Jurnal Fakultas Ekonomi Universitas Islam Lamongan
Not a member yet
1162 research outputs found
Sort by
THE INFLUENCE OF LIQUIDITY, INTEREST RATE, AND COMPANY VALUE ON PT GUDANG GARAM TBK'S STOCK PRICE, 2011-2019
Get PDFThe research objectives can be presented as follows: To analyze whether liquidity, Interest rates and goodwill has an effect on stock prices at PT Gudang Garam Tbk, to analyze which of liquidity, interest rates, and goodwill has the most dominant influence on PT. Gudang Garam Tbk. This study is a quantitative descriptive study, namely to determine the effect of liquidity, interest rates, and firm value on stock prices. The results of hypothesis testing are obtained that simultaneously the independent variables are Liquidity (Current Ratio), Interest Rate (BI Rate), and Firm Value ( Price Earning Ratio) has abig impact on  stock price of PT Gudang Garam Tbk. Liquidity (Current Ratio) (X1) does not have a significant and negative impact on the share price, this can be proved by a considerable value of 0.133 while the ttable value of 2.02809. Interest rates (BI rate) have a significant and negative effect on stock prices, this can be proven by the tcount value of -4.174 while the ttable value of 2.02809. The value of the company (Price Earning Ratio) (X3) has no significant and positive effect on stock prices, this can be proven by the t-value for the X3 variable. Firm value (Price Earning Ratio) is 0.147 while the ttable value is 2.02809
ROLE OF INSURANCE IN OVERCOMEING CREDIT BADGETS ON BRI UNIT LECES OF PROBOLINGGO BRANCH OFFICE
Get PDFCredit agreement is an agreement between the recipient and the lender that contains provisions regarding the amount and method of repaying the loan, the purpose of using the credit, the term of the credit, the type and increase of credit guarantees, the method of withdrawing credit, interest rates and so on. Credit is the provision of money or bills that can be equal with it, based on loan agreement or agreement to pay off debts after a certain period of time with the provision of interest, rewards, or profit sharing. In the process of implementing credit there must be a variety of problems that occur, so the bank needs insurance services to protect and reduce problems that occur. The formulation of the issues to be discussed is how the business criteria can be guaranteed by credit insurance companies, whether the advantages and disadvantages of using credit insurance, and whether the role of credit insurance in overcoming bad credit. Research methods conducted using qualitative research methods, namely by collecting data collection sourced from secondary and tertiary primary data that processes funds and cannot be separated from various interpretations known as juridical empirical science with data collection techniques through interviews or research to complete the data-other data . From the results of the study found things that occur such as business criteria that can be guaranteed by credit insurance companies, and whether theadvantages and drawbacks of credit insurance and the role of credit insurancein dealing with bad loans are closely related to the benefits of purpose and function, these three words are representative of the word role which means that the thing applies or acts as the main actor . Credit insurance as an insurance business has a role in collecting public funds starting from collecting insurance premiums, providing protection to members of the public who use insurance services against the possibility of loss due to an uncertain event or to a person's life and death in accordance with article 2 of Law No. 40 of 2014 concerning Insurance Business. The insurer has protected and guaranteed in the event of problems both in the form of bad loans that occur at the these three words are representative of the word role which means that the thing applies or acts as the main actor. Credit insurance as an insurance business has a role in collecting public funds starting from collecting insurance premiums, providing protection to members of the public who use insurance services against the possibility of loss due to an uncertain event or to a person's life and death in accordance with article 2 of Law No. 40 of 2014 concerning Insurance Business. The insurer has protected and guaranteed in the event of problems both in the form of bad loans that occur at the these three words are representative of the word role which means that the thing applies or acts as the main actor. Credit insurance as an insurance business has a role in collecting public funds starting from collecting insurance premiums, providing protection to members of the public who use insurance services against the possibility of loss due to an uncertain event or to a person's life and death in accordance with article 2 of Law No. 40 of 2014 concerning Insurance Business. The insurer has protected and guaranteed in the event of problems both in the form of bad loans that occur at the providing protection to members of the public who use insurance services against the possibility of loss due to an uncertain event or to a person's life and death in accordance with article 2 of Law No. 40 of 2014 concerning Insurance Business. The insurer has protected and guaranteed in the event of problems both in the form of bad loans that occur at the providing protection to members of the public who use insurance services against the possibility of loss due to an uncertain event or to a person's life and death in accordance with article 2 of Law No. 40 of 2014 concerning Insurance Business. The insurer has protected and guaranteed in the event of problems both in the form of bad loans that occur at theBRI Unit Leces Probolinggo City Branch Office and other problem loans, which the bank feels more comfortable, as well as the customer. The customer has also received the same insurance guarantee as life insurance if he carried out the loan implementation process
ANALISIS INVESTASI AKTIVA TETAP SEBAGAI ALAT PENGAMBILAN KEPUTUSAN INVESTASI CV. CAHAYA MOTOR BONANZA ABADI LAMONGAN
Get PDFAbstrakSuatu badan usaha yang baik, tentu saja membutuhkan kekayaan berupa aktiva tetap. Tujuan penelitian ini ialah untuk mengetahui apakah penilaian investasi aktiva tetap sebagai alat pengambilan keputusan investasi dapat dihitung menggunakan metode Payback Periode (PP), Net Present Value (NPV), Internal Rate Of Return (IRR), dan Profitability Index (PI) dan juga untuk mengetahui kelayakan keputusan investasi perusahaan. Metode penelitian, meliputi jenis penelitian berupa observasi kuantitatif dan subjek penelitian ini adalah laporan keuangan perusahaan. Analisa data menggunakan metode : Pay BackPeriode (PP), Net Present Value (NPV), Internal Rate Of Return (IRR), Profitability Indeks (PI). Berdasarkan hasil penelitian, investasi layak diterima dengan nilai PayBack Periode adalah 8 bulan, 9 hari < 1 tahun, Net Present Value adalah Rp. 752.119.371,-,bernilai positif, Internal Rate of Return adalah 69,98 % > 10 %, Profitability Indeks adalah 4,386 > 1. Untuk memastikan finansial perusahaan dalam keadaan yang baik, disarankan untuk melakukan investasi aktiva tetap yang sesuai dengan kebutuhan perusahaan
PENGARUH KEPERCAYAAN, KUALITAS PELAYANAN DAN HARGA TERHADAP KEPUASAN PELANGGAN PADA PT. TUNAS HARMONI ABADI
Get PDFAbstrakPenelitian ini bertujuan untuk mengetahui pengaruh kepercayaan, kualitas pelayanan dan harga terhadap kepuasan pelanggan. Penelitian ini menggunakan metode Kuantitatif. Teknik pengambilan sampel yaitu menggunakan sample random sampling, populasi dalam penelitian ini adalah pembeli di PT. Tunas Harmoni Abadi dengan jumlah sampel sebanyak 100 responden. Metode analisis data yang digunakan adalah regresi linier berganda, uji t dan uji F. Dari hasil analisis regresi linier berganda diketahui variabel konsep diri mempunyai nilai yang paling dominan dibandingkan dengan variabel lainnya. Sedangkan untuk uji t diperoleh hasil perhitungan thitung > ttabel yang berarti variabel bebas berpengaruh secara parsial terhadap variabel terikat. Dan hasil uji F diperoleh nilai Fhitung > Ftabel sehingga variabel bebas berpengaruh secara simultan terhadap variabel terikat
Total Quality Management: Syarat Utama Diterimanya Produk atau Jasa di Tangan Konsumen (Studi Pelaku UMKM di Kota Malang)
Get PDFPeneliti tertarik mempelajari jurnal ini untuk mendeskripsikan tentang isu-isu penting dan terkini untuk meningkatkan produk atau jasa serta meningkatkan total quality management (TQM) dan membahas bagaimana memasarkan produk atau jasa kita agar dapat diterima oleh pelanggan atau konsumen (customer focus). Untuk saat ini, saya sangat tertarik untuk membahas beberapa cara yang dapat digunakan untuk melipatgandakan atau meningkatkan penjualan atau keuntungan kita dengan menggunakan perencanaan, pengendalian (inspeksi) dan jaminan kualitas dan peningkatan produk atau layanan dari bahan baku (input) hingga jadi. barang (output), dan akhirnya dapat dipasarkan kepada konsumen (pelanggan) atau diterima oleh mereka dengan melakukan pembelian ulang secara terus menerus dan juga cara mempromosikan produk atau jasa kita kepada mereka dengan menggunakan Total Quality Management (TQM) atau Integrated Quality Management. Selain itu, saya juga tertarik untuk membahas isu-isu sesaat, seperti: siklus pengembangan produk, keamanan produk atau layanan, produk atau layanan yang tidak sesuai dengan standar utama, korelasi dengan beberapa pemasok, dan tentang pendidikan dan pelatihan untuk karyawan, juga masalah etika. Jadi, dalam prospeknya, produk atau jasa kami mampu mengatasi pangsa pasar, karena mereka sangat kompetitif (market-based competition) dan sangat berkelanjuta
Digital Ethics dan Legal Untuk Akselerasi Bisnis pelaku UMKM di Kota Malang
Get PDFDunia usaha termasuk UMKM semakin bergantung dukungan teknologi yang mempunyai 2 sisi. Jika penggunaannya tepat guna, maka dapat mengakselerasi bisnis. Namun jika tidak tepat guna, seperti tidak memperhatikan digital ethics maka dapat menjadi kontra produktif untuk pelaku usaha.Artikel ini mengangkat kasus nyata digital ethics, dengan juga memberikan solusi dan mitigasi risiko termasuk dalam hal pemenuhan aspek legal umum dunia usaha
PENGARUH MOTIVASI, KOMPETENSI, DAN KOMPENSASI TERHADAP KINERJA KARYAWAN ACONK GROUP LAMONGAN
Get PDFAbstrakTujuan dari penelitian ini adalah untuk mengetahui secara parsial dan secara simultan serta variabel yang paling dominan pengaruh motivasi, kompetensi, dan kompensasi terhadap kinerja karyawan aconk cafe. Penelitian ini memiliki populasi sebanyak 60 karyawan, dan sampel sebanyak 60 karyawan. Analisis data yang di gunakan adalah analisis regresi linear berganda. bahwa secara parsial variabel Motivasi (X1), Kompetensi (X2), dan Kompensasi (X3) memiliki pengaruh yang signifikan terhadap Kinerja Karyawan (Y) pada aconk cafe. Variabel yang paling dominan dari penelitian yaitu Kompetensi (X2) dengan melihat pada nilai koefisien regresi pada analisis regresi linear berganda.Â
INFLUENCE OF PARTICIPATION,ABILITY,ORGANIZATIONAL SIZE TO SIA WITH TASK COMPLEXITY AS MODERATING VARIABLE (CASE STUDY PTPN XII GUNUNG GAMBIR)
No full textMany factors to influence grade of accounting information system performance, which accounting information system performance it’s measurer of company performance. The well accounting information system performance will according to company purpose short them or long therm. Many of research doing about influence information system user participation, information system user capability and size of organization toward accounting information system performance. That research’s although use the same variables; information system user participation, information system user capability, size of organization and accounting information system performance but founded different conclude version. This research it necessary to reexamine and comparison with other research in the past. Hypothesis in this research is information system user participation, information system user capability and size of organization toward accounting information system performance according to partial or simultaneous, and task complex give moderating influential information system user participation, information system user capability and size of organization toward accounting information system performance. This research object it’s PTPN XII Kebun Gunung Gambir with quantity of sample 63 respondent. Technique has been selected as a using sampling jenuh. Observation, interview, and questionnaire were used as a tool in data collection method and data analysis technique in this study is moderating regression analysis
Pengaruh Good Corporate Governance dan Ukuran Perusahaan Terhadap Nilai Perusahaan: Kinerja Keuangan Sebagai Variabel Intervening (Studi pada perusahaan sektor keuangan yang terdaftar di Bursa Efek Indonesia Tahun 2018-2020)
No full textThe purpose of this study is to see whether there is an effect of the implementation of good corporate governance, firm size, and financial performance on firm value. And the results are known if the implementation of good corporate governance has a positive effect on firm value, in contrast to firm size and financial performance which have a negative effect on firm value. On the one hand, financial performance can be an intervention variable for good corporate governance and firm size on firm value in a positive direction. From these objectives and results, it is recommended for further researchers to explore the indicators that exist in each member to find out valid findings by reviewing various aspects.Tujuan dari penelitian ini adalah untuk melihat apakah ada pengaruh penerapan good corporate governance, ukuran perusahaan, dan kinerja keuangan terhadap nilai perusahaan. Dan hasilnya diketahui jika penerapan good corporate governance berpengaruh positif terhadap nilai perusahaan, berbeda dengan ukuran perusahaan dan kinerja keuangan yang berpengaruh negatif terhadap nilai perusahaan. Di satu sisi, kinerja keuangan dapat menjadi variabel intervensi good corporate governance dan ukuran perusahaan terhadap nilai perusahaan dengan arah yang positif. Dari tujuan dan hasil tersebut, disarankan bagi peneliti selanjutnya untuk menggali indikator-indikator yang ada pada setiap anggota untuk mengetahui temuan yang valid dengan meninjau berbagai aspek
PENGARUH IMPLEMENTASI ISLAMIC CORPORATE GOVERNANCE DAN SHARIAH COMPLIANCE TERHADAP FINANCIAL STATEMENT FRAUD PADA BANK SYARIAH INDONESIA
No full textThis study intends to assess the effect of Shariah Compliance and Islamic Corporate Governance on fraud in Islamic banks. The independent variables used are Shariah Compliance with Islamic Income Ratio, Profit Sharing Ratio and Islamic Investment Ratio as a proxy and Islamic Corporate Governance. Fraud in Islamic banking is the variable. In this study, the population is Indonesian Sharia Commercial Banks (BSI) registered with Bank Indonesia from 2017 to 2019. Three Indonesian Islamic banks are used as examples in this study, with a three-year research period. Multiple regression analysis was used in this study, which was carried out with SPSS version 22. The results showed that Good Corporate Governance had no effect on Financial Statement FraudStudi ini bermaksud buat menilai efek Shariah Compliance serta Islamic Corporate Governance kepada fraud pada Bank Syariah. Variabel bebas yang dipakai yakni Shariah Compliance dengan Islamic Income Ratio, Profit Sharing Ratio serta Islamic Investment Ratio selaku proksi serta Islamic Corporate Governance. Fraud dalam perbankan syariah adalah variabelnya. Dalam penelitian ini yang menjadi populasi adalah Bank Umum Syariah Indonesia (BSI) yang terdaftar di Bank Indonesia dari tahun 2017 sampai dengan tahun 2019. Tiga bank syariah Indonesia digunakan sebagai contoh dalam penelitian ini, dengan periode penelitian tiga tahun. Analisis regresi berganda digunakan dalam penelitian ini, yang dilakukan dengan SPSS versi 22. Hasil penelitian menunjukkan bahwa Good Corporate Governance tidak berpengaruh terhadap Financial Statement Fraud, dan Sharia Compliance with Sharia Income Ratio tidak berpengaruh terhadap Sharia Compliance with Profit.  Â