Jurnal Online Universitas Islam Negeri Sultan Maulana Hasanuddin
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Aplikasi Diklat Pengembangan Kepemimpinan Dan Pengembangan Organisasi
Get PDFSumber Daya Manusia yang ada di perusahaan harus selalu dikembangkan secara kontinyu guna meningkatkan kemampuan agar sesuai dengan tuntutan lingkungan bisnis. Salah satu cara untuk meningkatkan kemampuan dan keahlian karyawan yaitu dengan pendidikan dan pelatihan. Penggunaan keterampilan interpersonal yang efektif sangat penting untuk keberhasilan setiap pemimpin, karena banyaknya waktu yang dihabiskan para pemimpin untuk berinteraksi dengan orang lain. Selain itu, interaksi sehari-hari yang ada antara pemimpin, tim, atau bawahan berkisar pada pengelolaan hubungan.Kepemimpinan yang efektif di tentukan oleh kemampuan seorang pemimpin untuk mempengaruhi dan mengarahkan bawahannya dalam organisasi. Kepemimpinan yang efektif ini berhubungan dengan pendekatan kekuasaan, perilaku, situasional, dan sifat. Pengembangan organisasi merupakan program yang berusaha meningkatkan keinginan individu akan pertumbuhan dan perkembangan dengan tujuan keorganisasian
Minat Dan Motivasi Belajar Siswa Dan Mahasiswa
Get PDFPembelajaran merupakan satu sistem lingkungan belajar yang terdiri atas komponen tujuan, bahan pelajaran, strategi, alat, siswa, dan guru. Sebagai satu sistem komponen-komponen tersebut berkaitan erat, saling mempengaruhi. Tujuan penulisan ini untuk mengetahui apakah minat dan motivasi Belajar siswa lebih besar dari minat dan motivasi belajar mahasiswa. Secara garis besar, teori motivasi dikelompokkan ke dalam tiga kelompok, yaitu teori motivasi dengan pendekatan isi/kepuasan (content theory), teori motivasi dengan pendekatan proses (process theory) dan teori motivasi dengan pendekatan penguat (reinforcement theory). Seberapa kuat motivasi yang dimiliki individu akan banyak menentukan terhadap kualitas perilaku yang ditampilkannya, baik dalam konteks belajar, bekerja maupun dalam kehidupan lainnya. Kajian tentang motivasi telah sejak lama memiliki daya tarik tersendiri bagi kalangan pendidik, manajer, dan peneliti, terutama dikaitkan dengan kepentingan upaya pencapaian kinerja (prestasi)
Pengaruh Beban Promosi terhadap Laba Operasional Bank Syariah Indonesia
Get PDFGlobalization has driven the spread of Islamic marketing internationally, with product standardization and global certification allowing companies to expand their reach. This creates innovative opportunities to meet a variety of consumer needs. Governments also play a significant role, with regulations supporting the development of the Islamic industry and monitoring business practices in accordance with Islamic principles. This phenomenon instills consumer confidence that the products they purchase meet strict Islamic ethical standards. In this context, Indonesia with the largest Muslim population has strived to become a global halal industry hub. Increasing consumer awareness of the halalness of products continues to grow, prompting countries to develop infrastructure and regulations, including strict halal certification. This study explores the impact of promotional costs on the operating profit of Bank Syariah Indonesia (BSI), highlighting the importance of a maximizing marketing strategy in a competitive environment. The findings indicate that promotional costs significantly affect operating profit, requiring BSI to optimize resource allocation in its marketing strategy. This study provides valuable insights for marketing management in the Islamic banking sector, as well as implications for the development of practice and theory in this area
Analisis Faktor yang Memengaruhi Minat Masyarakat Terhadap Wakaf di Kota Tangerang Selatan
No full textThis study examines the factors influencing public participation in cash waqf in South Tangerang City, focusing on media information, religiosity, knowledge, education, and income levels. Utilizing a quantitative approach, primary data were collected from 100 respondents through structured questionnaires and analyzed using multiple regression. The findings reveal that media information, religiosity, education level, and income level significantly impact interest in cash waqf, while knowledge level does not show a significant effect. The regression model explains 82.2% of the variance in waqf participation, indicating a strong influence of the independent variables on public interest. These results highlight the importance of accessible and effective media campaigns, as well as enhanced religious education, to improve public engagement in cash waqf practices
Peran Kelompok Tani Terhadap Stabilitas Harga Beras Di Desa Pasir Kecamatan Kronjo Kabupaten Tangerang
No full textPenelitian ini bertujuan untuk menganalisis peran kelompok tani terhadap stabilitas harga beras di Desa Pasir, Kecamatan Kronjo, Kabupaten Tangerang. Metode dalam penelitian ini menggunakan metode kualitatif dengan data primer dan sekunder. Data primer berupa observasi dan wawancara, sementara data sekunder berupa buku dan artikel jurnal. Teknik yang digunakan dalam analisis data adalah reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukan bahwa kelompok tani memiliki peran signifikan terhadap stabilitas harga beras. Peran kelompok tani untuk menjaga stabilitas harga beras yaitu dengan meningkatkan kualitas dan kuantitas panen sehingga harga beras tidak terjadi kenaikan yang tinggi. Namun, kelompok tani di Desa Pasir belum mampu untuk meningkatkan kualitas dan kuantitas panen, sehingga sering terjadi kenaikan harga yang tingg
Analisis Faktor-Faktor Complain Nasabah Dalam Klaim Asuransi
No full textThe objectives of the study were (1) to find out the insurance claim process at PT Asuransi Takaful Keluarga Representative Office Akraman Agency, (2) to find out the implementation of technology in handling claims, (3) to find out customer complaints related to the insurance claim process. This study was conducted using a qualitative argumentative approach. The results of the study found that the insurance claim process at PT Asuransi Takaful Keluarga is a process that includes filling out a claim submission form with details of the policyholder, including original documents, medical records, and bills. After being filled in, the form must be submitted to PT Asuransi Takaful Keluarga or via email for each type of claim, Implementation of technology in handling claims at Asuransi Takaful Keluarga Representative Office Akraman Agency, currently the technology used by Asuransi Takaful Keluarga cannot handle claims through certain applications or websites owned by Asuransi Takaful Keluarga, and complaint factors that often occur include external communication factors, lack of communication between customers and the takaful party, system aspects such as premium payment facilities and human aspects, lack of professionalism of staff when customers contac
Analisis Pembiayaan Sindikasi BPRS Muamalah Cilegon: Perspektif Fatwa DSN-MUI No. 91/DSN-MUI/IV/2014
No full textThe suitability of implementing syndicated financing in Sharia banks to the MUI DSN Fatwa is an important matter for several underlying reasons; first, Sharia banks have a fairly high risk if they provide financing with a nominal value exceeding the predetermined financing distribution limit. Second, the minimal level of supervision carried out by stakeholders in the implementation of syndicated financing carried out by Sharia banks and the low level of knowledge and insight of the community (customers), especially in Sharia-based syndicated financing. Third, it is not uncommon for misunderstandings or disputes to occur between customers and Sharia banks as a result of funding syndicated that does not meet Sharia compliance aspects. Fourth, the public does not fully believe that implementing syndicated financing by Sharia banks is by Islamic law. The results of the research show that there has been compatibility between the implementation of the funding syndicated of BPRS Muamalah Cilegon and the DSN MUI Fatwa Number 91/DSN-MUI/IV/2014. This can be seen from the suitability of the contract between fellow syndication participants, the terms of the agreement between the syndicated entity and the customer, and the provisions related to accounts and contract documents.Kesesuaian implementasi pembiayaan sindikasi pada bank syariah terhadap Fatwa DSN MUI menjadi suatu hal yang penting karena beberapa alasan yang mendasarinya, antara lain: pertama, bank syariah memiliki risiko yang cukup tinggi jika memberikan pembiayaan dengan nominal melebihi batas penyaluran pembiayaan yang telah ditetapkan. Kedua, minimnya tingkat pengawasan yang dilakukan oleh para stakeholder pada pelaksanaan pembiayaan sindikasi yang dilakukan oleh bank syariah serta rendahnya tingkat pengetahuan dan wawasan masyarakat (nasabah) khususnya pada pembiayaan sindikasi berbasis syariah. Ketiga, tidak jarang terjadinya kesalahpahaman maupun perselisihan antara nasabah dan pihak bank syariah sebagai akibat pembiayaan sindikasi yang dilakukan belum memenuhi aspek kepatuhan syariah. Keempat, masyarakat belum sepenuhnya meyakini pelaksanaan pembiayaan sindikasi yang dilakukan oleh bank syariah sesuai dengan syariat Islam. Hasil penelitian menunjukkan bahwa telah terjadinya kesesuaian antara implementasi pembiayaan sindikasi BPRS Muamalah Cilegon terhadap Fatwa DSN MUI Nomor 91/DSN-MUI/IV/2014. Hal ini dapat dilihat dari kesesuaian akad antara sesama peserta sindikasi, ketentuan akad antara entitas sindikasi dengan nasabah serta ketentuan terkait rekening dan dokumen akad
Pengaruh Kewajiban Penyediaan Modal Minimum dan Non-Performing Financing Terhadap Cadangan Kerugian Penurunan Nilai Pada PT. Bank KB Bukopin Syariah
No full textThe study aims to determine the effect of Minimum Capital Provision Obligations on Impairment Loss Reserves, the effect of Non-Performing Financing on Impairment Loss Reserves, and the simultaneous effect of Minimum Capital Provision Obligations and Non-Performing Financing on Impairment Loss Reserves. Research in the form of secondary data on quarterly financial statements for 2015-2022, data collection techniques, literature studies, and documentation techniques. Research sample at PT. Bank KB Bukopin Syariah, purposive sampling method sampling technique. Multiple linear regression analysis research methods: normality test, multicollinearity, autocorrelation, heteroscedasticity, descriptive statistics, t test, F test, correlation coefficient, and determination coefficient. Partial conclusion, Minimum Capital Provision Obligation has no effect on Impairment Loss Reserves based on sig. value 0.09 > 0.05, while Non-Performing Financing has a positive and significant effect on Impairment Loss Reserves based on sig. value 0.00 < 0.05. Simultaneous conclusion, Minimum Capital Provision Obligation and Non-Performing Financing affect Impairment Loss Reserve with a value of sig. 0.00 < 0.05. R value of 0.85% means that Minimum Capital Provision Obligations and Non-Performing Financing against Impairment Loss Reserves have a very strong relationship. The R2 value of 70.1% means that the Impairment Loss Reserve is influenced by Minimum Capital Provision Obligations and Non-Performing Financing, and the remaining 29.9% is influenced by other variables.Penelitian bertujuan mengetahui pengaruh Kewajiban Penyediaan Modal Minimum terhadap Cadangan Kerugian Penurunan Nilai, pengaruh Non-Performing Financing terhadap Cadangan Kerugian Penurunan Nilai, dan pengaruh simultan Kewajiban Penyediaan Modal Minimum dan Non-Performing Financing terhadap Cadangan Kerugian Penurunan Nilai. Penelitian berupa data sekunder laporan keuangan triwulanan periode 2015-2022, teknik pengumpulan data studi kepustakaan dan teknik dokumentasi. Sampel penelitian pada PT. Bank KB Bukopin Syariah, teknik pengambilan sampel metode purposive sampling. Metode penelitian analisis regresi linier berganda: uji normalitas, multikolinearitas, autokorelasi, heteroskedastisitas, statistik deskriptif, uji t, uji F, koefisien korelasi, dan koefisien determinasi. Kesimpulan parsial, Kewajiban Penyediaan Modal Minimum tidak berpengaruh terhadap Cadangan Kerugian Penurunan Nilai berdasarkan nilai sig. 0,09 > 0,05, sedangkan Non-Performing Financing berpengaruh positif dan signifikan terhadap Cadangan Kerugian Penurunan Nilai berdasarkan nilai sig. 0,00 < 0,05. Kesimpulan simultan, Kewajiban Penyediaan Modal Minimum dan Non-Performing Financing berpengaruh terhadap Cadangan Kerugian Penurunan Nilai dengan nilai sig. 0,00 < 0,05. Nilai R sebesar 0,85% artinya Kewajiban Penyediaan Modal Minimum dan Non-Performing Financing terhadap Cadangan Kerugian Penurunan Nilai terdapat hubungan sangat kuat. Nilai R2 sebesar 70,1% berarti Cadangan Kerugian Penurunan Nilai dipengaruhi Kewajiban Penyediaan Modal Minimum dan Non-Performing Financing, dan sisanya 29,9% dipengaruhi oleh variabel lain
The Influence of Capital Adequacy Ratio and Financing to Deposit Ratio on Returns On Assets in Islamic Commercial Banks in Indonesia
No full textThis study analyzes the financial performance of Indonesian Islamic Commercial Banks by examining the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), and Return on Assets (ROA) on quarterly data for 2021–2022. This study investigates deviations from theoretical expectations regarding the relationship between CAR and FDR with ROA. Based on previous studies that reported inconsistent effects of these variables on profitability, this study explores the impact of CAR and FDR on ROA both individually and in combination. This study focuses on identifying the specific contribution of independent variables to ROA, both partially and simultaneously in the Islamic banking sector during the period. This study took a sample of nine banks registered on the official website of the Financial Services Authority (OJK), using a purposive sampling technique based on quarterly data resulting in 65 samples for observation. Multiple linear regression analysis through SPSS 25 shows that CAR has a positive and significant impact on ROA (t = 4.825 > 1.999, p = 0.000), as well as FDR (t = 2.119 > 1.999, p = 0.038). Together, CAR and FDR significantly affect ROA (F = 18.490 > 3.148, p = 0.000). Thus, this finding finds that there is a significant influence of CAR and FDR on ROA, both individually and together, so that it becomes important information in the framework of the financial performance of Islamic Commercial Banks in Indonesia.Studi ini menganalisis kinerja keuangan Bank Umum Syariah Indonesia dengan memeriksa Rasio Kecukupan Modal (CAR), Rasio Pembiayaan terhadap Simpanan (FDR), dan Pengembalian Aset (ROA) pada data triwulanan tahun 2021–2022. Studi ini menyelidiki penyimpangan dari ekspektasi teoritis mengenai hubungan antara CAR dan FDR dengan ROA. Berdasarkan penelitian sebelumnya yang melaporkan efek yang tidak konsisten dari variabel-variabel ini pada profitabilitas, studi ini mengeksplorasi dampak CAR dan FDR terhadap ROA baik secara individual maupun gabungan. Penelitian ini berfokus pada identifikasi kontribusi spesifik variabel bebas terhadap ROA, baik secara parsial dan simultan pada sektor perbankan syariah pada periode waktu tersebut. Studi ini mengambil sampel sembilan bank yang terdaftar di situs resmi Otoritas Jasa Keuangan (OJK), dengan menggunakan teknik pengambilan sampel purposive berdasarkan data triwulanan menghasilkan 65 sampel untuk diobservasi. Analisis regresi linier berganda melalui SPSS 25 menunjukkan bahwa CAR berdampak positif dan signifikan terhadap ROA (t = 4,825 > 1,999, p = 0,000), demikian pula FDR (t = 2,119 > 1,999, p = 0,038). Secara bersama-sama, CAR dan FDR memengaruhi ROA secara signifikan (F = 18,490 > 3,148, p = 0,000). Dengan demikian, temuan ini menemukan bahwa terdapat pengaruh signifikan CAR dan FDR terhadap ROA, baik secara individu maupun bersama-sama, sehingga menjadi informasi yang penting dalam kerangka kinerja keuangan Bank Umum Syariah di Indonesia
WOMEN'S CONTESTATION IN THE ELECTORAL MAP IN BANTEN PROVINCE IN THE FRAME OF ISLAMIC LAW AND GENDER POLITICS
No full textThe goal of this research is to determine the contestation of women in the Political Islamic law and gender in Banten Province, as well as a review of Islamic law political on women's contestation in election political maps. This study employs a qualitative method of content analysis. Women presently lead 37.5 percent of districts/cities in Banten Province. Additionally, in the previous government position, the figure reached 50%. Similarly, two elections were won by women at the provincial level in the four gubernatorial elections that were held. The substantial participation of women in Banten's election campaign is fascinating to investigate. The findings of this study reveal that the engagement of women in the political map of the regional election in Banten was due to the freedom, opportunity, and chance for women to participate in the political sphere. Furthermore, the involvement and participation of the family were significant owing to their typical family background as politicians who previously served in the same position, which is known as the relay and inheritance of family leadership. Some refer to it as a familial political dynasty. According to an examination of Islamic law, women's participation in the political map of the regional elections in Banten does not contravene the siyasa syar'iyyah because it is included in the siyasa dusturiyyah. Furthermore, Islam does not forbid women from participating in politics.