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Financial Performance Analysis Of Islamic Banks And Conventional Banks: A Comparative Study UNPAB
Full text linkThe financial performance of banking institutions plays a crucial role in ensuring economic stability and growth. This study aims to compare the financial performance of Islamic banks and conventional banks in Indonesia by analysing key financial indica-tors such as profitability, liquidity, solvency, and efficiency. Using financial ratio analy-sis (ROA, ROE, CAR, NPF/NPL, and FDR/LDR), this research examines the differences in financial performance between Islamic and conventional banks over a specific period. The study applies quantitative methods with secondary data collected from financial statements of selected banks. The data is analysed using descriptive statistical methods and comparative analysis. The findings indicate that Islamic banks and conventional banks exhibit significant differences in certain financial ratios. Islamic banks tend to have higher capital adequacy and lower non-performing financing (NPF), indicating stronger financial resilience. However, conventional banks generally have higher profita-bility ratios (ROA & ROE), suggesting greater efficiency in profit generation. This study contributes to the literature by providing insights into the strengths and weaknesses of both banking systems. The results are useful for policymakers, investors, and banking professionals in understanding the financial sustainability and risk profiles of Islamic and conventional banks in Indonesia
A Comparative Analysis of Thermoelectric Generator Type SP1848-27145 SA Using Three Circuit Variations
Full text linkThermoelectric generators (TEGs) are devices that convert heat energy into electrical energy based on the Seebeck effect. This study analyzes the performance of the SP1848-27145 SA thermoelectric generator using three different circuit configurations to determine the most efficient setup for power generation. The research evaluates the voltage, current, power output, and efficiency of each configuration under controlled temperature conditions. The experimental results indicate that different circuit arrangements significantly affect the power output of the thermoelectric generator. The series configuration produced the highest voltage output, while the parallel configuration generated a higher current. The hybrid configuration (a combination of series and parallel) provided a balance between voltage and current, resulting in optimal power efficiency. These findings contribute to the optimization of TEG applications in renewable energy systems, especially in low-power generation scenarios. Further studies could explore heat dissipation techniques and advanced materials to enhance thermoelectric efficiency
Eye Disease Classification Using Convolutional Neural Network (CNN) with Web-based MobileNetV2 Architecture
Full text linkThe high prevalence of preventable eye diseases, such as cataracts, glaucoma, and diabetic retinopathy, emphasizes the importance of accessible and efficient diagnostic solutions. This research aims to develop a web-based eye disease classification system using a lightweight Convolutional Neural Network (CNN) architecture, MobileNetV2, to overcome computational limitations in real-time applications. CRISP-DM methodology is applied, including dataset preparation, transfer learning with MobileNetV2 and VGG16, model evaluation, and implementation using Flask. The dataset from Kaggle consisting of 4,217 eye fundus images with four classes (cataract, glaucoma, diabetic retinopathy, and normal) was divided into 80% training, 10% validation, and 10% testing. Data augmentation and normalization were performed to improve model generalization. The results showed MobileNetV2 achieved the highest accuracy (90.14%) with low computational requirements, outperforming VGG16 (89.66%) and CNN (86.78%). MobileNetV2 displays balanced precision (89-99%), recall (74-96%), and F1-score (81-99%) across all classes, especially excelling in diabetic retinopathy detection. Its efficiency on resource-constrained environments makes it ideal for web integration. The developed Flask-based application allows users to upload images for instant classification, bridging the healthcare access gap. This research proves the effectiveness of MobileNetV2 in combining high accuracy and computational efficiency, offering a scalable solution for early screening of eye diseases, especially in remote areas
Implementation of Position Equalization Policy at the Domestic Policy Strategy Agency of the Ministry of Home Affairs
Full text linkThis thesis discusses the Implementation of the Job Equivalency Policy at the Domestic Policy Strategy Agency of the Ministry of Home Affairs (BSKDN Kemendagri). BSKDN Kemendagri is an Echelon I Work Unit within the Ministry of Home Affairs that is affected by job equivalency in accordance with the regulation of PermenPANRB Number 17 of 2021 concerning the Equivalency of Administrative Positions into Functional Positions. The purpose of this study is to determine the implementation of the job equivalency policy at BSKDN Kemendagri along with the factors inhibiting the implementation and efforts of BSKDN Kemendagri to optimize the implementation of the job equivalency policy. The theory used in this study is the conception of Merilee S. Grindle (1980) which requires the success of a policy to be seen from two dimensions, namely the content of the policy and the context of implementation. The data obtained were analyzed using a descriptive research method with a qualitative approach with data collection techniques, namely interviews, observation, and documentation. The results of the study indicate that the implementation of the job equivalency policy at the BSKDN Kemendagri has generally been carried out well, but is still less than optimal because the hierarchical structural work pattern and organizational culture are still thick with the structural system. The efforts of BSKDN are to disseminate information and encourage the commitment of leaders to participate in the implementation process, so that employees have clear guidance in carrying out tasks under the work culture after the equivalency into functional positions
Implementation of the Development Plan Policy Regional Long-Term Development Plan (RPJPD) Sumedang Regency 2005-2025
Full text linkThis research is motivated by the fact that the implementation of the 2005–2025 Sumedang Regency Long-Term Development Plan (RPJPD) policy as a strategic document for long-term development has not been achieved. The main problems in this research are: (1) how is the implementation of the 2005–2025 Sumedang Regency RPJPD policy, and (2) what are the obstacles faced in its implementation. This research aims to comprehensively describe the process of implementing the RPJPD policy and identify factors inhibiting its implementation for two decades. The method used in this research is a qualitative method (quasi-qualitative) with a case study approach. Data collection techniques were carried out through semi-structured interviews with various key informants, consisting of elements of the Regional Head/Deputy Regional Head, DPRD, bureaucracy, community leaders, and supporting documentation. Data were analyzed thematically using the Miles and Huberman interactive model. The results of the study indicate that the implementation of the Sumedang Regency RPJPD has not been fully implemented substantially. This policy tends to be a formality document without adequate supervision and evaluation. The major obstacles are the large influence of regional heads, limited human resource capacity, minimal cross-agency coordination, and the absence of an evaluation system and integration of planning documents. The conclusion of the study shows that the success of the implementation of the RPJPD is greatly influenced by political commitment, institutional systems, and sustainability between periods. Therefore, the main suggestion is the need for an integrated regional planning system reform, strengthening the role of Bappeda, determining a special RPJPD supervisor, and periodic evaluation based on indicators
The Effect of Financial Management Comprehension, Financial Accounting System, and Internal Supervision on Financial Report Performance Province Government of North Sumatra
Full text linkThe increasing demands of society for good governance have encouraged the central government and local governments to implement public accountability. In order to realize good governance, local governments must continue to make efforts to improve transparency and accountability in regional financial management. This study aims to determine whetherunderstanding of financial management, financial accounting systems and internal supervisors have a simultaneous effect on the financial statements of the North Sumatra Provincial Government. The type of research used is by using a quantitative method assisted by SPSS 23. The population and sample in this study were 60 Civil Servants in the North Sumatra Provincial Government and questionnaires were distributed according to the number of samples that had been determined. This study found that there was a positive and significant relationship between Understanding of Financial Management and Financial Report Performance, the Financial Accounting System had a positive and statistically significant effect on Financial Report Performance, Internal Supervision had a negative and statistically significant relationship on Financial Report Performance that excessive or inefficient internal supervision also has the potential to inhibit flexibility and innovation, which in turn can affect financial performance
The Impact of E-Procurement Implementation, Procurement Officer Competency, And Internal Supervision on Execution of Goods and Services Procurement: a Case Study of the Provincial Government of North Sumatra
Full text linkThis study aims to analyze the effect of E-Procurement Implementation, Procurement Officer Competence, and Internal Supervision on the Implementation of Procurement of Goods and Services in the North Sumatra Provincial Government. Using a quantitative approach with regression analysis, the study found that E-Procurement has a positive and statistically significant effect on increasing the effectiveness of procurement implementation, in line with the principles of good governance. Procurement Officer Competence shows a positive direction of influence on procurement implementation, although it is not statistically significant in this model. Interestingly, Internal Supervision shows a significant negative correlation with the effectiveness of procurement implementation, indicating that excessive supervision intensity has the potential to hinder the efficiency and effectiveness of the procurement process. This finding contradicts conventional expectations and suggests the need for a critical evaluation of the implementation of the supervision mechanism. The implications of this study highlight the importance of optimizing the E-Procurement system and reviewing the effectiveness of the internal supervision mechanism in the context of implementing procurement of goods and services in the North Sumatra Provincial Government
Analysis of the Performance Evaluation Study of Generator Excitation Unit in Atik Bakery Factory
Full text linkAtik Bakery uses a power generation system to meet its operational energy needs, one of which comes from a generator unit that plays an important role in maintaining a stable power supply. One of the key components in generator operation is the excitation system that functions to regulate the generator output voltage. This study aims to evaluate the performance of the generator unit excitation system at Atik Bakery, by analyzing efficiency, voltage stability, and response to changes in load. The methods used include measuring the generator output voltage at various load conditions, as well as monitoring the parameters of the excitation system using measuring devices and data analysis. The results of the study indicate that the generator unit excitation system can maintain a stable output voltage under normal load conditions, but there is a decrease in performance at higher loads, which can affect the quality of power supply to the factory. This evaluation provides a basis for efforts to improve and enhance the performance of the excitation system to improve operational efficiency and stability at Atik Bakery
Development Strategy Of Tourism Objects In Thousand Islands Of Jakarta Special Region Province
Full text linkThis research is motivated by the lack of development of tourist attractions on the island of profit Java in the Thousand Islands Administrative Regency. The purpose of the study was to analyze and find out the strategy of the Thousand Islands Administrative Regency Tourism and Creative Economy Service Tribe in Developing Java Island Tourism Objects. Then using descriptive qualitative methods. The data sources used are primary data and secondary data. Data collection techniques through observation, interviews and documentation. The results of this study indicate that the development of tourist attractions by the Tourism and Creative Economy Office Tribe in the Thousand Islands Administrative Regency when viewed from the theory used, namely the theory of tourism development from Ketut Suwena & Gusti, on indicators Attractions have not gone well, facilities and accessibility are quite adequate, then also in developing services and additions are not maximally carried out by the Thousand Islands Administrative Regency Tourism and Creative Economy Office Tribe. The influencing factors consist of internal factors and external factors which are then continued by determining the strategies that should be carried out for success based on SWOT analysis obtained strategic issues, among others: Optimizing cooperation with third parties in the development of tourist attractions of Untung Java, optimizing the functions and programs of the Tourism and Creative Economy Service Unit in the development of tourist attractions on the island of Untung Java, increasing the use of technology in promoting and providing tourism information. And improve supporting infrastructure on the tourist attraction of the island of Untung Jawa which is managed by the government
Analysis of Coal Feeder Motor Performance Under the Influence of Frequency Fluctuations at PLTU Pangkalan Susu
Full text linkThe coal feeder motor is a three-phase induction motor whose speed is regulated by the Variable Speed Drive (VSD). The coal feeder motor functions as a medium for distributing coal fuel to the combustion chamber in the boiler which aims for the combustion process in heating water on the pipe wall (wall tube) which will be used as steam to drive the turbine. Before supplying coal, first pay attention to the amount of coal entering the coal feeder, because it will affect the coal flow and motor performance. The more coal that enters the coal feeder, the greater the coal flow, just as the high speed of the motor will increase the flow of coal entering the furnace. From the research results, the calculation of the change in motor speed to the torque of the coal feeder motor at a speed of 115.2 rpm obtained a torque of 7.88 Nm, at a speed of 144 rpm obtained a torque of 6.68 Nm, at a speed of 230.4 rpm obtained a torque of 5.33 Nm and at a speed of 288 rpm obtained a torque of 4.48 Nm%. at a speed of 115.2 rpm an efficiency of 31.05% was obtained, at a speed of 144 rpm an efficiency of 29.55% was obtained