Gunadarma University: Ejournal UG
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    PUBLIC SAVINGS AT PT. BANK NTT (PERSERO) MAIN BRANCH KUPANG AND THE FACTORS AFFECTING THEM

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    The formulation of the problem in this study is (1) Whether the interest rate, inflation rate, and Regional Minimum Wage have a partial effect on the community\u27s savings at PT. Bank NTT (Persero) Kupang Main Branch Unit?; (2) How do interest rates, inflation and regional minimum wages affect the level of public savings at PT. Bank NTT (Persero) Kupang Main Branch Unit? The purpose of this study is to analyze the influence of interest rates, inflation rates, and regional minimum wages on the amount of savings, both partially and simultaneously. The analysis technique used is quantitative analysis using a multiple linear regression model. In this study, the smallest square regression approach (Ordinary Least Square) was also used.  The results of this analysis show that simultaneously: interest rates, inflation rates, and regional minimum wages have a significant effect on savings. Meanwhile, partially, interest rates have a significant positive effect on savings, while inflation and the regional minimum wage have a negative but significant effect. The value of the determination coefficient was 0.115 which indicates that 15.5% of the variation in savings can be explained by all three variables, while the remaining 84.5% is influenced by other factors outside the model. The researcher suggested that Bank NTT needs to strengthen the innovation of savings products and digital financial services in order to be able to increase public fund collection.&nbsp

    CHATIME’S DIGITAL MARKETING, PROMOTION, AND EWOM IMPACT ON THE ROLE OF PURCHASING INTEREST AS A MEDIATOR IN IMPROVING PURCHASE DECISION

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    Encouraging consumer purchasing interest is an important phase in the marketing process because product competition is tightening and providing easy access to information and excellent services, particularly in the ready-to-drink beverage market. The goal of this study is to investigate and evaluate the role of purchasing interest in mediating the impact of digital marketing, promotion, and electronic word-of-mouth on Chatime purchasing decisions in Pondok Cina, Depok. Primary data from 210 respondent questionnaires was analyzed quantitatively. SmartPLS performs multivariate analysis using the Structural Equation Model approach. In addition to demonstrating the mediating role of purchasing interest and the importance of marketing using digital channels, promotion, and electronic word of mouth in driving purchasing decisions; the study\u27s findings explain strategies for driving purchasing decisions in increasingly competitive beverage shops

    EFEKTIVITAS AGENSIA HAYATI Beauveria bassiana TERHADAP SERANGAN HAMA PADA TANAMAN PAKCOY (Brassica rapa L.)

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    Pakcoy (Brassica rapa L.) merupakan tanaman sayuran dengan tingkat permintaan pasar yang tinggi. Penurunan hasil produksi pakcoy dipengaruhi oleh faktor organisme pengganggu tanaman (OPT) terutama dari golongan hama salah satunya Crocidolomia pavonana atau ulat krop. Salah satu alternatif pengendalian hama C. pavonana yang ramah lingkungan yaitu dengan metode pengendalian hayati menggunakan agensia hayati Beauveria bassiana. B. bassiana sangat efektif dalam mematikan seluruh tahapan perkembangan serangga. Penelitian ini dilakukan di UG-Technopark, Cianjur pada bulan Maret sampai Juni 2024.  Penelitian ini bertujuan untuk tingkat efektivitas perlakuan B. bassiana terhadap serangan hama utama C. pavonana di lapangan dan menganalisis varietas pakcoy terhadap tingkat serangan hama utama C. pavonana di lapangan, tingkat pertumbuhan dan hasil tanaman pakcoy. Penelitian ini dilaksanakan dengan menggunakan Rancangan Kelompok Lengkap Teracak (RKLT) Pola Tersarang. Hasil penelitian menunjukkan bahwa insektisida berpengaruh signifikan terhadap intensitas kerusakan mutlak dengan konsentrasi paling efektif B. bassiana 21.42 g/L yaitu sebesar 12.25%. Varietas pakcoy Nauli F1 memiliki tingkat intensitas kerusakan rendah sebesar 11.04%, tinggi tanaman 25.05 cm, jumlah daun 21.33 helai, dan bobot panen segar 251.25 g. Variabel pertumbuhan tinggi tanaman, jumlah daun, dan bobot segar berpengaruh tidak signifikan terhadap kerusakan hama pada tanaman pakcoy

    Pengembangan Aplikasi Berbasis Web untuk Skrining Tingkat Depresi Ibu Pasca Melahirkan Menggunakan Skala EPDS dan PHQ-9

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    Anxiety and depression are mental health issues that are common in mothers during pregnancy and after childbirth. The prevalence of anxiety and depression among pregnant women is 12.6%, and among postpartum women, it is 10.1%. However, mental health screening is still not an integral part of comprehensive antenatal or postnatal care. This research aims to develop a website-based application for screening postpartum maternal depression levels using the EPDS and PHQ-9 scales. The method used involves application development using the PHP programming language and implementing the EPDS and PHQ-9 scales as assessment instruments. The research findings are a screening application that can help postpartum mothers self-assess their level of depression. The website has been successfully implemented and can be accessed online via the link https://postnatalcare.my.id/. The application is expected to serve as a screening tool for determining the level of postpartum depression in mothers and to assist midwives in monitoring patients\u27 mental health conditions, enabling them to provide appropriate care

    Formulasi dan Uji Stabilitas Krim Tabir Surya Mengandung Titanium Dioksida (TiO2) dengan Variasi Emulgator: Formulation and Stability Test Sunscreen Cream Containing Titanium Dioxide (TiO2) With Emulgator Variations

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    The use of sunscreen creams can protect the function of human skin structures from the negative effects of UV rays. This study aims to formulate sunscreen cream preparations with variations of polysorbate and sorbitan emulgators to determine the physical characteristics of cream preparations and determine the stability of sunscreen cream preparations containing titanium dioxide (TiO2) to SPF (Sun Protection Factor) values. This research uses laboratory experimental methods. The active ingredient used is TiO2, which is a physical blocker by reflecting UV radiation. Polysorbate and sorbitan are the emulgator combinations used in this study. Sunscreen cream preparations were formulated into four formulas by combining and varying the concentration of polysorbate and sorbitan emulgators. FI contained polysorbate 60 (3%) and sorbitan 60 (2%), FII polysorbate 80 (2.5%) and sorbitan 80 (2.5%), FIII polysorbate 60 (2.75%) and sorbitan 80 (2.25%), and FIV polysorbate 80 (3.25%) and sorbitan 60 (1.75%). Furthermore, the preparations were evaluated and tested for stability (cycling test,) as well as effectiveness determination tests (SPF, and %TE). The results showed that different combinations and variations in the concentration of polysorbate and sorbitan emulgators in the four formulas had an influence on the physical characteristics and stability of the preparation. And the results of the determination of the effectiveness of sunscreen cream have an influence of UV exposure on the in vitro effectiveness of sunscreen cream (SPF, and %TE)

    FACTORS THAT INFLUENCE GENERATION Z\u27S FINANCIAL BEHAVIOR

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    Financial behavior for some individuals is currently a problem, especially for some groups in generation Z. This is because amidst increasingly rapid technological developments, of course there will be a change in behavior related to their financial behavior. The aim of this research is to analyze the influence of financial literacy, self control, financial attitudes and income on the financial behavior of generation Z in Indramayu City. The analytical method in this research uses quantitative primary data. The test stages carried out include the research instrument test (validity and reliability test), classical assumption test, multiple regression analysis, F test, T test, and coefficient of determination test (R2). Data collection was carried out by distributing online questionnaires via Google Forms and there were 140 respondents. The sampling technique used was simple random sampling. Testing tools using SPSS software. The results of this research show that the variables financial literacy, self control, financial attitudes, and income simultaneously influence the financial behavior of generation Z in Indramayu City. The variables financial literacy, self control, financial attitude, and income partially influence the financial behavior of generation Z in Inramayu City, and the variable that most dominantly influences the financial behavior of generation Z in Indramayu City is the financial attitude variable

    Optimasi Hyperparameter Berbasis Bayesian dengan Optuna untuk Spectral Clustering - K-Means: Studi Kasus pada Dataset Leukemia CuMiDa

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    Leukemia is one of the cancers with the highest mortality rate worldwide; therefore, identifying its subtypes is crucial to support accurate diagnosis and effective treatment. The analysis of high-dimensional gene expression data, such as the CuMiDa dataset, still faces major challenges due to overlapping patterns and limited sample sizes. This study proposes the application of Bayesian Optimization using Optuna to perform hyperparameter tuning on the Spectral Clustering – K-Means method to improve the clustering performance of leukemia subtypes. Four key parameters (n_components, affinity method, n_neighbors, and gamma) were optimized through 1,000 iterations. The best configuration was obtained at n_components = 5 using the Nearest Neighbors method with n_neighbors = 6. The resulting Spectral Embedding matrix was then grouped using K-Means. The results showed that this approach achieved a clustering accuracy of 92,19%, outperforming both K-Means and Hierarchical Clustering when applied separately. Heatmap visualization demonstrated that the optimized method effectively grouped samples with similar gene expression patterns. This study demonstrates that the combination of Spectral Clustering–K-Means and Bayesian optimization using Optuna can improve the clustering quality of complex gene expression data and open up broader opportunities for application in other bioinformatics studies

    EVALUASI KESESUAIAN LAHAN UNTUK JAGUNG VARITAS HIBRIDA DAN KOMPOSIT DI KECAMATAN BOLAANG UKI KABUPATEN BOLAANG MONGONDOW SELATAN

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    Penelitian ini bertujuan menentukan kelas kesesuaian lahan dan menilai kelayakan usahatani jagung hibrida dan komposit. Lokasi penelitian di Kecamatan Bolaang Uki, Kabupaten Bolaang Mongondow Selatan, Provinsi Sulawesi Utara yang dimulai Maret-Mei 2024 dengan menggunakan metode survei fisiografi. Teknik evaluasi lahan menggunakan pemadanan antara kriteria kesesuaian lahan untuk jagung dengan karakteristik dan kualitas lahan setempat. Hasil penelitian membuktikan bahwa kelas kesesuaian aktual untuk jagung hibrida dan komposit di Kecamatan Bolaang Uki hanya tergolong kelas tidak sesuai (N) semuanya dengan faktor pembatas kapasitas tukar kation (KTK) dan kedalaman tanah. Setelah dilakukan perbaikan faktor pembatas KTK tanah, maka secara potensial kelas kesesuaian lahan untuk jagung hibrida sudah menjadi cukup sesuai (S2) sebesar 62,49% pada satuan lahan (SL) 1, 2, 3, 4, 6, dan 7, sementara SL sisanya tetap kelas N. Sedangkan untuk jagung komposit, selain naik kelas S2 sebesar 15,60% pada SL 1, 2, dan 3, juga naik kelas sesuai marjinal (S3) sebesar 46,88% pada SL 4, 6, dan 7. Sisa SL tetap kelas N. Usahatani jagung hibrida dan komposit menguntungkan karena nilai R/C > 1

    PENGARUH JARAK TANAM DAN PENERAPAN FOSFOR BERBASIS PUPUK ORGANIK CAIR LIMBAH TAHU TERHADAP PERTUMBUHAN DAN PRODUKSI KEDELAI (Glycine max (L.) Merr.)

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    Tujuan penelitian adalah untuk mengkaji pengaruh jarak tanam dan dosis fosfor (P) berbasis pupuk organik cair (POC) limbah tahu terhadap pertumbuhan dan produksi tanaman kedelai. Percobaan dilakukan dengan Rancangan Acak Kelompok dengan 2 faktor perlakuan dan 3 ulangan. Faktor pertama adalah jarak tanam, terdiri 2 taraf yaitu J1 = 40 cm x 15 cm dan J2 = 40 cm x 20 cm. Faktor kedua adalah dosis P berbasis POC limbah tahu terdiri 4 taraf yaitu A0 = 0 kg ha-1  P2O5 setara 0 L ha-1 POC, A1 = 15 kg ha-1  P2O5  setara 13,392 L ha-1 POC, A2 =  30 kg ha-1 P2O5 setara 26,785 L ha-1 POC dan A3 = 45 P2O5 kg ha-1 setara 40,178  L ha-1  POC. Data dianalisis statistik menggunakan analisis ragam, kemudian diuji lanjut menggunakan uji jarak berganda Duncan pada taraf 5%. Hasil penelitian menunjukkan bahwa perlakuan jarak tanam berpengaruh nyata terhadap parameter jumlah bintil akar efektif dan bobot 100 biji. Perlakuan dosis fosfor berbasis POC limbah tahu berpengaruh nyata terhadap parameter bobot 100 biji. Interaksi antara perlakuan jarak tanam dan dosis fosfor berbasis POC limbah tahu berpengaruh nyata pada bobot 100 biji

    ANALISIS PERUBAHAN FISIOLOGIS BENIH KEDELAI (Glycine Max L Merill) PADA SUHU DAN LAMA PENYIMPANAN

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    Penelitian ini dilakukan untuk mengetahui pengaruh suhu dan lama penyimpanan terhadap perubahan fisiologis yaitu mengindikasikan turunnya daya berkecambah benih, banyaknya jumlah benih abnormal benih kedelai. Faktor-faktor yang memengaruhinya meliputi asal atau sumber benih, kondisi lingkungan tumbuh, adanya kontaminasi di lapangan, keadaan pada periode antara masa lewat matang hingga sebelum dipanen, tahap pengeringan, penanganan, prosesing, serta cara penyimpanan. Metode yang digunakan adalah eksperimen kuantitatif Rancangan Acak Lengkap (RAL) dengan pola faktorial yaitu faktor A= suhu simpan dan faktor B=lama simpan. Benih yang digunakan adalah varietas Anjasmoro sebanyak 4 kg, berasal dari BALITKABI (Balai Penelitian Tanaman Aneka Kacang dan Umbi). Parameter yang diamati adalah potensi tumbuh (PT), daya berkecambah (DB), kecepatan tumbuh relatif (KcTR), keserampakan tumbuh (KsT), vigor kecambah (VK). Hasil penelitian diketahui bahwa suhu terbaik untuk menjaga kualitas benih kedelai adalah suhu refrigerator (5 0C) karena dapat menjaga kandungan karbohidrat, protein dan lemak. Kandungan biokimia yang terjaga dapat mempertahankan potensi tumbuh, viabilitas kecambah, keserampakan tumbuh (KsT), kecepatan tumbuh dan vigor kecambah benih kedelai

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