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    Older Peoples’ Willingness to Delay Social Security Claiming

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    We have designed and fielded an experimental module in the 2014 HRS which seeks to measure older persons’ willingness to voluntarily defer claiming of Social Security benefits. In addition, we evaluate the stated willingness of older individuals to work longer, depending on the Social Security incentives offered to delay claiming their benefits. Our project extends previous work by analyzing the results from our HRS module and comparing findings from other data sources which included very much smaller samples of older persons. We show that half of the respondents would delay claiming if no work requirement were in place under the status quo, and only slightly fewer, 46%, with a work requirement. We also asked respondents how large a lump sum they would need with or without a work requirement. In the former case, the average amount needed to induce delayed claiming was about 60,400,whilewhenparttimeworkwasrequired,theaveragewas60,400, while when part-time work was required, the average was 66,700. This implies a low utility value of leisure foregone of only $6,300, or under 20% of average household income

    Penn Library\u27s LJS 468 - [Meḳitse nirdamim]. (Video Orientation)

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    https://repository.upenn.edu/sims_video/1207/thumbnail.jp

    Household Investment in 529 College Savings Plans and Information Processing Frictions

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    We investigate how information processing frictions contribute to household suboptimal saving and investment behavior. We find that 60% of open accounts in college 529 savings plans are invested suboptimally due to high expenses and tax inefficiency. Such investments yield an expected loss of 9% over the accounts’ projected lifetimes. Consistent with information processing frictions contributing to inefficient investment, the extent of investment in suboptimal home-state accounts decreases with household financial literacy and increases with plan document disclosure complexity. Overall, our results suggest that information processing frictions shape households’ suboptimal investment in college savings plans and reduce their financial well-being

    Collation Model for Ms. Codex 1242: [Annotations : to Graeciae excellentium oratorum, Aeschinis et Demosthenis, orationes adversariae].

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    Two student texts of the Attic orators Demosthenes and Aeschines from the prosecution of Athenian orator Ctesiphon, edited by German humanist Johann Reuchlin, published in Paris by Christian Wechel in 1543, together with an edition of Isocrates\u27 Encomium Helenae published in Paris by Joannes Lodoicus (Jean Loys) in 1538. 64 pages of Demosthenes\u27s oration On the crown have extensive interlinear annotations in Latin and marginal annotations in Greek. The opening of the Helen is annotated in the same manner.https://repository.upenn.edu/sims_models/1165/thumbnail.jp

    Penn Library\u27s Library\u27s LJS 491 - Perush sefer ha-yesodot shel Uklids. (Video Orientation)

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    https://repository.upenn.edu/sims_video/1231/thumbnail.jp

    Filmetrics Profilm3D (MET-05) Standard Operating Procedure

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    Standard Operating Procedure for the Filmetrics Profilm3D Optical Profilometer/White Light Interferometerhttps://repository.upenn.edu/scn_sop/1028/thumbnail.jp

    Penn Library\u27s LJS 463 - [Medical and astrological miscellany]. (Video Orientation)

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    https://repository.upenn.edu/sims_video/1206/thumbnail.jp

    Module 6 - George W. Bush’s Legacy: The Global War on Terror (2006)

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    This module introduces students to the key architects of the 9/11 wars known as the singular Global War on Terror. Many of these individuals believed that these wars had to be fought at all costs-even human rights. The module examines official White House records claiming the wars to be a success with research suggesting otherwise as well as civilian testimony that provides a human face to these wars. The final lesson provides students with a basic understanding of what constitutes torture, how it has been defined by the United Nations and why the US’ actions were in defiance to international law.https://repository.upenn.edu/teachingbeyondsept11-foreign-policy/1002/thumbnail.jp

    Collation Model for Ms. Codex 1020: Lectiones ex[i]mi philosophi...

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    Lectures on the first, second, and fifth books of Aristotle\u27s Physics.https://repository.upenn.edu/sims_models/1161/thumbnail.jp

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