Journal Universitas Tridinanti Palembang
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ANALISIS PENGENDALIAN INTERN PEMBERIAN KREDIT TANPA AGUNAN (KTA) DALAM HUBUNGANNYA DENGAN PENETAPAN RESIKO KREDIT PADA PT. BANK MANDIRI (Persero) Tbk CABANG SUDIRMAN PALEMBANG
Get PDFThis research aims to analyze the internal control in order to reduce the level of bad debts on delivery Credit Unsecured PT. Bank Mandiri (Persero) Tbk Branch Sudirman Palembang, with the formulation of the problem of how the internal control provision Loan (KTA) at PT. Bank Mandiri (Persero) Tbk Sudirman Palembang Branch in relation to credit risk.To conduct research in order to get the necessary data in the discussion, the authors used a qualitative descriptive analysis method, which provides an explanation of the company overview, the separation of the operational and control procedures that exist.The analysis conducted in this study was to assess the effectiveness of internal control provision Loan (KTA) at PT. Bank Mandiri (Persero) Tbk Sudirman Palembang Branch in relation to credit risk.Based on the results of research and analysis has been done, it was concluded that surveillance conducted by Officer and Manager PT. Bank Mandiri (persro) Tbk Branch Sudirman Palembang in granting Loan (KTA) either direct field supervision or administrative supervision is appropriate / effective. Keywords: Internal Controls, Loan and Credit Ris
PENGARUH PENGAWASAN DAN KEDISIPLINAN TERHADAP KINERJA PEGAWAI KANTOR PELAYANAN PAJAK MADYA PALEMBANG
Get PDFResearch Methode in this research was causality methode. The population in this research are 81 (eighty one) employees at Kantor Pelayanan Pajak Madya Palembang. The number of sample are 50 (fifety) employees at Kantor Pelayanan Pajak Madya Palembang. Data collecting is obtained by conducted answer questionnaires. The analysis model used is multiple regression linier. The variable used independent variables those are : supervision (X1), discipline (X2) and dependent variable that is : job performance (Y) of Kantor Pelayanan Pajak Madya Palembang’s employee. According to the result the simultaneously independent variables (supervision and discipline) had significant effect on dependent variable with sig. F value = 0.000 < 0.05, and partially independent variables (supervision and discipline) had significant effect on dependent variable (job performance) of Kantor Pelayanan Pajak Madya Palembang’s employee. Independent variables (supervision and discipline) by simultaneouse Correlation was 0.976 (97.6%). Independent variables (supervision and discipline) had simultaneouse affect to dependent variable (job performance) with R2 value = 0.952 (95.2%) while the other 4.8% is explained by other variables not included in this study. Keywords : Supervision, Discipline, Job PerformanceÂÂ
PENGARUH PENGUNGKAPAN CORPORATE SOCIAL RESPONSIBILITY TERHADAP PRICE EARNING RATIO DAN ROA DENGAN KEPEMILIKAN SAHAM ASING SEBAGAI VARIABEL MODERASI PADA PERUSAHAAN YANG TERDAFTAR DI BURSA EFEK INDONESIA
Get PDFABSTRACT           The purpose of this research is to understand the effect of corporate social responsibility on price earning ratio and ROA of company which is registered in Indonesia Stock Exchange and authorized sustainability report in 2009 and 2010 with foreign ownership as a moderating variable.The sample uses here is the secondary data with purposive sampling method. Corporate social responsibility disclosure data are from sustainability report which are gotten from each official company website. Foreign ownership, price earning ratio and ROA can be gotten from company annual report and can be downloaded at www.idx.co.id. Statistical method uses linear regression and multiplied linear regression. With 5% standard error , can be concluded that corporate social responsibility disclosure doesn’t influence toward price earning ratio and ROA. Foreign ownership doesn’t influence toward the relation between coporate social responsibility disclosure with price earning ratio and doesn’t influence toward the relation between corporate social responsibility disclosure with ROA. Key Words : corporate social responsibility disclosure, price earning ratio, CSRI, ROA, foreign ownership
INTERPRETASI PRICE EARNING RATIO DALAM PENILAIAN SAHAM SAHAM BLUE CHIPS DI BURSA EFEK INDONESIA
Get PDFIndonesian government gives obvious support for a progress of The Indonesian capital market because one of indicators that show a growth of Indonesian economy is a progress of capital market. Share is an object of investment, it has various characteristics that can be chosen by investors, one of them is Blue Chips share . So the research is needed for the Blue Chips shares by considering five variables to determine its value and the fairness of the value can be revealed as well. The purpose of this research is to know the valuation of share with price earning ratio approach (PER). The object of this research is a firm that include in the index valuation LQ 45 and known as a big, capable, and stable firm. So the result is not applicable for the firms that do not use Blue Chips. The population is 45 firms and 30 firms that use Purposive Sampling for the year 2006-2011 are taken as sample. Multiple Regression is used as model analysis. Clasical assumption test: BLUE has been done before, the prediction result is profit growth, dividend payout ratio, profit growth standard deviation, financial leverage, and return on equity can be analized. The analysis result shows : 1) partially there are two variables that has real impact on price earning ratio variability, and simultaneously all explanatory variables are influential ; 2) Financial leverage is explanatory variables that has the most influence on price earning ratio ; 3) The Blue Chips share in Indonesian Stock Exchange has not showed fair result based on Price Earning Ratio (PER) analysis. Other researchers can develop another variables besides those variables, because there is still 77% factors that can influence the Price Earning Ratio on this research.Key Word : The Blue Chip Shares, Fundamental Factor, Price Earning Ratio , The Indonesian Stock  Exchange  ÂÂ
ANALISIS PENGARUH KARAKTERISTIK PEKERJAAN DAN KEPUASAN KERJA TERHADAP KINERJA DOSEN PERGURUAN TINGGI SWASTA DI PALEMBANG
Get PDFThe role of teachers is crucial in the success of an education. As educators, lecturers are not only required to be able to transfer knowledge to students, moreover lecturers should be able to nurture and develop students' scientific attitude, professionalism, discipline and dedicated in having responsibility with Tri Dharma of University. This research analyzes the effect of job characteristics and job satisfaction on the performance of economic lecturer in Private University Palembang. The research was conducted along 8 monts from march until October 2010. From the results of the trends, factors, and regression analysis, obtained the following information;1.  81% economics lecturers of Private University in Palembang said they have agreed to serve as teachers therefore performance shown by the lecturers is good.2.  75% economics lecturers of Private University in Palembang agreed that they try to give their best performance while doing duties and teaching obligation in their own universities. 3. Finally it can be concluded that the factors of job satisfaction and job characteristics have influenced and have close links with the performance of economic lecturer either silmutaneously or partialy in Private University in Palembang. Key Word : job characteristics and job satisfaction economics lecturersÂÂ
PENGARUH KUALITAS PELAYANAN TERHADAP LOYALITAS PELANGGAN PADA HOTEL JAYAKARTA DAIRA PALEMBANG
Get PDFThe Jayakarta Daira hotel is one of a kind stars hotel in palembang city, that moves on check in and serves for every guests to stay, and ofcourse the goals is to give the best service to the consumers with the facility sides, serving, and even for the prices. Consumers satisfaction is an evaluation of the most critical value that the hotel always be prepare to make the constumers feel the best services than they imagine. Although the costumers unsatisfaction show up if the result that the costumers hope more far from they really hope. So that, to make it better the hotel should be more prepare from that situation to make it all the services in all kind of works in hotel more best for all costumers. And finally make the customers feel really serve after checking out. From the observation can be concludes that the quality of services can be attracting customers loyality to be more exiciting to the Jayakarta hotel palembang. It can be seen from the cooficience regression for variable of service quality is 0,309 also give a constanta point for 23,294 the same regression linear is Y= 23,294 + 0,309 X The result of cooficience correlation is 0,310 or 31%, with this big result it is shows that there is a significant positive correlation between variable quality of service and costumers loyality, also with the cooficience of determination is 0,087. the result of testing hypotheses with t for the test, the result of thitung  shows quality of service is 3,233 and for the value of sigt the result is 0,002. Key Word : Service quality, Customer Loyality ÂÂ
PENGARUH SISTEM PENGENDALIAN INTERN PIUTANG TERHADAP PENAGIHAN PIUTANG USAHA PADA PT. DINAMISATOR PALEMBANG
Get PDFABSTRACT Based on the research result of internal control system receivables patrial tets to the effectiveness of collection of accounts receivables at P.T. Dinamisator trough discussion that the internal control which consist of enviroment, risk assesment, control activities, information and communication and monitoring there is a conclution that the significant effect come from the enviroment variable (X1) in the amount of 58%. There is a condution obtained from the simulateneous tets  that there is a significant effect between enviroment control, risk assesment, control activities, information and communication and also monitoring to effectiveness of collection of account receivables.This is shown by the acquistion value of the F tets whith shown a rejection of H0, so from the condusion suggested the P.T.Dinamisator to get more attention and improve the inviroment control whith aimed to minimized the uncollectible receivable. Keyword : Enviroment Control, Risk Assement, Information, communication and monitorin
PENGARUH KUALITAS PELAYANAN TERHADAP LOYALITAS PELANGGAN PADA BANK DANAMON UNIT BETUNG
No full textABSTRACT This study discusses the effect of Service Quality Of Customer Loyalty In Bank Danamon Betung Unit, where one of the elements to improve customer loyalty at Bank Danamon Unit Betung one of which is the quality of service. The research was carried out in 5 months, where the research was conducted in Bank Danamon Betung Unit located at Jalan Rimba Palembang Jambi Sub Sub Acid Betung Banyuasin regency in South Sumatra province. In this study researchers determined the population of 500 existing customers in Bank Danamon Betung Unit. The authors took a sample of 10% of 50 customers of Bank Danamon Betung Unit.From these results obtained influence of service quality on customer loyalty at Bank Danamon Betung Unit. Where the results of calculations performed with SPSS version 15 as follows: there is the influence of service quality on customer loyalty at Bank Danamon Betung Unit. Linear regression equation Y = 12.043 + 0.713 X. Of the correlation coefficient r = 0.685 or 68.5%, meaning that the relationship between the variables of service quality is quite tight and the direction (positive correlation) of 68.5% with variable customer loyalty. The coefficient of determination (R2) of 0.47 or 47%, the value can be interpreted for the percentage of influence of variables of service quality on customer loyalty at Bank Danamon Betung Unit. While the remaining 53% is influenced by other factors. Key Word : Influence, Quality, Service, Loyalty.ÂÂ
PENGARUH AKUNTABILITAS PUBLIK, PARTISIPASI MASYARAKAT, TRANSPARANSI KEBIJAKAN PUBLIK DAN PRINSIP VALUE FOR MONEY TERHADAP PENGAWASAN KEUANGAN DAERAH (APBD)
Get PDFThis research examines the effect of public accountability, public participation, public policy transparency and value for money principles on local finance (APBD). Sample of research using purposive sampling was a member of the board of the Commission for Economic and Financial (Commission III) and a member of Budget Council of DPRD Sumatera Selatan Province. The research proved that according to simultaneous public accountability, public participation, public policy transparency and value for money principles have had effects on local finance (APBD). In partial known that only public accountability and value for money principle influenced on local finance (APBD). While, public participation and transparency of public did not affect on local finance (APBD).                                Keywords: Public Accountability, Public Participation, Public Policy Transparency, Value for Money Principles, Local Finance (APBD
PENGARUH TINGKAT PENDAPATAN, PENDIDIKAN DAN TANGGUNGAN KELUARGA TERHADAP KEPATUHAN MASYARAKAT DALAM MEMBAYAR PAJAK BUMI DAN BANGUNAN PERKOTAAN DI KECAMATAN ILIR TIMUR II PALEMBANG
No full textThis study essentially discusses the influence of income level, education, and dependent families against society of compliance in paying taxon land and buildings in the district II East Ilir Palembang. In order to produce realiable information to assist the tax office, tax collector officials and other relevant parties, the object of this study is the taxpayer in the district II East Ilir Palembang. Systematic and accurate picture is obtained by collecting by collecting, classifying, assessing, analyzing, and make a confirmation of the hypotheses or draw conclusions objectively some of the problems examined. The method used random sample ( random ). In analyzing the data used multiple regresion analysis, then by looking at the effect of simultaneously (F) or partial ( t ) of the object under study. After the analysis process by using the above method can be concluded there is influence of income level, education, and Dependent Families Against Society of Compliance In Paying Tax on Land and Buildings in the District II East Ilir Palembang.Key words: Rate Income, Education, and Dependent Families In Society of Compliance Againts Paying The United Nations