International Journal of Business Ecosystem & Strategy (2687-2293)
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Exploring financial inclusion dimensions: a comparative assessment of performance of Sub-Saharan Africa (SSA) Countries
Get PDFGlobally, financial inclusion is regarded as being crucial for balancing an economy\u27s financial system. However, despite the significance of financial inclusion, it still needs to be clarified to what extent it is practiced. In this study, the assessment of the performance of the 49 Sub Saharan Africa (SSA) countries as regards financial inclusion was carried out through the construction of a single composite Financial Inclusion Index (FII) to capture the four dimensions of financial inclusion. Z-sum score and Principal Component Analysis (PCA) was deployed to analyse the secondary data spanning from 1999 to 2023. The decision rule deployed was that if a value for Financial Inclusion Index (FII) from zero to forty-nine (0-49) this shows that there is low financial inclusion; medium financial inclusion from fifty to sixty-nine (50-69) while, a value from seventy and above (70- above) denotes the high financial inclusion) for the study period. The result revealed that all SSA countries are low that is they fall into between zero (0) to forty-nine (49) in the composite financial inclusion index in line with the decision rule. Also, the result indicated that Sao-Tome and Principe was the best performing SSA country with the highest financial inclusion penetration per thousand considered during the period of the study
Contribution of the indigenous agricultural knowledge for local economic development in the Limpopo province: A case of indigenous liquified manure
Get PDFSmall-scale farmers in South Africa, particularly in Indigenous communities, continue to heavily rely on artificial farming, overlooking Indigenous agricultural knowledge. The key influence behind this is that the artificial farming practices have become more accessible than the Indigenous agricultural knowledge. This paper is aimed at understanding the economic viability of the Indigenous liquified manure for small-scale farmers while promoting the sustainable Indigenous agriculture within Indigenous communities. The paper is centred on addressing poor agricultural practice of the Indigenous liquified manure in establishing indigenous agriculture knowledge culture in rural communities in Vuwani. A sample of 18 participants consisting of 13 small-scale indigenous farmers, 3 traditional leaders, and 2 agricultural experts were drawn using purposive sampling from Vuwani rural communities. The qualitative semi-structured interviews and focus group discussions were employed for data collection and analysed using thematic analysis. The study unveiled that the Indigenous liquified manure contributes to the high produce of the indigenous crops that enables the Indigenous communities to economically sustain themselves. The findings further show that the practice of the Indigenous liquified manure is understood as an entrepreneurial opportunity to create job opportunities in the Vuwani
Competitive intelligence evolution during and after Covid-19: A bibliometric mapping and industry change analysis
Get PDFThe Covid-19 pandemic has profoundly transformed the competitive intelligence (CI) landscape across various businesses. The research examines the swift trend of competitive intelligence by bibliometric analysis. A total of 356 documents were picked from the Scopus database, covering the years 2020 to 2024, to delineate the domain of competitive intelligence and its research horizons. Findings indicate a substantial shift towards digital transformation, improved data analytics, and an increased focus on agility and resilience in competitive intelligence initiatives. These findings illustrate the dynamic influence of CI and delineate the developmental trends, themes, and patterns for academic practitioners and policymakers, who must adopt these emerging trends to enhance, promote, and sustain CI longevity, operational efficiency, and capability within the swiftly evolving business ecosystem. Prevalent topics encompass digital transformation, agility, resilience, collaboration, networking, ethics, and compliance. Geographically, Asia, North America, and Europe dominate research production in CI during and after Covid-19, although emerging economies exhibit interest. Citation analysis identified prominent authors, providing direction for subsequent research. Nonetheless, research deficiencies and obstacles remain, particularly the necessity for additional empirical investigations, the amalgamation of competitive intelligence with big data, comprehensive competitive intelligence frameworks for small enterprises, innovation, and the Internet of Things (IoT). This bibliometric literature study seeks to analyse and synthesise the fast developments in CI during and subsequent to the COVID-19 pandemic. This study analyses major topics, approaches, and changes in CI practices through the examination of several academic articles. The study offers significant insights and underscores the transformative potential of CI techniques
Ethical considerations of implementing Artificial Intelligence in Human Resource Management: a review
Get PDFThe integration of artificial intelligence (AI) into human resource management (HRM) processes has significantly enhanced organisational operations by optimising efficiency in talent acquisition, performance assessment, and employee engagement initiatives. Nonetheless, this integration introduces ethical challenges, including algorithmic bias, data privacy concerns, and the reduction of human decision-making autonomy. The purpose of the review is to systematically examine the ethical considerations associated with AI deployment in HRM, explicitly addressing issues related to bias, transparency, privacy breaches, and job displacement. Additionally, it evaluates strategies for deploying AI responsibly to uphold principles of fairness, accountability, and stakeholder trust. Considering the purpose of the review, a comprehensive systematic review of peer-reviewed literature was conducted, sourcing data from Scopus, Web of Science, and Google Scholar. The review targeted publications relevant to the aims of the study, utilising search keywords such as "ethical consideration," "algorithmic bias," and "data privacy." Data synthesis was conducted via narrative methods complemented by thematic analysis to identify prevailing patterns, research gaps, and emergent themes. Findings revealed that AI enhances HRM functions through automation, predictive analytics, and the delivery of individualised employee experiences, contributing to cost reductions and improved decision-making efficacy. However, potential negative implications include reinforcement of existing biases, violations of privacy, lack of transparency in decision-making processes, and threats to employment stability. Empirical evidence indicates disproportionate impacts on marginalised populations and underscores the necessity for ethical frameworks, including the development and implementation of explainable AI (XAI) and hybrid human-AI systems. Finally, it is affirmed that although AI offers transformative operational benefits within HRM, the associated ethical risks necessitate the implementation of comprehensive governance structures, bias mitigation protocols, and active stakeholder participation. Approaches such as hybrid human-AI systems, targeted workforce training, and adherence to regulatory standards are essential to ensuring sustainable and ethical AI integration. Future research should prioritise investigating employee perceptions and conducting cross-cultural analyses to enhance ethical AI governance in HRM contexts
Strengthening labour standards enforcement mechanisms to ensure social justice for employees
Get PDFIn 2008, the International Labour Organisation (ILO) adopted the Declaration on Social Justice for a Fair Globalization. The Declaration is based on four equally important strategic objectives relevant to our purposes the promotion of social dialogue through the building of effective labour inspection systems. The setting of such labour standards has been ongoing for over a century in the area of labour inspection at the international level. By virtue of its ILO membership, South Africa is duty-bound to adopt similar laws to set labour standards. Such standards which determine labour inspection’s jurisdiction fall under four broad categories, i.e. Basic Conditions of Employment, Employment Equity, Occupational Health and Safety and Compensation for Occupational Injuries, for which labour inspectors must monitor and ensure compliance. Non-compliance with legislation and regulations is said to be rife in developing countries. This is supported by the Department of Labour Department’s inspector report, which underlines non-compliance with labour standards which this paper views as a deterring factor to achieving social justice. In the South African context, sanctions such as fines and or prison sentences are the legislative enforcement mechanism. Notwithstanding these harsh measures, there is a reported non-compliance from employers. In order to ensure more compliance, this paper suggests that other preventive enforcement mechanisms be envisaged, such as criminal and administrative penalties that affect the vital economic interests of the company, i.e. withdrawing the eligibility of the company to participate in public tenders or subsidies and closing down the company temporarily or permanently
Using Moodle as a Learning Management System (LMS) for e-learning: student experiences in a developing country during the Pandemic
Get PDFThe COVID-19 pandemic accelerated the adoption of e-learning platforms globally, particularly Learning Management Systems (LMS) such as Moodle, which became essential tools for facilitating online learning in higher education. This study explores the experiences of MBA students using Moodle at a Private Distance Higher Education Institution in a developing country during the pandemic. Drawing on the extended Unified Theory of Acceptance and Use of Technology (UTAUT-3), the study employed a mixed-methods approach, integrating quantitative data from questionnaires and qualitative data from interviews. Findings revealed that while students faced initial adaptation challenges, Moodle was perceived as a user-friendly, flexible, and cost-effective platform that facilitated their learning experience. However, students encountered significant challenges, including internet connectivity issues and power outages, which impacted their ability to engage fully with the platform. Recommendations include improving internet infrastructure, providing uninterrupted power supplies, and offering enhanced technical support to ensure seamless learning experiences. This study contributes to the growing body of literature on e-learning in developing countries, offering insights into the effectiveness of LMS platforms in distance education and highlighting areas for improvement in future e-learning implementations
Leveraging social media for entrepreneurial success: a systematic review of the literature
Get PDFSocial media has become a vital tool for entrepreneurs, enabling them to expand their reach, enhance brand visibility, and engage directly with customers. Platforms like Facebook, Instagram, and LinkedIn provide entrepreneurs with cost-effective ways to access global markets, promote their products, and foster meaningful relationships with consumers. While social media has facilitated the growth of entrepreneurship by lowering barriers to entry, challenges such as managing online presence, handling negative feedback, and addressing privacy concerns persist. This study aims to systematically review existing literature to explore how entrepreneurs can strategically leverage social media for growth, examining its economic benefits, challenges, and best practices. Findings from the review reveal that social media offers entrepreneurs substantial advantages, including increased brand awareness, enhanced customer engagement, and improved sales performance through direct sales features and promotional campaigns. Additionally, social media enables networking, resource acquisition, and business model innovation. However, challenges related to platform management, algorithm changes, and privacy risks must be navigated. Based on these findings, the study recommends that entrepreneurs develop a clear social media strategy, actively engage with customers, stay updated with trends, and leverage data analytics to optimise their marketing efforts. Building brand communities and fostering customer loyalty through personalised communication and consistent interaction can further support business growth
Waste pickers’ money management practices and attitude towards entrepreneurship: Evidence from Durban-eThekwini municipality
Get PDFThis study aimed to identify the financial management techniques of waste pickers and their perspectives on entrepreneurship. The research concentrates on the Durban metropolitan region and employs a sample of 100 rubbish pickers from three suburbs adjacent to significant informal populations. A quantitative methodology is utilised, employing a questionnaire as the data gathering instrument. The questionnaire was translated into IsiZulu to accommodate non-English speaking individuals. The questionnaire comprised three sections: biographical information, financial management techniques, and attitudes towards entrepreneurship. The results indicate that most waste pickers originate from single-parent households and receive a government payment for an average of two children. Several respondents, predominantly female, reported that they often utilise \u27omatshonisa\u27 (informal moneylenders) while anticipating revenue from the sale of their goods. The majority of respondents said that, despite opening bank accounts, these accounts had remained inactive for at least one year due to minimal revenues. Women possess the majority of bank accounts. Waste pickers earn an average of R607 monthly, with a minimum of R200 and a maximum of R2,000. The waste pickers do not save the earnings from the sale of salvaged goods, as the funds are allocated for purchasing meals for children. The study additionally reveals that age has a positive correlation with both waste picking experience and the frequency of days worked per week. These associations exhibit statistical significance. The majority of waste pickers expressed a willingness to initiate cooperatives and small businesses, contingent upon the availability of mentoring and money. This study influences entrepreneurship, environmental, and health policies for municipal, provincial, and central governments. This research will direct scholars to pursue other investigations on the topi
Effects of students’ socioeconomic status on academic performance: a case of first-year students at a South African university
Get PDFIncreasing access to quality education in South Africa has led to a rise in enrollment by students from diverse backgrounds at higher education institutions. However, first-entering students transition from secondary school to higher education, and it is hypothesized that this will affect students psychologically, socially, and financially. Financially, many higher education students in South Africa rely on the National Student Financial Aid Scheme (NSFAS). This study investigates the relationship between students’ socioeconomic backgrounds and academic success at a South African university. A mixed-methods approach surveyed 74 first-year students in the Extended Curriculum Programme at the University of Venda, South Africa. Findings from regression and correlation analyses indicate that poor and low socio-economic backgrounds among Extended Curriculum Programme students significantly affect their academic performance and success. These findings challenge the notion that disadvantaged backgrounds necessarily hinder student achievement and emphasize the importance of creating an environment that supports students from all socio-economic backgrounds. Eight policy recommendations and strategies are provided to enhance student success and support for diverse socio-economic backgrounds in higher education institutions
Impact of COVID-19 on nurses’ mental health in Thohoyandou area, Limpopo province
Get PDFThe COVID-19 pandemic has far-reaching social and economic consequences for everyone. Every country in the world was affected by the pandemic in one way or the other. To mitigate the effects, companies around the world implemented working from home strategies. However, not all jobs can be done from home. This means that healthcare workers were exempt from the working from home initiative. The purpose of this study was to explore the impact of COVID-19 on the nurses’ mental health in the Thohoyandou area. The study was qualitative in nature and used exploratory research design. A sample of 15 participants were selected purposefully at Tshilidzini Hospital. An interview guide was used for data collection and thematic content analysis was employed for data analysis. The findings revealed that the impact of COVID-19 on nurses’ mental health was anxiety and fear, depression and loneliness. The challenges nurses experienced include shortages of staff, workloads, shortage of personal protective equipment and lack of compensation. Moreover, this study revealed that nurses supported each other and used faith to cope with the impact of COVID-19 on their mental health. This study has made imperative recommendations such as counselling or debriefing as coping strategies for nurses and adequate supply of resources for healthcare workers. The study further motivates continual research to explore the impact of COVID-19 on healthcare workers’ mental health