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Seasonal migrants and quality of life: Sugarcane cutter migrants at destination and source
Evaluation of Weather Index Insurance as an Adaptation Strategy to Mitigate Climate Risks in Agriculture
Household health spending in India: A comparative study of demographically advanced and transitive States
Differential financing for untied funds under National Rural Health Mission: An evidence based approach
Strategies for Increasing Agriculture Insurance Penetration in India
A review of the development of crop insurances in India show crop insurances has achieved a penetration of about 25 per cent among the approximately 12.5 million farmers in India. While this figure is impressive considering that the NAIS was introduced in 1983, much remains to be achieved. Of the 12.5 million farmers, about five million farmers are loanees and of these about 2.5 million are insured. This paper suggests that the remaining 10 million can easily be covered provided the funds that are periodically spent on agricultural debt waivers are routed through the India’s crop insurance mechanism. By doing this not only the debt waiver funds will be uniformly spend among all farmers but such disbursement will enhanced the creditworthiness of farmers and help to enhance the flow of organized credit to agriculture. The paper has also suggested same technological interventions to trigger partial claim payments to farmers immediately after the cropping season