Scientific Journal of Reflection: Economic, Accounting, Management and Bussines
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ANALISIS YURIDIS PERLINDUNGAN HUKUM TERHADAP NASABAH INDUSTRI PERBANKAN DI TENGAH PANDEMI COVID-19 (Studi di Bank Mandiri Jakarta)
Get PDFCoronavirus Disease 2019 (Covid-19) is an infectious disease caused by Severe Acute Respiratory Syndrome Coronavirus 2 (SARS-CoV-2) SARS-CoV-2 is coronavirus a new type ofthat has never been previously identified in humans. to be studied from the perspective of the banking industry customers is the legal protection of banking industry customers in the midst of the Covid-19 pandemic. The approach method in this research is descriptive qualitative analysis, the results in this study are legal protection for independent banking industry customers in the midst of the Covid-19 pandemic in carrying out regulatory and supervisory tasks in the banking sector, regulation and supervision of bank health, including liquidity, profitability , solvency, asset quality, minimum capital adequacy ratio, maximum credit limit, guarantee ratio to deposits and bank reserves, bank reports related to bank health and performance and debtor information system. Then the Impact and Risks of Independent Banking Industry Customers in the Middle of the Covid-19 Pandemic, Impacting the survival of credit customers (debtors) and the banking system itself, Banks will experience difficulties or risk of banking liquidity during the pandemic, especially small banks, Will have an impact on banking income, The provision of services to customers is less than optimal during the pandemic, Customers reduce visits or come directly to bank branch offices and Decreased Asset Quality due to weak economic conditions
PENGARUH KUALITAS PRODUK DAN PENGGUNAAN MEDIA SOSIAL TERHADAP KEPUTUSAN PEMBELIAN PADA USAHA KECIL MENENGAH RUMAH KUE DELINA TANGERANG SELATAN
Get PDFOnline business in the era of digital communication is in great demand by people. By utilizing social media online, it makes it easy for everyone to explore anywhere without being limited by time and distance. Rumah Kue Delina is a brand of home industry products or small and medium businesses engaged in the culinary business domiciled in the South Tangerang area that has utilized online sales. This study aims to determine whether there is a positive and significant effect between product quality and the use of social media either partially or simultaneously on purchasing decisions in Small and Medium Enterprises Delina Cake House, South Tangerang. This study uses quantitative methods, the population of Delina Cake House customers is approximately 600 people, by using incidental sampling obtained 75 respondents. Data collection methods used were observation and questionnaires, data analysis methods used were descriptive analysis and statistical analysis of multiple linear regression techniques, correlation analysis, simultaneous F test, partial t test, and coefficient of determination test. From the correlation analysis, it can be concluded that there is a strong correlation between product quality and purchasing decisions, and a very strong correlation between the use of social media and purchasing decisions. From the results of the regression analysis obtained multiple linear regression equation Y = 0.500 + 0.079 X1 + 1.008 X2. Partial t-test shows that product quality partially has a significant effect on purchasing decisions by 57.3% while 42, 7% is influenced by other variables and the use of social media partially has a significant effect on purchasing decisions by 76.8% while 23.2% is influenced by other variables. Simultaneous F-test shows that product quality and use of social media simultaneously affect purchasing decisions at the Small and Medium Business of Delina Cake House, South Tangerang by 76.9% while 23.1% is influenced by other variables not discussed in this study
PENGARUH KOMPENSASI DAN MOTIVASI TERHADAP KEPUASAN KERJA PADA PT. ADONARA BAKTI BANGSA JAKARTA PUSAT
Get PDFThe purpose of this study was to determine the effect of compensation and motivation on job satisfaction at PT. Adonara Bakti Bangsa either partially or simultaneously. The method used is the quantitative method. The sampling technique used was saturated sampling with a sample of 115 respondents. Data analysis used validity test data, reliability test, classical assumption test, regression analysis, correlation coefficient analysis, determination coefficient analysis and hypothesis testing. The results of this study are that compensation has a significant effect on job satisfaction with the regression equation Y = 26,290 + 0,517X1, the correlation coefficient value is 0.499, meaning that both variables have a fairly strong relationship with the coefficient of determination of 24.9% and hypothesis testing is obtained t count > t table or ( 2,040 > 1,981). Motivation has a significant effect on job satisfaction with the regression equation Y = 9.517 + 0.814X2, the correlation coefficient value is 0.682 meaning that both variables have a strong relationship with the coefficient of determination of 46.1% and hypothesis testing is obtained t count > t table or ( 7.152 > 1.981 ). Compensation and motivation simultaneously have a significant effect on job satisfaction with the regression equation Y = 6.401 + 0.173X1 + 0.701X2. The value of the correlation coefficient is 0.696, meaning that the independent variable and the dependent variable have a weak relationship with the coefficient of determination of 24.9% while the remaining 75.1% is influenced by other factors. Hypothesis test of calculated F value > F table or (52.668 > 2.69) thus Ho is accepted and Ha is rejected. This means that there is a simultaneous significant influence between Compensation and Motivation on Job Satisfaction at PT. Adonara Bakti Bangsa
ANALISIS PERASAAN SENANG (KEPUASAN) TERHADAP HASIL KERJA YANG DIUKUR MELALUI KOMUNIKASI, EFIKASI DAN PENGHARGAAN DIRI
Get PDFAlthough feelings of pleasure are not defined as the main instrument in achieving performance, emotional involvement in work cannot be ignored. Invisibly, feelings dominate work attitudes and behavior, so that performance can be achieved. So paying attention to the factors of happiness and comfort at work must be considered by organizational management. This study aims to analyze the role of job satisfaction on improving performance by paying attention to the variables of communication, self-esteem, and self-efficacy. The research method uses causal associative with regression analysis techniques. In collecting data, a purposive sampling technique was used with a questionnaire as a research instrument. The results of the study indicate that satisfaction is a factor that is considered important by every employee. The reason is, work is not only a matter of making money, but as a place to interact between one person and another within the scope of business activities, then building good communication is a necessity, then having self-confidence is a capital in meeting the interests of the organization and the work environment. Statistically, the value of the contribution of the variables of communication, self-esteem, and self-efficacy is 0.162. This means that job satisfaction will increase with an estimated value of 16.2% if work communication is well developed and self-confidence is high
SALURAN PEMASARAN LANGSUNG JASA PERIKLANAN MEDIA LUAR RUANG PT WARNA WARNI MEDIA
Get PDFDirect marketing is one form of marketing that companies choose to be able to reach potential clients more quickly. This study describes the Direct Marketing Strategy of Outdoor Media Advertising Services at PT Warna Warni Media Jakarta. The research was conducted from February to April 2017 using qualitative research methods. PT Warna Warni Media, as a company engaged in outdoor media advertising services, markets its products directly. PT Warna Warni Media Jakarta has two direct marketing channels in marketing the company's products, namely through face-to-face contact with an Account Executive assisted by direct mail by Marketing Support. Over the past three months, the Direct Marketing Team has succeeded in closing deals 67 times out of 132 negotiations that have been conducted. The success of the company's direct marketing cannot be separated from the form of promotion it provides, in the form of discount, bartering and sponsorship program
EVALUATION OF SOCIALIZATION PROGRAMS AND PROMOTIONS OF OPEN UNIVERSITY IN INCREASING PARTICIPATION OF UPBJJ-UT MATARAM NEW STUDENTS
Get PDFThis study aims to determine the effectiveness of socialization and promotion strategies in increasing student participation rates at UT Mataram. The method used in this research is correlational descriptive survey method. The results of this study are: 1. The target target of the socialization and promotion program in the future by utilizing information technology as a promotional media, 2. The number of respondents who know about UT is 101 people or 77.7%, while respondents who do not know about UT are as many as 101 people. 29 people or 22.3% indicates that the dissemination of information about UT in the NTB region is still not optimal. 3. The effectiveness of the social program has an impact on increasing student participation rates. Then sosprom activities in the period 2019.2 can be used as a reference for the activity stage in the next perio
ANALISIS KEPUTUSAN PEMBELIAN ONLINE BERDASARKAN FAKTOR DISKON, PROGRAM PENGIRIMAN GRATIS, DAN PELAYANAN
Get PDFGetting customers is not easy, especially influencing them in purchasing decisions. This problem affects all business people. Therefore, making every effort is realistic, including discount programs, free shipping, and quality service. This study aims to dig up actual information, related to purchasing behavior and its reasons. This research is studied quantitatively using multiple linear regression analysis. The respondents are the millennial generation from Jakarta who are already working, totaling 96 respondents. The results suggest that the high online buying behavior is influenced by marketing programs, especially discounts. Surprisingly, the respondents no longer differentiated between online or conventional purchases. Currently, the consideration is, of the two ways of shopping, which one is more profitable for consumers, especially at a more affordable price
KINERJA BANK: Sudut Pandang Aktivitas, Kecukupan Modal, dan Tingkat Pendapatan
Get PDFAs a profit institution, presenting good financial governance is a must. This is necessary, to demonstrate the company's ability to run a business, both in terms of operations, capital, or profits. This study aims to analyze the financial performance of the bank, through a study of business activities, capital adequacy and income levels. As well as to see how the company's revenue increases. To test this phenomenon, quantitative research methods are used with multiple regression analysis. The object of this research is the state commercial bank with the amount of data used is 40, through purposive sampling technique. The results showed that interest income was a determining factor for increasing banking income in Indonesia. This means that the optimization of credit activities will have a positive impact on bank revenue (in this case bank interest). However, the ratio of capital, credit, and operating costs during the 2010-2019 period has not shown a significant effect on the increase in company profitability
PENGARUH INTELLECTUAL CAPITAL TERHADAP NILAI PERUSAHAAN DENGAN KINERJA KEUANGAN SEBAGAI VARIABEL INTERVENING (STUDI KASUS PADA PERUSAHAAN YANG TERGABUNG DALAM JAKARTA ISLAMIC INDEX)
Get PDFThis study aims to determine the effect of Human Capital (VAHC), Physical Capital (VACA), Structural Capital (STVA) on Firm Value (PBV) and to determine the indirect effect of financial performance (ROE) as a mediator on companies incorporated in Jakarta Islamic. index on the Indonesia Stock Exchange for the period 2016-2019. This research is a quantitative study using panel data, which is a combination of time series and cross section data. The calculation results obtained show that the model used is Fixed Effect. Simultaneous analysis results show that VAHU, VACA, STVA have no significant effect on firm value. Based on the results of the partial analysis, Human Capital (VAHC) has no effect on firm value, Physical Capital (VACA) has no effect on firm value and Structural Capital (STVA) has no effect on firm value. And for the intervening variable in the form of financial performance, an analysis results that indirectly financial performance cannot mediate between the Intellectual Capital variable and Firm Value
PERAN KEPEMIMPINAN DALAM PENINGKATAN KINERJA KARYAWAN DI PT. GARUDA KARYA MANDIRI PERSPEKTIF KOMUNIKASI
No full textThis study aims to (1) analyze the role of leadership and leader communication in improving employee performance at PT Garuda Karya Mandiri (2) analyze the typology of leadership communication applied by the leaders of PT Garuda Karya Mandiri. The findings of this study are expected to be able to determine the role of leadership and communication practices that should be carried out by a superior to his subordinates in running a company organization. Where we know that in the era of free competition that is so tight today, optimal performance for companies is a price of necessity to stay afloat while paying attention to the values of the mood of its employees. In an effort to always maintain employee performance so that it is always optimal, it is necessary for the role of leadership communication to achieve work targets in the company. Communication made by superiors should be interactive, humanistic and constructive so that each employee can carry out and enjoy their respective jobs. The results of research on the role of leadership in improving employee performance (respectively Communication) are: (1). Leaders as examples and role models, (2). Important decision makers, (3). Leaders as communicators, (4). Leaders as evaluators. Thus in the end it can be seen that through the role of leadership and communication carried out by a leader well, he will be able to maintain the mood of the employees so that it will have an impact on the realization of optimal performance in running the company's organization