Entrepreneurship Review
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Financial Literacy and Women Entrepreneurs’ Performance in Lagos State, Nigeria
Get PDFPurpose: The study seeks to examine the influence of financial literacy on women entrepreneurs’ performance with particular reference to Lagos State, Nigeria.
Methods: A survey research design was employed for this study and a judgmental sampling technique was used to select 250 women entrepreneurs engaging in trading, teaching, fashion design, and agro-allied businesses. Mean, frequency, simple percentage, and least square method of estimation were used to analyze the data.
Results: The study establishes that financial literacy is a major determinant of women entrepreneurs’ performance.
Implications: The implication of this study is that if women entrepreneurs are equipped with an array of financial skills on income statement preparation, cash flow statement and cash budget preparation, the opening of a separate account for business, bookkeeping, internal control on cash, and daily cash reconciliation, they will be able to expand their businesses
A Survey of Entrepreneurship Education at University level in Bangladesh
No full textPurpose: The study attempts to evaluate the Entrepreneurship Development course(s) offered at the undergraduate level in different public and private universities in Bangladesh in terms of their objectives and contribution in developing traits, skills, and knowledge among the students.
Methods: This is a descriptive study based on a questionnaire survey. Data were collected from the faculty members who were teaching or taught entrepreneurship courses at the undergraduate level (BBA). A total of 58 respondents, 16 from Public Universities, and 42 Private Universities filled up the questionnaire properly and used for data analysis. The questionnaire was developed based on the Entrepreneurship Education Model (Azim & AlKahtani 2015).
Results: It is found that as a whole the courses are offered with a medium level of effectiveness with the mean score of 2.36 on the scale of 4. It is also observed that the Entrepreneurship courses offered at various academic Levels in Bangladesh are run with the aim of teaching ‘about’ entrepreneurship rather than to ‘create entrepreneurs’ in the true sense of the term.
Implications: The research has inevitable implications for faculty members and universities as regards the content, facilitation, and overall management of the course. These are discussed in the article
Business Stripped Bare: Adventures of a Global Entrepreneur
No full textThis note attempts to review, \u27Business Stripped Bare: Adventures of a Global Entrepreneur\u27 written by Richard Branson, the legendary entrepreneur and the owner of the Vergin Group. It is an ideal business book; a book that is easy to read, distinct, practical, credible, insightful, and provides a great reading experience. It has a number of strengths. Throughout the book he uses stories to illustrate his points. Richard avoids the situation that other business books fall into - using big words and leaving the reader in confusion about what they are actually talking about. He writes it in plain language and makes the readers follow him easily. The way he explains the general ideas of people, innovation, brand, etc (the usual business terms) through his experience is unlike those typical business books that confound the readers with figures, theories, graphs, models, metaphors, and so forth
Characteristics and Determinants of New Start-ups in Gujarat, India
No full textPurpose: This study examines the relationship of socio-economic characteristics of start-ups with their size in Gujarat, India. It also assesses the determinants affecting the annual sale of start-ups.
Methods: It includes primary information based on a survey of 120 founders of start-ups. Linear and semi-log linear regression models have been applied to assess the determinants of start-ups. Probit regression models have been considered to assess the factors affecting the annual sale of the start-ups.
Results: Stage of start-up, the participation of founders in conferences, educational qualification, and new products launched by start-ups, professional connections of founders, source of funding, and support from incubator/accelerator/supporting organizations are found crucial determinants of start-up size in Gujarat. The annual sales of the start-ups are positively associated with stage of start-up, support from a mentor, team members, founder\u27s academic qualification, and collaboration with national or international organizations, unskilled workers.
Implications: Technology transfer and commercialization, development of new products, government regulations, the requirement of costumers, free rights for entrepreneurs, appropriate financial support for new entrepreneurs, transparency and clarity in government policies, the establishment of high-tech start-ups, and development of digital infrastructure, increase in R&D spending in research academia, and association of research institutions with entrepreneurs would be conducive to create an appropriate start-ups ecosystem and to reduce regional development disparities across Indian states. Subsequently, it would be helpful to increase sustainable development in India.
Originality: This study has used primary information of 120 founders of start-ups to assess the determinants, and the factors affecting annual sales of start-ups using the regression model in, Gujrat, India. Thus, it has an empirical contribution to the body of knowledge.
Limitations: This study could not provide rational justifications on most factors that show an insignificant impact on start-ups due to the small sample size. Further research, therefore, may be considered to identify the association of start-up size with the variables using a large sample size in India.
 
FinTech and Micro, Small and Medium Enterprises Development: Special Reference to Indonesia
No full textoai:ojs.pkp.sfu.ca:article/76Purpose: The ease of service provided by FinTech enables Micro, Small and Medium Enterprises (MSMEs) to run business operations to overcome problems such as capital and financial convenience. This study will describe the loan and payment services by using FinTech as a solution to the survival and growth of MSMEs in Indonesia.
Method: To make it easier, we combine descriptive and qualitative research methods to explore the problem, research objectives, and affirmation of conclusions.
Results: The study has illustrated how the service of financial technology works for the survival of MSMEs. There are two facilities offered by FinTech for MSMEs in Indonesia, i.e ease in obtaining loans and ease of conducting business transactions. It adds to the opportunity for business people who use FinTech in the process of financial transactions with consumers because it can increase people\u27s purchasing power for MSMEs products.
Implications: In payment transactions, FinTech offers convenience, innovation, security, cost-effective, and speeder transections for both sellers and buyers related to MSMEs
A Survey of Entrepreneurship Education at University level in Bangladesh
Get PDFPurpose: The study attempts to evaluate the Entrepreneurship Development course(s) offered at the undergraduate level in different public and private universities in Bangladesh in terms of their objectives and contribution in developing traits, skills, and knowledge among the students.
Methods: This is a descriptive study based on a questionnaire survey. Data were collected from the faculty members who were teaching or taught entrepreneurship courses at the undergraduate level (BBA). A total of 58 respondents, 16 from Public Universities, and 42 Private Universities filled up the questionnaire properly and used for data analysis. The questionnaire was developed based on the Entrepreneurship Education Model (Azim & AlKahtani 2015).
Results: It is found that as a whole the courses are offered with a medium level of effectiveness with the mean score of 2.36 on the scale of 4. It is also observed that the Entrepreneurship courses offered at various academic Levels in Bangladesh are run with the aim of teaching ‘about’ entrepreneurship rather than to ‘create entrepreneurs’ in the true sense of the term.
Implications: The research has inevitable implications for faculty members and universities as regards the content, facilitation, and overall management of the course. These are discussed in the article