UIN (Universitas Islam Negeri) Sunan Kalijaga, Yogyakarta: E-Journal Fakultas Ekonomi dan Bisnis Islam
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Analyzing the Impact of Poverty, Unemployment, and Education on the Human Development Index (HDI) in Sragen Regency
Full text linkThis study aims to analyze the effect of poverty rate, unemployment rate, and education level on the Human Development Index (HDI) in Sragen Regency. Using annual time series data from 2015 to 2024 obtained from the Central Bureau of Statistics, the study applies multiple linear regression with the Ordinary Least Squares (OLS) method. The results show that the education variable has a positive influence on HDI and is nearly significant, while poverty and unemployment have negative but insignificant effects. Despite the lack of statistical significance, the direction of the relationship aligns with theoretical expectations. The classical assumption tests indicate that the model is free from multicollinearity, heteroscedasticity, and autocorrelation, and the residuals are normally distributed. These findings suggest that improving education should remain a development priority, while poverty and unemployment need continuous attention to support human development in Sragen
A Discourse on Abandoned Housing Projects (AHPs) and the Potential of Crowdfunding: Malaysian Evidence
Full text linkThe surge in housing demand has exacerbated challenges in Malaysia\u27s property market, notably the widespread issue of abandoned housing projects (AHPs). Despite the government and banking sector\u27s continuous efforts to facilitate financing for affordable housing, the increasing number of AHPs indicates economic inefficiencies. Literature identifies developers\u27 financing constraints as a key driver of project abandonment. To address this, our study proposes the "Integrated Abandoned Housing Project Crowdfunding Model (IAHPCM)" as a viable alternative financing solution for developers. This framework aims to mitigate financial barriers and enhance housing project completion rates. The findings contribute to the growing body of literature on crowdfunding while offering practical implications for developers and broader economic sustainability
The Influence of Financing, Social Finance, and GCG On Islamic Bank Financial Stability in Indonesia
Full text linkThe current development of banking has become a benchmark in determining Indonesia\u27s economic growth. The benchmark for determining the development of banking can be seen from several conditions of the bank\u27s financial performance. In maintaining its business activities, Islamic banks are required to uphold the stability of their institutions. This study examines and analyzes the influence of financing, corporate social responsibility (CSR), and audit committees on the financial stability of Islamic commercial banks in Indonesia. The method used in this study is quantitative-descriptive. The sample in this study used purposive sampling with samples from 2015-2022 in Indonesia. Thus, a sample of 56 data points was obtained. Based on the findings of this study, financing has a positive effect on the financial stability of Islamic commercial banks. This is because sound financing practices serve as a key mechanism for Islamic banks to generate profits and maintain financial stability. Corporate Social Responsibility (CSR) also has a positive impact on financial stability, as the implementation of CSR initiatives enhances the bank\u27s public image and builds customer trust, thereby encouraging customers to choose Islamic banks. Furthermore, the audit committee significantly influences financial stability due to its crucial role in ensuring that the bank’s operations comply with prevailing regulations and governance standards
Maqasid Shariah and Organizational Performance: A Systematic Literature Review
Full text linkThis study aims to develop a Pentagon-Shaped Ethical Measurement framework based on Maqasid Shariah to assess organizational performance. The research employs a systematic literature review approach, analyzing scholarly works related to Maqasid Shariah and organizational performance. The study identifies relevant research from 2015 to 2024 using databases such as Scopus. The study finds that Maqasid Shariah is a comprehensive ethical framework for evaluating organizational performance. The findings suggest that integrating Maqasid Shariah into performance measurement enhances organizational credibility, corporate governance, and long-term sustainability. This study provides a Pentagon-Shaped Ethical Measurement framework based on Maqasid Shariah for evaluating organizational performance. Unlike previous research that mainly focuses on financial performance. Organizations can utilize Maqasid Shariah principles to develop a more balanced and sustainable performance assessment model. The study highlights the role of Maqasid Shariah in promoting social welfare, economic justice, and ethical business practices. Adopting a multidimensional performance framework contributes to long-term economic sustainability, fair wealth distribution, and corporate social responsibility (CSR)
Pengaruh Ekonomi dan Non Ekonomi terhadap Kerusakan Lingkungan Studi Kasus: Negara E7 (China, India, Brazil, Rusia, Indonesia, Meksiko, dan Turki)
Full text linkEmisi adalah salah satu dari beberapa aspek lingkungan yang berbahaya yang dapat berdampak terhadap perubahan global di dunia. Emisi merupakan polutan yang dihasilkan dari proses pembangunan infrastruktur, peningkatan produksi industri, dan konsumsi sumber daya alam yang tinggi meskipun hal ini telah membawa manfaat ekonomi yang signifikan bagi banyak negara. Namun, dampak negatif dari pertumbuhan ekonomi yang tidak terkelola dengan baik akan menimbulkan masalah besar di kemudian hari, terutama terhadap kerusakan lingkungan seperti perubahan iklim, degradasi habitat, dan penurunan kualitas udara dan air adalah isu-isu kritis yang membutuhkan perhatian serius. Dari sini perlu adanya upaya untuk mencari tahu determinan kerusakan lingkungan untuk meminimalisir dampaknya Penelitian ini menggunakan analisis data panel gabungan dari cross-section 7 negara E7 dengan time series 2002 hingga 2021. Hasil uji spesifikasi model menunjukan bahwa pendekatan FEM (Fixed Effect Model) adalah model terbaik untuk digunakan. Ditemukan bahwa variabel inovasi teknologi, kualitas lembaga, FDI (Foreign Direct Investment), serta pertumbuhan ekonomi berpengaruh positif dan signifikan terhadap kerusakan lingkungan, sedangkan variabel populasi berpengaruh namun tidak signifikan terhadap kerusakan lingkungan.
Keywords: Kerusakan lingkungan, inovasi teknologi, kualitas lembaga, populasi, FDI, dan pertumbuhan ekonom
Digital Marketing Strategies for Enhancing Sales and Empowering MSMEs: A Sharia Economic Perspective
No full textIn the digital era, information technology has fundamentally changed the marketing patterns of SMEs. Conventional marketing has transformed into digital marketing, enabling real-time global transactions. Although SMEs play a strategic role in the national economy (absorbing labor and increasing community income), digital market penetration among SMEs remains low; for example, only around 19% of SMEs actively utilized digital marketing in 2022. This study used a descriptive qualitative approach based on a literature review. The findings indicate that digital marketing strategies that integrate Islamic economic principles (such as fairness, transparency, and halal certification) can increase sales and empower SMEs. For example, strategic actions such as improving product quality according to SNI standards, attractive packaging, utilizing marketplaces and social media, developing digital brands, and implementing halal labels have provcen effective. Furthermore, attention must be paid to Sharia ethics in online marketing to avoid practices such as ghabn (excessive mark-ups), fraud, or data security risks. The synergy between digitalization and Sharia principles can ultimately create sustainable, ethical, and highly competitive SMEs
Determinan Investasi Asing Langsung di Negara Berkembang-8
Full text linkThe flow of foreign capital (FDI) into a country can be beneficial to the host country and for multinational companies as a form of external financing for the host country. This study aims to analyze and explain the factors that influence the foreign direct investment inflow of Developing-8 countries from 2012 to 2021 using a panel data regression model through fixed-effect approaches. This study found that the size of markets and trade openness have a significant positive impact on FDI in developing eight countries. Meanwhile, the availability of natural resources has significantly negative effects, but inflation and infrastructure have no significant impact on the flow of FDI into developing eight countries. To boost the inflow of FDI, it is also important for governments to be able to make appropriate and profitable policies for countries and companies that are beneficial to countries and domestic firms
The Effect of Islamic Financial Inclusion, Urbanization, Inflation, and GDP on Poverty in Indonesia
Full text linkThis research aims to assess the influence of Islamic financial inclusion, urbanization, inflation, and GDP on the alleviation of poverty in Indonesia. The methodology employed is quantitative, utilizing secondary data in a panel data format spanning the period from 2018 to 2022. A total of 165 samples were gathered, and the data underwent processing through Eviews 10. The findings indicate that individually, the Sharia Financial Inclusion Index (IIKS), inflation, and GDP do not exhibit a significant impact on poverty reduction in Indonesia. Conversely, urbanization has a noteworthy and negative effect on poverty reduction in Indonesia. When considered collectively, the IIKS, urbanization, inflation, and GDP variables jointly exert a substantial influence on poverty reduction in Indonesia, reflected in an Adjusted R-squared value of 98%, while the remaining 2% is attributed to other unexplored factors in this study. For future research endeavors, it is advisable to introduce additional variables for a more comprehensive and profound exploration of this subject
Sharia Investment Socialization Through Instagram Social Media
Full text linkThis study aims to provide socialization of sharia investment and analyze the effectiveness of socialization carried out through Instagram social media. This study uses data that comes from various related issues discussed. The references taken are books that discuss the problem, articles or scientific journals obtained from soft files or hard file books and also through information technology or the internet. This research is also included in qualitative research using the literature study writing method. kinds of studies, namely descriptive studies and constructive analysis. Descriptive studies are carried out by identifying various findings, which are then presented based on these findings in a structured and systematic manner. In this case, identifying the various outreach and education programs that have been carried out. This research also examines constructively analytically, namely armed with various findings that exist in various socialization and education. The results of the study show that the enthusiasm of Instagram users in listening to the discussion videos that have been made by the author and is believed to be very useful for those who are about to start investing or for those who are already investing and want to switch to investments that are good according to their religion, or maintain their mandated financial trust in investment instruments
The Future of Digital Finance: The Impact of Cryptocurrency and Blockchain on Digital Securities in Indonesia and Gen Z\u27s Adoption Potential
Full text linkResearch Aims: This study aims to examine the intention of the young generation in Indonesia to adopt cryptocurrency and blockchain instruments in Digital Securities.
Methodology: This study adopts a Mixed Methods (Sequential Explanatory Design) approach. This method begins with the collection of quantitative data in the first stage, followed by the collection of qualitative data in the second stage.
Research Findings: This disclosure emphasizes public trust in the ability of the Financial Services Authority (OJK) and the Central Bank (BI) to launch and regulate blockchain regulations in the digital capital market.
Theoretical Contribution: The results of the study revealed that the involvement of facilitation, institutional trust and technological trust have a significant effect on Gen-Z\u27s intention to use digital securities in Indonesia.
Research limitation and implication: The existence of maximum literacy facilities and consultations provided can increase public trust in the authorities providing digital exchange to continue to develop technological innovation optimally