UIN (Universitas Islam Negeri) Sunan Kalijaga, Yogyakarta: E-Journal Fakultas Ekonomi dan Bisnis Islam
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The Effectiveness of Banking Countercyclical Policies in the Development of Priority Economic Sectors in Indonesia
Get PDFEconomic development leads to the evolution and improvement of the financial system. In particular, banks grew relatively larger than national output in line with economic developments. This study aims to analyze how banking policy can cause multiplier effects for the macroeconomic sector and be able to reduce the procyclicality of the banking sector with economic growth that touches the aspect of reverse causality. To answer this concern, many international forums approved the formation of documents one of which includes macroprudential aspects by developing countercyclical capital buffer (CCB) indicators that function to monitor the level of procyclicality of the financial system. The research period used is quarterly data from 2010Q1 to 2019Q4. The analytical tool used is structural vector autoregression (SVAR). Based on the results of the impulse response function, all macroeconomic variables used in this study, namely real GDP, inflation, investment, and the exchange rate respond negatively to CCB policies in conventional banks, Islamic banks, and both. The biggest contribution of the three bank models is to the investment variable. Based on the results of sector mapping, it was found that the direction of the development of Indonesia\u27s priority sectors was in the secondary sector or business fields related to the processing industry, such as both food and beverage, clothing and textiles, and chemicals. Public and foreign public confidence in the products of the processing industry in Indonesia is certainly inseparable from the guarantee of certainty in doing business and investment security that will increase the flow of private capital, especially foreign direct investment. This investment security guarantee is an effect of good financial capital liquidity
Consumer Confidence Index in Coronavirus Disease (Covid-19) Era
Get PDFThe consumer confidence index is an economic indicator designed to measure consumer confidence or doubt about the economic conditions of a country. The consumer confidence index can have an impact on the level of consumer interest in shopping so that it affects business activities, industry, and has a direct impact on the rate of econom ic growth. The condition of the consumer confidence index continues to improve, even though it is still during the Covid-19 pandemic and is still in the pessimistic zone, namely the index is below 100, the August 2020 consumer confidence index is 86.9 that is higher than in July 2020 of 86.2. This study uses trend analysis to estimate or forecast the future, and data obtained from the Bank Indonesia Consumer Survey. The results of this study show that the improvement in consumer confidence is drive by consumer perceptions of current economic conditions, namely increased income, job availability, and purchasing of goods
Enhancing Community Economy Through Innovation of Processed Cassava Products
Get PDFThe natural resources produced by Padamulya Village are very abundant, but the natural resources owned by Padamulya Village have not been fully utilized by the community, so there is a need for guidance or assistance to the community to exploit the existing potential. One of them is by utilizing processed cassava products that are made into food with high selling price. The method used is the socialization and innovation of cassava processed products. In processing this cassava product, the writer makes cassava churros which is a delicious and healthy snack food. After implementing this program the results obtained are the development of cassava processed products more creative and innovative as well as the surrounding community better understanding how to utilize a potential that is around.Keywords: Product Innovation; Cassava; Community Servic
The Law of Trading at the Mid of the Friday Praying
Get PDFThis paper discusses the law of trading (buying and selling) at the time of Friday prayings. This discussion has not developed since classical scholars. Allah forbids buying and selling at the time of Friday prayings. The scholars are of the opinion that the law of buying and selling at the time of Friday prayings is haraam, because they always associate it with the law of Friday prayings. According to them, the law of Friday praying is obligatory. The author performs re-ijtihad against the law of buying and selling at the time of Friday prayings. By using the ijtihad method bayāni, the author concludes that the prohibition on buying and selling at the time of Friday prayings is only limited to the etiquette or ethics case. It is associated with the law of Friday prayings which according to the author, it is sunnah. For this reason, the author stipulates that the law of buying and selling at the time of Friday prayings is makruh (disliked)
Economic Empowerment Mustahiq Village Cimanggu Satu Through the Establishment of Bodies, Amil, Zakat, Infaq, and Shadaqah
Get PDFAccording to Islamic teachings, poverty is a serious problem that must be given serious attention too. Therefore, Islam explains the problem of poverty and social inequality in detail, both in the aspect of conception and solution. This Community Service Report (PKM) discusses the establishment of Badan, Amil, Zakat, Infaq, and Sadaqah (BAZIS) of Cimanggu Satu Village which aims to empower Mustahiq in Cimanggu Satu Village to further improve their economy by managing funds received from the results of Cimanggu Satu Village. zakat distribution becomes more productive.Keywords : Community Service, empowerment, zakat
The Determinants of Indonesian Islamic Rural Banks\u27 Non-Performing Financing
Get PDFIslamic bank encounters a high financing risk because of scheme contract using the profit-loss sharing system leading to an agency problem. The non-performing financing of Islamic rural banks as small Islamic banks in Indonesia is above the maximum threshold and is higher than that of conventional rural banks as their competitors. This paper investigates the impact of bank characteristic variables and macroeconomic variables on the non-performing financing of Islamic rural banks. Our study employs aggregate Islamic rural banks data, spanning from January 2009 to December 2018. Non-linear autoregressive distributed lag model (NARDL) is applied to address this issue. Capital adequacy ratio obviously increases impaired financing and income diversification clearly reduces non-performing financing. More interestingly, domestic output and inflation have an asymmetric effect on non-performing financing. Economic downturns increase non-performing financing but economic upturns have no impact on non-performing financing. Meanwhile, inflation deteriorates non-performing financing but deflation does not reduce non-performing financing
Seminar of Zakat Literation for Introduction Types of Zakat: Implementation in Puri Asri Housing Communities, Jetis District, Bantul Regency
Get PDFAbstractCommunity service regarding zakat is aimed at educating and developing community literacy through youth community, Puri Asri Street, Tri Mulyo, Jetis, Bantul. Zakat, which is the fourth pillar of Islam, has a mandatory legal status according to shari\u27ah. The majority of Muslim communities in Indonesia have not yet paid zakat correctly. Most only know zakat fitrah only and others who have known other types of zakat have not performed zakat correctly. So, it is very necessary for a socialization activity to add insight into the scientific community in tithe. The participants in the socialization program consisted of 20 young people, with different levels of education. Ranging from junior high school level to college students. From the questionnaire data distributed to participants (pre-test) 80,7% did not understand zakat well, so this socialization was needed. After the socialization was held a post-test was held to find out the increase in knowledge and scientific uptake of the participants, and it was stated that 91,6% had understood the material of the zakat presented.Keywords: Zakat, Socialization, Educatio
Relationship between Quality Control and Customer Satisfaction
Get PDFThe use of Total Quality Management (TQM) in a company or organization is one of the actions taken by a company or organization to achieve customer satisfaction. This is usually done by the company by adding quality to the internal company. If the internal can be well, it is expected that the external will also be good. In its aim Total Quality Management (TQM) has a long term, Total Quality Management (TQM) focuses on quality, based on the participation of all its members. Total Quality Management (TQM) uses effective strategies, data and communication to integrate quality discipline into the culture and activities of the company. The basic philosophy of Total Quality Management (TQM) is as an effect of customer satisfaction, a company or organization can experience success. Total Quality Management (TQM) can be widely used in manufacturing, education, government and service industries. So Total Quality Management (TQM) is used by companies to improve internal company in customer satisfaction
Analysis of Profitability, Assets Structure, Liquidity, and Sales Growth on Capital Structure
Get PDFThis study aims to examine and analyze the effect of Profitability, Asset Structure, Liquidity, and Sales Growth on Capital Structure in BUMN companies listed on the IDX in 2015-2018. This research is quantitative in nature which aims to test the previously established hypotheses. The population in this study amounted to 20 companies with the sampling technique used was purposive sampling. Hypothesis testing is done by using the Classical Assumption Test using the variables ROA, CR, TAN, and Sales Growth. The results showed that profitability had a significant negative effect on capital structure. Meanwhile, the Asset Structure has a positive and significant effect on the Capital Structure. Liquidity also has a significant negative effect on the capital structure. And the last is Sales Growth has no effect on Capital Structure
The Effect of Quality, Image and Price on Repurchase Decisions
Get PDFThis research aimed to determine whether there is the influence of product quality, brand image and price towards the repurchase decision of smartphone xiaomi. This research uses quantitative method. The number of samples in this research was 100, this research used purposive sampling technique to determine the samples. Method of completion of data used in this research were a questionare and google form. Result of t test shows significant influence product quality variable on decision making with tcount 3.111 ≥ t-table 1.660. Significant influence brand image on decision making with tcount 3.153 ≥ t-table 1.660. Significant influence price on decision making with tcount 6.980 ≥ ttable 1,660. Product quality, brand image and price variables simultaneously have an effect of repurchase decision