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Legal Protection for Banks as Warehouse Receipt Holders of Bankrupt Agricultural Products
No full textThis research is entitled "Legal Protection for Banks as Holders of Warehouse Receipts for Bankrupt Agricultural Products." The background of this research stems from the problem of farmers' limited access to capital, which has led to the emergence of the warehouse receipt system as an agricultural-based financing instrument. Warehouse receipts can be used as collateral for credit at banks, but they give rise to legal issues when the debtor goes bankrupt. Banks, as holders of warehouse receipts, face legal, economic, and institutional risks in their efforts to obtain repayment of receivables. The research problem is formulated in three main points: (1) what is the legal force of agricultural warehouse receipts in bankruptcy; (2) what form of legal protection is available for banks as holders of agricultural warehouse receipts that are bankrupt; and (3) what obstacles do banks face in obtaining this legal protection. The research method used was empirical with a descriptive analytical approach. Primary data was obtained through interviews with banking institutions and the Warehouse Receipt Guarantee Institution, while secondary data was obtained through a review of relevant laws and regulations, doctrine, and literature. The analysis was conducted qualitatively and normatively, connecting legal theory with implementation practice. The results of the study indicate that warehouse receipts have legal force as securities that can be used as collateral for debt, and in bankruptcy their position is equal to material collateral, thus placing banks as separatist creditors. Legal protection for banks is provided through the provisions of Law No. 9 of 2011 concerning Warehouse Receipts and Law No. 37 of 2004 concerning Bankruptcy and PKPU, which allow banks to execute collateral objects before they are distributed to other creditors. However, there are obstacles in the form of limited economic value of agricultural products, lack of understanding of warehouse receipts among law enforcement officials and banks, convoluted bureaucracy, and the weak role of the Warehouse Receipt Guarantee Institution. In conclusion, legal protection for banks as holders of agricultural warehouse receipts in bankruptcy is already stipulated in legislation, but its implementation still faces various normative and practical obstacles. Therefore, regulatory strengthening, capacity building of financial institutions and law enforcement, and optimization of the role of the Warehouse Receipt Guarantee Institution are needed to ensure that warehouse receipts can function effectively as credit collateral
PPAT'S Responsibilities in Preparing a Deed of Mortgage Rights that is Cancelled by a Court Decision (Study Decision No. 136/Pdt.G/2019 PN Ckr)
No full textLand Deed Officials, as public officials, are authorized to issue authentic deeds related to legal acts on land, including APHTs, which are crucial for granting mortgages to secure loans. However, courts often revoke APHTs, as in decision 136/Pdt.G/2019/PN Ckr, due to negligence on the part of Land Deed Officials (PPATs) in examining land documents or status, leading to legal uncertainty and losses for creditors. Therefore, a review of the authority and responsibilities of PPATs in issuing APHTs that have been revoked by the court is necessary to strengthen legal certainty and protection for the parties. This research uses a normative (doctrinal) legal method that focuses on the study of written or secondary legal materials. The approaches employed include a statutory approach to analyze applicable legal provisions, a conceptual approach to understand legal doctrine and principles, and a case approach to examine court decisions regarding the annulment of APHTs to examine the judge's considerations and their legal implications. The research results show that the Land Deed Making Officer (PPAT) is a public official authorized to make authentic deeds, including the Deed of Granting Mortgage Rights (APHT), to ensure legal certainty for creditors and debtors. In making APHT, PPAT is obliged to check the validity of the certificate, ensure the identity of the parties, the value of the mortgage, and the object of the mortgage right according to legal requirements, maintain independence and professionalism, make a valid authentic deed, and register the deed on time with the land office. By working carefully and meticulously, PPAT prevents legal defects, disputes, and the risk of administrative, civil, and criminal liability, so that APHT can be valid and provide legal protection for all parties
PENGARUH CORPORATE SOCIAL RESPONSIBILITY DISCLOSURE DAN DEWAN KOMISARIS INDEPENDEN TERHADAP FIRM VALUE
No full textPenelitian ini bertujuan untuk menguji pengaruh dari Corporate Social Responsibility Disclosure dan persentase Dewan Komisaris Independen terhadap Firm Value yang menggunakan Tax Avoidance sebagai variabel intervening. Obyek penelitian ini adalah perusahaan pertambangan di sektor energi yang terdaftar di Bursa Efek Indonesia (BEI) pada periode 2021-2023. Teknik pengambilan sampel menggunakan purposive sampling sehingga mendapatkan 66 sampel penelitian. Alat analisis pada penelitian ini menggunakan perangkat lunak SPSS v.25. Hasil penelitian ini menunjukkan bahwa Corporate Social Responsibility Disclosure tidak berpengaruh secara langsung terhadap Firm Value maupun tidak langsung melalui Tax Avoidance. Dewan Komisaris Independen berpengaruh negatif terhadap Firm Value tetapi tidak berpengaruh secara tidak langsung melalui Tax Avoidance. Corporate Social Responsibility Disclosure dan Dewan Komisaris Independen tidak berpengaruh terhadap Tax Avoidance. Tax Avoidance berpengaruh negatif terhadap Firm Value.Kata Kunci: Corporate Social Responsibility Disclosure, Dewan Komisaris Independen, Firm Value, Tax Avoidanc
PENGARUH PEMBERIAN DAUN PEPAYA (CARICA PAPAYA L) SEBAGAI PENDAMPING OBAT ANTIMALARIA TERHADAP PENYEMBUHAN MALARIA DI RUMAH SAKIT BHAYANGKARA TK II JAYAPURA
No full textDaerah jayapura secara geografis sangat endemis untuk penularan penyakit malaria terbukti berdasarkan hasil study pendahuluan yang dilakukan pada 12 Februari 2025 jumlah pasien yang di rawat inap 13 dari 15 pasien yang sedang di rawat di Rumah Sakit Bhayangkara TK II Jayapura adalah pasien malaria. Penelitian ini bertujuan untuk mengetahui pengaruh pemberian daun papaya (carica papaya L) sebagai pendamping obat antimalaria terhadap penyembuhan malaria di Rumah sakit Bhayangkara TK II Jayapura. Dengan menggunakan metode quasy exsperiment dengan rancangan pre post test with control group design. Penelitian dilaksanakan pada bulan Agustus di RS Bhayangkara Tingkat II Jayapura. Sampel penelitian sebanyak 30 orang terbagi dalam 2 kelompok, Kelompok intervensi yang diberikan konsumsi daun papaya sebagai pendamping obat malaria, sedangkan kelompok kontrol diberikan pengobatan malaria tanpa pemberian daun pepaya. Pada kelompok intervensi diberikan konsumsi daun papaya dengan dikukus seberat 100 gr 1 kali sehari selama 3 hari. Dengan Hasil Penelitian menunjukan setalah perlakuan pada kelompok kontrol responden dengan hasil DDR positif sebanyak 11 responden(73,3%) dan pada kelompok intervensi sebanyak 2 responden (13,3%) sedangkan dengan hasil DDR negatif pada kelompok kontrol sebanyak 4 responden (26,7%) dan pada kelompok intervensi 13 responden (86,7%) dengan nilai p-value sebesar 0,01 (p<0,05). Dapat disimpulkan ada pengaruh pemberian daun papaya (carica papaya L) sebagai pendamping obat antimalaria terhadap penyembuhan malaria di Rumah sakit Bhayangkara TK II Jayapura.Kata Kunci : Daun pepaya, Obat antimalaria, Malaria
PENGARUH MANAJEMEN ASET DAN PERTUMBUHAN PENJUALAN TERHADAP KINERJA KEUANGAN (STUDI KASUS PADA PERUSAHAAN MANUFAKTUR DI BEI TAHUN 2020-2023)
No full textTujuan dilakukan penelitian ini guna mengatahui pengaruh manajemen aset dan pertumbuhan penjualan terhadap kinerja keuangan. Populasi dalam penelitian yang telah dilakukan adalah perusahaan manufaktur yang terdaftar di BEI tahun 2020 – 2023. Metode purposive sampling digunakan untuk memperoleh hasil sampel 37 perusahaan dengan total data observasi 148. Penelitian ini menggunakan metode kuantitatif dengan data sekunder yang diolah menggunakan SPSS. Hasil penelitian ini membuktikan bahwa data yang diobservasi berdistribusi normal, manajemen aset berpengaruh negatif terhadap kinerja keuangan dan pertumbuhan penjualan berpengaruh positif terhadap kinerja keuangan. Penelitian ini memiliki kontribusi dalam mengetahui naik turun kinerja keuangan dapat disebabkan oleh pengelolaan aset dan pertumbuhan penjualan.Kata Kunci : Manajemen Aset, Pertumbuhan Penjualan, Kinerja Keuanga
PENGEMBANGAN MEDIA PEMBELAJARAN INTERAKTIF BERBASIS AI UNTUK MENINGKATKAN PEMAHAMAN KONSEP MATEMATIKA SISWA SD NEGERI KUMBO
No full textPenelitian ini mengembangkan media pembelajaran interaktif berbasis kecerdasan buatan (AI) untuk meningkatkan pemahaman konsep matematika siswa SD Negeri Kumbo, Kecamatan Sedan, Kabupaten Rembang. Metode pembelajaran konvensional yang monoton dan tidak adaptif menjadi latar belakang masalah dalam penelitian ini. Penelitian menggunakan pendekatan Research and Development (R&D) dengan model ADDIE. Media pembelajaran berupa aplikasi berbasis AI yang memanfaatkan algoritma Machine Learning (ML) dan Natural Language Processing (NLP) untuk menyediakan soal matematika interaktif dengan kemampuan adaptasi tingkat kesulitan secara real-time. Subjek penelitian adalah 35 siswa yang dipilih dengan teknik purposive sampling. Data dikumpulkan melalui tes pemahaman konsep matematika, lembar observasi, wawancara, dan angket respons pengguna. Analisis data menggunakan statistik deskriptif, uji t-test, dan analisis tematik. Hasil penelitian menunjukkan peningkatan signifikan pemahaman konsep matematika siswa dengan skor rata-rata meningkat 25% dari pre-test ke post-test. Siswa dengan kemampuan awal rendah mengalami peningkatan lebih signifikan. Media pembelajaran mendapat respons positif karena fitur interaktif, adaptif, user-friendly, dan feedback real-time. Fitur unggulan meliputi sistem penilaian otomatis, modul pembelajaran adaptif, gamifikasi, dashboard analytics, dan interaksi natural language. Penelitian ini berkontribusi pada integrasi AI dalam pembelajaran matematika SD dan menyediakan model yang dapat diadaptasi untuk konteks sekolah dasar lainnya.Kata kunci: Media Pembelajaran, Kecerdasan Buatan, Machine Learning, Natural Language Processing, Pemahaman Konsep Matematika, Sekolah Dasar, Pembelajaran Adaptif
KONVERSI LAHAN PERTANIAN KE PERMUKIMAN DI PERI-URBAN KECAMATAN BUARAN KABUPATEN PEKALONGAN
No full textKecamatan Buaran sebagai wilayah peri-urban Kota Pekalongan mengalami tekanan pertumbuhan yang pesat seiring meningkatnya kebutuhan ruang akibat urbanisasi. Fenomena ini mendorong terjadinya konversi lahan pertanian ke permukiman yang berimplikasi pada perubahan struktur ruang dan kehidupan masyarakat. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mendorong konversi lahan pertanian ke permukiman, mendeskripsikan pola perkembangan permukiman, serta mengidentifikasi dampaknya terhadap lingkungan dan sosial ekonomi masyarakat di Kecamatan Buaran. Metode yang digunakan adalah pendekatan kualitatif dengan teknik deduktif dan rasionalistik, didukung analisis spasial menggunakan GIS, wawancara, observasi, serta pengolahan data dengan bantuan perangkat lunak NVivo. Hasil penelitian menunjukkan bahwa selama periode 2013–2024 luas lahan pertanian mengalami penurunan dari 420,4 Ha menjadi 367,8 Ha, sedangkan lahan permukiman meningkat dari 306,5 Ha menjadi 425,1 Ha. Faktor utama pendorong konversi meliputi rendahnya harga lahan pertanian, keberadaan aksesibilitas jalan kolektor, sistem pembagian waris, meningkatnya kebutuhan hunian akibat migrasi dan ekspansi industri, serta rendahnya produktivitas pertanian akibat pencemaran irigasi. Dampak yang muncul antara lain pergeseran mata pencaharian dari petani ke sektor non-pertanian, penurunan luas panen padi, berkurangnya area resapan air yang meningkatkan potensi banjir, serta ketidaksesuaian tata ruang desa. Hasil penelitian ini menegaskan pentingnya pengendalian tata ruang dan perlindungan lahan pertanian produktif guna menjaga keberlanjutan lingkungan dan kesejahteraan masyarakat peri-urban. Kata Kunci: aksesibilitas, konversi lahan, peri-urban, permukiman, sosial ekonom
Effectiveness of Termination of Prosecution of Ordinary Theft Crime Cases Based on Restorative Justice (Case Study at Jembrana District Attorney's Office)
No full textIndonesia as a country of law guarantees the rights of victims to recover losses due to criminal acts, but in practice, victims of property crimes such as in the Abu Tours case which lost more than IDR 1.2 trillion, often have to take civil action to recover their rights because criminal sanctions do not automatically restore losses. The purpose of this study is to determine and analyze the optimization of victim loss recovery in handling cases of embezzlement and money laundering of umrah costs; to analyze obstacles and solutions to victim loss recovery in handling cases of embezzlement and money laundering of umrah costs. The approach method used in compiling the thesis is empirical legal research.Specifications in this studydescriptive analysis.The theories used include the theory of justice and the theory of the legal system. The results of this study are (1)Optimizing the recovery of victim losses in the case of embezzlement and money laundering of Umrah costs in the Abu Tours case, requires synergy between various legal instruments. The defendant HM and his colleagues were proven to have embezzled funds amounting to more than one trillion rupiah belonging to around 96,976 prospective Umrah pilgrims, which were diverted for personal interests and fictitious investments with the mode of offering cheap travel promos. The prosecutor's office charged the perpetrators with multiple charges based on Articles 372 and 378 of the Criminal Code and Articles 3 and 5 of the TPPU Law, and after the verdict had permanent legal force, the process of confiscation and handing over hundreds of assets to the curator to be auctioned and distributed to the victims.
Effectiveness of Legal Protection for Children Who Perpetrate Sexual Abuse Due to the Influence of Pornography on the Internet in Cirebon City
No full textThe influence of pornography circulation in the digital world through prohibited sites is increasing and damaging, this also damages children as the next generation of the nation, the circulation of pornography in cyberspace can cause children to experience pathological disorders in the form of sexual behavioral deviations which ultimately result in children committing acts of sexual violence against their peers. The position of children as victims of exposure to pornography circulation in cyberspace when they become perpetrators of sexual violence is considered a crime like that committed by adults, so that victims often refuse to resolve this problem through diversion. This study aims to determine and analyze the protection for children who commit sexual crimes due to the impact of the spread of pornographic sites on the internet that occurred in the city of Cirebon. To determine and analyze the obstacles and solutions related to the issue of protection for children who commit sexual crimes due to the impact of the spread of pornographic sites on the internet that occurred in the city of Cirebon. The type of legal research used is non-doctrinal. Emphasizing for the parties in cases of sexual violence committed by children that it is necessary to go through the legal process through diversion for children first. Implementation of legal counseling on the importance of diversion, especially in cases of violence committed by children in society
Effectiveness of Implementing Termination of Prosecution Through Restorative Justice in Criminal Acts of Theft Based on Legal Certainty Values (Case Study: Gianyar District Attorney's Office)
No full textThe restorative justice approach as an alternative to resolving criminal cases is a solution that prioritizes victim recovery and perpetrator responsibility, compared to criminalization which can cause overcapacity in correctional institutions. The purpose of this study is to analyze the construction of criminal case resolution through the termination of prosecution based on restorative justice in the concept of legal certainty, and to analyze the effectiveness of the implementation of the termination of prosecution through restorative justice in the crime of theft at the Gianyar District Attorney's Office. The approach method used in compiling the thesis is sociological legal research. Specifications in this studydescriptive analysis. The theories used include the theory of legal certainty and the theory of legal effectiveness. The results of this study are the construction of criminal settlement through the termination of prosecution based on restorative justice in the concept of legal certainty is based on the Regulation of the Attorney General of the Republic of Indonesia Number 15 of 2020, the restorative justice mechanism provides space for law enforcement that is oriented towards victim recovery and social reintegration of the perpetrator, without always having to prioritize criminalization. Legal certainty in the restorative justice mechanism is guaranteed through clarity of formal and material procedures, limitations on the prosecutor's authority in exercising his discretion