Jurnal Keberlanjutan (Journal of Sustainability)
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    Determinants of Interest in Using E-Library of Ganesha University of Education Students

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    This study aims to examine the effect of performance expectancy, effort expectancy, social influence, facilitating conditions, hedonic motivation, price value, and habit on the intention to use the E-Library by Ganesha University of Education students. The research method used is quantitative research. The population of this research is the students of Ganesha University of Education. Determination of the sample using the non probability sampling method, with the purposive sampling technique, where the sample is determined by selecting students who come to the library and students who have used the E-Library. The data in this study used a questionnaire as a data collection instrument consisting of 28 (twenty-eight) question items. The data were tested using SPSS version 20. The results showed that: performance expectancy, effort expectancy, social influence, facilitating conditions, hedonic motivation, price value and habit have a positive and significant effect on the interest in using the E-Library by students of the Ganesha University of Education. Therefore, the indicators for each variable can be used as a reference in the development of the E-Library by the Ganesha University of Education Library so that students' interest in using the E-Library will increase

    Determining the Performance of Maqhasid of General Islamic Banks in Indonesia

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    This study aims to discuss the determinants of Maqashid Syariah performance using ROA, NPF, CAR, and ICG as independent variables. This study uses an associative quantitative approach. The data used are secondary data, namely, financial report data from Islamic Commercial Banks from 2019 to 2023. The population used in this study is BUS in Indonesia registered with the Financial Services Authority (OJK) during the 2019-2023 period. The sampling technique used was a purposive sampling method. The data obtained are annual reports of 7 Islamic commercial banks and 35 data for 5 consecutive years. The results of the study state that ROA has no significant effect on Maqashid Syariah performance, NPF has a significant negative effect on Maqashid Syariah performance, and CAR and ROA have a significant positive effect on Maqashid Syariah performance in Islamic commercial banks in Indonesia. Based on the research results, there are several implications, namely: (1) Islamic Commercial Banks must improve their financing schemes with profit-sharing patterns that are most in accordance with Sharia, do not use profit-sharing patterns that are similar to usury or other terms, and margin. This refers to the significant results of the performance of Islamic Commercial Banks in relation to upholding justice; (2) The performance of maqhasid sharia is influenced by ICG. Therefore, Islamic Commercial Banks need to improve Islamic governance as a form of capital and spiritual accountability to society and Allah SWT to develop business in an Islamic manner

    The Influence of Financial Literacy, Family Environment, and Lifestyle on Financial Management of Economic Education Students

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    This study aims to analyze the influence of financial literacy, family environment, and lifestyle on students' financial management. This study used a quantitative approach with a causal associative design. The population in this study was all active students of the Economics Education Study Program, Surabaya State University, graduating in 2021–2023, totaling 377 people. A sample of 194 students was obtained using a proportionate stratified random sampling technique based on year of enrollment. The research instrument was a questionnaire, and the data were analyzed using multiple linear regression. The results showed that partially, family environment and lifestyle significantly influenced students' financial management, while financial literacy did not. This study concluded that simultaneously, financial literacy, family environment, and lifestyle significantly influenced students' financial management. However, partially, only the family environment and lifestyle had a significant effect, while financial literacy had no significant effect. Lifestyle was the most dominant factor influencing how students manage their finances. Simultaneously, all three variables significantly influenced financial management, with lifestyle being the dominant variable

    The Influence of Lifestyle, Income and Financial literacy on Individual financial Decision Making: Case Study of the Faculty of Economics and Business Students, Tadulako University

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    This research aims to analyze the influence of lifestyle, income and financial literacy on individual decision making and financial behavior, with a case study at the Faculty of Economics and Business, Tadulako University. Making good financial decisions is critical to an individual's well-being, but often these decisions are influenced by social factors such as the opinions of others, trends, or environmental pressures. This research uses a quantitative approach with a survey method, where data is collected through questionnaires distributed to students at the Faculty of Economics and Business, Tadulako University. environmen

    Analysis of the Impact of Limited Infrastructure on Tourism Development in East Nusa Tenggara (NTT

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    East Nusa Tenggara (NTT) has tremendous tourism potential, ranging from stunning natural beauty to rich cultural diversity. However, this potential has not been optimally utilized, partly due to infrastructure limitations. This paper analyzes how infrastructure limitations, such as transportation accessibility, accommodation availability, and other supporting infrastructure, hinder tourism development in NTT. This study employs a qualitative approach using literature review and secondary data analysis to identify the significant impacts of infrastructure limitations on tourism sector growth, local community income, and environmental conservation. The findings reveal that infrastructure limitations significantly hinder NTT's competitiveness as a tourist destination, limit economic opportunities for local communities, and pose a risk of environmental damage if not managed properly. This paper also offers policy recommendations to address these issues, including strategic infrastructure investment, public- private partnerships, and sustainable tourism development

    The Influence of Education and Economic Growth on Income Inequality in Indonesia

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    The purpose of this study is to examine and analyze the influence of education and economic growth on income inequality in Indonesia partially and simultaneously. The type of research is associative with the object of research being Indonesia. The type of research data is time series data for the period 1961 - 2023, collected from the World Bank. Data collection techniques are carried out using documentation techniques. The dependent variable is income inequality, namely income inequality refers to differences in income received by individuals or groups in a society, where some groups may have much higher incomes than others. The first independent variable is education, namely the level of education measured in percent. The second variable is economic growth, namely the level of economic growth measured in percent. The data analysis technique uses multiple regression

    The Influence of Brand Image on Purchasing Decisions at Lazada Among Management Students at Universitas Insan Pembangunan Indonesia

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    This study aims to determine the effect of brand image on purchasing decisions on the Lazada e-commerce platform. The study was conducted on 8th semester Management students at Universitas Insan Pembangunan Indonesia who actively use the Lazada application. The research method used was quantitative with purposive sampling, involving 100 respondents. Data was collected through a closed questionnaire and analyzed using SPSS 26. The results of the study indicate that brand image significantly influences purchasing decisions, with a t-value of 4.273 > t-table 1.984 and significance of 0.000 < 0.05. The coefficient of determination (R²) is 0.203, meaning that brand image contributes 20.3% to purchasing decisions

    The Influence of the Program “Damai Indonesiaku” on Tvone on Religious Tolerance Among the People of Depok City

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    This research contains information about the broadcast of television programs containing religious messages about tolerance, religious harmony, and religious cultural values has an important role in shaping the congregation behavior. This study uses SOR Theory, Syringe Theory, Cultivation Theory, Da'wah Communication Theory, and Media Effects Theory. The aim of this study is to examine the influence of da'wah strategies on various important variables, namely: da'wah strategies, the acceptance of messages, congregation behavior, level of religiosity, and religious tolerance. This study specifically analyzes: The direct influence of da'wah strategies on religious tolerance, The influence of da'wah strategies on the acceptance of messages, The influence of da'wah strategies on congregation behavior, The influence of da'wah strategies on the level of religiosity, The influence of the acceptance of messages on religious tolerance, The influence of the acceptance of messages on congregation behavior, The influence of the acceptance of messages on the level of religiosity, The influence of congregation behavior on the level of religiosity, The influence of congregation behavior on religious tolerance, The influence of level of religiosity on religious tolerance. This study uses a quantitative approach with a survey method. The data was collected by distributing questionnaires to 100 respondents determined using the Yamane formula. The results of the study show that the da'wah strategy does not directly increase religious tolerance, but can influence the acceptance of messages and the congregation behavior.&nbsp

    Differences in Financial Behavior of MSME Vendors Before and After the Establishment of Teras Malioboro

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    The relocation of street vendors (PKL) to Teras Malioboro is a Yogyakarta City Government policy aimed at developing the Malioboro area as a leading tourist destination. This policy has created new dynamics in the economic activities of MSME vendors. The change in trading location is suspected to have led to changes in the financial behavior, financial attitudes, financial well-being, and use of financial technology among MSME vendors in Malioboro for the sustainability of their businesses. This study aims to determine whether there are differences in financial behavior, financial attitudes, financial well-being, and use of financial technology among MSME vendors before and after the establishment of Teras Malioboro. This study is a comparative study with a quantitative approach, using primary data obtained through questionnaires from 90 relocated MSME vendors in Teras Malioboro 1. Data analysis was conducted using a paired-sample t-test. This study revealed significant differences in the financial behavior, financial attitudes, financial well-being, and use of financial technology among MSME vendors in Malioboro before and after the establishment of Teras Malioboro. The relocation of MSME traders in Malioboro resulted in significant negative changes in their financial behavior, attitudes, and well-being. Conversely, MSME traders' use of financial technology experienced positive changes after the relocation

    The Influence of Content Strategy on Increasing Engagement on The Instagram Account @lionparcel_solo

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    The advancement of digital technology has driven significant changes in communication and marketing strategies, including the use of social media as a primary channel for interaction between companies and their audiences. Instagram has become one of the most effective platforms for fostering closeness and enhancing user engagement. This study aims to examine the influence of content strategy on engagement on the Instagram account @lionparcel_solo, which serves as a promotional and communication medium for courier service offerings. This research employs a quantitative method by distributing questionnaires to 100 respondents who are active followers of the account. The content strategy variable is measured through visual quality, posting consistency, presentation creativity, message relevance, and content interactivity. Meanwhile, engagement is assessed based on likes, comments, shares, saves, views/reach, and direct participation. The analysis results indicate that content strategy has a positive and significant effect on engagement. The coefficient of determination shows that the quality of the implemented content strategy can explain a substantial portion of the variation in engagement. These findings emphasize the importance of consistent, relevant, and appealing content planning and management in increasing audience engagement and supporting the effectiveness of digital marketing communications on the @lionparcel_solo account

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    Jurnal Keberlanjutan (Journal of Sustainability)
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