Research Repository of UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
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Hukum ekonomi syariah
Full text linkHukum ekonomi syariah memiliki perbedaan dengan hukum ekonomi konvensional, dikarenakan landasan dari hukum ekonomi syariah adalah Al-Qur'an serta Sunnah. Dalam perannya, hukum ekonomi syariah bertujuan untuk mengatur aktivitas ekonomi seperti produksi, distribusi dan konsumsi agar sesuai dengan prinsip dan nilai-nilai syariah yang setidaknya mencakup larangan riba, maysir, gharar, hal-hal yang diharamkan, serta pengelolaan harta yang harus inklusif, produktif, mengutamakan kepentingan publik dan menjaga keseimbangan alam.
Buku ini disusun sebagai salah satu wujud nyata kontribusi para penulis dalam mengembangkan pengetahuan hukum ekonomi syariah. secara umum, pembahasan dalam buku ini meliputi, aspek fundamental dari hukum ekonomi syariah seperti pengantar hukum ekonomi syariah, rukun dansyarat terbentuknya akad, harta dalam pandangan Islam, jual beli online, perbankan syariah, asuransi syariah, pegadaian syariah, uang elektronik, anjak piutang, pasar modal syariah, baitul mal wat tamwil, dan penyelesaian sengketa ekonomi syaria
Stay at mosque: congregational worship, covid-19 pandemic and islamic living law in West Sumatra
Full text linkThe article explains people’s argumentation in Minangkabau, who decided to continue worshiping at mosques during the COVID-19 pandemic. The data shown in this article were acquired through in-depth interviews with six sources: ulama, traditional-cultural figures, and mosque caretakers who continue to hold congregational prayers during the pandemic. The study found that the religious-cultural identity inherent in Minangkabau people serves as a driving factor for them to keep on praying in mosques during the pandemic. These congregational worshiping activities in mosques during the pandemic had subsequently become more widespread as the government had not monitored them. This condition indicates that government or state policy on Covid 19 pandemic is negotiable with the religious culture of the Minangkabau people. This article may have implications for studies concerning Islamic laws relating to worship in the socio-cultural context during health emergencies and new relations between the ulama (Islamic scholars), government, and traditional-cultural-religious figures
Otoritas ‘urf dalam penalaran Hukum Islam
Full text linkThis paper criticizes the authority of 'urf in Islamic legal reasoning among scholars, considering that 'urf also has an important role in reasoning to anticipate problems that are not regulated by the law of the Qur'an and hadith. For this reason, this paper is included in the realm of normative legal studies using the library as a source of information. The books of ushul fiqh and other books that discuss the concept of 'urf will be analyzed objectively, then understood and concluded. Based on the study, it is concluded that 'urf is always considered in all forms of reasoning, both qiyasi reasoning (istihsan bil 'urf) specifically istislahi reasoning, because this reasoning is not based on specific (direct) texts but general propositions taking into account the benefits that will be obtained. The expressions of ushul experts show that 'urf's reasoning has a major role in the formulation of 'urf law, even though its position is disputed among scholars. Even in the current context, the application of 'urf as legal reasoning has a great opportunity for legal development. Because through reasoning 'urf the Muslim community will easily practice Islamic teachings while at the same time being able to maintain social stability which can lead to benefit as the ultimate goal of legal provision
Analisis fiqih siyasah terhadap optimalisasi fungsionalitas BPD (Badan Permusyawaratan Desa) dalam peningkatan kesejahteraan masyarakat di Desa Sibiruang
Full text linkThis article discusses Siyasah Fiqh Analysis of Optimizing the Functionality of the BPD (Village Consultative Body) in Improving Community Welfare in Sibiruang Village, this type of research is a field with a qualitative approach, the primary data source is the chairman and members of the Sibiruang Village BPD, while the secondary data source is a book. , journals and documents that are considered related to this paper, data collection techniques are interviews and documentation, while the data analysis technique uses descriptive qualitative. The results of this paper, that the function of the BPD has been regulated in the Kampar Regency Regional Regulation Number 6 of 2018. In general, the Sibiruang BPD has carried out its functions well, although they still have not been carried out effectively, but for the welfare of the BPD community. Sibiruang has tried according to its function. In the analysis of Fiqh Siyasah, BPD Sibiruang has carried out its function to improve the welfare of the community and ensure order in world affairs and religion by the concept of Ahlu al-Halli wa al-Aqdi
The inclusive role of finance to female MSME enterpreneurs in Padangsidimpuan City : case study of traders in Sangkumpal Bonang Market Padangsidimpuan
Full text linkThe role of financial inclusion for female MSME entrepreneurs in the Sangkumpal Bonang Market, Padangsidimpuan city is very important because with more and more people having access to financial products and services, it is hoped that the community will be able to improve welfare and economic growth in the region will be more motivated. Moreover, in Padangsidimpuan city there Padangsidimpuan city. The theory in this research is a way to socialize the financial sector, especially to facilitate banking services and financial access for the public. Financial inclusion programs in Indonesia are expected to have a significant impact on disadvantaged communities, including those with low incomes, fringe benefits, minorities or those who do not have a legal identity. This research uses qualitative data in descriptive form. The types and sources of data used in this study are primary data, in which primary data consists of the results of interviews about female MSME entrepreneurs who do not have knowledge of banking services. The results of this study indicate are still many MSMEs who are not familiar with access to banking, both conventional and sharia, especially for female MSMEs who still rarely use banking services, and the purpose of this problem is to find out how big the role of financial inclusion is in making services easier for female entrepreneurs in the Sangkumpal Bonang Market, that some of the female MSME entrepreneurs in the Sangkumpal Bonang Market, Padangsidimpuan city, still do not know how to do banking, but there are some of them who are familiar with but do not have any access to banks because the conditions are too difficult
Determinants of development inequality between regions in North Sumatra Province
Full text linkThe area to be built must be evenly distributed in Indonesia, uneven development causes jealousy and dissatisfaction between regions. based on this will be detrimental to the development that a region wants to achieve. The formulation of the problem in this study is whether there is an influence of economic growth in population and the human development index on development inequality in the province of North Sumatra. The type of research used in this research is quantitative research. The results of the study indicate that the economic growth of the population has an effect on development inequality. While the human development index has no effect on development inequality
Comparative analysis of islamic bank performance based on RGEC and islamicity performance index
Full text linkComparative Analysis of Islamic Bank Performance Based on RGEC and Islamicity Performance Index. The increase in Islamic banking makes Islamic banks must be able to maintain their performance in order to survive. The performance of Islamic banks can be measured using the CAMELS method until 2013, but after the issuance of PBI Number 13/1/PBI/2011 and POJK Number 8/POJK.03/2014 regarding the assessment of the soundness of Islamic banks, Islamic banks used the RGEC method. However, the RGEC method is not able to reveal the social function of a bank. Meanwhile, Islamic banks need a measuring instrument that is able to reveal the social function of the bank. So this research uses the Islamicity Performance Index method. Therefore, the problem in the research is how to compare the performance of PT. Bank Muamalat Indonesia Tbk and PT. Bank Syariah Mandiri Tbk based on RGEC and Islamicity Performance Index. The population in this study is the financial performance report data of PT. Bank Muamalat Indonesia Tbk and PT. Bank Syariah Mandiri Tbk in 2016-2020. The samples in this study are financial ratios, namely NPF, FDR, GCG, ROA, CAR, PSR, ZPR, EDR, IIR, and IsIR. Meanwhile, the data analysis technique used independent sample t-test and Mann Whitney test. The result of this research is the performance of PT. Bank Syariah Mandiri Tbk is better than the performance of PT. Bank Muamalat Indonesia Tbk
Integrasi perencanaan keuangan religiusitas profesional muslim melalui lembaga keuangan syariah di Indonesia
Full text linkBuku ini awalnya adalah hasil penelitian kolaborasi antar Perguruan Tinggi berjudul “Integrasi Perencanaan Keuangan Religiusitas Profesional Muslim Melalui Lembaga Keuangan Syariah di Indonesia”. Buku yang ada di hadapan pembaca ini merupakan hasil Penelitian Kolaborasi 3 Perguruan Tinggi, yaitu Dr. Darwis Harahap, M. Si (Universitas Islam Negeri Syeh Ali Hasan Ahmad Addary Padangsidimpuan), Dr. Sugianto, M. A (Universitas Islam Negeri Sumatera Utara Medan), Yusrizal, S.E., M. Si (Universitas Islam Negeri Sumatera Utara Medan) dan Siska Yuli Anita, M.M (Universitas Islam Negeri Raden Intan Lampung)
Determinants of saving preferences of vegetable traders in islamic financial institutions (study on the market traditional in Kotanopan Subdistrict)
Full text linkLembaga keuangan adalah lembaga yang kegiatan usahanya berkaitan dengan bidang keuangan. Lembaga keuangan syariah merupakan salah satu instrumen yang digunakan untuk mengatur aturan-aturan ekonomi Islam. Lembaga keuangan syariah sebagai bagian dari sistem ekonomi syariah dalam menjalankan bisnis dan usaha tidak terlepas dari saringan syariah. Berkembangnya lembaga keuangan syariah dalam meningkatkan kualitas kegiatan ekonomi pengusaha kecil kebawah dan kecil dengan mendorong kegiatan menabung dan menunjang pembiayaan kegiatan ekonominya dan telah memudahkan masyarakat untuk menggunakan jasa–jasa dari lembaga keuangan syariah dari berbagai kalangan masyarakat yang memiliki usaha mikro terutama pada daerah pasar. Penggunaan lembaga keuangan syariah sebagai alternatif layanan oleh pedagang dengan kemudahan bertransaksi tanpa perlu datang ke lembaga keuangan syariah untuk menabung maupun menarik tabungan. Tujuan Penelitian ini untuk mengetahui apakah terdapat pengaruh faktor sosial dan kualitas pelayanan terhadap preferensi menabung pada lembaga keuangan syariah. Penelitian ini adalah penelitian kuantitatif, dengan menggunakan data primer sebanyak 82 sampel. Teknik pengumpulan data adalah observasi, wawancara dan kuesioner. Teknik analisis data yang digunakan adalah uji validitas, uji reliabilitas, uji normalitas, uji analisis deskriptif, uji asumsi klasik (Uji multikolinearitas dan Uji heteroskedastisitas), uji analisis regresi linear berganda, serta uji ipotesis (R2, Ujif dan Ujit) dengan pengolahan data digunakan melalui program SPSS 22. Hasil hipotesis Uji t menunjukkan bahwa terdapat pengaruh faktor sosial terhadap preferensi menabung pada Lembaga Keuangan Syariah dibuktikan dengan bahwa thitung ≥ ttabel yaitu 1,829 ≥ 1,664 ≤ dan terdapat pengaruh kualitas pelayanan terhadap preferensi menabung pada lembaga keuangan syariah dibuktikan dengan thitung ≥ ttabel yaitu 1,696 ≥ 1,664. Selanjutnya penelitian ini memiliki nilai koefisien determinasi (R2) diperoleh R2 sebesar 0,751 atau (75,1%). Artinya 75,1% variabel independen memengaruhi variabel dependen, sedangkan sisanya sebesar 24,9% dikontribusi oleh variabel lain diluar model penelitian ini
Muslim consumer behavior at halal product in Indonesia
Full text linkIn this study, we will report the results of a more comprehensive and holistic analysis of consumer behavior in Indonesia in eight industrial sectors. This description of Muslim consumer behavior towards halal products in Indonesia is expected to present important and useful information for economic and halal business interests in Indonesia