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STUDY OF STRATEGIES FOR ESTABLISHING A NATIONAL WEALTH FUND FOR SUSTAINABLE PENSION
Thailand faces significant challenges in addressing the financial security and well-being of its aging population. With the demographic transition to a super-aged society imminent, this paper explores the potential of establishing a Sovereign Wealth Fund (SWF) to provide sustainable pensions for senior citizens. This study integrates demographic analysis, financial strategies, and theoretical frameworks such as Life-Course Theory to propose a model and strategy for a national pension fund. The findings underscore the importance of economic stability, comprehensive healthcare policies, and an age-friendly environment to address the multifaceted needs of the elderly population
EFFECTS OF RECREATIONAL TENNIS PRACTICES ON BODY COMPOSITION, FREE TIME MANAGEMENT AND MOTIVATIONAL PERSISTENCE
This study was conducted to examine the body composition, free time management and motivational persistence of individuals participating in recreational tennis. The sample of the study consisted of administrative staff working at Manisa Celal Bayar University, who voluntarily participated in the study and had never received tennis training before. In the study, pre-test-post-test control group experimental design, one of the quantitative research designs, was used. The experimental study was carried out by forming a study group with a total of 24 personnel (equal number of men and women), 12 of whom were in the control group and 12 in the experimental group. As measurement tools, body composition (data such as body weight, body fat ratios, lean muscle mass and body mass index) were taken with Tanita MC 780 MA brand device. The free time management scale and motivational persistence scale were used as measurement tools. Due to the small number of participants, Mann-Whitney U test, one of the nonparametric tests, was used to observe the differences between the control and experimental groups, and Wilcoxon sequential test was used to analyse the in-group pre-test and post-test data. The relationship between the scales was tested with the ‘Spearman's Correlations’ test. Regarding body composition, it was determined that recreational tennis practices contributed positively to the general health status of the participants. Comparisons between pre- and post-test measurements revealed that the participants showed a significant improvement in using their free time more efficiently as a result of recreational tennis activities. In terms of motivational persistence, it was observed that tennis practices strengthened the participants' determination to achieve their goals. The results of the study show that recreational tennis practices are an important tool that enables individuals to focus on long-term goals and to be resilient against the difficulties they face
IMPROVİNG THE CAPACİTİES OF TRAVEL AGENCİES WİTH PRODUCT AND MARKET DİVERSİFİCATİON STRATEGİES
There are various studies in the literature that point out the importance of product and market diversification for destinations and tourism businesses. However, there are limited studies on the obstacles that tourism businesses face during product and market diversification. Therefore, the research has attempted to reveal what these obstacles are through data collected from travel agencies and their stakeholders using the interview technique. It has been determined that the barriers to the product and market diversification processes of businesses are specialization, lack of operational experience, lack of qualified personnel, possible operational costs and insufficient public support. In order to eliminate the aforementioned barriers within the scope of the research, suggestions have been developed for travel agencies and stakeholders who have an impact on their activities
THE INDIGENOUS EXPERIENCE: REPRESENTATIONAL SOVEREIGNTY AND RECONCILIATION IN CANADIAN URBAN SPACE
Urban indigenous spaces may be characterized by tangible and intangible cultural phenomena including art and architecture. Following Canada’s Truth and Reconciliation Report in 2015, Canadian municipalities have pursued various paths toward inclusion of Indigenous voices in city planning. This paper examines manifestations of Indigenous cultural presence in the city of Edmonton, home to the second largest and growing urban Indigenous population in the country. In the development of a mature postcolonial civic identity, both formal and informal interventions into public space can support transformative, dialogic, cross-cultural encounters. But do civic investments in visible and discursive media promote or undermine genuine representational sovereignty and reconciliation in the ongoing context of Indigenous struggles for social and economic equity? The discussion is situated in an analytical framework including the right to the city, biopolitics and media ecology. Indigenous presence in public art and urban spaces are discussed with reference to both sanctioned or sponsored and informal, transient public art, murals, graffiti and constructions in everyday space and on sacred ground in the city. It concludes with analysis of a new, award-winning multi-media “Indigenous Experience” installation in the city’s touristic heritage park in the context of the calls to action of the Truth and Reconciliation Report of almost ten years ago
A COMPARISON STUDY OF FUZZY AHP-BASED MCDM METHODS ON GREEN CONCEPT SELECTION PROBLEM
The demand for green products has dramatically increased because the importance and public awareness of the preservation of natural environment was taken into consideration much more last two decades. As a result of this, manufacturing companies especially have been forced to design more green products, resulting in a problem of how they incorporate environmental issues into their design and evaluate concept options. The need for practical decision-making tools to address this problem is rapidly evolving since the problem turns into a multiple-criteria decision making (MCDM) problem in the presence of a set of green concept alternatives and criteria. Therefore, in this paper, the three popular MCDM methods in fuzzy environment are utilized to reflect the vagueness and uncertainty on the judgments of DMs, because the crisp pairwise comparison in these conventional MCDM methods seems to be insufficient and imprecise to capture the right judgments of DMs. Of these methods; as F-AHP is used to calculate criteria weights, the other methods; F-TOPSIS, and F-GRA are used to rank alternatives in the two different ways for a comparative study. Furthermore, the incorporation of fuzzy set theory into these methods is discussed on a real-life case study, and a comparative analysis is done by using its numerical results in which the two fuzzy-based methods reveal the same outcomes (or rankings), while F-GRA requires less computational steps
CONSUMERS' VISUAL ATTRACTIVENESS TO DMS IN TRAVEL ADVERTISEMENTS: AN EYETRACKING TEST
In recent years, with the booming development of sightseeing tourism, the dissemination of tourism information has become more rapid and extensive, and tourism advertising DM has become one of the important marketing tools to attract customers. Different designs of travel advertisement DMs will have an impact on consumers' purchase intention. In this study, we used eye-tracking tests to investigate the visual attractiveness of DM travel advertisements and to analyze the eye-movement responses of secondary school teachers when they viewed such advertisements. The content of the advertisements consisted of four main elements, namely, the main headline of the tour, the promotional image, the price and the brand name of the tour company. 53 secondary school teachers were invited to participate in the eye-tracking test. The results of the study showed that teachers' eye-movement responses and visual attractiveness were mainly influenced by the main headline of the travel advertisement and the promotional image, whereas branding and price had less influence. Therefore, the design of the main headline and images in travel advertisements plays a key role in attracting consumers' attention and influencing their decision-making time
STUDENT’S PERCEIVED COMPETENCE IN MOCK JOB INTERVIEWS
With the increasing importance of English proficiency in Malaysia’s competitive job market—particularly in interview settings—this research investigates students’ self-perceptions of their readiness and abilities after participating in simulated job interviews. A total of 36 students took part in the study by completing a self-evaluation questionnaire. The findings reveal that while students generally perceived themselves as prepared, especially in areas such as appearance, non-verbal cues, and basic interview etiquette, there was a noticeable gap in their perceived performance, particularly in spoken grammar, clarity, and fluency. The results underscore the need for targeted instruction in linguistic accuracy, structured speaking, and real-time communication strategies. This study offers practical implications for educators aiming to enhance students’ employability through language training and interview skill development
BRIDGING THE GAP: ASSESSING VOLUNTEERISM ENGAGEMENT AND INSTITUTIONAL SUPPORT NEEDS AMONG MALAYSIAN TVET STUDENTS
This study examines volunteerism engagement among TVET students at Seberang Perai Polytechnic, Malaysia, focusing on participation patterns, understanding, and institutional support needs. Using quantitative methods, a Likert-scale questionnaire assessed 189 students' volunteer experiences, comprehension, perceived benefits, and support expectations. Data were analyzed via descriptive and inferential statistics. Key findings reveal 72.3% of students had volunteer experience, with participation frequency ranging from 5+ annual engagements to none. Community service (41.2%) and environmental activities (28.7%) were most common. Students showed strong understanding (M=4.21/5), with 89.1% recognizing societal benefits and 92.4% valuing personal skill development. However, 68.5% cited time constraints as the main barrier, while 54.7% reported insufficient institutional support. Significantly, 83.9% advocated for curriculum integration and 76.2% requested formal recognition mechanisms.Despite high awareness and participation, structural challenges limit optimal engagement. The study recommends: (1) implementing credit-bearing volunteer modules, (2) establishing reward systems, and (3) conducting targeted awareness campaigns.These evidence-based strategies aim to strengthen community engagement while supporting Malaysia's education transformation goals in TVET institutions
EXPLORING STUDENTS’ PERSPECTIVES OF ENGAGEMENT ON AN INDOOR EXPLORACE ACTIVITY IN ESL CLASSROOM
In the post-COVID era, the integration of digital tools in English Language Teaching (ELT) has become increasingly important for promoting interactive and engaging classroom activities. This study investigates the use of Prezi (online platform) in an indoor language game called Explore-Hunt, to enhance student engagement in learning. Using the ASPECT (Assessing Student Perspective of Engagement in an Active-Learning Classroom) framework (Wiggins et al., 2017), the research aims to gather feedbacks from 48 diploma students across two different courses, selected through purposive sampling. Descriptive statistical analysis revealed high engagement across all three ASPECT constructs: Value of Activity (M = 4.81, SD = 0.49), Personal Effort (M = 4.86, SD = 0.46), and Instructor Contribution (M = 4.96, SD = 0.23). The findings highlight the effectiveness of incorporating digital tools and gamification in creating dynamic and interactive learning environments, particularly in TVET ESL education context. The study also contributes to the growing body of research on the application of the ASPECT framework in classroom action research, highlighting the potential for broader adoption of similar active learning strategies. Future research could explore scaling or adapting these methods for use in other ESL and subject-specific classroom
ADVANCING SDG 8 THROUGH FINANCIAL INNOVATION: LESSONS FROM DIFFERENT STAGES OF FINANCIAL DEVELOPMENT
Financial innovation plays a pivotal role in advancing the United Nations' Sustainable Development Goal 8 (SDG 8). The paper explores the dynamic relationship between financial innovation and economic development. The motivation arises from ongoing debates, both theoretical and empirical, about whether financial innovation truly drives long-term economic development. The objective is to evaluate how financial innovation affects real GDP per capita and growth volatility, both in the short and long term, with special attention to countries at different stages of financial development and the role played by the financial crises. Using panel data from 39 countries (1972–2016), the study employs the Pooled Mean Group (PMG) estimator to capture dynamic effects, both pre- and post-crises. The results show that financial innovation fosters long-term economic development but increases growth volatility in highly developed financial systems, particularly before crises. In less developed financial systems, it stimulates growth while increasing volatility both before and after crises. The findings imply that policymakers should carefully regulate financial innovation to ensure that it contributes to long-term growth without exacerbating instability. Most importantly, the study emphasizes the role of financial innovation in achieving SDG 8, which focuses on promoting sustained, inclusive, and sustainable economic growth. It highlights the potential of financial innovation to deliver long-term economic benefits when managed appropriately