E-Journal Universitas Muhammadiyah Gorontalo
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    تأثير الوسيلة التعليمية التفاعلية القائمة على الروابط التشعبية في إتقان مفردات الطلاب

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    This study aims to analyze the effect of interactive learning media based on hyperlinks on students' vocabulary mastery. The background of this research is the low motivation and vocabulary mastery of students in Arabic language learning at MTs ABATA Al-Washliyah Islamic School in Perbaungan, which is caused by a lack of variation in learning media. This research employs a quantitative approach with a quasi-experimental design in the form of a One-Group Pretest-Posttest Design. The subjects of the study are 20 seventh-grade students from MTs ABATA Al-Washliyah Islamic School in Perbaungan. Data were collected through pretests and posttests consisting of 15 items (10 multiple-choice questions and 5 essay questions) regarding the vocabulary of al-adawatu al-madrasiyyah. Data analysis was conducted using validity and reliability tests for the instruments, Shapiro-Wilk normality test, paired sample t-test for hypothesis testing, and N-Gain test. The results indicate that the test instruments are valid and reliable, and the pretest and posttest data are normally distributed. The hypothesis test shows a significance value of 0.000 < 0.05, indicating a significant effect of interactive learning media based on hyperlinks on students' vocabulary mastery. The average pretest score was 53.00, which increased to 80.00 in the posttest. This improvement is categorized as high based on the N-Gain test with an average of 0.78. Therefore, this study concludes that interactive learning media based on hyperlinks is effective in enhancing students' vocabulary mastery

    Analisis Banjir Di Sungai Ambawang Menggunakan Topography Wetness Index

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    Flood is one of the natural disasters that often occurs in Indonesia. Floods cause social, economic, health, and ecosystem impacts. This study aims to map flood-prone areas using the Topographic Wetness Index (TWI) approach and analyze its spatial characteristics in the Sungai Ambawang sub-district. The data used in this study is the Digital Elevation Model (DEM) from SRTM with a resolution of 30 meters. Based on the results of the analysis, it is known that the research area has three vulnerability classes, namely low, medium, and high. The low vulnerability class has a distribution area of 63,028.86 ha (61.42% of the total area), the medium vulnerability class has a distribution area of 37,931.2 ha (36.96%), and the high vulnerability class has a distribution area of 1,661.77 ha (1.62%). There needs to be an effort to anticipate and manage floods in Sungai Ambawang, which is prioritized in areas with medium and high vulnerability. Priority areas with moderate vulnerability are mostly spread across the villages of Sungai Ambawang Kuala, Mega Timur, Sungai Durian, Central Java, Korek, Pancaroba, Simpang Kanan, Puguk, Pasak, Lingga, Bengkarek, and Pasak Piang villages. The total area is 37,931.2 ha (37%). Areas with high vulnerability priority are mostly spread across the villages of Sungai Ambawang Kuala, Mega Timur, Sungai Durian, Central Java, Korek, Panca Roba, Simpang Kanan, Puguk, Pasak, Lingga, Bangkarek, Pasak Piang, and Teluk Bakung. The total area of this area is 1,661.77 ha (2%). Good spatial planning can reduce the occurrence of recurring flood disasters. The use of TWI in determining flood hazards effectively follows conditions in the field

    HUBUNGAN RIWAYAT ANTENTAL CARE DAN STATUS EKONOMI KELUARGA DENGAN KEJADIAN STUNTING

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    Faktor terjadinya stunting dipengaruhi oleh riwayat antental care dan status ekonomi keluarga. Pemeriksaan antental care tidak sesuai standar serta kurangnya pendapatan keluarga, hal ini dapat mempengaruhi kejadian Stunting pada anak. Tujuan penelitian ini untuk mengetahui hubungan riwayat antental care dan status ekonomi keluarga dengan kejadian Stunting di wilayah kerja Puskesmas Limboto Kabupaten Gorontalo. Penelitian ini menggunakan desain analitik korelasi dengan cross-sectional pendekatan analisis retrospektif. Varibel dalam penelitian ini terdiri dari variabel independen riwayat antental care dan status ekonomi keluarga dan variabel dependen kejadian stunting. Teknik pengambilan sampel menggunakan purposive sampling dengan populasi 2.895 responden dan  sampel sebanyak 96 responden. Instrumen dalam penelitian ini menggunakan kuesioner dan uji Chi-Square untuk analisa data dengan hasil p-value 0,000 yang artinya ada hubungan antara riwayat antental care dengan kejadian stunting di wilayah kerja Puskesmas Limboto Kabupaten Gorontalo dan hasil p-value 0,001 yang artinya ada hubungan antara status ekonomi keluarga dengan kejadian stunting di wilayah kerja Puskesmas Limboto Kabupaten Gorontalo. Kesimpulannya terdapat hubungan yang signifikan antara riwayat antental care dan status ekonomi keluarga dengan kejadian stunting di wilayah kerja Puskesmas Limboto Kabupaten Gorontalo. Oleh karena itu, penelitian ini diharapkan dapat menjadi acuan bagi Puskesmas Limboto dalam meningkatkan upaya promosi kesehatan untuk meningkatkan kesadaran mengenai pentingnya pemeriksaan antental care pada ibu hamil dan merencanakan kehamilan serta keluarga dapat memanajemen pengelolaan keuangan dalam meningkatkan status gizi pada anak.The factors of stunting are influenced by the history of antenatal care and family economic status. Antenatal care examinations are not in accordance with standards and lack of family income, this can affect the incidence of Stunting in children. The purpose of this study was to determine the relationship between the history of antenatal care and family economic status with the incidence of Stunting in the work area of the Limboto Health Center, Gorontalo Regency. This study used a correlation analytic design with a cross-sectional retrospective analysis approach. The variables in this study consisted of independent variables of antenatal care history and family economic status and the dependent variable of stunting incidence. The sampling technique used purposive sampling with a population of 2,895 respondents and a sample of 96 respondents. The instruments in this study used questionnaires and Chi-Square tests for data analysis with a p-value of 0.000, which means there is a relationship between the history of antenatal care and the incidence of stunting in the work area of the Limboto Health Center, Gorontalo Regency and a p-value of 0.001, which means there is a relationship between family economic status and the incidence of stunting in the work area of the Limboto Health Center, Gorontalo Regency. In conclusion, there is a significant relationship between antenatal care history and family economic status with the incidence of stunting in the working area of Limboto Health Center, Gorontalo Regency. Therefore, this study is expected to be a reference for Limboto Health Center in improving health promotion efforts to increase awareness of the importance of antenatal care examinations for pregnant women and planning pregnancy and families can manage financial management in improving nutritional status in children

    Pengaruh Ukuran Perusahaan Dan Pertumbuhan Perusahaan Terhadap Nilai Perusahaan Manufaktur Sektor Makanan

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    Abstract:The purpose of this study is to determine how the size and growth of a company in the manufacturing industry impacts its value. Using data from publicly traded companies during 2020–2023, the study investigated how various variables interacted with each other. The results of data analysis were collected using the multiple linear regression method. The results show that the size of the business, measured by its total assets, significantly increases its value, and business growth, measured through its increased revenue, also increases its value. Keywords: : company size, company growth, company valueAbstrak:Tujuan dari penelitian ini adalah untuk mengetahui bagaimana ukuran dan pertumbuhan suatu perusahaan di industri manufaktur mempengaruhi nilainya. Dengan menggunakan data dari perusahaan publik selama tahun 2020–2023, penelitian ini menyelidiki bagaimana berbagai variabel berinteraksi satu sama lain. Hasil analisis data dikumpulkan dengan menggunakan metode regresi linier berganda. Hasilnya menunjukkan bahwa ukuran Prusahaan, yang diukur dengan total asetnya, meningkatkan nilainya secara signifikan, dan pertumbuhan bisnis, yang diukur melalui peningkatan pendapatannya, juga meningkatkan nilainya.Kata Kunci: ukuran perusahaan, pertumbuhan perusahaan, nilai perusahaa

    ANALISIS PEMBIAYAAN KPR DI BSI JEPARA

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    Abstract:This research is a type of field research with a qualitative approach. The research subjects were boarding school caregivers, learning instructors, as well as BSI Jepara Manager Boarding School students and Bank Syariah Indonesia customers. Data collection techniques use interviews, observation and documentation. Testing the validity of the data uses triangulation of sources and techniques. The data analysis uses the Miles and Huberman theory. The research results show that: (1) The application of KPR products at the BSI Jepara branch office, by customers and the Bank in the debt transfer and KPR financing systems is carried out using Murabahah and Musyarakah Mutanaqisah contracts. KPR at BSI is done by the customer first selecting the property they want. Second, the customer prepares the application file, third, reviews the financing submitted by the customer, fourth, prepares an agreement between the customer and BSI, fifth, submits collateral, sixth collects financing or recovers when a customer is stuck in making payments. (2) The public's response to KPR financing at BSI varies. Many customers feel helped by the presence of KPR financing products. The use of contracts in KPR is in accordance with DSN fatwa no. 04/DSN-MUI/IV/2000Keywords: Financing, KPR, BSI Abstrak:Penelitian ini merupakan jenis penelitian lapangan dengan pendekatan kualitatif. Subyek penelitian adalah pengasuh Pondok Pesantren, pengajar pembelajaran, serta santri Pondok Pesantren Manajer Bank Syariah Indonesia  (BSI) Jepara dan nasabah BSI. Teknik pengumpulan data menggunakan wawancara, observasi dan dokumentasi. Pengujian keabsahan data menggunakan triangulasi sumber dan teknik. Analisis data menggunakan teori Miles dan Huberman. Hasil penelitian menunjukkan bahwa: (1) Penerapan produk KPR pada kantor cabang BSI Jepara, oleh nasabah dan Bank dalam sistem pengalihan utang dan pembiayaan KPR dilakukan dengan menggunakan akad Murabahah dan Musyarakah Mutanaqisah. KPR di BSI dilakukan dengan cara nasabah terlebih dahulu memilih properti yang diinginkan. Kedua, nasabah menyiapkan berkas permohonan, ketiga, mengkaji pembiayaan yang diajukan nasabah, keempat, menyiapkan perjanjian antara nasabah dengan BSI, kelima, menyerahkan agunan, keenam menagih pembiayaan atau menagih apabila nasabah macet dalam melakukan pembayaran. (2) Respon masyarakat terhadap pembiayaan KPR di BSI berbeda-beda. Banyak nasabah yang merasa terbantu dengan hadirnya produk pembiayaan KPR. Penggunaan akad dalam KPR sudah sesuai dengan fatwa DSN no. 04/DSN-MUI/IV/2000Kata   kunci   :   Pembiayaan, KPR, BS

    MANAJEMEN KEUANGAN UMKM DI PEDESAAN KECAMATAN BOTUMOITO, KABUPATEN BOALEMO, PROVINSI GORONTALO

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    Abstract:This research aims to examine the financial management practices of Micro, Small, and Medium Enterprises (MSMEs) in rural areas, specifically in Botumoito District, Boalemo Regency, Gorontalo Province, and their impact on business sustainability. MSMEs in rural areas face major challenges such as limited resources, access to formal financial services, and low financial literacy. This study employs a qualitative approach with a case study to explore these factors and their effects. The findings reveal that limited access to financial services and low understanding of financial management pose significant barriers. The use of digital technology can enhance efficiency and transparency, although challenges in its implementation remain. The study recommends improving financial literacy and leveraging technology to support the sustainability of rural MSMEs.Keywords: : MSMEs, Financial Management, Business Sustainability, Financial Literacy.Abstrak:Penelitian ini bertujuan untuk mengkaji praktik manajemen keuangan UMKM di pedesaan, khususnya di Kecamatan Botumoito, Kabupaten Boalemo, Provinsi Gorontalo, serta dampaknya terhadap keberlanjutan usaha. UMKM di pedesaan menghadapi tantangan utama seperti keterbatasan sumber daya, akses keuangan formal, dan rendahnya literasi keuangan. Penelitian ini menggunakan pendekatan kualitatif dengan studi kasus untuk menggali faktor-faktor tersebut dan dampaknya. Hasil penelitian menunjukkan bahwa keterbatasan akses keuangan dan pemahaman pengelolaan keuangan yang rendah menjadi hambatan besar. Penggunaan teknologi digital dapat meningkatkan efisiensi dan transparansi, meskipun ada tantangan dalam penerapannya. Penelitian ini menyarankan peningkatan literasi keuangan dan pemanfaatan teknologi untuk mendukung keberlanjutan UMKM pedesaanKata Kunci: UMKM, manajemen keuangan, Keberlanjutan Usaha, Literasi Keuangan

    ADAPTASI SAFETY CLIMATE QUESTIONNAIRE-MODIFIED FOR DRIVERS (SCQ-MD) VERSI INDONESIA

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    Iklim keselamatan merupakan kajian yang sedang berkembang. Namun kajian terkait skala iklim keselamatan kurang berkembanga. Hal ini dibuktikan dengan masih sedikit penelitian yang berfokus pada pengukuran terkait iklim keselamatan terutama di Indonesia. Maka tujuan dari penelitian ini berfokus pada adaptasi  Safety Climate Questionnaire-Modified for Drivers (SCQ-MD). Skala ini terdiri atas 6 faktor dan 35 aitem.  Proses adaptasi dilakukan dengan menerjemahkan skala dari bahasa inggris ke bahasa Indonesia dengan menggunakan dua ahli bahasa. Kemudian melakukan uji keterbacaan kepada (N=5) pengemudi ojek online di Yogyakarta. Pengujian lapangan dilakukan kepada (N=175) pengemudi ojek online di Yogyakarta. Hasil penelitian menunjukkan bahwa SCQ-MD Versi Indonesia memiliki nilai reliabilitas sebesar (α = 0.97) dengan setiap aitem memiliki nilai factor loading (Λ > 0.30) dan AVE (> 0.50). Hasil tersebut menunjukkan bahwa SCQ-MD versi Indonesia merupakan skala yang reliabel dan valid dalam mengukur iklim keselamatan

    Penyelesaian Perkara Wanprestasi Atas Pembiayaan dengan Jaminan Fidusia dan Implikasinya terhadap Lembaga Pembiayaan di PT. Mandiri Tunas Finance Cabang Gorontalo Pasca Putusan Mahkamah Konstitusi No. 18/PUU-XVII/2019

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    The Constitutional Court Decision No. 18/PUU-XVII/2019 provides an interpretation of Article 15 paragraph (2) of Law No. 42 of 1999 concerning Fiduciary Security. The phrases "executorial power" and "equivalent to a final and binding court decision" were declared inconsistent with the 1945 Constitution and have no binding legal force insofar as they are not interpreted as “applicable only when there is no agreement between the parties regarding the occurrence of default (breach of contract) and the debtor objects to voluntarily surrendering the fiduciary object.” This decision is of particular interest as it can serve as a legal reference to assess the extent to which financing institutions (leasing companies) conduct vehicle repossession in compliance with applicable legal norms.This research employs a qualitative legal research method, which is a procedure that produces descriptive data in the form of written or spoken words from observed behavior. The approach used is a socio-juridical approach, in which law is studied and examined as a study of law in action. The researcher applies an interactive analysis model technique, in which data reduction and data presentation are carried out alongside data collection.The Constitutional Court Decision No. 18/PUU-XVII/2019 serves as a legal norm referred to by the researcher in examining breach of contract cases handled by PT. Mandiri Tunas Finance Gorontalo Branch. However, the implications of this Constitutional Court ruling on the institution have proven to be minimal—even almost entirely disregarded as a legal reference. This indicates that many financing institutions still fail to comply with prevailing legal norms, or that these norms may lack deterrent effect, resulting in frequent violations. Therefore, there is a pressing need for more assertive and clearer regulations governing financing institutions in Indonesia

    Dampak Pengembangan Wisata Danau Perintis Terhadap Perekonomian Masyarakat di Desa Huluduotamo Kabupaten Bone Bolango

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    Penurunan angka kemiskinan yang terjadi di tiga Dusun Desa Huluduotamo, sejak tahun 2022 sampai dengan Maret 2025 merupakan bukti yang nyata akan pengambangan wisata Danau Perintis telah berkontribusi positif terhadap peningkatan kondisi perekonomian masyarakat di Desa Huluduotamo. Data tersebut diperoleh dari Kantor Desa Huluduotamo. Penelitian ini bertujuan untuk mengetahui dampak pengembangan Wisata Danau Perintis terhadap perekonomian masyarakat lokal di Desa Huluduotamo, Kabupaten Bone Bolango. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan teknik pengumpulan data berupa observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa pengembangan wisata Danau Perintis memberikan kontribusi positif terhadap peningkatan ekonomi masyarakat, terutama dalam hal terbukanya peluang usaha dan lapangan pekerjaan baru. Masyarakat sekitar mulai memanfaatkan sektor wisata untuk meningkatkan pendapatan melalui berbagai aktivitas ekonomi seperti berdagang, penyediaan jasa, dan pengelolaan fasilitas wisata. Penurunan jumlah keluarga miskin dan angka pengangguran di Dusun Harapan, Teratai, dan Tabuliti selama periode 2022–2025 menunjukkan adanya perubahan signifikan dalam kondisi sosial ekonomi warga setempat. Meskipun demikian, pengembangan wisata ini tetap perlu diimbangi dengan penguatan kapasitas masyarakat dan keberlanjutan lingkungan agar manfaatnya dapat dirasakan dalam jangka panjang

    Manajemen Sumber Daya Manusia di Dinas Perikanan Kabupaten Gorontalo

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    This study aims to obtain an overview of how Human Resource Management in the Fisheries Service of Gorontalo Regency The research method uses a qualitative type using a descriptive approach. Data collection techniques are carried out through interviews, observations and documentation. The results of the study indicate that Planning by Implementing the stages of the process of searching, selecting, and hiring people to fill certain positions in an agency. This process involves various stages, starting from identifying needs, creating job descriptions, to the on-boarding process of new employees, while Organizing applies digitalization of services to speed up the administrative process, increase HR capacity through routine training, and involve the community in fisheries policies. These steps have increased service efficiency by up to 80%." As for the implementation, it is not optimal due to the short time, inadequate resources, communication constraints, and funding issues for planning. And in terms of employee work supervision, it involves several parties, including leaders (superiors), supervisory positions, and in some cases, other parties involved in internal or external supervision. Leaders have a primary role in supervision because they are responsible for the performance of subordinates and achieving organizational goals. The supervisory position also has the task of supervising the implementation of tasks and subsequent employee performance related to Work motivation Providing opportunities for employees to learn and develop their skills can increase work motivation and job satisfaction, as well as Providing awards and recognition for employee performance and finally Evaluation is carried out periodically, such as every quarter, semester, or once a year and Evaluation is used to measure employee success in achieving the targets and goals se

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