Jurnal Fakultas Ekonomi Universitas Islam Lamongan
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Analysis of The Influence of Car, NPL, NIM, BOPO, and IDR on ROA at PT. Yogyakarta Special Regional Development Bank (BPD DIY) Period 2015-2022
Full text linkThe availability of banks is increasingly diverse and increasing in number, people can choose from the many banks in Indonesia. The large number of banks means that people have to be more careful in choosing the right bank. It is important to be able to assess bank performance, especially for potential investors. This research aims to determine the effect of Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Net Interest Margin (NIM), Operating Expenses on Operating Income (BOPO), and Loan to Debt Ratio (LDR) on profitability, namely Return On Assets (ROA) at Bank BPD DIY 2015-2022. The data used are ratios from the Quarterly Financial Reports of Bank BPD DIY from 2015-2022, totaling 32 data samples for each variable. The research method used is descriptive analysis and linear regression analysis. The research results show that CAR, NPL, NIM, BOPO, and LDR simultaneously have an influence on ROA. Partially, NIM has a positive effect on ROA and BOPO has a negative effect on ROA. Meanwhile, CAR, NPL and LDR have no effect on ROA
THE EFFECT OF EMPLOYEE COMMITMENT, SELF EFFICACY AND JOB SATISFACTION ON EMPLOYEE PERFORMANCE AT PT. NATURA PLASTINDO
Full text linkThis study aims to determine and ensure the influence of job satisfaction, self-efficacy, and employee commitment on employee performance at PT. Natura Plastindo Pasuruan Regency. The methodology of this study is quantitative. The population of the study was employees of PT. Natura Plastindo Pasuruan Regency. All sampling approaches were used to obtain this data. The research sample consisted of fifty-four employees. Respondents were given a survey or questionnaire that was evaluated using a Likert scale to collect primary data for this study. Data were analyzed using statistical approaches and quantitative data analysis tools. Descriptive analysis, t-test, f-test, and multivariate linear regression in addition to hypothesis testing with IBM SPSS 25 software, were statistical test techniques used. The results of the partial test stated that each employee commitment, self-efficacy, and job satisfaction had a positive and significant influence on employee performance. The simultaneous results also stated that employee commitment, self-efficacy, and job satisfaction together had a positive and significant influence on employee performance
SEGMENTATION OF MSMEs BASED ON FINANCIAL MANAGEMENT PATTERNS (Case Study of MSMEs in the Industrial Sector in Rantepao District)
Full text linkThis study uses a quantitative research approach with the aim of analyzing the segmentation of MSMEs based on financial management patterns in the Rantepao District. Using a clustering method with the K-Means algorithm, this study groups MSMEs based on the characteristics of financial recording, planning, reporting, and control that are implemented. The results show that there are two main clusters: the first cluster (68%) consists of MSMEs that still use manual financial recording, have unclear financial planning, and lack structured financial control. Meanwhile, the second cluster (32%) consists of MSMEs that have adopted more systematic financial recording with tools such as Microsoft Excel or accounting applications, and have regular financial reports and better cash reserves. Based on these results, interventions are needed in the form of financial literacy training, access to digital recording technology, and mentoring for MSMEs to improve financial stability and long-term sustainability
THE INFLUENCE OF CONVERSATIONAL MARKETING STRATEGY ON CONSUMER PURCHASE DECISIONS AT CAHAYA BOLU SHOP, NORTH TORAJA REGENCY
No full textMariani Palili, 2025: The Influence of Conversational Marketing Strategy on Consumer Purchasing Decisions at Cahaya Bolu Shop, North Toraja Regency.The purpose of the study was to determine the effect of Conversational Marketing Strategy on Consumer Purchasing Decisions at Cahaya Bolu Store, North Toraja Regency. The research method used in this study is quantitative research. Data analysis in this study includes simple linear regression, validity test, reliability test, normality test, heteroscedasticity, t test, R test2. The data processing method in this study is to use IBM SPSS Statistics version software.
26 which shows that 86.1% of purchasing decisions are influenced by conversational marketing at Cahaya Bolu shop in North Toraja Regency and the remaining 13.9% are influenced by other factors not examined in this study. The results of the t-test show that conversational marketing has an effect on purchasing decisions. This can be seen from the sig.t value of 0.001 <0.05 and the results of the coefficient of determination (R square) of 0.861 or
86.1%
The Relationship Between Socio-Economic Status And Interest In Continuing Study Among Students At Sahid University Surakarta
Full text linkThis study aims to determine the relationship between socioeconomic status and interest in continuing college in students at Sahid University Surakarta. Someone who will continue their studies to college will consider various factors, including the socioeconomic status of the family and the college they are aiming for. This socioeconomic status can be seen from the family's educational background, occupation, and family income. The college referred to in this study is Sahid University Surakarta. This study uses a quantitative method with a correlational approach. The population in this study were all students at Sahid University Surakarta. The sample was taken using a proportional random sampling technique of 230 people. The results of this study indicate that there is a relationship between socioeconomic status and interest in continuing college. The higher the socioeconomic status, the higher the student's interest in college
PENGARUH PELATIHAN DAN PENGEMBANGAN KARYAWAN TERHADAP PRODUKTIVITAS DAN KREATIVITAS PENGRAJIN BATIK DI DESA KLAMPAR, KECAMATAN PROPPO, KABUPATEN PAMEKASAN
Full text linkDesa Klampar, Kecamatan Proppo, Kabupaten Pamekasan, dikenal sebagai sentra pengrajin batik di Pulau Madura. Tantangan globalisasi dan persaingan pasar mengharuskan pengrajin batik untuk meningkatkan keterampilan dan inovasi agar tetap kompetitif. Penelitian ini bertujuan untuk menganalisis pengaruh pelatihan dan pengembangan karyawan terhadap produktivitas dan kreativitas pengrajin batik di Desa Klampar. Pendekatan kuantitatif dengan metode deskriptif korelasional digunakan untuk mengukur hubungan antara variabel-variabel tersebut. Sampel penelitian berjumlah 27 pengrajin batik yang telah mengikuti pelatihan dalam satu tahun terakhir, dipilih menggunakan metode purposive sampling. Pengumpulan data dilakukan melalui kuesioner dengan skala Likert 1-5, dan analisis data menggunakan regresi berganda dengan bantuan SPSS 16.0. Hasil penelitian menunjukkan bahwa secara parsial, variabel pengembangan (X2) memiliki pengaruh yang signifikan terhadap kreativitas (Y), sementara pelatihan (X1) dan produktivitas (X3) tidak memberikan pengaruh signifikan. Namun, secara simultan, ketiga variabel independen tersebut berkontribusi signifikan terhadap peningkatan kreativitas pengrajin batik. Uji asumsi klasik menunjukkan bahwa model regresi memenuhi syarat validitas, dengan data yang berdistribusi normal, tidak terdapat multikolinearitas, serta varians residual yang homogen. Temuan ini menegaskan pentingnya strategi pelatihan dan pengembangan yang tidak hanya meningkatkan produktivitas, tetapi juga mendorong kreativitas dalam menghadapi dinamika pasar. Penelitian ini memberikan rekomendasi bagi pemangku kepentingan dalam merancang program pengembangan sumber daya manusia yang berkelanjutan untuk industri batik di Desa Klampar
Financial Distress in Manufacturing Companies: The Effects of Profitability, Liquidity, and Leverage Ratios with Audit Committee Moderation
Full text linkThis study aims to provide empirical evidence on factors influencing financial distress in Indonesian manufacturing companies. Financial distress occurs when operating cash flow is insufficient to cover short-term liabilities, such as trade payables and interest expenses. The independent variables are profitability, liquidity, and leverage, with the audit committee as a moderating variable. From 181 companies listed on the IDX, 104 were selected through purposive sampling over a four-year period. Using descriptive statistics and logistic regression, the results show that profitability and liquidity have a negative and significant effect on financial distress, while leverage shows no significant effect. The audit committee does not moderate the relationships between these variables and financial distress
EVALUATION OF CORPORATE SOCIAL RESPONSIBILITY DISCLOSURE OF PT SOLUSI BANGUN INDONESIA TBK CILACAP PLANT BEFORE AND AFTER THE NAME CHANGE
Full text linkThis study evaluates CSR disclosure through the dimensions of implementation and reporting using the GRI G4 framework. The results of the study showed that (1) CSR implementation of Solusi Bangun Indonesia Tbk (SBI) Cilacap Plant of 2017 was said to be good through various programs and approaches, as proven by a Community Satisfaction Index of 84.2%; (2) CSR implementation compliance of SBI Cilacap was high because under conditions of poor financial conditions of 2018, the CSR program continued to be implemented in accordance with the rules of law. SBI Cilacap has complied with Law Number 40 of 2007 and Government Regulation Number 47 of 2012; (3) CSR implementation of SBI Cilacap, in terms of ISO 26000, was appropriate; (4) the level of sustainability reports disclosure of Holcim Indonesia of 2017, based on the GRI G4 framework as a whole reached 38%, environmental categories disclosure reached 62%, while economic and social disclosures only reached 22% and 25%. After the name changed as Solusi Bangun Indonesia of 2019, the level of sustainability reports disclosure of 2019, based on the GRI G4 framework as a whole reached 41%, environmental categories disclosure reached 62%, while economic 33% and social disclosures reached 27%. One of the focuses of this research was to evaluate the CSR implementation in a comprehensive manner through the dimensions of implementation and reporting before and after the name change. No previous studies have examined both of them simultaneously
TOURIST CLUSTER ANALYSIS FOR THE DEVELOPMENT OF KE'TE' KESU' TOURISM OBJECT
Full text linkThis study aims to analyze the clustering of tourists visiting the Ke'te' Kesu' tourist attraction to support the development of more effective marketing strategies and tourism services. The research employs a K-Means clustering algorithm, which groups tourists based on their socio-economic characteristics and visit preferences. Data were collected through questionnaires distributed to tourists during a specific period. The analysis results indicate that tourists are divided into two main clusters. Cluster one (C1) consists of high-income to very high-income tourists who tend to seek exclusive and premium travel experiences. Cluster two (C2) includes the majority of tourists who are students with low to very low incomes, preferring educational tourism and affordable access. The implications of this study suggest that tourism managers should offer customized travel packages tailored to each cluster, such as premium services for high-end tourists and educational programs for students. Additionally, infrastructure improvements, sanitation facilities, and digital marketing optimization are key recommendations to enhance Ke'te' Kesu's appeal as a cultural tourism destination
The Influence of Product Quality, Service and Price on Consumer Purchasing Decisions at Aneka Frozen Food and Fruits Mandetek, North Makale
Full text linkThis research was conducted with the aim of showing the influence of product quality, service quality and price on purchase decisions. The method used in this study is a quantitative method. The data collection technique was carried out by distributing questionnaires, the analysis used was multiple linear regression. The population in this study is consumers buying various frozen food and fruits from Mandetek, North Makale and the sample used was 40 people. Sample selection using purposive sampling. The data collection stage uses quantitative analysis using statistical analysis, namely the data instrument test (validity and reliability test), the classical assumption test (normality test, multicollinearity test, and heteroscedasticity test), multiple linear regression analysis test, Prasial test, simultaneous test and determination coefficient (R2). The results of this study show that (1) through the t-test of Product Quality has an effect of 0.746 but not significantly 0.460 on consumer purchase decisions at Aneka Frozen Food and Fruits Mandetek, North Makale, (2) Service has an effect of 2.218 and significantly 0.033 on consumer purchase decisions at Aneka Frozen Food and Fruits Mandetek, North Makale, (3) Price has an effect of 2.550 and a significant 0.015 effect on consumer purchase decisions at Aneka Frozen Food and Fruits Mandetek, North Makale (4)Product Quality, Service and Price have a combined effect on consumer purchasing decisions at Aneka Frozen food and Fruits Mandetek, North Makale