Jurnal LPPM Universitas Samawa
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    PERAN LEMBAGA KEUANGAN SYARIAH DALAM MENGHADAPI PANDEMI COVID-19

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    The Covid-19 pandemic has had a major impact on the economy, and the finance and banking sector is no exception. Seeing the economic impact of the Covid-19 pandemic, the government needs to take effective steps to keep the Indonesian economy stable. This is an opportunity as well as a challenge for sharia economic actors to be able to increase their role in helping the government stabilize the Indonesian economy. Given that sharia financial institutions are able to survive the crisis and are able to show good performance during the Covid-19 pandemic so that they remain stable and provide benefits, comfort, and security for their customers. Therefore, this study aims to identify the effective role of sharia financial institutions in dealing with various Covid-19 pandemics. This article uses qualitative data analysis with descriptive-critical methods and through a literature study approach. The results of this study indicate that Islamic financial institutions have shown a significant role in dealing with the Covid-19 pandemic by adopting various innovative strategies in accordance with Islamic principles. Islamic financial institutions have not only succeeded in maintaining financial stability, but have also contributed to economic recovery efforts by supporting the most affected sectors. By continuously increasing innovation and collaboration will strengthen the Islamic financial system in the future Islamic financial institutions can play a bigger role in the global economy

    PELATIHAN KADER POSYANDU PADA PELAYANAN USIA LANJUT DESA MOYO MEKAR KECAMATAN MOYO HILIR

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    Masalah Kesehatan pada usia lanjut banyak ditemukan di Masyarakat. Kader kesehatan menjadi ujung tombak pelayanan kesehatan di tingkat masyarakat. Terbatasnya pelatihan kader merupakan masalah yang harus diselesaikan. Pelatihan kader merupakan investasi penting dalam upaya peningkatan kualitas perawatan kesehatan di tingkat lokal. Tujuan: pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pengetahuan dan keterampilan kader dalam pemberian layanan kesehatan. Metode: kegiatan pengabdian ini dilaksanakan pada 16 Oktober 2024 di Desa Moyo Mekar Kecamatan Moyo Hilir, diikuti oleh kader posyandu berjumlah 20 orang, metode kegiatan ini terdiri dari ceramah, tanya jawab, diskusi, dan demonstrasi keterampilan mengukur tekanan darah. Hasil Kegiatan: Hasil kegiatan menunjukkan adanya peningkatan pengetahuan kader dan keterampilan dalam layanan perawatan lanjut usia. Keterampilan yang diperoleh adalah keterampilan mengukur antropometri (tinggi badan, berat badan) dan menghitung IMT serta pengukuran tekanan darah

    SOSIALISASI PENYUSUNAN PERATURAN DESA TENTANG PENGELOLAAN SAMPAH MENUJU DESA BERSIH DAN INDONESIA EMAS 2045

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    Penyusunan Peraturan Desa (Perdes) tentang pengelolaan sampah merupakan langkah strategis dalam menciptakan lingkungan desa yang bersih dan mendukung pembangunan berkelanjutan menuju visi Indonesia Emas 2045.Maka dalam hal ini dilaksanakan kegiatan sosialisasi tentang penyusunan Peraturan Desa tentang pengelolaan sampah yang dilakukan oleh Dosen Fakultas Hukum Universitas Samawa. Kegiatan ini bertujuan untuk meningkatkan pemahaman Pemerintah Desa, BPD, dan masyarakat desa tentang pengelolaan sampah melalui Perdes, serta mendorong keterlibatan aktif masyarakat desa dalam pengelolaan sampah, sebagai bagian dari kontribusi menuju pencapaian visi Indonesia Emas 2045 yang berkelanjutan dan ramah lingkungan. Kegiatan sosialisasi ini dilaksanakan di Aula Kantor Desa Empang Bawa, Kecamatan Empang, Kabupaten Sumbawa pada hari Jum’at, 10 Oktober 2024, dengan peserta berjumlah 30 orang yang terdiri dari unsur Pemerintah Desa, BPD, dan Masyarakat. Metode yang digunakan yaitu ceramah dan diskusi interaktif, serta pendampingan teknis kepada Badan Permusyawaratan Desa (BPD) dan aparatur pemerintah desa dalam menyusun rancangan Perdes (Ranperdes). Hasil dari kegiatan ini menunjukkan bahwa pendekatan kolaboratif mampu meningkatkan pemahaman serta mendorong keterlibatan Pemerintah Desa, BPD, dan masyarakat tentang pentingnya pengelolaan sampah dan mempercepat proses penyusunan Perdes yang partisipatif dan berbasis kebutuhan lokal

    ANALISIS PERSEPSI KONSUMEN DALAM MEMPENGARUHI MINAT PENGGUNAAN E-WALLET SEBAGAI ALAT TRANSAKSI (Studi Pada Mahasiswa Universitas Samawa Sumbawa Besar)

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    This study aims to analyze consumer perceptions in influencing the interest in using e-wallets as a transaction tool for students of Samawa University, Sumbawa Besar, which in this study consists of perceptions of convenience and perceptions of risk. The type of this study was associative study. The type of data used in this study was quantitative data obtained directly from research respondents using a questionnaire. The respondents in this study numbered 85 students, who were determined using non-probability sampling techniques with the accidental sampling method. The data used in this study were processed with SPSS software for analysis using multiple linear regression analysis techniques, partial hypothesis testing (t test), simultaneous hypothesis testing (F test), and determinant coefficient testing (R2). The results of this study showed that in partially the perception of convenience had a positive and significant effect on the interest in using e-wallets, while the perception of risk had a negative and significant effect on the interest in using e-wallets as a transaction tool for students of Samawa University. In simultaneously, the perception of convenience and the perception of risk had a significant effect on the interest in using e-wallets as a transaction tool for students of Samawa University. The effect of perception of convenience and perception of risk on the interest in using e-wallets as a transaction tool for students at Samawa University was 58.4%, while the remaining of 41.6% was effected by other variables outside this research model, such as perceived usefulness, trust and user attitudes

    ANALISIS STRATEGI PENYELESAIAN WANPRESTASI DALAM PERJANJIAN KREDIT DENGAN JAMINAN PADA PT. PEGADAIAN KCP SUMBAWA BESAR

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    This study aims to analyze the default resolution strategy in a credit agreement with collateral at PT. Pegadaian KCP Sumbawa Besar. This type of research was descriptive that aims to describe the default resolution strategy in credit agreement with collateral at PT. Pegadaian KCP Sumbawa Besar. The type of data used was qualitative data in the form of research informants' perceptions regarding research objects collected directly by researchers from the original source, namely research informants using interview techniques. The informants in this study consist of key informants and main informants. Key informants consist of employees of PT. Pegadaian KCP Sumbawa Besar who are directly related to the provision of pawn credit, totaling 5 people, while the main informants consist of pawn credit customers at PT. Pegadaian KCP Sumbawa Besar, totaling 5 people. Data analysis was carried out using qualitative analysis techniques proposed by Miles and Huberman, including data reduction, data display, and drawing conclusions/verification. The results of this study indicate that the strategy carried out by PT. Pegadaian KCP Sumbawa Besar to resolve defaults in credit agreements with collateral are through notification to customers, issuing warning letters, and confiscating collateral for auction. Considering that credit distribution is a risky activity, credit provision should be carried out by applying the principle of caution. Credit officers must be more careful in selecting prospective customers to minimize the occurrence of default and pay more attention to the value of the goods used as collateral so as not to cause losses if default occurs

    STRATEGI PENGEMBANGAN POTENSI PARIWISATA PANTAI JEMPLUNG SEBAGAI DESTINASI WISATA UNGGULAN DI KABUPATEN SUMBAWA

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    This study aims to analyze the development strategy for the tourism potential of Jemplung Beach as a leading tourist destination in Sumbawa District. The type of this study was descriptive with a qualitative approach. The type of data used in this study was qualitative data obtained directly from primary sources. The determination of informants in this study was carried out using purposive sampling techniques with the consideration that they know and have various basic information needed in this study. Based on these considerations, the informants in this study numbered 15 people consisting of Village Heads, Tourism Attraction Managers, Local Residents, and Visitors. The collected data was analyzed descriptively using the SWOT analysis model to formulate alternative development strategies based on internal and external conditions at the Jemplung Beach tourist attraction in Sumbawa District. Based on the results of the SWOT analysis, four alternative strategies were obtained in developing the tourism potential of Jemplung Beach as a leading tourist destination in Sumbawa District, namely the S-O strategy, S-T strategy, W-O strategy, and W-T strategy. S-O strategy, S-T strategy, W-O strategy, and W-T strategy. In general, in formulating tourism object development planning, it should be done by considering the potential and capacity of the local community. This aims to increase local community participation. Thus, local communities can become the main actors in various tourism activities so that they can directly feel the benefits of the existence of tourism objects in the form of increasing income and welfare

    ANALISIS PERUBAHAN TINGKAT KONSUMSI KELUARGA TENAGA KERJA INDONESIA (TKI) DI DESA SEPAYUNG KECAMATAN PLAMPANG

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    This study aims to know and analyze the consumption patterns of Indonesian Migrant Worker (TKI) families in Sepayung Village, Plampang Sub-district, Sumbawa District. The type of this study was descriptive study with a qualitative approach. The type of data used was qualitative data obtained directly from research informants. The informants who were the sources in this study were the families of Indonesian Migrant Workers (TKI) in Sepayung Village, Plampang Sub-district, Sumbawa District, totaling 27 people. The primary data to be studied in this study was collected using interview techniques. The data analysis technique in this study uses a qualitative data analysis model proposed by Miles and Huberman which consists of three stages carried out continuously, namely the data reduction stage, data presentation, and drawing conclusions/verification. The results of the study that there were consumptions changed of Indonesian workers families in Sepayung Village after becoming Indonesian migrants Workers. It can be seen from several changes as follows: families’ needs can be fulfilled and they can renovate their houses even they could built their houses, they could bough vehicles, they could sent their children to school and they had savings for the future. The factors that affected the consumption changed of Indonesian migrant workers families were are caused by income factors and the number of families members

    EVALUASI SISTEM PELAYANAN AIR BERSIH PDAM DI KABUPATEN SUMBAWA

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    Air bersih merupakan sumber kelangsungan hidup manusia dan tidak tergantikan.Menyangkut dengan masalah layanan air bersih merupakan salah satu isu yangsangat strategis dan memang sudah lama menjadi masalah di kabupaten sumbawaterkususnya di kecamatan Labuan Badas, sehingga pemerintah dalam hal inimenjadikan masalah air bersih sebagai salah satu program unggulannya. TujuanPenelitian ini adalah untuk mengetahui Evaluasi sistem Pelayanan Air Bersih,Faktor – Faktor Apa Saja Yang jadi kendala dalam sistem pelayanan air bersihPerusahaan Daerah Air Minum (PDAM) Di Kecamatan Labuan Badas, danbagaimana upaya yang di lakukan dalam memperbaiki sistem pelayanan airbersih PDAM di Kecamatan Labuhan Badas. Penelitian ini menggunakan metodekualitatif yang di dalam pengumpulan data peneliti menggunakan teknikpengumpulan data antara lain: Observasi, Wawancara, dan Dokumentasi. Sumberdata penelitian ini didapatkan melalui Informan, Dokumen, dan Peristiwa.Sedangkan teknik analisis data yang di gunakan oleh peneliti adalah metodeanalisis data kualitatif yang terdiri dari Reduksi data, Penyajian data, Penarikankesimpulan atau verifikasi. Hasil penelitian yang didapatkan pertama, yaitumengenai sistem pelayanannya terhadap kepuasan pelanggan masih kurangoptimal dalam memberikan akses akan air berih. Lalu ada beberapa faktor yangmempengaruhi sistem pelayanan air bersih yaitu; banyaknya kerusakaninfrastruktur SPAM, adanya kerusakan di pipa distribusi terutama di bagianaksesoris dan masih banyaknya pembalakan liar yang di lakukan oleh masyarakatdi sekitar bukit batulanteh. Upaya yang dilakukan dalam memperbaiki sistemlayanan air bersih juga belum optimal yang di karenakan masih kekurangananggaran. &nbsp

    PENINGKATAN PELANGGAN PADA PT. TELKOMSEL SUMBAWA MELALUI PENERAPAN STRATEGI RELATIONSHIP MARKETING

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    This study aims to know the effect of relationship Marketing on increasing the number of customers at PT. Telkomsel Sumbawa. The type of study used in this study was associative approach which aims to determine the relationship between variables and verify whether a variable causes the variable to change or not. The type of data used in this study was quantitative data in the form of scoring results of respondents' answers regarding the object under study. This quantitative data was obtained directly from the original source, namely research respondents who were collected using a research instrument in the form of a questionnaire. The number of samples used as respondents in this study was 100 people who were selected using accidental sampling techniques. The data that has been collected was processed using the SPSS application to be studied using simple linear regression analysis techniques, partial hypothesis testing (t test), and determinant coefficient test (R2). The results of this study showed the relationship marketing had a positive and significant effect on increasing the number of customers at PT. Telkomsel Sumbawa. The effect of relationship marketing on increasing the number of customers at PT. Telkomsel Sumbawa was 36.1%, while the remaining of 63.9% was affected by other variables outside this study, such as product quality, service quality and customer satisfaction

    KAJIAN LITERATUR: DAMPAK KEBIJAKAN PEMERINTAH DALAM BIDANG PERTANIAN UNTUK KESEJAHTERAAN EKONOMI PETANI

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    Kebijakan pertanian memiliki peran strategis dalam membentuk arah pembangunan ekonomi pedesaan di wilayah Indonesia. Studi literatur ini bertujuan untuk menyelidiki dampak dari kebijakan-kebijakan pertanian terhadap pembangunan ekonomi, dengan fokus pada peningkatan produksi pertanian, dan kesejahteraan petani. Metode kajian literatur digunakan untuk mengumpulkan dan menganalisis data dari berbagai publikasi ilmiah terkait yang dianalisis dengan metode PICO(s). Hasil kajian menunjukkan bahwa kebijakan pertanian berupa subsidi pupuk, subsidi benih tanaman, serta sistem kredit usaha rakyat (UKR) mempengaruhi kesejahteraan petani. Penelitian ini menyimpulkan bahwa keberhasilan kebijakan pertanian dalam mendukung pembangunan ekonomi pedesaan memiliki hasil yang sangat baik dalam meningkatkan kesejahteraan petani dari segi peningkatan pendapatan. Sehingga kebijakan-kebijakan ini patutnya dapat dilaksanakan secara keberlanjutan dan dikembangkan untuk mengatasi tantangan yang akan dihadapi petani

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