European Journals of Social Sciences Studies
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SYNERGIZING TRAINING AND DEVELOPMENT IN THE WORKPLACE: ANALYSING THE INFLUENCE OF MENTORING, DELEGATION, EMPOWERMENT, AND JOB ROTATION ON EMPLOYEE COMMITMENT IN THE INSURANCE SECTOR, MALAYSIA
Get PDFThe main objective of the current study is to identify the critical factors that affect employee commitment within one of the major insurance companies in Malaysia. The current study, based on the theoretical framework of the Theory of Planned Behaviour, analysed the influences of specific managerial practices, such as mentoring, job delegation, employee empowerment, and job rotation, on employee commitment. To achieve the set goal, a quantitative survey was conducted among 358 employees using a structured questionnaire. For confidentiality, the name of the insurance company is withheld. The study has indicated that mentoring, job delegation, employee empowerment, and job rotation of employees are positively related factors. The findings of the study suggest that the practice related to employee empowerment, which implies the possibility of providing workers with the needed amount of authority and autonomy, is the most influential factor. It indicates that companies should work on the improvements related to that area to ensure that their employees are dedicated. However, being significant as well, the need to mentor and delegate employees to outline their roles is stressed. The job rotation factor, although positively related, was insignificant. This may be explained as a result of the lack of suitable stimuli in the organization. Thus, the given insights provide practical implications for focused training and development interventions in the insurance sector in Malaysia. Article visualizations
AN EXPLORATORY STUDY ON THE IMPLEMENTATION OF STUDENT LOANS IN ALLEVIATING POVERTY AND ITS CONTRIBUTION TO HUMAN CAPITAL DEVELOPMENT IN SIERRA LEONE
Get PDFThe investment in education creates present costs but brings benefits in the future, such as increased earnings, improved health, economic growth, long life, and better service delivery in the place of work. The student expenses include but are not limited to tuition fees, books, and lodging costs, which can be classified as direct costs and the opportunity cost of forgoing present leisure for expected benefits. Taking a loan from a bank requires collateral such as houses or machinery, but this is not the case with student loans; hence stringent agreement must be signed by the students showing commitments on the side of the student to honour future liabilities from future earnings as a student cannot contractually commit to handing over their future labour to a lender in exchange for upfront cash, because indentured servitude is illegal. The limitation of not providing collaterals has made it possible for governments to be the key investors if not the only investors, in student loans as private investors are reluctant to provide unsecured loans, although there have been occasional efforts to offer loans securitized by human capital, none has moved beyond a small niche market This market failure explains why governments play an essential role in lending for education in developed and developing countries, and there is remarkably little compelling evidence of the effect of student loans on educational. Higher education or tertiary education has been perceived as an essential sector that contributes to economic progress among the countries of the world. Higher education has grown rapidly in Sierra Leone. At the same time, the cost of higher education is also rising in all Tertiary Educational Institutions in Sierra Leone. Education loans or student loan schemes, as one of the sources of financing higher education, have been introduced in most countries worldwide. This paper attempts to understand the student loan schemes introduced, such as tuition fees, accommodation, and learning materials, and implemented in Sierra Leone through the government of Sierra Leone. The study concludes that the student loan procedures followed in other countries, such as the income-contingent loan (ICL) model that has been widely used around the globe and this recommendation be considered with suitable modifications for the improvement of our education loan scheme at present. In addition, future research recommendations were made. Article visualizations
ANALYSIS OF THE IMPACT OF PUBLIC ACCOUNTING REFORMS ON THE PERFORMANCE OF MOROCCAN ADMINISTRATIONS
Get PDFThe modernization of public sector accounting is a crucial issue for countries seeking to improve their public administrations' performance, transparency and accountability. In Morocco, the adoption of International Public Sector Accounting Standards (IPSAS) represents a significant reform aimed at aligning accounting practices with international standards. This study proposes a systematic literature review examining these reforms' impact on Moroccan administrations' performance. Through an analysis of various academic and institutional sources, we highlight the advances, challenges encountered, and implications for public finance management in Morocco. The results indicate that, despite institutional and technical obstacles, accounting reforms have helped to improve financial transparency, budgetary efficiency and accountability within public administrations. Finally, recommendations are formulated to strengthen IPSAS implementation and optimize the performance of the Moroccan public sector. JEL: H83, H61, M41, G38, O55 Article visualizations
MICROFINANCE LOAN ACCESSIBILITY ON MAIZE PRODUCTION PROJECT PERFORMANCE IN FARMERS’ COOPERATIVE IN RWANDA
Get PDFThis study examined the effect of microfinance loan accessibility on maize production project performance in farmers’ cooperatives. A case of COOPAMA in Nyagatare district, Rwanda. The study used descriptive statistics and inferential statistics, both qualitative and quantitative were used to analyze the data with the assistance of SPSS software program version 25.0 descriptive statistics and inferential statistics were used to present frequencies tables, percentages, mean and standard deviation, and inferential analysis was used to use Pearson correlation and multiple regression model to test the relationship between the independent variables and dependent variable. The study used Production Theory, Game Theory of Microfinance, Adverse Selection, and Moral Hazard Theory. The effect of loan contracts for credit demand, the perceptions of loan borrowing, and the effect of the credit administration process of farmers on maize production project performance in farmers were 3.91; 4.04; and 4.07 respectively. The data of project performance was analyzed; the overall means of results was 4.14. The relationship between microfinance loan accessibility on maize production project performance in farmers’ cooperatives between loan contract, loan borrowing, and credit administration and project performance was 0.618, 0.6430, and 0.745 respectively, and the results presented that the variables were statistically significant with p value=0.000b. The results presented the variables of microfinance loan accessibility, the results credit administration process and loan contract were statistically significant with p value=0.000b, and p value=0.283b respectively and the loan borrowing was not statistically significant with p value=0.957b. It concluded that there was a significant relationship between microfinance loan accessibility and project performance.JEL: O16, Q12, Q14, C12, G21 Article visualizations
CYBERSECURITY PRACTICES AND FRAUD PREVENTION AMONG GHANAIAN TELECOMMUNICATION FIRMS, A MIXED METHOD ANALYSIS
Get PDFThis study explores the effectiveness of cybersecurity practices in preventing fraud within Ghanaian telecommunication firms, adopting a qualitative research approach to gain in-depth insights into the challenges and strategies involved. By focusing on the perspectives of key personnel directly involved in cybersecurity and fraud prevention, the study aims to uncover critical factors influencing the success of these practices. A case study design is employed, examining cybersecurity implementation across five major telecommunication firms in Ghana. The sample consists of 15 participants, including IT managers, cybersecurity officers, and fraud prevention specialists, selected through purposive sampling to ensure relevant and insightful data collection. Semi-structured interviews are used as the primary data collection method, allowing participants to provide detailed and nuanced information on their experiences with cybersecurity measures. Thematic analysis is employed to identify key patterns and themes within the data, highlighting the role of insider threats, regulatory frameworks, and employee behavior in contributing to fraud. The findings indicate that while robust technical measures such as encryption, multi-factor authentication, and intrusion detection systems play a significant role in reducing fraud, challenges in enforcement, compliance, and employee behavior remain critical barriers. The study concludes that a holistic approach, combining technical solutions with organizational culture improvements and stronger regulatory enforcement, is essential for enhancing cybersecurity effectiveness in Ghana’s telecommunication sector. Recommendations are made for improving incident response times, regulatory support, and employee training programs, as well as fostering greater collaboration between firms and regulatory bodies to strengthen fraud prevention efforts. Article visualizations
IMPACT OF OIL PRICE VOLATILITY ON ECONOMIC GROWTH IN SUB-SAHARAN AFRICAN COUNTRIES
Get PDFThis study examines the impact of the volatility of oil price on economic growth in Sub-Saharan African countries from the period of 2006-2021. Broadly, this study aims to investigate the impact of oil price volatility on economic growth in Sub-Saharan African Countries, looking particularly at Gross Domestic Product and exchange rate, Gross Capital Formation, and FDI as key variables that provide an indication of economic well-being. Four top Net oil exporting countries were selected for the study. The countries selected are Nigeria, Angola, Egypt and Algeria, as they form major oil-exporting countries in Sub-Saharan Africa with stable historical data. Panel data were used for the analysis. Panel Pooled OLS, Panel Fixed Effect Model and Generalized Method of Moment model were employed in the estimation for oil price volatility in sub-Saharan African countries. The estimation of the panel model for the oil exporting countries shows that the volatility of oil price has a positive and significant effect on the economic growth of oil exporting countries. The study recommends, among others, that Foreign Direct Investment (FDI) will increase capital inflows to these oil-exporting countries, promoting growth and employment. More so, corruption must be checked or controlled as it erodes investors’ confidence. Countries in oil exporting countries should invest in human capital, build infrastructure, and create independent institutions dealing with corrupt public officials who steal oil revenues. JEL: Q43; F43; E52; O23 Article visualizations
NAVIGATING THE POST-PANDEMIC BUSINESS LANDSCAPE IN TRAVEL AND TOURISM INDUSTRY: A MULTIPLE CASE STUDY
Get PDFThis qualitative study explores multiple cases of navigating the post-pandemic business landscape in the travel and tourism industry. The researcher involved four (4) ticketing and travel agency business owners within the Davao Region and used purposive sampling techniques in choosing the study participants. The participant's sequence number during the Case units' pseudonyms were PO1, PO2, PO3, and PO4. A comprehensive, in-depth interview was used to collect data using multiple-case designs. This study's multiple case analysis approach fits the qualitative research paradigm, which aims to explore the significance of respondents' data, experiences, and perspectives. A thematic analysis approach was utilized for PO1_CQ1.1, which pertains to Participant 1 under Central Question 1 and Sub Question 1. Thus, it is pointed out that the significant themes in handling travel and tourism service businesses in the post-pandemic business landscape were Health and Safety Protocols, Marketing and Promotion, Digital Innovations, Partnerships and Collaborations, and Flexibility and Adaptability. Significant themes in coping mechanisms with the changes brought by the post-pandemic business landscape are precautions in safety measures, virtual customer engagement and experience, resilient business operation, strategic planning, and business innovation.SDG Indicated: SDG 8 (Decent work and economic growth), SDG 9 (Industry, innovation and infrastructure) and SDG 11 (Sustainable cities and communities) Article visualizations
THE ESPORTS ECOSYSTEM
Get PDFEsports constitute an organized competitive human activity involving video games using either the internet or a local area network (LAN). Notably, esports follow a distinct historical trajectory, which has resulted in their present characteristics, including competition, social interaction, economic-cultural elements, entertainment, popularity, and professionalism. The ecosystem of esports includes video games, players, teams, viewers, game communities, institutions, publishers, and any sponsors associated with them. This paper aims to describe the esports ecosystem and its elements. The argument put forth is that esports possess all the extrinsic elements that are characteristic of conventional sports. This is a theoretical article based on pertinent information and data from the relevant literature. The characteristics of esports can be categorised into four dimensions: the gaming dimension, the governance dimension, the social dimension, and the dimension of esports as an entertainment industry. This suggests that esports are becoming more similar to conventional sports. However, the question remains as to whether esports can really be considered as sports. Article visualizations
POSSIBLE CAUSES AND SOLUTIONS OF THE TRAFFIC JAM IN DHAKA, BANGLADESH
No full textTraffic jams are the biggest problem of this magnitude in the world’s densely populated cities. A lot of research is being done all over the world, and it is important. I visit some of the most populous cities in the world, like Dhaka, Delhi, Jakarta, etc. I have researched some of the possible issues that seem relevant to me and have discussed them in detail in this research paper. Here, I have mentioned what causes traffic jams. Ways to reduce traffic jams. Powerful traffic law and traffic software system. Real-life solutions, etc. The methods I mentioned are for future research. It can solve traffic jams. In this research, I have mentioned the factors that cause traffic jams in Dhaka and how they can be solved. I have discussed special software that can develop the traffic system and free a densely populated city like Dhaka from traffic jams. It will help the economies of Dhaka and Bangladesh develop more. Article visualizations
ENVIRONMENTAL IMPACT OF THE LIFE CYCLE OF TEXTILES AND MITIGATION OPTIONS: ONLINE INFORMATIVE AND EDUCATIONAL RESOURCES / IMPATTO AMBIENTALE DEI PRODOTTI TESSILI ED OPZIONI DI MITIGAZIONE: RISORSE INFORMATIVE ED EDUCATIVE ONLINE
No full textIn recent decades, the consumption of textile products has grown very quickly, with huge amounts of low-cost garments prematurely discarded because they were perceived as out of style. Fast fashion is based on low-cost garments, which result, for instance, from low-wages prevalent in most producing countries and poor environmental practices. At the same time, governmental subsidies keep artificially depressed the international cotton price. Durable and easily repairable garments, with carefully selected colours and styles, can avoid producing items that are quickly disposed of because they are worn out or perceived as out-of-fashion. The Aral Sea has largely dried up, and the whole area is polluted. This is a consequence of the massive expansion of cotton production, which requires a lot of water and pesticides. Conversely, growing hemp or flax for fibres implies much lower water and agrochemical requirements. Washing synthetic clothes implies the shedding of fibres into the wastewater. An estimated 35% of the microplastics entering the ocean come from petroleum-based garments. Low-shed textiles are already available on the market and are expected to maintain integrity and shape longer thanks to reduced material loss. Natural fibres, not treated with synthetic dyes and/or chemical finishes, are expected to degrade faster than microplastics. Both synthetic and natural fibres can be recycled; conversely, blended fibres are often landfilled because their recycling is difficult. Contamination from, e.g. flame retardants, elastane and water repellents is also a problem. Regulating the content of chemicals in the new textiles is the first instrument to prevent hazardous substances from ending up in recycled products. Documents presented hereafter discuss techniques and ongoing research on recycling polyethylene terephthalate fibres. The design for recycling, discussed in some quoted papers, is aimed at creating products that at end-of-life are easy to disassemble and recycle. An environmental policy transfers the financial responsibility of the end-of-life management of products from the taxpayer to the producer and to the consumer, which is expected to stimulate the circular economy.Negli ultimi decenni il consumo di prodotti tessili è cresciuto molto rapidamente, con grandi quantità di vestiti a basso costo gettati prematuramente poiché percepiti come fuori moda. La “fast fashion” è basata sul basso costo conseguente, ad esempio, alle basse retribuzioni prevalenti in molti paesi produttori ed a pratiche ambientali poco rispettose dell’ambiente. In certi casi, sussidi governativi mantengono artificialmente basso il prezzo internazionale del cotone. Vestiti durevoli e facilmente riparabili, con stile e colori scelti accuratamente, possono essere utilizzati più a lungo senza essere gettati prematuramente poiché percepiti come fuori moda. Il lago di Aral è in gran parte prosciugato e l’intera area è inquinata, a causa della grande espansione della produzione di cotone che ivi sta continuando a richiedere enormi quantità di acqua e pesticidi. Produrre fibre dalle piante di canapa o di lino implicherebbe un uso assai più ridotto di acqua e prodotti chimici. Il lavaggio dei prodotti tessili implica una perdita di fibre con le acque di scarico. E’ stimato che il 35% delle microplastiche che entrano nei mari proviene da capi d’abbigliamento sintetici. Esistono sul mercato prodotti tessili che rilasciano poche fibre; si suppone che, grazie ad una ridotta perdita di materiale, questi tessuti mantengano più a lungo forma ed integrità. Le fibre naturali, purché non trattate con coloranti sintetici e/o altri prodotti chimici, si degradano più rapidamente delle microplastiche. Sia le fibre naturali che quelle sintetiche possono essere riciclate, mentre è difficile riciclare quelle miste. Anche la contaminazione da, ad es.: ritardanti di fiamma, elastan, o idrorepellenti è indesiderata. Regolamentare il contenuto di sostanze chimiche ammesso nei nuovi prodotti è fondamentale per non averle poi nei tessuti riciclati. L’articolo presenta documenti riguardanti tecniche e ricerche sul riciclaggio di fibre di polietilene tereftalato. Il “design for recycling” è volto a creare prodotti che a fine vita sono facili da disassemblare e riciclare. Una strategia volta a stimolare l’economia circolare, consiste nel trasferire la responsabilità finanziaria della gestione dei prodotti arrivati a fine vita, dai contribuenti a produttori e consumatori. Article visualizations