglomeration, and largest city ratio affect CO2 emissions in 10 Asian Economies namely Bangladesh, India, Pakistan, Nepal, China, Indonesia, Malaysia, Thailand, the Philippines and Vietnam over the period 1990- 2020. Based on STIRPAT (Stochastic Impacts by Regression on Population, Affluence, and Technology) framework, we applied dynamic seemingly unrelated regression (DSUR) to establish long-run term effects. The empirical findings revealed that urbanization and urban agglomeration have inverted U shaped effect, meanwhile largest city ratio have U shaped. Urbanization and urban agglomeration improve environment quality in the long term and supports ecological modernization theory. Urbanization and urban agglomeration improves environmental quality after reaching a significant level of urban development due to efficient energy structures, population awareness, environmentally friendly technologies, and strict urban and environmental policies. However, the finding of largest city ratio revealed U shaped. This result rejects compact city theory. It implies that excessive concentration in the largest cities have severely affected the environmental quality and violates the notion of compact-city efficiencies which could be attributed to extreme population density, overcrowding, traffic congestion and extensive demand for energy consumption. The results of the panel granger causality approach unveil bidirectional causality in urban agglomeration and its quadaratic term of urban agglomeration, largest city ratio, and quadaratic term of largest city ratio on CO2 emissions. Bidirectional causality also found in GDP and CO2 emissions. Meanwhile, unidirectional causality found in energy intensity and CO2 emissions, trade openness and CO2 emissions, financial development and CO2 emissions, as well as urbanization and CO2 emissions. The current study has implications for policymakers and respective governments to green urban infrastructures, eco-friendly dwellings, smart cities, country-specific trade policies, and renewable energy options and to adhere more stringent urban planning to improve the environmental quality
The Effect of Entrepreneurship Mentoring on Increasing Income at Laznas IZI North Sumatra
This research is entitled "The Effect of Entrepreneurial Assistance on Increasing Income at LAZNAS IZI North Sumatra". The purpose of this study is to find out and analyze the extent to which the entrepreneurial assistance provided by LAZNAS IZI North Sumatra has an effect on increasing the mustahik income of productive zakat program recipients. The approach used in this study is a quantitative approach with a type of causal associative research. The research population amounted to 60 mustahik recipients of the entrepreneurship assistance program, and the entire population was used as a sample with saturated sampling techniques. Data were collected through a closed-ended questionnaire and analyzed using simple linear regression with the help of the SPSS program version 26.0. This study fills the gap that empirical studies on the effectiveness of the quality of entrepreneurial assistance in productive zakat programs in Indonesia are still limited, especially in the context of measuring the direct economic impact on mustahik. The findings of this study also contribute to the Islamic social finance literature by strengthening the evidence that mentoring is an important instrument in the modern zakat empowerment model. The results of the study show that entrepreneurial assistance has a positive and significant effect on increasing mustahik income. The value of the regression coefficient is 0.587, and the significance level is 0.000 (< 0.05) indicating that any increase in entrepreneurial assistance will increase mustahik income significantly. A determination coefficient value (R²) of 0.466 indicates that 46.6% of the variation in income increase is explained by the entrepreneurial assistance variable, while the remaining 53.4% is influenced by other factors outside the research model. These findings strengthen the view that a planned and sustainable mentoring program is able to form economic independence and improve the welfare of productive zakat beneficiaries
Gaya Hidup Berbasis Tradisi dalam Komunitas Pesantren: Studi ‘Urf di Era Modern
An Islamic boarding school (pondok pesantren) is not only a center of religious learning but also an institution shaping social and economic life. The lifestyle developed in pesantren communities illustrates the integration of Islamic values with local culture. This study aims to explore lifestyle patterns within pesantren communities, how they earn, manage, and utilize financial resources, and to analyze these practices through the perspective of ‘urf (customary norms) in Islamic jurisprudence. Using a qualitative case study approach, this research focuses on Pondok Pesantren Al-Karimi Tebuwung, Gresik, one of the oldest pesantren in East Java, Indonesia. Data were obtained through observation, interviews, and documentation, and analyzed using Miles and Huberman’s interactive model with source triangulation to ensure validity. The results reveal that the community’s lifestyle is inspired by the Walisongo model and shaped by a process of religious and cultural acculturation. Economic behavior in pesantren is guided not only by rational financial considerations but also by ethical, social, and spiritual norms. From the perspective of ‘urf, these practices embody a commitment to preserving noble traditions while remaining open to reform in accordance with the principles of Ahlussunnah wal Jama‘ah.
Pondok pesantren tidak hanya berfungsi sebagai lembaga pendidikan keagamaan, tetapi juga sebagai pusat pembentukan kehidupan sosial dan ekonomi masyarakat. Gaya hidup yang berkembang dalam komunitas pesantren mencerminkan perpaduan antara nilai-nilai Islam dengan budaya lokal. Penelitian ini bertujuan untuk mengeksplorasi pola gaya hidup masyarakat pesantren—khususnya dalam cara mereka memperoleh, mengelola, dan menggunakan sumber keuangan—serta menganalisis praktik tersebut melalui perspektif ‘urf (norma kebiasaan) dalam hukum Islam. Pendekatan penelitian menggunakan metode kualitatif dengan jenis studi kasus yang berfokus pada Pondok Pesantren Al-Karimi Tebuwung, Gresik, salah satu pesantren tertua di Jawa Timur. Data diperoleh melalui observasi, wawancara, dan dokumentasi, kemudian dianalisis menggunakan model interaktif Miles dan Huberman dengan triangulasi sumber untuk menjaga validitas. Hasil penelitian menunjukkan bahwa gaya hidup masyarakat pesantren terinspirasi oleh model Walisongo dan terbentuk melalui proses akulturasi agama dan budaya. Pola perilaku ekonomi mereka tidak hanya didasarkan pada pertimbangan rasional, tetapi juga berlandaskan nilai-nilai etika, sosial, dan spiritual. Dalam perspektif ‘urf, praktik tersebut merupakan bentuk pelestarian tradisi luhur yang tetap terbuka terhadap reformasi sesuai prinsip Ahlussunnah wal Jama‘ah
Hak Jaminan dalam Perbankan Syariah: Harmonisasi Regulasi antara Fiqh Muamalah dan Hukum Positif di Indonesia
Islamic banking requires a collateral system aligned with fiqh muamalah principles and national legal frameworks to ensure both sharia compliance and legal certainty. This study aims to identify the forms of collateral rights applied in Islamic financing and to analyze their harmonization with Indonesia’s positive law. Using a qualitative juridical-empirical approach, data were collected through document analysis of laws and fatwas issued by the National Sharia Council–Indonesian Ulema Council (DSN–MUI), supported by interviews with Islamic banking practitioners and customers. The findings reveal that Islamic banks employ various collateral mechanisms such as rahn (pledge), kafalah (guarantee), fiduciary transfer, and liability, which are adapted to both sharia and statutory requirements. However, regulatory inconsistencies and limited public understanding of sharia-based collateral remain key challenges. The study emphasizes the need for legal harmonization between fiqh muamalah and positive law to develop a coherent, fair, and effective guarantee system in Islamic banking. Strengthening regulatory integration and enhancing legal literacy are crucial to improving public trust and operational efficiency within Islamic financial institutions.
Perbankan syariah memerlukan sistem jaminan yang selaras dengan prinsip-prinsip fiqh muamalah dan kerangka hukum nasional untuk menjamin kepatuhan syariah serta kepastian hukum. Penelitian ini bertujuan untuk mengidentifikasi bentuk-bentuk hak jaminan yang diterapkan dalam pembiayaan syariah serta menganalisis harmonisasinya dengan hukum positif Indonesia. Pendekatan penelitian menggunakan metode yuridis-empiris dengan analisis kualitatif. Data diperoleh melalui kajian dokumen terhadap peraturan perundang-undangan dan fatwa Dewan Syariah Nasional–Majelis Ulama Indonesia (DSN–MUI), serta wawancara dengan praktisi dan nasabah perbankan syariah. Hasil penelitian menunjukkan bahwa perbankan syariah menerapkan berbagai instrumen jaminan seperti rahn (gadai), kafalah (penjaminan), fidusia, dan tanggungan, yang telah disesuaikan dengan prinsip syariah dan peraturan nasional. Namun, masih terdapat kendala berupa ketidakkonsistenan regulasi dan rendahnya pemahaman masyarakat terhadap mekanisme jaminan berbasis syariah. Penelitian ini menegaskan pentingnya harmonisasi antara fiqh muamalah dan hukum positif untuk membangun sistem jaminan yang efektif, adil, dan sesuai dengan prinsip syariah. Integrasi regulasi dan peningkatan literasi hukum menjadi kunci dalam memperkuat kepercayaan serta efisiensi operasional lembaga keuangan syariah
Harmonisasi Hukum Adat Bali dan Hukum Nasional: Studi Yuridis Normatif atas Pengakuan Perceraian di Kota Denpasar
This study examines the harmonization between Balinese customary law (hukum adat Bali) and national law in the recognition of divorce cases in Denpasar City. This phenomenon reflects the dynamics of legal pluralism in Indonesia, where multiple legal systems state law, customary law, and religious law coexist and interact within society. Balinese customary law, rooted in local wisdom and codified through awig-awig (customary regulations), plays a vital role in resolving divorce cases through consensus and mediation mechanisms. Meanwhile, national law, particularly Law No. 1 of 1974 on Marriage, provides a formal legal framework ensuring that divorce proceedings have legal validity. This research employs a normative juridical approach, analyzing legislation, legal doctrines, and relevant literature. The findings indicate that the harmonization process between customary and national law has not yet functioned optimally due to normative inconsistencies, the absence of clear regulations, and gender inequality in the application of customary law. Nevertheless, the constitutional recognition of customary law communities as stipulated in Article 18B of the 1945 Constitution serves as a strong foundation for aligning both legal systems. To achieve inclusive justice and legal certainty, it is essential for the government, customary institutions, and judicial bodies to strengthen cooperation and integration between customary and national law in addressing divorce cases in Bali.
Penelitian ini membahas tentang harmonisasi antara hukum adat Bali dan hukum nasional dalam pengakuan perceraian di Kota Denpasar. Fenomena ini mencerminkan dinamika pluralisme hukum di Indonesia, di mana berbagai sistem hukum-hukum negara, hukum adat, dan hukum agama berinteraksi dalam kehidupan sosial masyarakat. Hukum adat Bali, yang berlandaskan nilai-nilai kearifan lokal dan diatur melalui awig-awig, memiliki peran penting dalam penyelesaian perkara perceraian melalui mekanisme musyawarah dan mediasi. Sementara itu, hukum nasional melalui Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan memberikan dasar formal bagi pelaksanaan perceraian agar memiliki kekuatan hukum yang sah. Penelitian ini menggunakan pendekatan yuridis normatif dengan menelaah peraturan perundang-undangan, doktrin, dan literatur terkait. Hasil penelitian menunjukkan bahwa proses harmonisasi antara hukum adat dan hukum nasional belum berjalan secara optimal akibat adanya perbedaan norma, minimnya regulasi yang tegas, serta ketimpangan peran perempuan dalam hukum adat. Meskipun demikian, adanya pengakuan konstitusional terhadap masyarakat hukum adat sebagaimana diatur dalam Pasal 18B Undang-Undang Dasar Tahun 1945 menjadi dasar kuat bagi upaya penyelarasan kedua sistem hukum tersebut. Untuk mencapai keadilan dan kepastian hukum yang inklusif, diperlukan komitmen pemerintah, lembaga adat, dan lembaga peradilan untuk memperkuat sinergi hukum adat dan hukum nasional dalam penyelesaian perkara perceraian di Bali