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The Role of Banking Automation in Activating the Financial Structure of the Saudi Banking System for the Period (2008-2014)
تعد الاتمتة المصرفية احدى اهم الخصائص التي تتميز بها الانظمة المالية والمصرفية في العصر الحديث مما ادى الى حصول طفرة في نوعية الخدمات المصرفية المقدمة وانتقالها من الصيرفة التقليدية الى الصيرفة الحديثة، الامر الذي سارع من عمليات انتقال التدفقات المالية الداخلية والخارجية من وحدات الفائض المالي الى وحدات العجز المالي، مؤدياً الى تنيشط البنية المالية التي تعتبر الشريان الذي يغذي الاستثمارات في البنية التحتية، اذ تساهم التكنولوجيا في تسريع او استغلال الوقت في نقل الاموال بين وحدات الفائض المالي الى وحدات العجز المالي وسداد الالتزامات المالية بين مختلف انواع المتعاملين في النظامين المصرفي والمالي، والذي ينعكس ايجابياً على النظام المالي والمصرفي بشكل خاص والتنمية الاقتصادية بشكل عام.
ومن هنا نسلط الضوء على العمل المصرفي السعودي الذي اتبع استراتيجيات لتطويره منذ زمن طويل، ومحاولة المملكة في الوصول بالعمل المصرفي الى العالمية في تقديم الخدمات المصرفية والمالية المختلفة، لانه كلما كان النظام المصرفي متطور كلما دل على وجود او اعتماد ادوات مالية كثيرة ومتنوعة تتيح خيارات كثيرة للمتعاملين معها مما يساهم في تنشيط البيئة الاستثمارية.The banking automation one of the most important characteristics of the financial and banking systems in the modern era, which led to obtain a breakthrough in the quality of banking services provided and the transition from traditional banking to modern banking, which hastened the transmission of internal and external financial flows from units fiscal surplus operations into units deficit financial, leading to Thant financial architecture, which is the artery that feeds the investments in infrastructure, as the technology to accelerate contribute to or use of time in the transfer of funds between units of the fiscal surplus to units of the fiscal deficit and the repayment of financial obligations between the different types of customers in the banking and financial systems, and that is reflected positively on the financial and banking system in particular, and economic development in general.
Hence highlight the Saudi banking work that follow strategies to develop it for a long time , and try to Kingdom of access Banking work to the world in providing various banking and financial services , because whenever the banking system is well-developed as indicated by the presence or the adoption of many and varied financial instruments that allow many options to customers with which contributes to the activation of the investment environment
Simulation of NGC 3769 and its companion NGC 3769A
In this paper two interacted galaxies NGC 3769 and NGC 3769A are simulated by using Intergalactic Gravitational Motion Simulator IGMS code. Through the simulation, the effects of the attraction between the two galaxies are explained how the comapanion galaxy NGC 3769A moves around the main galaxy NGC 3769. At the time (t=850 Myrs.) the situation of the companion comparing to the main galaxy would be in a good agreement with the situation of the two galaxies observed by telescope
Investment in human resources and its impact on the development of banks and profitability A study from the viewpoints (financial accounting) applied to the Bank of the Al-dijl and Al-Forat for the period (6227 - 6212)
The human resources of the new element of the production elements in light of the knowledge and characte ristic economy flagship of the leadership attributes enjoyed by modern banks, and from this point of banks seeking to develop human resources in order to be able to offer various traditional and modern business than can banks to increase their market share and reflect positively their profitability. Sheds search light on the banks that invest in human resources by estimating the cost of access to and impact on profitability, as the more developed the technology used in banks, so it needs to adapt human resources all to increase efficiency and the possibility of dealing with it, will be to prove that the cost accounting and compare it with the profitability of the bank for the same period and the statement of the relationship between investment in human resources and profitability of the bank
Illegal guarantees of the legitimacy of state authority: comparative analytical study
بينا، في هذا البحث، ان هناك ضمانات لا قانونية تعمل على حماية حقوق وحريات الافراد من تعسف سلطات الدولة، وذلك في حالة عد قدرة الضمانات القانونية على توفير الحماية الضرورية للحقوق والحريات العامة من خلال ضمان مشروعية سلطة الدولة.
وقد بحثنا في هذه الدراسة انواع االضمانات اللا قانونية المتمثلة في الرقابة الشعبية، ورقابة القوى السياسية المنظمة، والرقابة الثورية، فركزنا في بحثنا على بيان انواع الرقابة الشعبية المتمثلة في الاحتجاجات والمظاهرات، من خلال بيان تعريف كل منها، وتوضيح انواعها، واجراء المقارنة بين التشريعات المختلفة ونظرة كل منها الى المصطلحين سالفا الذكر.
ومن ثم بحثنا رقابة القوى السياسية المنظمة والمتمثلة في الرقابة الاعلامية ورقابة منظمات المجنمع المدني، من خلال بيان مفهوم كل منها، وتحديد انواعها، وكذلك دور كل منها في ضمان مشروعية السلطة من خلال الرقابة التي تمارسها على اعمال السلطة من اجل ضمان حقوق وحريات الافراد، وأثرنا أن نحاول التطرق الى بيان مفهوم الرقابة الثورية وانواعها، وكذلك توضيح الاراء الفقهية الخاصة بالتكييف القانوني للرقابة الثورية وأثرها في تغيير النظام السياسي في الدولة، وحق الشعب في تقرير مصيرها عن طريق ممارسة هذه النوعية من الرقابة لضمان مشروعية سلطة الدولة. In this research, we shown that there are legal guarantees that works to protect the rights and freedoms of individuals from the arbitrariness of the state authorities, and in the case of counting the ability of the legal guarantees to provide the necessary protection for the rights and public freedoms by ensuring the legitimacy of state power.
And then we checked control organized political forces represented in media censorship and control of civil Society organizations, through a statement the concept of each of them, and determine the types, as well as the respective roles in ensuring the legitimacy of power through the control exercised by the work of the Authority for individual rights and freedoms guaranteed,and we chose to try to address a statement the concept of revolutionary censorship and types, as well as clarify the jurisprudence own legal adaptation of the revolutionary control and its impact on changing the political system in the state, and the right of people to self-determination through the exercise of this kind of control to ensure the legality of state power.We were checked in this study types A non - legal guarantee of the People's control, and control of organized political forces, and control revolutionary, we focus in our research on the statement types of popular oversight of protests and demonstrations, through the statement of the definition of each of them, and to clarify the types, and a comparison between the different legislation and look at each of them to two term Aforementioned
Thought Centers and their Impact on Public Policy Making in the Kurdistan Region (Critical Study)
تمثل مراكز الفكر أحدى الدلالات الهامّة على تطور الدولة وتقييمها للبحث العلمي واستشرافها لآفاق المستقبل، وذلك وَفقاَ للمنظور المعرفي لتطور المجتمعات الإنسانية عمومًا، ويعد عنوانًا للتقدم وأحد مؤشِّراته في التنمية ورسم وصنع السياسات العامة الرشيدة.
وتعد عملية دراسة القضايا والمشكلات التي تواجه المجتمع والدولة وتحليلها، من أهم الأدوار التي تضطلع بها المراكز الفكرية عمومًا، إذ تهدف من خلالها إلى معرفة الأسباب التي تكمن وراءها، وبلورة الرؤى والمقترحات العلمية المتعلِّقة بها، ووضع الحلول المناسبة لها.
ان هذه المراكز تعد أحد الفاعلين في رسم التوجهات السياسية والاجتماعية والاقتصادية، وأحد المؤثِّرين فيها، وأحد المشاركين في وضع الحلول لها وذلك من خلال توظيف البحث العلمي في خدمة قضايا المجتمع، وذلك من خلال تقديم الرؤى وطرح البدائل والخيارات، بما يدعم عمليات صنع القرارات ورسم السياسات. وتشكل رافدا رئيسيا للمعلومة والتحليل لاصحاب القرار على مختلف المستويات.Today, think tanks and research centers are the most important indictors to assess the state development and expect the possibilities for the future. According to academic and scientific perception, these think tanks offer scientific research and analysis for all the issues and problems facing the state. From this perspective, the think tanks deals with the causes of the problems, offer recommendations and solutions.
This research is mainly an attempt to investigate the obstacles and opportunities of the think tanks in Kurdistan region. By doing this, we can determine the capability of Kurdistan in terms of research, and also we can inform the Kurdish decision makers in Kurdistan that in today's world the process of making decision is not related with the personal mood or personalization, but rational. For instance, the policy makers in the modern countries such as the United States, in their decisions and public policy largely depend on the recommendations and solutions that are given by think tanks, which is why the United States allocates large amounts of money for thin
A Study on Setting up a Database for Maternal Health Care Program in Darbandikhan-Kurdistan
There are around 8.64 million women in Iraq who need to maternal health. While, maternal health program in Iraq is considerably down regulated, the vertical national health program, maternal health, has been not monitored appropriately. The aim of this study was to determine the most essential preliminary indicators for monitoring maternal health program in Kurdistan/ Iraq, and to assess those technical challenges for computerizing the maternal health program of Kurdistan Regional Government. This is interventional hospital based study which was carried out in Darbandikhan district- Kurdistan State. An access database was developed for entering whole records of the maternal health program components data in the 200 mothers’ file. And, we got staff belief about database. The study has shown that antenatal care visit record would be a good indicator for assessing maternal health program, when the program was computerized. And, the staff had a positive attitude to computerize the program. This database could accelerate the monitoring and evaluating the maternal health program in considering to indicators of the program
User-centered Security for Protecting Patient Privacy for E-health Cloud Computing
E-health is the present communication structure in medicine especially in developed countries. Toward enhancing the quality of care and reduce the health care delivery cost, cloud Computing technology has been adopted. In recent times services such as exchange and share medical data among staff and then to the patients are one the main reasons behind using this technology in e-health. Hence, using cloud computing in e-health has many challenges particularly when dealing with electronic healthcare records (EHR).
Cloud computing is an agglomeration of technologies, operating systems, storage, networking, virtualisation, each fraught with inherent security issues. For example, browser-based attacks, denial of service attacks and network intrusion become carry-over risks into cloud computing. It differs from traditional computing paradigms as it is scalable which can be encapsulated as an abstract entity to provide different levels of services to the clients.
In this paper, we identified the users of e-health such as doctors, nurses and family members and then their security requirements are identified. An application with five stages toward encryption and decryption process is designed. Since trust is a critical factor in cloud computing, this project will investigate the obstacles that cause this technology lose its credibility in certain clouds. To enhance user authentication process, two-tier mechanisms are used to identify the user’s identity. While in confidentiality, it should be assured that information is shared only among authorised people or vendors by applying powerful cryptographic concepts. In this prototype application, the user will be able to protect his/her data and is responsible for providing a high level of security as long as these data are highly private and important
Boosting Authentication Security by Building Strong Password and Individualizing Easy to Remember Techniques
Newly released researches disclose the need of canceling the incorrect opinion; security by Password (PW) is dead and proves that these believe has been hurtful. Moreover, recommended a campaign prioritize strategies of building PW. Considering the PW features such as costless, maturity and vast experiences, and usability PW continues to be the most used options in Information Security (IS), it is furthermore, consider most challengers to researchers and really needs further boosting. PWs control authentication mechanism of IS, requiring that individuals choose strong PW. The best advice to protect from hackers is randomly generating unique PW for every site and service, to apply this advice we need more techniques of easy to remember and hard to guess. This study proposed a bunch of easy to remember techniques for building a strong PW. Also, it exhibited the importance of similar strategy despite existing of many helpful PW managers. On the other hand, this paper compiled and analyzed today’s data regarding authenticating secure systems via PW. Analyzed data showed some of common weakness in PW selection. Moreover, gathered information and evaluated data indicated the need of boosting PW. Proposed techniques and solutions enable individuals to select appropriate PW easily
The Challenges of Implementing E-Commerce in Kurdistan of Iraq
The Retailers all over the world are prospering from the burgeoning trend of online shopping. Kurdistan Regional Government is still struggling to grow its e-commerce markets. On the other hands e-commerce in Various countries in the Middle East have some of the world’s highest internet and mobile penetration rates. Alternative payments methods are quickly expanding, and having access to some of the world’s most coveted natural resources that allows countries in their region to have some of the highest GDP in the world. There are several challenges prevalent in the KRG Region market that will require international merchants to develop strategies based on innovation and vigilance. This unique region is plagued with complications many other countries have little to no experience with e-commerce, which highlights the need for retailers to have a deep understanding as to how this region operates before they can begin finding solutions. One of the biggest concerns today's consumers have is the risk of fraud when they are shopping online. With highly sophisticated malware and perceptive cybercriminals, customers' card and bank information can easily be stolen if a merchant does not take the proper security measures. In this paper we summarize all challenges need to be addressed in KRG in order to make correct steps to apply e-commerce in KRG. Finally, the recommendations and framework are proposed for e-commerce to encourage government, organizations, and people to take advantages from e-commerce
The impact of cognitive abilities Academy of effective leadership in the areas of organizational development A Case Study in the University of Tikrit
يهدف البحث الى تحديد علاقة الارتباط والاثر بين القدرات المعرفية للقيادة ومجالات التطوير في المنظمات التعليمية وقد تم تطبيق البحث في جامعة تكريت من خلال توزيع استمارة استبانة على (34) قائد اكاديمي في كليات الجامعة ن واستخدم نظام ( spss) لغرض تحليل البيانات المجمعة وبشكل يحاول البحث عن الاجابة عن التساؤلات الاتية:
هل يوجد إدراك لدى العقول الاستراتيجي في المنظمة التعليمية المبحوثة لأهمية القدرات المعرفية مجالات التطوير التنظيمي لمنظماتهم.
هل هناك علاقة ارتباط واثر بين قدرات المفكر الاستراتجي وبين مجالات التطوير في المنظمة التعليمية المبحوثة ؟.
وتوصل البحث الى مجموعة من الاستنتاجات أهمها ، أن اختلاف القيادات الاكاديمية في فلسفتها وقراراتها يقود الى التباين والاختلاف في فعالية مجالات التطوير المتبناة من قبل المنظمات التعليمية. ، وثبت وجود انخفاض في مستوى إسهام القدرات المعرفية في فعالية مجالات التطوير التنظيمي على الرغم من معنوية التأثير. واختتم البحث بعدد من المقترحات من اهمها ، أعادة النظر في بناء مهام العمل الأكاديمي للقيادة في المنظمات التعليمية واحتواء مضامينها وطموحاتها).وجعل ابعاد القدرات المعرفية معياراً لمن يشرع في العمل القيادي في المنظمة .The research aims at determining the correlation and effect between the(Cognitive abilities of leadership) and(The areas of organizational development) , has been applied at(Tikrit University) Through a form questionnaire distributed to(34) academic leaders of (University colleges). (SPSS) program is applied for the purpose of analyzing the data collected from the specimen. Generally, the research tries to find answers the following questions:
Is there a perception among the strategic minds in the researched the importance of cognitive abilities and areas of organizational development for their organizations educational organization?
Is there a correlation between the impact of the strategic thinker capabilities and the development of educational organization in the surveyed areas of relationship?.
The research found a set of conclusions and the most important is; The difference in academic leaders in philosophy and decisions lead to variation and differences in the effectiveness of the adopted development areas by educational organizations. proven a decrease in the level of contribution to the effectiveness of cognitive abilities in the areas of organizational development in spite of moral influence.
. In addition, it provides a set of proposals. The most important to reconsider building academic work tasks of leadership in educational organizations and to contain their contents and ambitions .Make the dimensions of a standard cognitive abilities to those prescribed in the leadership of the organized labor