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    165 research outputs found

    Assessment of Quantity Surveying Firms\u27 Process and Product Innovation Drive in Nigeria

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    Purpose- Innovation repositions and strengthens the competitive advantage and revenue drive of corporate businesses. The aim of this study is to assess the extent of the process and product innovation in Nigerian Quantity Surveying firms with a view to determining the innovative tools/concepts used.  Design/Methodology- The study adopted a questionnaire survey in which simple random sampling was used to collect data from Quantity Surveyors working with Quantity Surveying firms in the study area. Relative importance Index, mean score, frequencies, andpercentages were used to analyze the data collected, and Rogers\u27 innovation adopters categorization was employed to determine the level of adoption of innovation by Quantity Surveyors.  Findings- The study found that Quantity Surveying firms do not engage the services of innovation specialist because of financial constraint. The most adopted innovative tools/concept by Quantity Surveying firms are MS Excel, Computer Aided Taking-off, CATO, and CA Estimating, and these firms are an early majority in the adoption of process and product/technological innovations.  Practical Implications- The study would assist Quantity Surveying firms who have notembraced innovation to do so, by adopting and incorporating innovative practices in the running of the business transactions and operations to improve clients\u27 satisfaction, profit generation, andcompany image

    The Moderating Role of Intellectual Capital between Relationship of Bank Specific Factors and Credit Risk of Islamic Banks: Evidence from Pakistan

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    Purpose-The Objective of this study is to investigate the moderating role of Intellectual Capital between the relationship of Bank internal factor and Credit Risk in Islamic banks of Pakistan. Design/Methodology-Panel data are obtained from annual reports of 4 Islamic banks of Pakistan from the period 2006 to 2017. These are analyzed using hierarchical regression techniques, via Eviews 9 software. Findings-The results showed that intellectual capital significantly moderates the relationship of bank internal variable and credit risk in Islamic banks in Pakistan. Practical Implications-The study found that Intellectual Capital is a very important driver for credit risk. The investment in Intellectual Capital may lower the credit risk which will further help in the growth and sustainability of the bank and hence the growth in the economy. The results of the study will be useful for bank management, policy maker, and regulator and academia for future research

    Does Board Education Diversity Affect Environmental Accounting Disclosure? Evidence from Listed Firms in Kenya

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    Purpose- The purpose of this study was to examine the effect of board education diversity on environmental accounting disclosure among firms listed in the Nairobi Security Exchange. Design/Methodology- The study adopted both explanatory and longitudinal research design. The target population comprised 65 listed firms at Nairobi Securities Exchange from 2008 to 2017. However, inclusion criteria were the 27 listed firms from 2008 to 2017, giving a total of 270 observations. A documentary analysis guide was used to collect secondary data. Findings- The findings showed that board education had a significant and positive impact on environmental accounting disclosure. The findings validate the human capital theory\u27s proposition. Practical Implications- Firms listed at the Nairobi Securities Exchange ought to diffuse the education level of the board of directors to increase the level of environmental accounting disclosure. Besides, their boards should be well educated and experienced to enhance disclosure of environmental accounting

    Does Entrepreneur Innovativeness Moderate The Relationship Between Strategic Orientation And Financial Inclusion?

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    Purpose- Although previous papers have attempted to explore the determinants of financial inclusion, few studies have interrogated the role of innovativeness in financial addition. This study examines the moderating role of entrepreneur innovativeness on the relationship between strategic orientation and financial inclusion Design/Methodology - We used two indicators to measure financial inclusion; digital financial inclusion scale and traditional financial inclusion scale. Three proxies were used to measure strategic orientation; learning orientation, market orientation, and technology orientation. Survey data obtained from 634 women entrepreneurs was used, and the hypothesis was tested using moderated regression analysis.   Findings - The empirical results supported the hypothesis that innovative entrepreneur moderates the relationship between strategic orientation and financial inclusion. In particular, the results indicated that at higher levels of entrepreneur innovativeness, learning orientation has a stronger effect on financial inclusion. Similarly, the results also indicated that at high levels of entrepreneur innovativeness, technology orientation affects financial inclusion. In contrast with the other findings showing a positive moderating effect, at higher levels of entrepreneur innovativeness, the impact of market orientation on financial inclusion is low. Practical Implications - The findings are useful to the government and practitioners for designing policies and training programs geared to increasing the level of financial inclusion among women Small and Medium Enterprises

    An Econometric Analysis of Causality between Poverty and Crises in Northern Nigeria

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    The study focuses on the analysis of the causality between poverty and crises in northern Nigeria using the Granger causality test and the ARDL bound testing techniques. The study revealed the presence of causality running from poverty to crises and not the other way round as well as co-integration among the pairs. The long-run estimate thus showing poverty exhibiting a positive effect on crises which deviates from the negative relationship obtained in the short-run. The study thus recommends employing poverty reducing mechanism in the region coupled with the overhauling of the agricultural sector as most of the labor force in the region are unskilled which can be easily absorbed in the sector

    A Conceptual Framework of Relationship between Human Resource practices and Employee Turnover Intention.

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    Turnover intention has attained substantial consideration in last few decades and has been comprehensively studied because of its deep implications towards today’s organization. Current study attempts to examine the relationship between Human Resource practices and turnover intentions by taking moderating effect of personality traits. This conceptual framework takes into account one dependent variable i.e. Turnover Intention and three independent variables i.e. Pay Satisfaction, Performance Appraisals, Career Management and two moderating variables i.e. Neuroticism, Extroversion

    Does Involvement of Military Government Affects FDI Inflow in Pakistan?

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    The purpose of this study is to investigate the role of inflation, exchange rate uncertainty, gross domestic product (GDP) and presence of military government in FDI inflows in Pakistan. Annual data from the 1991-2013 is used to validate the results of the studied variables by using OLS regression. According to the expectations inflation, exchange rate and GDP are significant determinants of the FDI in Pakistan during the period of the study but the presence of military government (MG) has not significant effect on the inflow of the FDI in Pakistan

    Role Space, Organizational Commitment and Perception about the Organization among Retail/Sales Professionals in Saudi Arabia

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    This study examines the relationship between role space and organizational commitment among the sales professionals in the Kingdom of Saudi Arabia. Moreover, the study also examines the relationship between organizational commitment and employee perception about the organization they work for. The data were obtained from 148 sales and retail professionals. The gathered data were then analyzed by using suitable statistical tools. The results demonstrate that role space is significantly and negatively related to overall commitment among the selected respondents. Employee perception of the organization is found significantly positively related to affective commitment, normative commitment, and overall commitment. Regression analysis indicates that the change in overall OC is explained by 43.5% resulting from a change in the selected independent variables

    Dogma of Profit Maximization: A Sight to Open Secrets

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    This essay is a philosophical enquiry into the dogma of profit maximization as one of the dogma premises of capitalism.  Being attracted by the cyclical nature of financial crises as an existential challenge the case is argued to be biased and undemocratic in presence of profit maximization as a guiding principle.  Philosophy as un-dogmatic procedure seems suitably sustained to keep the notion of maximization alive and leaves ground to draw valid arguments considering theory of greater good and justice.  The epistemological approach to understand the efficiency argument as defended seems vague to establish justice, stability and economic democracies.  Bottom up approach may resolve the issue using evident and biased ruling of interest tax deductibility under maximization approach and gain greater good and justice at all levels.   According to reasonable judgment of consequences “equitable and sustainable wealth creation” tends to be more valid corporate guiding principle negating “maximization of profit”

    Idea of Collateral and Guarantor in Islamic Bank Financing

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    This study explores the idea of Islamic banks requesting for collateral or guarantee when financing, the rationale for requesting loan security, and its acceptability from Islamic perspectives. The study reviewed the previous literature and Islamic injunctions to study and justify the use of collateral and guarantor to hedge the risk of financing default. It is found that Islamic banks like conventional banking system encourage requesting loan security to ensure borrowers’ commitment and protect investors’ wealth. Despite its effect on loan rejection, secured loans are found to be recovered more easily than unsecured loans. Government and Islamic banks are therefore advised to device mean for helping small-scale businesses to access financing, through credit guarantee schemes and participatory financing mechanisms, to enhance financial inclusion

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