Jurnal Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Imam Bonjol Padang
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BANK SYARI'AH MENGHADAPI TANTANGAN DAN HARAPAN
Get PDFThe theme of the article is the banks and financial institutions. Islam has shown how to look for halal sustenance in the form of instructions that can be understood through the rules that are understood by the scholars in the running of the economy based al-Ghanam bi al-gharam (dare to take profits and bear the losses) that is based on justice. Financial institutions is an important sector in a country that manages foreign exchange and provides services in the areas of finance, such as loans, insurance, production in various forms. individual or group of people can not be separated from the corridor and road rules. Bank Islam is growing in the midst of a system that forced him to comes the question of Islamic banks could face challenges, whether Islamic banks could take advantage of the excess savings that come from Muslim and non-Muslim communities, what is the best way to be traversed by the Islamic bank in the future. This paper aims to explain the problems and challenges faced by Islamic banks Modern and instill hope and vision of the future for Islamic banks in the future we expect the Islamic banks can face the challenge that comes from all directions.Let the money market established a large money market which can accommodate investment of surplus in Islamic banks and issued securities as supporters. Murabaha trading away that there are elements of fraud
ANALISIS KINERJA BANK SYARIAH DENGAN METODE INDEKS MAQASID SYARIAH DI INDONESIA
Get PDFThe theme of the article is the banks and financial institutions. This study aimed to analyze the financial performance of Islamic banking in Indonesia using maqasid syariah index A behavioral approach operationalization method is used to quantify the Maqasid into measurable Islamic bank performance indicators that are later used for testing on a sample of four Islamic banks. The banks are evaluated and ranked at three levels based on their: 1) performance ratios, 2) performance indicators and 3) the overall Maqasid Index. This study used quantitative methods it is The Simple Additive Weighting or a weighted summation method. The results showed that the Bank Syariah Bukopin has the highst score in other words, Bank Syariah Bukopin showed better performance than the other three Islamic banks with maqasid syariah index
PENGARUH DISIPLIN KERJA TERHADAP KINERJA KARYAWAN PADA BANK PERKREDITAN RAKYAT
Get PDFThe theme of the article is the banks and financial institutions. Nowadays the banking industry is entering a period where competition has become very competitive. Competition is such a great challenge for every company. Hence a strong work discipline is required from every employee in order to survive and win the competition The main objective of this research is to thoroughly determine The Influence of Work Discipline on Employee Performance at BPR Rokan Hulu. The sampling technique used is census method where the whole population is taken into account in which in this research amounted to 41 respondent. The recapitulation result of respondents answer on Work Discipline (X) get average value 3.64 and Results Summary of Answers the respondents about Employees Performance (Y) get average value 3.79 . This result indicates that the criteria of respondents answer is agreed. Based on the research result, Work Discipline influences significant of the Performance of Employees. It shows the significant influence of Work Discipline on Employee Performance. This refers to t count > t table which is 10.770 > 2.023, then H1 is accepted. This is proven by testing the Coefficient of Determination (R2) with a yield equal to 74.8%
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MENABUNG DI BANK SYARIAH
Get PDFThe research theme is the financial and banking institutions. The study was conducted in West Sumatra. The research objective is: to look at the factors that affect the interest of the customer to save money in Islamic banks. Research using factor analysis. Samples used in this study are as many as 250 customers. Results of the study are: There are 4 factors that consist of 16 variables that have a value above 0.5, namely: Factor 1 (Age and Lifecycle, Beliefs and Attitudes, Motivation, Personality and Self-Concept, Lifestyle and Learning). Factor 2 (Perception, Reference Group, Social Class, Role and Status). Factor 3 (Product, Price, Promotion and Place). Factor 4 (Culture and Family)
THE DEVELOPMENT OF ISLAMIC ECONOMICS IN VARIOUS PARTS OF THE WORLD
Get PDFThe theme of the article is "economy based on the principles of Islam". In the Famous Hotel in heart of London, England, is full of bankers, lawyers, and top world investors. Those who come from various countries in Asia, Europe, and the Middle East, make mutual offers, and many end up on signing the deal. One country absent on this event: USA. Islamic finance - which became increasingly global after Britain adopted it - has grown tremendously over the past decade. This economic system has attracted all key international players, leaving the United States in the increasingly profitable global industry. According to the report, 2016 saw new trends across the various sectors of the Islamic economy. In the halal food sector, which saw Muslim spending reach 4 trillion dirhams ( 1.8 trillion) in 2014, helped by regional initiatives such as the UAE-Bahrain partnership and Avriland First launched the first Islamic window in Cameroon
ANALISIS PENGARUH DANA PIHAK KETIGA, NON PERFORMING FINANCING, CAPITAL ADEQUACY RATIO, MODAL SENDIRI DAN MARJIN KEUNTUNGAN TERHADAP PEMBIAYAAN MURABAHAH
Get PDFThe theme of the article is "economy based on the principles of Islam". This study aims to determine the effect review Third Party Fund (DPK), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Equity and Operating Profit Margin simultaneous or partial Against AT Murabahah Islamic Banks in Indonesia Period 2011-2015, There are nine samples hearts Research singer Yang meet Namely Research Criteria Bank BCA Syariah, BJB Syariah, BNI Syariah, BRI Syariah, Bank Syariah Mandiri, Bukopin Syariah, Bank Muamalat, Panin Syariah, Islamic Victoria. The analysis tool used panel data regression analysis. Model Chosen Was Random Effect Model The tested with F test and t test, with 5% significance. Based on the findings of the test F known that DPK, NPF, CAR, Equity and Operating Profit Margin Financing Murabahah simultaneously affect Against AT Islamic Banks. Based on t test known that Equity and Profit Margin effect against Murabahah, DPK, CAR and influential Against NPF not on Murabahah Commercial Bank Syariah
PENGARUH DIFERENSIASI KUALITAS AUDIT DAN KESULITAN KEUANGAN PERUSAHAAN TERHADAP PERGANTIAN KANTOR AKUNTAN PUBLIK
Get PDFThe theme of the article is the banks and financial institutions. This research aimed to obtain empirical evidence of the differentiation of audit quality, financial distress and audit opinion to audit switching. This research was using samples of manufacturing industry. The companies were listed on The Indonesian Stock Exchange in 2011-20151. Based on method purposive sampling, research samples total are 175 financial statements. Hypothesis in this research used logistic regression 19. This research indicated that financial distress had significant influencing on the audit switching. Financial distress had significant value 0.007 below 0.05. The differentiation of audit quality did not have significant a value is 0,392 larger than 0,05. The result is the differentiation of audit quality did not have significant influencing on the audit switching. Future studies may consider using the research object of all companies listed on the Stock Exchange, so that it can be seen as a valid generalization theory. Measurement of the variables in the differentiation of audit quality further research should be more accurate, not only see from displacement class or reputation KAP Brand Name undertaken by the clients of the Big Four
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH INDUSTRI PERBANKAN SYARIAH DI KOTA PEKANBARU
Get PDFThe research theme is the concept of business According to Islamic economics. The purpose of research is to see the effect of service quality on customer satisfaction Islamic banks. The study was conducted in the city of Pekanbaru. Samples are as many as 200 customers. Research using multiple linear regression. The study found there is significant influence between service quality and satisfaction