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The Importance of Financial Literacy, the Inclusion of Financial Education in the School Curriculum (Case study: Kosovo)
No full textThe paper discusses the value of financial literacy and emphasises the importance of financial education inclusion into Kosovo\u27s publicschool curriculum. The paper initially elaborates on the importance of financial literacy and then expands on its impact on people’s knowledge to become or maintain their financial stability and well-being. It is pointed out that understanding personal finance management can help people have a better connection with money and their finances. Research suggests that young people getting ready for adulthood should be encouraged to become financially literate to meet society\u27s health and economic concerns. In this context, after observing the school curriculum one can clearly state that a financial topic is absent and recommendations for its incorporation to support students\u27 acquisition of knowledge and abilities in money management. The paper highlights that the inclusion of financial education in schools will assist students in becoming more financially responsible adults, by enabling them to contribute to social development and have a significant effect on economic sustainability. The findings indicate that including financial education in the school curriculum enables students to understand the importance of the financial world, which will ultimately lead to a more economically sustainable and financially literate society
A comparative analysis of corporate governance in Public Enterprises in Kosovo - the difference between Central and Local Public Enterprises
No full textThe purpose of this paper is to analyze and evaluate the implementation of OECD principles and practices for Corporate Governance in Public Enterprises in Kosovo, as well as to present the divergences of Corporate Governance between Central Public Enterprises and Local Public Enterprises. The study is based on primary and secondary data, where the latter are findings from overviews and reports of international organizations. Was used qualitative research methods, through interviews and the comparison method in order to identify the advantages and disadvantages of the CG in Public Enterprises with different ownership. The findings and results show that in Kosovo there is a low application of the OECD principles and there is a marked lack of entrepreneurs in the leadership of Public Enterprises. The legal loopholes and large debts of Enterprises to TAK have been identified as the main weaknesses of the CG. Public Enterprises in Kosovo are important for the local economy as they number about 10,152 employees or about 3.1% of the total employees in Kosovo. The only success we can mention is the separation of ownership from control, as among the fundamental issues of the CG. The study concludes that the differences between Central and Local PEs lie in the reporting and monitoring process, where Central PEs are monitored by Unit for Monitoring Public Enterprises and report to the Assembly of Kosovo, while Local NPs de facto have no monitoring, but only report to the Municipal Shareholders
Enhancing Real Estate Valuation in Emerging Markets: A Random Forest Approach in Prishtina
No full textThis study employs the Random Forest (RF) algorithm to forecast housing prices in Prishtina, analyzing 1,468 transactions from 2019 to 2023, using Python. It segments the data for optimal model training and validation, focusing on critical attributes like property area and proximity to key urban features. Performance is assessed through MSE, R², MAE, and RMSE, highlighting RF\u27s accuracy. A variable importance test further elucidates the significant predictors of price, underscoring the impact of location and infrastructure. The study\u27s implications extend to real estate valuation practices, offering a methodological framework for leveraging machine learning in emerging market
Management of Entrepreneurship by Managers and Owners
No full textThe management of entrepreneurship by managers and owners is a critical aspect of business success in today’s dynamic economic environment. This study explores the interplay between managerial strategies and entrepreneurial initiatives within organizations. It delves into how managers and owners can collaboratively foster an entrepreneurial culture that drives innovation, competitiveness, and sustainable growth. Key elements such as leadership styles, decision-making processes, resource allocation, and risk management are examined to understand their impact on entrepreneurial outcomes. The research highlights the importance of a balanced approach where managerial oversight complements entrepreneurial freedom, ensuring that innovative ideas are effectively nurtured and implemented. Case studies of successful businesses are analyzed to identify best practices and common challenges faced in aligning management practices with entrepreneurial goals. The findings suggest that a synergistic relationship between managers and owners can significantly enhance the capability of businesses to adapt to market changes, seize new opportunities, and achieve long-term profitability. This paper contributes to the literature on entrepreneurial management by providing insights and practical guidelines for integrating managerial and entrepreneurial efforts to build resilient and forward-thinking organizations
Decisions of individuals for long-term and short-term investments: Research based on consumer perceptions
No full textThis research study analyzes individuals\u27 long-term and short-term investment decisions, focusing on consumer perceptions. Through a detailed questionnaire administered to a diverse group of participants, the aim is to identify the main factors influencing their investment choices. The data collected reflects a high diversity in age, gender, educational and cultural background, enabling a comprehensive analysis of investment trends.Preliminary results show that psychological factors, such as risk tolerance and individual preferences for financial planning, play an important role in investment decisions. In addition, the influence of demographic variables, such as age, gender and level of education, is evident in their preferences for long-term and short-term investments. A significant part of the participants show a tendency for short-term investments, which can be related to economic uncertainty and lack of sufficient knowledge about financial markets. Also, the study notes that the influences of demographic factors are important in shaping investment behaviors. A detailed overview of consumer perceptions and the factors that influence their investment decisions. Without offering definitive conclusions, the study aims to stimulate further discussion and further research on this complex topic, suggesting the need for genuine educational and supportive strategies from public policies and financial institutions
Contribution of Project Management During Entrepreneurship Changes
No full textChallenges that every entrepreneur faced during the business changes, are related with lack of planning the process. In many situations the process of changes impact in daily business by causing huge problems. The aim of this paper is to analyze the main challenges that effect the entrepreneurship changing process and to identify the possible contribution of project management during the transformation process. Based on the research conducted in Republic of Kosovo, managing changes in business is very hard and not very well structured. The engagement of project manager is very rare, and sometimes the planned changes did not reaches the planned results. Project management plays a crucial role in entrepreneurship by providing structure, clarity, and efficiency to the process of launching and growing a business. The main contribution have been identify in following area: Planning and Execution, Resource Management, Time Management, Quality Control, Motivation and Risk Management
Multicriteria analysis for identification of potential urban green spaces in Gjakova (Kosova)
No full textGreen spaces are essential for maintaining the quality of life. Due to rapid urbanization, they are rapidly disappearing in Gjakova. This study aims to automate the process of identifying the suitable areas for future urban green spaces in Gjakova city, considering multiple criteria, including: topographic, environmental and socio-economic. The study has integrated multi-criteria spatial analysis in Geographic Information System (GIS), in order to evaluate the suitability of the site selection of urban green spaces. It combines a number of factors in both data models (vector and raster), such as land use/land cover, elevation, slope, existing green areas, proximity to road, water bodys and public services. The adopted methodology helps to improve the methodological framework of green space selection in Gjakova. The study emphasizes how crucial strategic planning is to urban growth in order to promote resident’s quality of life. The findings can help guide policy choices and urban decision-making
The tower as a residential object in the area of Shala e Bajgora
No full textThe tower, a traditional form of housing, has had a role in the social, economic and cultural life of Sala e Bajgora. This study explores the function and importance of the tower in this mountainous area of Kosovo, analyzing the architecture, construction materials and functionality characteristics that were made in such a way to live in a difficult and isolated environment. The tower was not just a residential structure, but a symbol of family identity and resistance to harsh natural and social conditions. Through interviews with local residents and historical analysis, this paper aims to further illuminate the ways in which objects and objects of its identity have evolved in the context of open modernization in Shala e Bajgora
Empowering Women in Foreign Policy: A Feminist Perspective for The European Union
No full textThis study examines Feminist Foreign Policy (FFP) in the European Union (EU). It aims to define FFP and assess the EU\u27s stance on it. Key findings include: There isn\u27t a clear definition of FFP, but it generally involves including women and girls in foreign policy and empowering them in decision-making. Although some EU member states like Sweden and France have adopted feminist foreign policies, the EU itself seems unprepared for a comprehensive FFP. The current geopolitical climate poses challenges, but there is still room for progress. Adopting an FFP at the EU level could lead to a more peaceful world, ensuring equal rights and opportunities for everyone, regardless of gender, age, ability, race, or sexual orientation. This conclusion underscores the need for continued efforts toward gender equality within the EU and the potential benefits of a unified feminist approach to foreign policy
Combating self-disinformation – developing the global network of knowledge cells
No full text.A leading researcher at MIT has described disinformation as one of the greatest threats to humanity. The international community and, as far as we are concerned, the European Union and NATO member states, would do anything to suppress disinformation. The results, as many believe, are questionable. The biggest problem is that the categorization as disinformation is mostly interest-based . In our opinion, there are also gaps in the research on the mechanism of disinformation. According to our research, the situation is further complicated by the emergence of the phenomenon of self-disinformation. Its “victims” are political actors who believe their own disinformation, which is directed against parties with opposing interests. Self-disinformation goes hand in hand with the rapid spread of emotional politics and the behavior of politicians as influencers. We approach this situation from three angles. The first is to re-clarify the content and context of such forgotten basic concepts as signal, data, information, meaning-signalsymbol, system, coordinates of existence, etc.). Here we must admit that our method is the transformative research approach that helps to bring order to the swirling theories on a philosophical and logical level. The second point is the role of disinformation in the development of belief systems. The third point is the liberation and totalization of disinformation. In the era of the globalization of AI technology, we need to examine the potential role of AI in both the creation and suppression of self-disinformation. Based on the above analyzes, we come to a surprising conclusion: the political elites, unable to reform themselves and wandering in the purple fog of self-disinformation, will be led back to the right path by the masses armed with a global network of knowledge cells