Jurnal Ilmiah IKOPIN (E-Journals)
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Konsep Rahn Dan Implementasinya Di Indonesia
Full text linkAl-Quran and al hadith are the main sources of teaching for Muslims in navigating life in this world, therefore we as Muslims are very important to study and study and even study comprehensively and not partially as well as the theme of the paper which will be discussed this time, namely Regarding Ar-rahn as one of the rules in ber Muamalah, there are a lot of lessons that we will get from the existence of this Ar-rahn rule or pawning in muamalah, one of which is to strengthen trust between fellow business actors as well as people who are entangled with urgent economic conditions or lack of funds and for the sake of their survival, it is very important to comprehensively study the interpretation and hadith about Arrahn
Pengaruh Citra Koperasi Syariah Terhadap Partisipasi Anggota Koperasi Syariah BMT Itqan
Full text linkThe problem with the Bmt Itqan Sharia Cooperative has not reached the target of gathering members, even though its age is more than one year. New members reached as much as 75%. Because cooperatives are a collection of people or business entities that have the same goal. Then this unachieved goal is a problem. This might be because the image of cooperatives is not in accordance with the expectations of the community so that people are not interested in becoming members of cooperatives. This research method is descriptive and verification. With Spearman Rank data analysis, Simple Linear Regression and Coefficient of determination and t test. With a sample of 40 members. Based on the calculation above, it is known that: Loyalty of members is influenced by the image of the cooperative by 84.4%, while the remaining 15.6% is influenced by other factors outside the image of the cooperative. Thus the image of cooperatives in the eyes of cooperative members has a significant influence on the loyalty of cooperative members. For t arithmetic can be calculated with SPSS resulting in a value of 4,020. The t-count value is then compared to the table value above, as follows: T-count (4,020)> T-table (1,684). From these results it can be stated that the null hypothesis is rejected, which means that there is a significant influence of the image of the cooperative on member loyalty
Pengaruh Faktor Fundamental Terhadap Return Saham Syariah Pada Perusahaan Di Bursa Efek Indonesia Yang Tergabung Dalam Jakarta Islamic Index
Full text linkThis study aims to determine the effect of fundamental factors (EPS), Return on Equity (ROE) and Debt to Equity Ratio (DER) on Stock Returns in Islamic stock companies incorporated in the Jakarta Islamic Index (JII) which are listed in Indonenisa Stock Exchange. The research method used is a survey method with descriptive and verification approaches. The test instruments used in this study are validity and reliability tests. The data analysis used in this research is the classical assumption test, multiple regression analysis, the coefficient of determination, and hypothesis testing. Based on the results of the study, it shows that the variable Earning Per Share has no effect on the stock returns of companies incorporated in the Jakarta Islamic Index, the Return On Equity variable has a significant positive effect on the stock returns of companies incorporated in the Jakarta Islamic Index. The Debt to Equity Ratio variable has a significant negative effect. to the stock returns of companies incorporated in the Jakarta Islamic Index .
Pengaruh Profitabilitas, Likuiditas, Dan Leverage Terhadap Agresivitas Pajak (Studi Pada Perusahaan Sektor Barang Konsumen Primer yang terdaftar di Bursa Efek Indonesia Periode 2019-2023)
Full text linkPenelitian ini bertujuan untuk mengetahui dan menganalisis Pengaruh return on assets, current ratio, debt to asset ratio Terhadap effectice tax rate (Studi Pada Perusahaan Sektor Barang Konsumen Primer yang terdaftar di Bursa Efek Indonesia Periode 2019-2023). Penelitian ini menggunakan metode metode desktiptif kuantitatif dan metode penarikan sampel menggunakan purposive sampling. Populasi terdiri dari 20 perusahaan yang terdaftar di Bursa Efek Indonesia Total sampel penelitian yang sesuai dengan kriteria peneliti selama periode 2019-2023 adalah 14 sampel. Teknik pengolahan dan analisis data yang digunakan adalah analisis deskriptif, uji asumsi klasik, dan uji hipotesis. Hasil penelitian menunjukkan bahwa secara parsial variable return on assets berpengaruh negatif dan signifikan terhadap effectice tax rate, current ratio dan debt to asset ratio berpengaruh positif dan signifikan terhadap effectice tax rate. Hasil penelitian menunjukkan bahwa secara simultan return on assets, current ratio, dan debt to asset ratio berpengaruh positif dan signifikan terhadap effectice tax rate
Dinamika Praktek Ekonomi dan Perdagangan Pada Masa Daulah Bani Umayyah, Bani Abbasiyah dan Turki Utsmani
Full text linkThis study examines the dynamics of economic and trade practices that developed during the three periods of Islamic caliphate, namely the Umayyad Caliphate (661-750 AD), the Abbasid Caliphate (750-1258 AD), and the Ottoman Empire (1299-1924 AD). Through the application of a qualitative approach with historical research methods, this study highlights the transformation of the economic system, covering aspects of monetary and fiscal policy, as well as trade networks in each period. The findings reveal continuity in the use of precious metal-based currencies and the application of sharia economic principles in the three caliphates. However, each period exhibits distinct economic characteristics: the Umayyad era was marked by administrative consolidation and currency standardization, the Abbasid period saw advancements in financial innovation and integration with global markets, while the Ottoman era was characterized by the implementation of a centralized command-based economic model. The differences in these economic management models were also influenced by political factors, technological developments, and the global context faced by each caliphate.
Keywords: Islamic Economy, Trade, Umayyad Dynasty, Abbasid Dynasty, Ottoman Empire, Economic History, Dynasty Comparison
Diferensiasi Strategi dalam Persaingan Bisnis Islam: Implikasi untuk Pemasaran Syariah Berbasis Nilai
Full text linkIn the era of globalization and increasingly fierce market competition, businesses are required to develop strategies capable of creating sustainable competitive advantages. In the context of Islamic economics, strategic differentiation is not only oriented towards product uniqueness and market advantage, but must also be based on Islamic values that uphold justice, honesty, and social responsibility. This study aims to analyze the application of strategic differentiation in Islamic business competition. Islamic marketing emphasizes the integration of economic and moral aspects through the principles of shiddiq, amanah, tabligh, and fathanah. Strategic differentiation in Islamic business is realized through the development of halal products, fair pricing, a transparent distribution system, and educational and ethical promotions. Thus, the implementation of strategic differentiation based on Islamic values is a crucial instrument in building competitiveness that is not only economically profitable but also provides blessings and sustainability in Islamic business.
Keywords: Strategic Differentiation, Islamic Business Competition, Islamic Marketing, Islamic Values, Islamic Economics
Standar Etika Profesi Pada Layanan Pembayaran Berbasis QRIS
Full text linkQRIS (Quick Response Code Indonesian Standard) menjadi salah satu instrumen penting dalam percepatan digitalisasi sistem pembayaran di Indonesia karena mampu menyediakan proses transaksi yang lebih praktis, cepat, dan terintegrasi. Namun, di balik peningkatan penggunaannya, terdapat kebutuhan untuk memastikan bahwa setiap penyedia layanan menjalankan standar etika profesi yang memadai, terutama terkait keamanan transaksi, transparansi informasi, dan perlindungan konsumen. Penelitian ini bertujuan untuk menelaah bagaimana prinsip etika profesi diterapkan dalam layanan pembayaran berbasis QRIS, sekaligus mengidentifikasi tantangan yang muncul dari aspek teknis maupun tanggung jawab profesional. Metode penelitian yang digunakan adalah pendekatan kualitatif deskriptif dengan memanfaatkan literatur dari jurnal ilmiah, regulasi Bank Indonesia, dan publikasi ilmiah lainnya. Hasil analisis menunjukkan bahwa QRIS telah berhasil meningkatkan efisiensi transaksi digital, namun penerapan etika profesi masih belum merata, terlihat dari masih adanya kendala seperti gangguan sistem, keterbatasan edukasi kepada pengguna, serta penanganan keluhan yang belum optimal. Temuan ini menegaskan bahwa keberhasilan ekosistem QRIS tidak hanya ditentukan oleh kesiapan teknologi, tetapi juga oleh komitmen penyedia layanan dalam menjaga integritas, akuntabilitas, dan perlindungan konsumen
Dampak Pelatihan dan Motivasi Terhadap Produktivitas Pegawai Negeri Sipil Balai Besar Pengembangan dan Penerapan Modernisasi Pertanian
Full text linkAnalisis dampak pelatihan ,motivasi terhadap produktivitas pegawai negeri sipil balai besar pengembangan dan penerapan modernisasi pertanian Dibimbing oleh nanang setiawan , sebagai orangtua dan ibu rini wijayanti SE. MM sebagai pembimbing. Penelitian ini bertujuan untuk mengetahui apakah pelatihan dan motivasi berpengaruh positif dan signifikan terhadap produktivitas Karyawan. Sampel dalam penelitian ini adalah pegawai negeri sipil balai besar pertanian dan pengambilan data berupa observasi, wawancara, dokumentasi, Hasil penelitian menunjukan bahwa pelatihan dan motivasi secara bersama-sama berpengaruh terhadap peningkatan produktivitas kerja pegawai. Pelatihan secara persial berdampak terhadap peningkatan produktivitas Pegawai. Faktor yang paling dominan berdampak terhadap peningkatan produktivitas kerja pegawai adalah motivasi
Peran Pengembangan Karir, Budaya Kerja, dan Beban Kerja terhadap Kinerja Guru di SMA Negeri 1 Jonggol
Full text linkPenelitian ini bertujuan untuk mengkaji peran pengembangan karir, budaya kerja, dan beban kerja dalam meningkatkan kinerja guru di SMA Negeri 1 Jonggol. Metode yang digunakan adalah deskriptif kualitatif, dengan pengumpulan data melalui observasi, wawancara, dan dokumentasi yang melibatkan sembilan guru sebagai informan. Temuan penelitian menunjukkan bahwa ketiga faktor tersebut memiliki pengaruh signifikan terhadap peningkatan kinerja guru. Pengembangan karir, yang mencakup peluang melanjutkan pendidikan, keikutsertaan dalam pelatihan atau workshop, serta kesempatan promosi jabatan, berkontribusi pada peningkatan kompetensi dan profesionalisme. Budaya kerja yang kondusif, melalui kerjasama yang baik antar guru, sikap profesional, dan penerapan kedisiplinan, menciptakan lingkungan kerja yang mendukung produktivitas. Sementara itu, pengelolaan beban kerja yang efektif, termasuk pembagian tugas yang seimbang, pengaturan waktu yang tepat, serta kemampuan menghadapi tekanan, membantu guru mempertahankan kualitas kinerja. Berdasarkan hasil observasi dan wawancara, ketiga aspek ini saling melengkapi dalam membentuk iklim kerja yang positif, mendorong guru untuk terus berprestasi, dan menjaga konsistensi hasil kerja
Teknik Membangun Nilai dan Perencanaan Produk dalam Perspektif Manajemen Pemasaran Syariah: Kajian Pustaka
Full text linkThis study examines the challenges in value creation within Islamic marketing, which is often dominated by symbolic approaches and has not fully reflected the substantive integration of Islamic values in halal business practices. The research aims to explain techniques for building value and their relationship with halal product planning based on the principles of maqashid sharia. Using a qualitative method through an analytical literature review of eighteen reputable journal articles and supporting academic sources, this study synthesizes conventional and Islamic marketing theories. The findings indicate that value creation in Islamic marketing is not only oriented toward material benefits but also highlights moral and spiritual values such as honesty, fairness, and blessing, which shape ethical business conduct. Product planning in the Islamic context must go through stages of idea development, innovation, halal verification, and educational value communication to ensure both welfare and business sustainability. This study proposes a conceptual model integrating value creation and product planning as a strategy for developing Islamic competitive advantage. The implications enrich the literature on Islamic marketing and provide practical guidance for halal industry practitioners in designing strategies that generate economic value while fulfilling religious and ethical responsibilities.
Keywords: Islamic marketing, value creation, product planning