Jurnal Universitas Tribhwuana Tunggadewi
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EVALUASI HUBUNGAN KREDIT MACET, PENYALURAN KREDIT, DAN SUSTAINABILITY REPORT PADA KEMAMPULABAAN BANK UMUM MILIK NEGARA YANG TERCATAT DI BURSA EFEK INDONESIA (BEI)
Get PDFPurpose: This research aims to evaluate the relationships of bad credit, credit distribution, and sustainability reports on the profitability of state-owned commercial banks listed on the IDX, either partially or simultaneously., Methods: This research applies quantitative methods with the sampling technique being purposive sampling, in the end four state-owned commercial banks listed on the IDX were selected as research samples. data obtained from financial reports of state-owned commercial banks for the 2015-2022 period., Analysis data: The data was analyzed using multiple linear regression methods, Result and discussions: The research results prove that bad credit has a substantial impact on the profitability of state-owned commercial banks with a calculated t value = 4.190, exceeding t table = 2.040. Credit distribution also has an important impact on profitability with a calculated t value = 4.775, as well as sustainability reports with a calculated t value = 3.884. Simultaneously, bad loans, credit distribution, and sustainability reports have a substantial impact on the profitability of state-owned commercial banks listed on the IDX, with a calculated F value = 5.993 exceeding F table = 2.947., Conclusion: Based on the results of this research, the conclusion is that low non-performing loans, high credit disbursement, and the existence of sustainability reports contribute positively to the profitability of state-owned commercial banks. Future research could consider using variables such as company size or the number of outstanding shares
DETERMINAN FAKTOR KEPUTUSAN PEMBELIAN MELALUI KEPERCAYAAN KONSUMEN SEBAGAI VARIABEL INTERVENING (Studi Kasus Pada Pengguna Shopee Di Kota Yogyakarta)
Get PDFPurpose: The aim of this research is to explain the impact of price discounts, e-service quality and electronic word of mouth on purchasing decisions through consumer trust as an intervening variable for Shopee users in the city of Yogyakarta, Methods: this research uses quantitative methods by distributing questionnaires. The sample obtained was 115 respondent. Data analysis: using descriptive data analysis techniques and path analysis, Result and discussions: the results of the regression coefficient were interpreted so that the positive influence of the four variables showed that sales would increase by 0.143 items when the added value of the price discount variable increased by one element. Sales increased by 0.046 items for every increase in e-service quality elements. Sales increased 0.448 for every point increase in the e-wom variable value. Sales increased 0.219 for every point increase in the value of the consumer trust variable, Conclusion: Price discount, e-service quality and e-wom have a positive and significant effect on consumer trust in Shopee users in the city of Yogyakarta. Price discount and e-service quality have no positive effect and significance towards purchasing decisions among Shopee users in the city of Yogyakarta, while e-wom and consumer trust have a positive and significant influence on purchasing decisions among Shopee users in the city of Yogyakarta, and consumer trust is able to mediate price discounts, e-service quality and e-wom towards purchasing decisions for Shopee users in the city of Yogyakarta
Konsep Partisipasi Publik yang Bermakna Sebagai Pencegahan Gejala Autocratic Legalism di Indonesia
Get PDFVarious demonstrations that have colored the formation of laws in Indonesia in recent years have been in the spotlight because their formation is problematic and there are deviations from what the law should have been. This indicates symptoms of autocratic legalism in Indonesia. Autocratic legalism cannot be separated from the process of forming a law because autocratic legalism refers to parties holding power in the legislative and executive realms who commit acts that abandon the principles of constitutionalism by acting and taking refuge behind the law. A new concept emerged when the Constitutional Court decided on a judicial review case involving the Job Creation Law; this concept is called meaningful participation. This study aims to look at the symptoms of autocratic legalism in Indonesia and how meaningful participation can prevent those symptoms. The research method used is the doctrinal method. The results of this study show that autocratic legalism legitimizes its power by using law, and in several laws that have been formed in Indonesia, symptoms of autocratic legalism are strongly felt. Prevention of symptoms of autocratic legalism can be achieved with the concept of meaningful participation in every stage of the process of forming a law, with the preconditions of the public's right to have their opinion heard, the right to have their opinion considered, and the right to get an explanation or answer for the opinion given.AbstrakBeragam aksi demonstrasi mewarnai pembentukan undang-undang di Indonesia dalam beberapa tahun terakhir menjadi sorotan karena pembentukanya yang bermasalah dan terdapat penyimpangan dari yang seharusnya undang-undang itu dibentuk. Hal tersebut mengindikasikan gejala autocratic legalism di Indonesia. Autocratic legalism tidak dapat dipisahkan dari proses pembentukan suatu undang-undang, karena autocratic legalism ialah merujuk pada pihak-pihak yang memegang kekuasaan di ranah legislatif maupun eksekutif melakukan perbuatan yang meninggalkan prinsip-prinsip konstitusionalisme dengan bertindak serta berlindung dibalik hukum. Sebuah konsep baru muncul saat Mahkamah Konstitusi memutus perkara pengujian formil Undang-Undang Cipta Kerja, konsep tersebut disebut dengan partisipasi publik yang bermakna (meaningful participation). Penelitian ini bertujuan untuk melihat gejala-gejala autocratic legalism di Indonesia, serta meaningful participation dapat mencegah gejala autocratic legalism di Indonesia. Metode penelitian yang digunakan adalah metode doktrinal. Hasil dari penelitian ini menunjukan autocratic legalism melegitimasi kekuasaannya menggunakan hukum dan dalam beberapa udang-undang yang dibentuk di Indonesia kental terasa gejala autocratic legalism didalamnya. Pencegahan gejala autocratic legalism dapat dicegah dengan konsep meaningful participation dalam setiap tahapan proses pembentukan suatu undang-undang dengan prasyarat hak masyarakat untuk didengarkan pendapatnya, hak untuk dipertimbangkan pendapatnya, dan hak untuk mendapatkan penjelasan atau jawaban atas pendapat yang diberikan
Pemanfaatan Limbah Organik Pertanian Sebagai Media Tanam Pertanian Perkotaan (Urban Farming) Dalam Membangun Kemandirian Pangan di “Kampung Wisata Terpadu†Desa Mulyoagung, Kecamatan Dau, Kabupaten Malang
Get PDFLuas lahan pertanian yang semakin menyusut disetiap tahun menjadi masalah penting bagi masyarakat Desa Mulyoagung. Pertanian perkotaan (urban farming) merupakan salah satu solusi dalam mengatasi hal tersebut dalam mempertahankan ketersediaan pangan. Urban farming dapat memperkuat ekonomi local dengan penerapan yang benar. Akan tetapi salah satu kendala yang menyebabkan kegagalan urban farming antara lain sumber bahan, SDM, dan pasar. Konsep paling mendasar yang perlu dilakukan dalam mengatasi permasalahan tersebut adalah menjalin mitra kerjasama yang dengan pelaku pertanian yang bersinergi dengan program urban farming. Happytani merupakan badan usaha yang berada di desa Mulyoagung dan sangat berpotensi dijadikan mitra dengan skema urban farming. Kegiatan pengabdian masyarakat ini bertujuan untuk pemberdayaan ekonomi masyarakat Desa Mulyoagung melalui pemeliharaan keberlanjutan lingkungan, dan pengembangan kemitraan dan kerjasama. Metode pelaksanaan yang digunakan dalam kegiatan ini meliputi sosialisasi, penyuluhan, pendampingan, monitoring dan evaluasi. Hasil pelaksanaan program pengabdian menunjukkan bahwa masyarakat berhasil mengadopsi konsep urban farming dengan memanfaatkan limbah organik cocopeat dan polybag. Pengembangan model urban farming telah membuktikan keberhasilannya dalam mengatasi penyusutan lahan pertanian dan memperkuat ekonomi loka
Penyusunan LKPD Interaktif Berbantuan Liveworksheets Bagi Guru SMP
Get PDFLembar Kerja Peserta Didik (LKPD) merupakan salah satu perangkat pembelajaran yang berperan penting dalam mentransfer pengetahuan. Selama pandemi, guru dituntut memiliki kreativitas dalam menyusun LKPD yang diakses siswa secara online. Namun, fakta di SMPN 18 Malang menunjukkan bahwa LKPD yang disusun guru berbentuk file Portable Document Format (PDF) yang dalam penggunaannya siswa harus mencetak dan mengisi secara manual. Melalui diskusi dengan Kepala SMPN 18 Malang, permasalahan pembelajaran di sekolah yaitu kurangnya pelatihan penyusunan LKPD secara online kepada guru sehingga siswa kurang antusias dan termotivasi dalam mengikuti pembelajaran online. Oleh karena itu, program pengabdian kepada masyarakat ini bertujuan untuk memberikan pelatihan dan pendampingan kepada 30 guru SMPN 18 Malang dalam menyusun LKPD interaktif menggunakan aplikasi liveworksheet. Pelaksanaan program pengabdian diawali dari sosialisasi, pelatihan, dan pendampingan secara blended dibantu oleh tim mahasiswa “Pengabdian kepada Masyarakat oleh Mahasiswa (PMM) Mitra Dosenâ€. Ketercapaian pelatihan dan pengabdian ini didasarkan pada tersusunnya LKPD pada aplikasi Liveworksheet. Hasil yang baik telah dicapai dalam pelaksanaan pengabdian ini dengan 70% guru menyelesaikan LKPD interaktif yang menarik menggunakan aplikasi Liveworksheet
PENGARUH IKLAN HIJAU (GREEN ADVERTISING) DAN CITRA MEREK HIJAU (GREEN BRAND IMAGE) TERHADAP KEPUTUSAN PEMBELIAN PRODUK RAMAH LINGKUNGAN (GREEN PRODUCT)
Get PDFPenelitian ini bertujuan untuk mengetahui pengaruh iklan hijau (green advertising) dan citra merek hijau (green brand image) terhadap keputusan pembelian produk ramah lingkungan (green product). Penelitian ini merupakan penelitian kuantitatif dengan teknik pengumpulan data menggunakan kuesioner dengan skala likert. Populasi dalam penelitian ini adalah seluruh konsumen Garnier di Kabupaten Kolaka dan diambil 60 responden dengan menggunakan teknik purposive sampling. Teknis analisis yang digunkan untuk menguji hipotesis adalah metode Structural Equation Modeling (SEM) dengan teknik analisis data menggunakan Partial Least Square (PLS). Hasil analisis menunjukkan bahwa iklan hijau (green advertising) terbukti memiliki pengaruh signifikan terhadap keputusan pembelian produk ramah lingkungan (green product) pada brand Garnier. Hal ini dibuktikan dengan t-hitung atau t-statistik yaitu 3,844 lebih tinggi dari nilai t-tabel yaitu 1,672 dan pada variabel citra merek hijau (green brand image) menunjukkan pengaruh positif dan signifikan terhadap keputusan pembelian produk ramah lingkungan karena nilai t-hitung atau t-statistik yaitu sebesar 5,288 lebih tinggi dari nilai t-tabel yaitu 1,672. Maka dapat disimpulkan kedua variabel dependen berpengaruh positif dan signifikan terhadap variabel independen
Association Between The Level of Habit of Playing Online Games and Social Behavior In Adolescents
Get PDFThe increasing prevalence of habit of playing online games among adolescents has raised concerns about its potential impact on their social behavior. The purpose of this study was to determine the connection between the level of habit of playing online games and social behavior in adolescents at SMK N 1 Loli. Employing a cross-sectional research design, the population consisted of 50 teenagers, with a purposive sampling technique yielding a sample of 34 teenagers. The study designated habit of playing online games as the independent variable and social behavior as the dependent variable. Data collection involved online game habit questionnaires and social behavior questionnaires, while data analysis employed Fisher's exact test. The finding revealed that most of the respondents have high online game habits (55.9%) and similarly, a significant proportion demonstrated high levels of social behavior (67.6%) The analysis found a statistically significant relationship between the level of online game habits and social behavior in Adolescents at SMK N 1 Loli with a value (P-value = 0.000). To broaden the scope of understanding, future research can consider additional factors that potentially influence both habit of playing online games and social behavior that remained unexplored within this study
The Application of Health Education and Pappasang in Promoting Adolescent Social and Emotional Development to Prevent Online Gaming Addiction
Get PDFExcessive online gaming in adolescents can lead to addiction, which may result in cognitive difficulties, social withdrawal, impaired concentration, anxiety, and depression. Preventive measures to prevent online game addiction in adolescents aim to optimize their essential social and emotional development. Preventive measures should provide health education focused on the psychosocial aspects of adolescent social and emotional growth, integrated with Pappasang, a traditional mandate passed down by the ancestors of the Mandar tribe. Unlike general advice, Pappasang emphasizes moral teachings that are expected to be followed. This study aims to evaluate the effect of health education and pappasang on optimizing adolescent psychosocial development. This study used a quasi-experimental method with a one-group pretest-posttest design. The population in this study were students SMAN 2 Majene Regency who regularly played online gaming over the past year. The sample in this study consisted of 57 respondents, selected through purposive sampling. Instruments used included an online gaming knowledge questionnaire, a strength and difficulties questionnaire, and an adolescent psychosocial development booklet on online gaming. Data analysis involved univariate analysis using measures of central tendency and a normality test (saphiro-wilk). Bivariate analysis was conducted using a non-parametric test, specifically Wilcoxon test and the marginal homogeneity test. The results indicated that health education combined with Pappasang effectively enhanced adolescents’ knowledge of social and emotional development, as well as their understanding of online gaming. Social skills enable adolescents to engage in effective social interactions and seek social support when overcoming problems, while strong emotional skills help them manage their emotions in response to difficulties. Adolescents with well-developed social and emotional competencies are less likely to develop online gaming addiction, because they do not use online games as an escape from the their problems
ANALISIS KEBUTUHAN PELATIHAN PADA DIVISI CUSTOMER SERVICE & KEY ACCOUNT PT XYZ JAKARTA
Get PDFThe decline in customer satisfaction scores in the Customer Service Key Account (CS KA) Division of PT XYZ Jakarta indicates the need to improve knowledge, skills, and work behavior through a training program. This training is intended to address the gap between the competencies possessed by employees and the competency requirements for the positions within the division. The purpose of this research is to identify the components of competence, analyze the gap between job competency requirements and personal work competence, and prioritize as well as recommend appropriate training needs for employees of the CS KA Division. The sampling method used is saturated sampling, with a total sample of 19 people. The research methodology applies training need assessment tools (TNA-T) with a KKJ-KKP gap analysis. Data processing is carried out using Microsoft Excel. After analyzing the data, the results show that all positions in the CS KA division, except for the CS Manager, require training. Four competency indicators are identified as top priorities, and eight other competency indicators are secondary priorities that need training. The recommended training methods to address these gaps include lecture/e-lecture, case studies, role-playing, and self-directed learning
VOLALITAS HARGA DAGING SAPI DI JAWA TIMUR PADA BULAN RAMADHAN
Get PDFThis study aimed to investigate how the price of beef in East Java is affected by Ramadan. This study used ARCH/GARCH model to determine the correlation. The impact of Ramadan on the price beef in East Java is then examined, along with the effect of price fluctuations and price volatility, using the GARCH model. The results showed that price volatility affects variations in beef prices. Then, the GARCH (1,1) model estimation findings demonstrate that the volatility from the prior period and yesterday's variation in East Java have impacted changes in beef prices