UIN (Universitas Islam Negeri) Sunan Kalijaga, Yogyakarta: E-Journal Fakultas Ekonomi dan Bisnis Islam
Not a member yet
684 research outputs found
Sort by
Socialization of Cash Waqf Literacy as a Waqf Solution For Millennial Generation Students in Kulon Progo Regency
Get PDFThe socialization entitled "Awareness of Cash Waqf Literacy as a Waqf Solution for Millennials in Kulon Progo Regency Students" aims to broaden insights about cash waqf and how to make a cash waqf so that it is expected to generate interest in cash representation. The method of carrying out cash waqf literacy socialization activities uses lecture and discussion methods. The socialization was held in the meeting room of the Kulon Progo Tourism Office at 17.00 West Indonesia Time with 45 participants consisting of members of the Kulon Progo Student Association (IMKP). The results of this cash waqf socialization is to provide knowledge about cash waqf as a solution for giving to young people who provide ease of speaking in this 4.0 era.Keywords: socialization, millennials, cash waqf
The Effect of Macroprudential Policy on Credit Growth and Financing of MSMEs in Indonesia
Get PDFThe global crisis in 2008 had weakened the Financial System Stability (FFS) of almost every country. This financial crisis proved that the country had not been really responsive to global change so the financial system risk management done by the central bank was not able to stabilize the crisis. The formulation of macroprudential policies aims to mitigate the bank behavior in distributing credits and financing to the MSMEs which are pro-cyclical. Macroprudential policy instruments used in this study are Loan to Value (LTV)/ Financing to Value (FTV) and Minimum Statutory Reserves based on Loan to Deposit Ratio (LDR)/ Financing to Deposit Ratio (FDR). In addition, there are also macroeconomic variables and bank liquidity variables. The purpose of this study is to see how the influence of macroprudential policies on credit growth and MSME financing distributed by banks. The research method used is the Vector Error Correction Model (VECM) analysis using time series data from January 2010 to July 2020. The results show that macroprudential policies have not been able to suppress financing and in general the macroeconomic variables and bank liquidity also have an influence on credit and financing
Examining the Correlation between Macroeconomic Factors and Stock Indices: A Comparative Analysis of IHSG and Nikkei
Get PDFThis comprehensive research investigates the intricate relationship between macroeconomic factors and stock market performance, specifically focusing on the Indonesia Stock Exchange Composite Index (IHSG) and the Nikkei Stock Average. Employing a robust quantitative approach, the study emphasizes key variables such as inflation, exchange rates, interest rates, GDP growth, and oil prices, utilizing regression analysis to unravel unique patterns within the Indonesian and Japanese markets. For IHSG, significant negative correlations with inflation highlight its impact on purchasing power and corporate profitability. The non-significant relationship with the Bank Indonesia Interest Rate (BI Rate) emphasizes market resilience to interest rate fluctuations. The significant negative correlation with the Rupiah underscores the pivotal role of currency stability. Additionally, the non-significant relationship with oil prices suggests a limited influence on IHSG movements. Turning to the Nikkei, non-significant relationships with inflation, the Bank of Japan (BOJ) Rate, GDP, exchange rates, and oil prices underscore the diverse factors at play. These findings offer valuable insights for investors, policymakers, and researchers, enriching the understanding of the multifaceted influences shaping the relationship between macroeconomic conditions and stock market dynamics in Indonesia and Japan. The study contributes empirically rich insights, addressing gaps in existing literature and paving the way for informed decision-making in the complex landscape of global financial markets
Analisis Pengaruh Green Banking Terhadap Profitabilitas Bank Umum Syariah Indonesia
Get PDFResearch Aims: Islamic commercial banks are Islamic banks which in their activities provide services in payment traffic. Islamic commercial banks can operate as foreign exchange banks and non-foreign exchange banks. Foreign exchange bank is a bank that can carry out transactions abroad or related to foreign currencies as a whole, such as transfers abroad, collections abroad, opening letters of credit and so on. The purpose of the study was to determine the effect of green banking on the profitability of Islamic commercial banks in Indonesia and the concept of green banking in an Islamic perspective.
Design/methodology/approach: This type of research is quantitative with a descriptive statistical approach, the research methodology used in this study is the method of documentation and literature study.
Research Findings: The results of the study show that green banking has a positive effect on the profitability of Islamic Commercial Banks in Indonesia. In the Islamic perspective, all Green Banking Indicators are in accordance with the Islamic perspective as well as the reinforcing arguments about protecting nature and preventing natural damage.
Keywords: Green Banking, profitibalitas, Bank Umum Syariah
Pengaruh Lokasi, Personal Selling, dan Sales Promotion terhadap Minat Masyarakat Menjadi Nasabah di BPRS Bangun Drajat Warga
Get PDFResearch Aims: Sharia People\u27s Financing Bank (BPRS) is a financial institution that conducts its activities based on sharia principles. Currently, BPRS is growing in Indonesia, with the development of BPRS, many new BPRS will appear and of course will lead to competition between BPRS and others. Location as a company\u27s operational place has a strategic function because it can determine the achievement of a company, while personal selling is an important partner in world marketing communications. The sales promotion as a form to present the product.
Design/methodology/approach: In this study using quantitative methods that aim to determine the effect of location, personal selling, and sales promotion on public interest in becoming customers at BPRS Bangun Drajat Warga. For the purpose of this study, 110 samples were used from the community around the BPRS Bangun Drajat Warga head office, domiciled in a radius of 2 km from the BPRS Bangun Drajat Warga head office, using a purposive sampling technique.Put your text here (Cambria 10pt).
Research Findings: Based on the results of the research that the location t test has no effect and is not significant because the t count < t table is -0.532 < 1.982. In personal selling based on the t test that personal selling has a positive and significant effect because the t count > t table is 2,000 > 1,982 and sales promotion based on the t test has a positive and significant effect because the t count > t table is 3,361 > 1,98
Determinan Minat Berkarir Mahasiswa di Lembaga Keuangan Syariah Dengan Motivasi Sebagai Variabel Moderasi
No full textResearch Aims: This study aims to determine the influence of personality and market considerations work on student career interests in Islamic financial institutions with motivation as a moderating variable.
Design/methodology/approach: The research method used is a quantitative method. Population this research is a student of Islamic banking UIN Sunan Kalijaga Yogyakarta with a sample of 146 people obtained by purposive sampling method. Data that used is primary data, using an online questionnaire/google form. Data that obtained were analyzed using the Partial Least Square (PLS) analysis technique through SmartPLS software.
Research Findings: The results of the study indicate that there is a positive and significant effect of personality variables and labor market considerations on student career interests. Motivation able to moderate the relationship between labor market considerations and students\u27 career interests. However, motivation is not able to moderate the relationship between personality and career interest student
The Integration of Knowledge (IoK) Methodological Approach to Reforming the Development of Islamic Economics, Banking, and Finance (IEBF) in Light of Maqasid (Objectives) and Sustainable Development Goals (SDGs)
Get PDFThe contemporary world has reached a critical stage of development that imposes reforms at the highest and grassroots levels. Humanity realized that the current lifestyle increasingly threatens their welfare. Hence, we perceive that the Integration of Knowledge (IoK) methodological approach to reforming the development of Islamic economics, banking, and finance (IEBF) is central to transforming such a conventional approach to life. A reformed IEBF would focus on the maqasid (objectives) of shariah and the SDGs. The qualitative nature of this paper appraises the IoK methodological approach through a methodological pluralism recognizing rational and revelational sources of knowledge. This also involves methods of library research and critical content analysis. Firstly, an introduction reveals the distinctiveness of the IoK methodological approach as a shift from and based on the Islamization of Knowledge (IOK) movement. Its potential to reform IEBF becomes apparent because of common philosophical foundations like IOK’s. We highlight in brief the IEBF compatibility with and to reform via the IoK methodological approach and so attain targeted maqasid and SDGs. Secondly, a review of extant literature explains why the IOK and IE represent the solution to reform IEBF in contemporary times, to overcome mainstream economic, financial, and banking issues, and to fulfil maqasid and SDGs. Thirdly, findings show how the philosophical foundations of IOK represent the basis for future IEBF development via the IoK methodological approach. Moreover, we identify IoK methodological principles to appraise theories for IEBF development in light of the maqasid and SDGs agenda. Lastly, we conclude and provide actionable recommendations
BLOCKCHAIN DAN INOVASI TEKNOLOGI KEUANGAN INDONESIA: SEBUAH TINJAUAN KHUSUS PADA STARTUP ALUMNIA
Get PDFABSTRAKTeknologi blockchain hingga kini masih menjadi topik menarik yang hangat diperbincangkan baik dari kalangan praktisi, akademisi maupun politisi. Teknologi ini menawarkan banyak manfaat dan keuntungan antara lain: keamanan data, transparansi transaksi, dan sistemya yang bersifat desentralistik. Segi keamanan teknologi blockchain yang sangat terjamin mampu menarik banyak pengembang dalam memperkenalkan produk cryptocurrency. Namun, berdasarkan analisis bibliometrik yang penulis lakukan, banyak penelitian yang membahas tentang blockchain tetapi masih jarang yang mengulas terkait penggunaan sistem tersebut pada platform crowdfunding. Oleh karena itu, penulis bermaksud untuk meneliti inovasi yang dilakukan oleh start-up crowdfunding Alumnia dalam penggunaan ekosistem blockchain. Kehadiran Alumnia menawarkan inovasi antara lain: Platform crowdfunding yang dibangun di atas ekosistem blockchain Ethereum, aset dan proyeknya diukur dalam bentuk ALU token yang setara dengan satu gram emas, pengembangan program urun dana untuk penelitian pada perguruan tinggi, dan pembagian projek berdasarkan atas kluster tertentu. Saat ini, Alumnia merupakan satu-satunya start-up urun dana di Indonesia yang menggunakan ekosistem blockchain.Kata Kunci: Blockchain, Crowdfunding, Analisis Bibliometrik, Alumin
Islamic Certificate of Bank Indonesia (SBIS)\u27s Impact on Indonesian Economic Growth
Get PDFThis study aims to determine the effect of monetary policy indicators, particularly Islamic Certificates of Bank Indonesia (SBIS), on economic growth in Indonesia. The dependent variable in this study is economic growth seen from the value of GDP. The independent variables used in this study are the money supply, BI rate, inflation, exchange rate (exchange rate), and Islamic Certificates of Bank Indonesia (SBIS). The type of data used in this study is secondary data in monthly time series (time series) from January 2010 to December 2019 sourced from the Central Statistics Agency (BPS) and Bank Indonesia (BI). This study uses the Vector Error Correction Model (VECM) analysis method. The VECM estimation results show that the effect of the money supply, BI rate, and Islamic Certificates of Bank Indonesia (SBIS) on economic growth in Indonesia in the short term is positive, but in the long term, it has a negative effect. Inflation in the short and long term does not affect economic growth in Indonesia. The exchange rate in the short term does not affect economic growth in Indonesia, while in the long term, it has a positive effect.Keywords: Economic Growth, Money Supply, BI Rate, SBIS, VECM
Effect of Sharia Banking RGEC toward Indonesian GDP
Get PDFThis investigation aims to analyze the effect of sharia banking financial performance using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, Capital) on the Gross Domestic Product (GDP). The independent variables in this study were measured the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operating Costs to Operating Income (BOPO), Good Corporate Governance (GCG), and Return On Equity (ROE), while the dependent variables measured by the percentage of Gross Domestic Product (GDP). The type of research is quantitative with six samples of Sharia banks consisting of Bank Muamalat Indonesia, BRI Syariah, BNI Syariah, Bank Mandiri Syariah, Bank Mega Syariah, and BCA Syariah with data for the quarter of 2016 to 2020. The analysis technique data were analyzed using panel regression with a fixed effect model method processed with Eviews 12 software. The results showed that the FDR, BOPO, and ROE variables had a positive influence and were significant on Indonesia\u27s gross domestic product. Furthermore, the CAR and GCG variables cannot influence Indonesia\u27s economic growth. Meanwhile, the results of Test F show the RGEC ratio of sharia banks had a significant influence on the Gross Domestic Product (GDP) at the same time