IUB Journals (Islamia University of Bahawalpur)
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Revolutionizing Islamic Finance: The Impact of Islamic Banks on Car Ijarah Financing in Pakistan
Get PDFPakistan is one of the countries that has contributed significantly to Islamic Banking and Finance growth. During the past few years, the Islamic financial sector has experienced significant growth, with an annual growth rate of over 31%. Currently, Pakistan's Islamic banking sector holds almost 11% of market share (SBP: Strategic Strategy for Islamic Banking Sector of Pakistan 2019-2023). The most popular form of Islamic financing is Car Ijarah financing, which accounted for 8.6% of overall financing from the beginning of the year until December 2022 (SPB-IBB-Dec 2022). Pakistan had five full-fledged Islamic banks as of December 31, 2022, as well as 561 Islamic financial divisions in conventional banks (Islamic Banking Strategy and Guidelines Division, SBP). This study analyzes the development of Ijarah financing. Thus, for their contextual research, experts selected Meezan Bank, the largest Islamic bank in the world. An independent variable is Car Ijarah Security Deposit (CISD), Car Ijarah Charities (CJC), Car Ijarah Inventories (CII), while a dependent variable is Net Car Ijarah Financing (NCJF). During the extended period from (2019–2023), data are derived from Islamic banks' financial statements (secondary source). As a result, each coefficient's size is indicated. Using the coefficients, Meezan Bank's net Ijarah financing was estimated. Meezan Bank's size had a significant impact on its net Ijarah financing, suggesting that it had a substantial impact on the bank's success
Prevalence of adhesive capsulitis in non-diabetic participants within age 50-70 years in Multan
Get PDFAdhesive capsulitis includes stiffness and limitation at the shoulder joint. It is also called a frozen shoulder. Adhesive capsulitis is an inflammatory painful condition that causes a decrease in the range of motion of the joint. The healing process of a frozen shoulder takes up to two to three years most of the time.To see the prevalence of adhesive capsulitis in non-diabetic participants aged 50-70 years in Multan. Material and methods: A cross-sectional descriptive(observational) study was conducted using a self-made questionnaire. The study population was housing societies, data was collected from 278 participants from both genders, and data were analyzed through SPSS version 25. This current study showed that out of all participants, 32.01% older population were having adhesive capsulitis. The prevalence of adhesive capsulitis in non-diabetics among the older population was high
Comparison of aerobic exercises and abdominal fascia releasing technique in primary dysmennorhea
Get PDFThe study was to compare and to know the effects of aerobic exercises and abdominal fascia releasing technique to help woman choosing the best treatment between aerobics and abdominal fascia releasing technique. Background: Menstruation has a broad relevance for women in terms of biological, cultural, social, and personal factors. Menstruation-related taboos, which are prevalent in many civilizations, have an impact on girls' and women's emotional well-being, attitude, way of life, and, most significantly, health. Primary dysmenorrhea is characterized by spasmodic cramping pain in the lower abdomen that can extend to the lower back and anterior or inner thighs. Aims and Objectives: purpose of study was to investigate the effect of abdominal fascia release technique and aerobic exercises on menstrual cramps. Material and Methods: A quasi experimental research was conducted on virgin females suffering from primary dysmennorhea. The sample size of 50 was taken. The data was collected using convenient sampling. The duration of study was 2 months. WALIDD score and NPRS was used to collect the data. Results: Significance effects of both treatments using NPRS with T value 11.726 at p-value .001. A significance effect was founded between treatment using WLID with t value .003 and significance value .003. at the end it is observed that mean value of group A (aerobics)had less scale value as compared to group B(abdominal fascia release technique) so A effect is better than B. Conclusion: Primary dysmenorrhea was very common among young females. In this study we compared aerobic exercises effect with abdominal fascia releasing technique in relieving primary dysmenorrhea. Results of the study showed that aerobic exercises played a best role in relieving primary dysmenorrhea. Whereas abdominal fascia releasing technique showed minor effect in few females. So, aerobic exercises are better than abdominal fascia releasing technique in primary dysmenorrhea.
significance effect was founded between treatment using WLID with t value .003 and significance value .003. at the end it is observed that mean value of group A (aerobics)had less scale value as compared to group B(abdominal fascia release technique) so A effect is better than B. CONCLUSION: Primary dysmenorrhea was very common among young females. In this study we compared aerobic exercises effect with abdominal fascia releasing technique in relieving primary dysmenorrhea. Results of the study showed that aerobic exercises played a best role in relieving primary dysmenorrhea.Whereas abdominal fascia releasing technique showed minor effect in few females. So, aerobic exercises are better than abdominal fascia releasing technique in primary dysmenorrhea
Introduction, Types and Legal Status of Qiraat e Shaazah
Get PDFAbstract:
Qiraat E Qur'an is the basic and important source of all knowledge. The reference and source of authentic Qiraat is divine revelation. The knowledge of Qiraat is not ijtihad, but it is proven by listening and copying. Ijtihad and opinion do not interfere in it. The Qiraats that are being recited today are part of the seven letters that were revealed to the Messenger of Allah. It can be recited in prayer. Apart from these, all other Qiraats are Shaazah. Whether Qiraat is Mutawatarah or Shaazah, Qiraat is an important part and axis of all sciences. Qiraat plays an important role in all Arabic sciences. Qiraat E Shaazah is unique and separate from Qiraat E Mutawatarah in terms of ritual. Qiraat E Shaazah is applied to all the recitations that are other than the Mutawatara, whether they are proven by an authentic chain of transmission or a weak chain of transmission. In order to save the Ummah from the danger of going astray, the Islamic scholars started recitations in the light of the Shariah texts. Since then they have established the principles on the basis of which they separated Qiraat E Shaazah from Qiraat E Mutawatirah forever. All the scholars of the Ummah agree that Qiraat is not the Qur'an.
Recitation of Shazah is rejected, it is forbidden to include them in the Mushaf. Recitation of Qirat Shazah in prayer will invalidate the prayer in any case, it will be necessary to repeat it, whether it is recited as a dhikr or as a narration. However, if a person recites Qiraat Shaazah as a dhikr after the prayer, then the prayer will not be invalid. Since the recitations are not from the Holy Qur'an, their recitation in prayer is forbidden. Whoever will knowingly insist on reciting them, Ameer ul Momineen must prevent him in every possible way.
An Analytical Study of Averroes’ Thoughts about Jurisprudence and Knowledge: ابن رشد کےفقہی و علمی افکار کا تجزیاتی مطالعہ
No full textIslam encourages knowledge. The early revelation of Almighty on his Last Prophet (PBUH) was about it. Prophet Muhammad told that Allah, the Exalted, bestows jurisprudence on whomsoever He intends good. Averroes (1126 - 1198), a great Muslim Scholasr, desired that Muslim Scholarship should continue research in every field. Muslim World knows him as a great jurist through his comparative study of jurists. He is having the position of the Great Imam in Islamic Jurisprudence. Like other jurists, he had liberal comprehension of the revealed text and he guided the students in adopting the virtues of independent reasoning, Ijtihad, by an Islamic law expert. He searched in every school of thought, noted their rules and examined them comparatively. As a theologian, he was closed to the Hanbali School and liked literal meanings of the text for common people. He was in favor of struggle, Jihad, toward righteousness for the rule of Shari’a. He was against the usuary and liked interest free economy obeying the Lord’s order. He was also in favor of women and minorities’ rights according to the Shari'a. He tried his best for the educational reforms. He was so balanced that he did not underestimate the value of any academic field. He presented his work using the high standards of research methodology
The Methodology and Approach of Allāma Ibn Battāl in Deriving and Deducing from Ahadith-e-Ahkām: احادیثِ احکام سے استدلال و استنباط میں علامہ ابن بطالؒ کا منہج واسلوب
No full textAllama Ibn Battal was great and virtuous religious scholar of the fifth century Hijri. Hafiz Ibn Hajar used Sahih Bukhari's "Sharh Ibn Batal" in his famous Sharh "Fath al-Bari". The main topic of "Sharh Ibn Battal" is interpretation and explanation of hadith rules. Allama Ibn Batal seems to be discussing the jurisprudential aspect of blessed hadiths in his shareh by adopting different methods and methods. In the following pages, the method of Allama Ibn Battal regarding the interpretation and explanation of the hadith rulings has been discussed۔ And in the interpretation and explanation of hadiths, in what manner do they present jurisprudential issues and debates?
Shariah order to the bay’al’ murabaha lil’amiri bi’shira; a review of the arguments of those who say it is not permissible and those who say it is permissible
No full textAllah Almighty has created man on the basis of good nature and his true happiness is found only in natural things. He is generally pleased in two ways. One by fulfilling his need and the other by fulfilling his desire. Sometimes this need and desire is fulfilled by spiritual things, for example, when someone smiles or speaks well, he gets pleasure and sometimes by real things, for example, when he gets a nice car or a house, etc.There are many means to satisfy needs and desires, but the most important and effective means is wealth. And then the Islamic law also does not forbid a person from fulfilling his needs and desires, but guides him to fulfill his needs and desires in natural and legitimate ways so that the nature of his happiness is to be real and useful. But nowadays, many people are unable to fulfill their basic needs due to lack of wealth, even if they fulfill their desires. However, even though he does not have wealth or lacks it, Islamic Shari'ah has guided man in this situation on many natural ways by which he can fulfill his needs and desires. Among them, one of the methods of financial transactions is Bay' al-Murabaha, the contemporary form of which is Bay' al-Murabaha Lil-A’mir Bi’shirah. It is a financial transaction, in which a financially weak person (A'mir) asks another wealthy person or party (Mamor) to buy the desired item in order to get what he needs. And then he promises to buy that item on loan from him at a higher price. In this way, where his need is fulfilled in time, others also get financial benefit. There is no artificiality and affectation in this transaction and it is actually a legitimate alternative to profit on debt. But there is one aspect in it that some scholars and jurists have reservations about it because of the promise made by the A'mir, it causes problems from the Shari'a point of view. Foremost among them is the encroachment of rights and the second is to transact something that does not exist at the moment. What is the status of these problems in this transaction? Do they change the order of this transaction? The review of these considerations is being presented in this scholarly discussion so that the Shariah order of this pledge can be clarified in the true sense
Youth’s Training for Defending the Desecration of Religious Sacraments in the light of Islam
Get PDFHuman society philosophically based on values, values get their shapes from their ideology. The physical factory of implementation of these values is human being’s society. Though this creature has mind to think and needs direction to spend successful life, this requirement drives intellectuals to set standard of life for all type of peoples specially youth (having full energy to perform) of all type of society. Different mind sets (materialistic, religious, spiritual, and social) seeks their instructions from different sources and leave unique effects on society. Peace and pugnacity are the result of those instructions which the new generation seeks from their religious and educational icons and systems. Religion studies and sacraments have huge impacts on all type of societies’ ins and outs, equally sacred and equally honorable, whenever these are treated with sanctity, flames burned the society with depth.is it? ‘’formula of interfaith harmony’’ could be able to prepare our youth officially in advance for handling the crucial situation of religious sacraments’ sanctity and promoting the peaceful world
المسجد من حیث کونه معھدا تعلیمیا وتربویا فی ضوء السیرة النبویة: The Mosque in Terms of It Being an Educational and Pedagogical Institute in the Light of Al-Sirah Al-Nabaviah
No full textThis research investigates the mosque's role as an educational and pedagogical institution, emphasizing its historical and contemporary significance within Islamic societies. Traditionally, mosques have served dual functions as places of worship and centers for learning. The study traces the evolution of the mosque's educational role from the early Islamic period, noting the establishment of madrasahs and the incorporation of diverse subjects such as theology, philosophy, astronomy, and medicine. It also examines the methodologies employed in these educational activities, including oral transmission, memorization, and debate. By analyzing a range of historical and contemporary case studies, the research demonstrates how mosques have adapted to changing educational needs over time. For instance, in the medieval period, mosques were pivotal in the development of higher education and the intellectual life of the Islamic world. In contemporary settings, many mosques have expanded their educational offerings to include modern subjects and vocational training, addressing the needs of their communities in a rapidly changing world. The study highlights the mosque's unique capacity to foster community cohesion through education, serving as a hub for lifelong learning and social development. The findings suggest that by integrating traditional religious teachings with modern educational practices, mosques can continue to play a critical role in the holistic development of individuals and communities. This research underscores the importance of supporting and revitalizing the educational functions of mosques to enhance their contribution to contemporary society
Huliya Mubarak: research review of the Ghazal al-Ghazlat of the Bible and the books of Hadiths
Get PDFProphet Muhammad (PBUH) has been mentioned a lot in previous heavenly books and the Qur'an has also stated this claim with great emphasis that the People of the revealed religions recognize him (PBUH) as one recognizes his sons. The earlier heavenly books neither exist today in their original condition nor in their original language. Despite this, the Bible still mentions the Prophet (PBUH) in different words, and many of his admirable qualities and elegance are alive in the Bible. In this article, the elegance of the Holy Prophet (PBUH) has been reviewed in the light of the books of Hadith and the book of Ghazal al-Ghazlat of the Bible, and then drawn the following conclusions: The mention of Prophet Muhammad (PBUH) is present in previous heavenly books. His great attributes and prominent character are still alive in the Bible. He was mentioned by name in the book Ghazal al-Ghazlat of the Bible. In the book Ghazal-ul-Ghazalat of the Bible, the attributes of the beloved of Hazrat Sulaiman are proven on the Prophet (PBUH). The elegance of Prophet (PBUH) is the same in previous revealed books and books of hadiths. The personality which is described in the book Ghazal-ul-Ghazlat is far from conceivable to be anyone other than Muhammad (PBUH). He (PBUH) possessed moral and prophetic virtues as well as marvelous character